Kaspi.kz (KSPI) reported Q4 net income Monday of 276.98 billion Kazakhstani tenge ($555.4 million), down from 316.40 billion tenge a year earlier.
Two analysts surveyed by FactSet expected 345.56 billion tenge.
Revenue for the quarter ended Dec. 31 was 1.147 trillion tenge, up from 730.35 billion tenge a year earlier.
Three analysts polled by FactSet expected 1.180 trillion tenge.
Shares of the company were up 4.8% in recent Monday premarket activity.
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