Is It Time To Reassess TransUnion (TRU) After The Recent Share Price Recovery?

Simply Wall St.04-21

If you are wondering whether TransUnion at around US$77.75 is offering fair value or an opportunity, the next sections break down what the current market price might be implying. The stock has moved ...

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The stock has moved ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/commercial-services/nyse-tru/transunion/news/is-it-time-to-reassess-transunion-tru-after-the-recent-share\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is It Time To Reassess TransUnion (TRU) After The Recent Share Price Recovery?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs It Time To Reassess TransUnion (TRU) After The Recent Share Price Recovery?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-04-21 10:10 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/commercial-services/nyse-tru/transunion/news/is-it-time-to-reassess-transunion-tru-after-the-recent-share><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>If you are wondering whether TransUnion at around US$77.75 is offering fair value or an opportunity, the next sections break down what the current market price might be implying. The stock has moved ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/commercial-services/nyse-tru/transunion/news/is-it-time-to-reassess-transunion-tru-after-the-recent-share\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1169590202.USD","symbol_name":"ALLSPRING (LUX)  U.S. SELECT EQUITY \"I\" (USD) ACC","start_time":0,"source_url":"https://simplywall.st/stocks/us/commercial-services/nyse-tru/transunion/news/is-it-time-to-reassess-transunion-tru-after-the-recent-share","article_id":"2629705060","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/9612012-choice1-main-header/1585186781062"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/commercial-services/nyse-tru/transunion/news/is-it-time-to-reassess-transunion-tru-after-the-recent-share","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2629705060","pubTimestamp":1776737451,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"If you are wondering whether TransUnion at around US$77.75 is offering fair value or an opportunity, the next sections break down what the current market price might be implying.\nThe stock has moved 8.1% over the past week and 10.2% over the last 30 days, while returns sit at 10.6% over 1 year, 23.8% over 3 years, and a 20.7% decline over 5 years. This gives a mixed picture for anyone thinking about long term entry points.\nRecent coverage of TransUnion has focused on how investors are...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU1169590202.USD":"ALLSPRING (LUX)  U.S. SELECT EQUITY \"I\" (USD) ACC","TRU.AU":"TRUSCREEN GROUP LTD","LU1989764748.USD":"东方汇理环球颠覆性机遇A2 Acc","SG9999004303.SGD":"Nikko AM Shenton Global Opportunities SGD","TRU":"TransUnion","LU1169589451.USD":"ALLSPRING (LUX)  U.S. SELECT EQUITY \"A\" (USD) ACC","BK7007":"医疗保健设备","SGXZ23171101.USD":"NIKKO AM SHENTON GLOBAL OPPORTUNITIES (USD) ACC","BK4123":"调查和咨询服务","LU1989764664.SGD":"CPR Invest - Global Disruptive Opportunities A2 Acc SGD-H","DCF":"Dreyfus Alcentra Global Credit Income 2024 Target Term Fund, Inc"},"translate_title":"最近股价回升后，是时候重新评估环联（TRU）了吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"DCF":1,"TRU.AU":1.5,"TRU":1.5},"content_text":"If you are wondering whether TransUnion at around US$77.75 is offering fair value or an opportunity, the next sections break down what the current market price might be implying. The stock has moved 8.1% over the past week and 10.2% over the last 30 days, while returns sit at 10.6% over 1 year, 23.8% over 3 years, and a 20.7% decline over 5 years. This gives a mixed picture for anyone thinking about long term entry points. Recent coverage of TransUnion has focused on how investors are reassessing data and analytics companies, with attention on balance sheet strength, growth opportunities and competitive position. This broader discussion helps frame the recent price moves as part of a wider rethink of risk and potential in the sector. On Simply Wall St's valuation checks, TransUnion scores a 2 out of 6. Next comes a look at what different valuation methods say about that score, followed by an even more complete way to think about the company's value at the end of the article.  TransUnion scores just 2/6 on our valuation checks. See what other red flags we found in the full valuation breakdown. AdvertisementApproach 1: TransUnion Discounted Cash Flow (DCF) Analysis A Discounted Cash Flow, or DCF, model estimates what a company could be worth by projecting its future cash flows and then discounting those back to a single value in today’s dollars. For TransUnion, the model uses a 2 Stage Free Cash Flow to Equity approach. The latest twelve month free cash flow is about $641.4 million. Based on analyst inputs for the next few years and further extrapolation by Simply Wall St, free cash flow is projected at $1,432 million by 2030, with annual figures between 2026 and 2035 discounted back to today using the model’s assumptions. Putting those discounted cash flows together produces an estimated intrinsic value of $147.95 per share, compared with the current share price of about $77.75. On this DCF view, that difference indicates the stock could be trading at around a 47.4% discount to the calculated intrinsic value. Result: UNDERVALUED Our Discounted Cash Flow (DCF) analysis suggests TransUnion is undervalued by 47.4%. Track this in your watchlist or portfolio, or discover 63 more high quality undervalued stocks. TRU Discounted Cash Flow as at Apr 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for TransUnion. Approach 2: TransUnion Price vs Earnings For profitable companies, the P/E ratio is a useful check because it links what you pay directly to the earnings the business is currently generating. It lets you see how many dollars of share price the market is attaching to each dollar of earnings. What counts as a \"normal\" P/E will often reflect how the market views a company’s growth outlook and risk. Higher expected growth or lower perceived risk can support a higher multiple, while slower expected growth or higher risk often lines up with a lower multiple. TransUnion is trading on a P/E of about 32.9x. That sits above the Professional Services industry average of roughly 19.6x and slightly above the peer group average of about 31.6x. Simply Wall St’s Fair Ratio for TransUnion is 27.2x, which is its proprietary view of what a reasonable P/E could be given factors such as earnings growth, profit margins, industry, market value and key risks. Compared with simple peer or industry comparisons, the Fair Ratio aims to be more tailored because it folds in those business specific drivers instead of relying on high level group averages. With the current P/E above the Fair Ratio, this approach points to the shares looking on the expensive side today. Result: OVERVALUED NYSE:TRU P/E Ratio as at Apr 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Start investing in legacies, not executives. Discover our 19 top founder-led companies. Upgrade Your Decision Making: Choose your TransUnion Narrative Earlier it was mentioned that there is an even better way to understand valuation, so Narratives are introduced here as short, clear stories that connect your view of TransUnion’s business to specific numbers for future revenue, earnings, margins and a fair value estimate, then compare that fair value to today’s share price to help you decide if the stock looks appealing or not on your terms. On Simply Wall St’s Community page, Narratives are available as easy templates that update automatically when fresh information such as news or earnings is added, so you can see in real time how your view of TransUnion might change. For example, one TransUnion Narrative on the optimistic side assumes a fair value of US$114.00 based on revenue of US$6.7b, earnings of US$894.5m and a P/E of 29.9x by 2029. A more cautious Narrative assumes a fair value of US$78.00 based on revenue of US$5.6b, earnings of US$742.7m and a P/E of 24.3x. Where you sit between those two depends on how confident you are in the company’s products, international growth opportunities and margin potential. Do you think there's more to the story for TransUnion? Head over to our Community to see what others are saying! NYSE:TRU 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if TransUnion might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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