Why Upstart is Poised to Redefine the Future of Lending
I’ve analyzed countless earnings reports, but $Upstart Holdings, Inc.(UPST)$’s Q4 FY 2024 results stand out as a turning point. The company isn’t just growing—it’s proving that artificial intelligence can fundamentally reshape lending. Here’s why I believe Upstart deserves a closer look from investors. Upstart’s revenue surged 56% YoY to $219 million in Q4, capping a full-year revenue increase of 24% to $637 million. More importantly, the company is inching toward GAAP profitability. Its Q4 GAAP net loss narrowed to just ($2.8 million), a dramatic improvement from ($42.4 million) a year ago. Adjusted net income flipped to $29.9 million, signaling that operational efficiency is catching up to growth. The Adjusted EBITDA story is even brighter: $38.
🎁What the Tigers Say | Tesla Falls 5 Days: Buy the Dip?
Tesla dropped for 5 consecutive days and fell below the key level of $350. Some investors are beginning to buy the dip and aim for a price under $300.Will Tesla continue breaking down to $300 this time? At what price are you planning to buy the dip?🎁Special Notes: Whoever showed up on the” What the Tigers Say” column will receive 100 Tiger Coins and an exclusive interview invitation to honor your contribution.Click titles to read the full analysis:1. @Tiger V :Key Points:Support & Resistance Levels: Tesla’s current price of $350.73 suggests potential further downside toward the $300 support level. If selling pressure continues, this could be a key buying zone for investors.Valuation vs. Growth Risks: While Tesla’s revenue forecast
China’s AI Power Play: Will Apple & Alibaba Dominate or Disappoint?
$Apple(AAPL)$ and $Alibaba(BABA)$ are reportedly collaborating on AI-powered features for China’s iPhone market. The news has driven both stocks higher, with AAPL rising 2% and BABA gaining 1% yesterday. Meanwhile, Alibaba reached a recent high of $112 following Jack Ma’s visit to its corporate campus on February 11, marking a moment of renewed investor enthusiasm. The implications of this AI partnership could be significant for both companies. With China being a crucial market for Apple and Alibaba’s vast ecosystem providing a unique integration opportunity, investors are now assessing whether this partnership will push stock prices higher or if current gains present a short-term profit-taking opportunit
Markets Brace for Inflation Data as Powell Sticks to Script
Market Recap Stocks wobbled on Tuesday but managed to recover some losses by the close. The $S&P 500(.SPX)$ finished flat, the Dow Jones rose 0.3%, and the $NASDAQ(.IXIC)$ slipped 0.4%, as investors awaited fresh inflation data. $NVIDIA(NVDA)$$Tesla Motors(TSLA)$$Apple(AAPL)$$US10Y(US10Y.BOND)$ $IXIC Powell’s Testimony: No Surprises Federal Reserve Chair Jerome Powell delivered a measured performance before the Senate Banking Committee, reinforcing the Fed’s stance that rate cuts are unlikely while inflation remains above
Schwab US Dividend Equity ETF (SCHD) One Of The Most Stable Dividend Growth King ETF, Would You Buy?
$Schwab US Dividend Equity ETF(SCHD)$ Majority of us who own and hold the Schwab U.S. Dividend Equity ETF (ticker: SCHD), our primary goal isn’t necessarily to earn massive dividends right away or to see rapid short-term growth. Instead, the appeal of this ETF lies in its strong historical track record of consistent dividend growth. Over time, this has significantly increased the dividend income for long-term investors. This is exactly why I personally own several thousand shares of SCHD as an investor. While the dividend payouts today may not be enormous, the long-term potential is what makes this ETF so compelling. A few years down the road—whether in 1, 3, 5, or 10 years—the income generated is likely to grow substantially. In this articles, I'
🏡 Pending Home Sales: Can the Housing Market Rebound?
Insights on the Pending Home Sales Index (PHSI) The National Association of Realtors (NAR) is set to release the Pending Home Sales Index (PHSI) for November, a crucial forward-looking metric for the housing market. Projected Growth: Analysts anticipate a 7.9% YoY increase, signaling a modest recovery from last year's slump. Record Low Levels: The PHSI hit historical lows this summer, driven by elevated mortgage rates and the lock-in effect, discouraging existing homeowners from selling. 📊 Housing Market Trends Factors Impacting the Index: Mortgage Rates: Elevated rates remain a major deterrent, locking potential sellers in place. Affordability Issues: High prices continue to weigh on first-time buyers. Economic Factors: Broader econom
I had a small number of Apple shares which I sold before the share price fall. Apple stock Zacks rank is on hold. Apple iphone 16 does not have a good reception in Chinese market. Also reflecting the US Trump administration 's technology platform sharing policy Apple and other commication tech sectors sanctions on place for Chinese market entry.
What do u guys think is the current intrinsic value of NVDA? Based on Wall street analysts projection of revenue growth i am looking to add more in the range of $110 if it dips to this lvl. Currently own about 172 shares and waiting to double down if it comes to my target price. Nvda is a fundamentally strong company with 88% gpu market share. I have no doubt that it will be the first to reach $10 trillion market cap.
Will the Price of Gold Futures Encounter a Short Squeeze Above 3000 Points?
