$SPDR S&P 500 ETF Trust(SPY)$

$SPDR S&P 500 ETF Trust(SPY)$ People at the lower end pay for access, carrying something like 35% APR on a depreciating asset. The middle pays for status, leasing so they can feel fluid. The ultra-wealthy sit on the other side of the spread, collecting the interest, the lease fees, and the buybacks.

Tim Cook isn't selling phones. He's selling a temporal tax on anyone who can't wait 12 months. The real kicker is that they thank him for it.

That stops looking like capitalism to me. It looks more like mathematical inevitability once you let compound interest work against a huge chunk of the population.

$Apple(AAPL)$ isn't a tech play. It's a behavioral finance ETF with a logo.

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