Tiger Vault: Everything You Need to Know in One Article

Tiger_Academy
2024-12-25
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1. What is Tiger Vault?

Tiger Vault is essentially a curated basket of money market funds. These funds primarily invest in low-risk underlying monetary instruments such as short-term government bonds, large certificates of deposit, and high-credit-rated commercial papers. As a result, this type of fund is also considered nearly risk-free. While its yield may fluctuate, the principal is almost unaffected.

2. Why Choose Tiger Vault?

  • Higher Returns: Currently, the USD funds in Tiger Vault offer a yield of approximately 4.7%, while the HKD funds yield around 3.8%. These rates are higher than the yields of short-term U.S. Treasury bonds, which are typically around 4.2%, for a similar level of liquidity.

  • Rate Cut Expectations: The Federal Reserve announced a 25-basis-point rate cut this week, and expectations for further rate cuts in 2025 are growing. This favorable outlook increases the appeal of Tiger Vault, as its potential benefits are amplified in such scenarios.

  • High Capital Utilization

    Another advantage is that Tiger Vault offers far greater capital efficiency compared to short-term Treasury bonds.

    For example, if all your funds are invested directly in short-term Treasuries, you would not have the flexibility to invest in other assets like stocks or options. However, if your funds are entirely invested in Tiger Vault, you can earn interest while maintaining 99% purchasing power to buy stocks and options. As long as the funds are redeemed into your securities account before the stock settlement date (T+1), you can even save on financing interest.

3. How to Place an Order?

If you are selling options or implementing combination option strategies that require margin, Tiger Vault can be directly used as margin collateral. As long as there is no exercise involved, the funds will not be automatically redeemed, nor will any interest be incurred.

Thanks to these advantages, Tiger Vault was voted as the "Most Loved Product by Investors" in the 2024 investment product awards.

If you're interested in Tiger Vault, feel free to check out the details on the Tiger App by navigating to the "Wealth" homepage.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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Comments

  • Shyon
    2024-12-25
    Shyon
    Tiger Vault also offers high capital efficiency, allowing investors to earn interest while maintaining 99% of their purchasing power to invest in stocks or options. It can be used as margin collateral for option strategies without automatically redeeming funds or incurring interest, as long as no exercise occurs. Recognized for its popularity, Tiger Vault was voted the "Most Loved Product by Investors" in the 2024 investment product awards.
  • koolgal
    2024-12-26
    koolgal

    🌟🌟🌟I love Tiger Vault as it is a brilliant innovative product by Tiger Brokers which makes my idle money work harder while waiting to be used for my investments.  It is flexible and earns high interest, much better than putting money in my regular savings account with the banks.  With Tiger Vault, my money never sleeps! 

    @Tiger_Academy Thank you for highlighting the extraordinary features of Tiger Vault, voted the most popular product by the wonderful Tiger Community. 

    @Tiger_comments  @TigerStars  @CaptainTiger  




  • Shyon
    2024-12-25
    Shyon
    Tiger Vault is a low-risk investment product made up of a basket of money market funds that primarily invest in short-term government bonds, high-credit-rated commercial papers, and certificates of deposit. It offers attractive yields, with USD funds providing around 4.7% and HKD funds yielding 3.8%, which are higher than short-term U.S. Treasury bonds. This product is especially appealing in light of expectations for future rate cuts, which could enhance its potential returns.
  • Cadi Poon
    2024-12-25
    Cadi Poon
    另一個優勢是，與短期國債相比，Tiger Vault提供了更高的資本效率。

    例如，如果您的所有資金都直接投資於短期國債，您將無法靈活地投資於股票或期權等其他資產。但是，如果您的資金完全投資於Tiger Vault，您可以在賺取利息的同時保持99%的購買力購買股票和期權。只要在股票交收日（T+1）前將資金贖回到您的證券賬戶，您甚至可以節省融資利息

  • TimothyX
    2024-12-25
    TimothyX
    Tiger Vault本質上是一籃子精選的貨幣市場基金。這些基金主要投資於低風險基礎貨幣工具，如短期政府債券、大額存單和高信用評級商業票據。因此，此類基金也被認爲幾乎無風險。雖然其收益率可能會波動，但本金幾乎不受影響。
  • highhand
    2024-12-25
    highhand
    good to get some gains which is in line which high interest accounts for idle cash. your buying power remains unaffected when your cash is parked in tiger vault.
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