As the COMEX gold futures price edges closer to the $3,000/oz threshold, the current gold market demonstrates a price rally driven by strengthened technical patterns and underlying spot arbitrage dynamics. This momentum is further characterized by two prominent features. With market-wide concerns that Trump’s tariff policies might impose duties on physical gold imported into the U.S., this speculation could push gold prices towards a short squeeze above 3,000 points. Thus, this issue warrants a closer examination.Two Unusual Features in the Gold Futures Market1. Expanding Cross-Market Price SpreadThe price spread between London spot gold and COMEX futures has widened to exceed 2.5 times the historical standard deviation. At present, this arbitrage creates a risk-free profit margin of over
all the robots need to be able to do is build Teslas. If the manufacturing & assembly process can be wholly or partially (majority) be performed by these robots, Then imagine the Increase in production while a dramatic reduction in manufacturing costs. Not to mention, no labor costs, disputes, strikes, with cars being produced 24/7/365. Even China cannot produce EV that cheap. This on top of also selling or rusting out these car assembly robots to other rival car manufacturers around the world. That's a ton of extra non car related revenue while dramatically reduced production costs. Not even gonna get into FSD & robotaxis yet. Investors & Customers are equally stupid. Tesla sales drop just because Propledout like Musk just goes to show that TradFi markets are just as muc
Well written article. Nevertheless, the company's historical performance record and past return set to predict that investors should put this stock on a close watch list before making an investment decision. NEXA YTD is (-) 37.05%. Also 3 Years return is negative (-) 33.30% which is alarming for long term value investing. It was mentioned in the report that NEXA to s not currently profit and to reach the break even is still challenging depending on the company's operational efficiency. Investing mineral sector is highly riskly. However, Zack's rank #2 indicate the company is a moderate buy.
Super Micro Earnings & Guidance, The Stock Roller Coaster On News!
$SUPER MICRO COMPUTER INC(SMCI)$ Super Micro has just released its latest quarterly figures, and the after-hours market reaction has been quite dramatic. At the time of article, the stock is up around 8% to 9%. However, earlier in after-hours trading, the stock had dropped by as much as 15%—possibly even lower—before rebounding. That’s a massive swing within just a few hours. Let’s dive into the good and the bad from this earnings report. Also, if you're wondering whether their 10-K filing has been submitted—no, it has not. Earning Overview This isn’t a finalized earnings report, but the company has provided preliminary figures. For the current quarter, net sales came in at approximately $5.6 to $5.7 billion, reflecting a 54% year-over-year growth
Coinbase (COIN) Stronger Subscription And Transaction -> Higher Earnings
$Coinbase Global, Inc.(COIN)$ will be reporting their quarterly results on 13 Feb after market close for the period ending 31 Dec 2024. COIN is expected to report a 92.0% increase in revenue to $1.832 billion from $953.8 million a year ago, according to the mean estimate from 16 analysts, based on LSEG data. (Sales majority basis is on Total Revenue). For the earnings per share, COIN is expected to post $1.61 which is more than 50% compared to the same period last year. Coinbase (COIN) Last Positive Earnings Call Helped COIN TO A 26.05% Change To Its Share Price COIN saw a change of 26.05% since its last positive earnings call on 30 Oct 2024, which the earnings call reflects a positive sentiment overall, with Coinbase demonstrating strong financia
$Advanced Micro Devices(AMD)$ They were a laggard, but they now position themselves as a cheaper and energy efficient alternative to Nvidia. With China Deepseek able to prove that using cheaper and less advanced chips can produce the same results. This is in AMD's advantage.
$Tesla Motors(TSLA)$ Tesla's stock has experienced a decline over the past five trading days. Here's the latest performance: In October 2024, Tesla's stock faced a downturn following a "We, Robot" event that left investors underwhelmed. The event showcased prototypes of autonomous vehicles and humanoid robots, but concerns arose regarding the practicality and timelines of these innovations. Analysts cautioned that these products might not significantly impact Tesla's business in the near future, leading to skepticism about the company's ambitious projections. Conversely, around the same period, some analysts observed that Tesla's monthly price cycle had bottomed out, suggesting potential for a rebound. Historical data indicated that the stoc
Confluent's AI Edge: How Data Streaming Powers the Next Generation!
Market FeedbackStrong Q4 Growth Beyond ExpectationsSubscription revenue up 24%, Confluent Cloud revenue up 38% to $138 million, Non-GAAP operating margin of 2.9%; 55% Confluent Cloud share, 13% adoption of DSP components in the cloud business; 26% international revenue growthAll guidance metrics exceeded expectations, reflecting the company's transition to a consumer-driven go-to-market model **Growth drivers:** Continued adoption of DSP products, new product launches (e.g., Tableflow), and strategic partnerships with Databricks and Jio PlatformsGuidanceQ1 2025.Subscription revenue expected to be between $253 million and $254 million, 22%-23% growthNon-GAAP net income per share expected to be $0.06-$0.07Overall fiscal year 2025Subscription revenue expected to be in the range of $1,117 mill
$Alibaba(BABA)$ Quick trade Itchy finger, buy and sell 50 shares at 16.6 and 15.8 respectively. About $35 profit within 11 mins. Can go and have nice lunch
Option Movers | Alibaba and Intel See 82% Call Options; Traders Bet Tesla Will Return to $350 This Week
Market OverviewWall Street's main indexes ended mixed on Tuesday (Feb. 11) as gains in Coca-Cola and Apple offset losses in Tesla, while investors parsed Federal Reserve Chair Jerome Powell's latest comments.Regarding the options market, a total volume of 41,453,670 contracts was traded, dwon 3% from the previous trading day.Top 10 Option VolumesTop 10: $TSLA(TSLA)$, $NVDA(NVDA)$, $AAPL(AAPL)$, $INTC(INTC)$, $SMCI(SMCI)$, $PLTR(PLTR)$, $BABA(BABA)$, $VIX(VI