Shyon
10-16
I maintain two strategies — one focused on growth stocks and another on dividend plays like Singapore’s major banks. With rate cuts approaching, I still value DBS, OCBC, and UOB for their strong balance sheets and reliable payouts. DBS, in particular, remains my core dividend holding thanks to its consistent earnings and attractive yield.

At the same time, I keep a separate growth portfolio targeting sectors like technology and AI, where structural trends continue to drive earnings expansion. This helps balance the slower but steadier returns from dividend stocks, giving me exposure to both stability and long-term upside.

Rather than rotating fully into one side, I stay flexible — adding selectively during market pullbacks. If bank valuations dip further, I’ll top up for yield; and if growth names correct, I’ll accumulate for capital appreciation. This dual approach lets me capture both income stability and future growth potential.

@Tiger_SG @Tiger_comments @TigerStars

SG Banks Slips! What’s Your Time Span for Holding Banks?
Singapore’s three banking giants — DBS, OCBC, and UOB — have all retreated recently, as investors brace for an expected Fed rate cut cycle. The question now is: where’s the focus when growth slows but dividends stay strong? How long do you plan to hold banks? Do you hold them for dividends? Is short term pullback not a thing for you?
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Comments

  • fluffzo
    10-17
    fluffzo
    Love your balanced approach
    • Shyon
      My greatest pleasure to know it
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