🌙 Year End Note — 31 Dec 2025

Remember March & April 2025

This year taught something important.

In March and April, many of us saw how fast money can disappear.

Years of saving can vanish in just 20 market days.

And then, the market came back in one single day.

But if we were not holding our positions on that day,

our gains did not come back.

The lesson is simple:

• Do not panic

• Do not sell out of fear

• Crashes are normal

• If you can, add more when prices fall

• If you cannot add, it is okay to wait and do nothing

And one rule to remember:

Never hold positions with 1.5× leverage.

It can break everything you built.

⸻

Going into 2026

Carry these thoughts:

• Keep some cash always

• Stay patient

• Small smart steps → big results later