In today’s world, where remote-To The Moon - Tiger Brokers Online Investing Community - To The Moon

In today’s world, where remote work and flexible careers are becoming the norm, many people are starting to rethink how and where they live. One smart approach is geo-arbitrage: earning in a strong currency like the Singapore dollar (SGD) while living in a country where the cost of living is much lower.

Let’s face it, Singapore is a great place to work, but it’s not exactly cheap to live. But what if you could keep earning in SGD and enjoy a higher standard of living in places like Thailand, Vietnam, Malaysia, or Indonesia?

In cities like Chiang Mai or Da Nang, your rent, food, and daily expenses could be a fraction of what you’d spend in Singapore. Think $2 meals, $400 beachfront apartments, and affordable healthcare. Your savings grow faster, and your money goes further.

This lifestyle is perfect for freelancers, digital nomads, or even FIRE (Financial Independence, Retire Early) seekers. It’s not about escaping Singapore—it’s about using your strong income wisely to design a life filled with freedom, value, and experiences.

The best part? You don’t need millions. Just a plan, a passport, and a bit of courage.

Earn strong. Spend smart. Live fully.

Earn in SGD, Live Like a King Elsewhere?

If your savings can cover your basic expenses, which dream city would you move to? Is the best lifestyle for Singaporeans not living in Singapore? Where does your SGD stretch the furthest? In 2024, Mr. Chen from Singapore was laid off. He had worked at Google for nearly a decade and saved up about SGD 2.56 million. So, he took this opportunity to give himself a break — and chose to move with his wife to Chiang Mai, a city known for its low cost of living and high quality of life.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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