Upstart Crushes EPS Estimates by 800% with a Positive Profitability Outlook: Is $90 Within Reach?
$Upstart Holdings, Inc.(UPST)$ surged 25% after earnings, driven by strong revenue and EBITDA growth. Against the backdrop of an across-the-board beat in this earnings report, management provided an optimistic outlook, projecting 2025 revenue to reach $1 billion and aiming to break even.Financial Highlights:Revenue: $219M vs. $180M, beating by 20%EPS: $0.26 vs. -$0.03, beating by 870%Adjusted EBITDA: $38.78M vs. $6.16M, beating by 529%Loan origination volume grew 33%, and revenue increased 35%Data from Bloomberg and Upstart earningsInvestment Takeaways:AI Model Driving Higher Conversion and Loan Volume91% of loans fully automated, and 93% of instant approvals converted into funded loansRate Cuts in 2024 Boosted Borrower Demand, but 2025 Rate Cut E
$Shopify(SHOP)$ If you're considering starting an online store, Shopify is an increasingly popular platform for reaching customers, offering a robust e-commerce solution. Over the past decade, its popularity has skyrocketed. Shopify recently released its quarterly earnings report, which led to some volatile movements in its stock price, dipping as much as 9% and rising 4% before settling in between. So what's behind these fluctuations, and is Shopify still overpriced or more reasonable than it seems? The main factor in determining Shopify's true value comes down to one key element, which we’ll dive into shortly. As of this report, Shopify, valued at around $155 billion, saw its revenue grow 31% year-over-year, exceeding analyst expectations by $10
When it comes to AI, we can’t forget Upstart, a company that has always positioned AI as its key selling point. However, its stock has been on a rollercoaster ride over the past two years. Following its latest earnings report, the stock surged 24%! 🚀 What is Upstart? $Upstart Holdings, Inc.(UPST)$ is an AI-driven lending marketplace that has served over 3 million customers and partnered with more than 100 banks. By leveraging AI models and cloud-based applications, Upstart helps banks offer more competitive loan products while improving approval efficiency. Q4 2024 Earnings Highlights: - Revenue: $219M (+56% YoY) - Contribution Profit:*l $122M (61% margin) - Adjusted EBITDA: $38.8M (a
ADM STOCK Deep Analysis, Dividend Stock King That You Can Retire On!
$Archer-Daniels Midland(ADM)$ Good day, fellow Tiger. Archer Daniels Midland (ADM) is a stock we've discussed several times over the past year. With the release of new earnings, the stock has dropped 10% in the last week. Some of you are calling it a disaster, while others are questioning the shift in fundamentals and the uncertainty surrounding the company. So, what's my stance on ADM now? The more a stock I cover or own declines, the more I tend to like it. That's why in this video, I want to offer you a comprehensive overview of my investment philosophy, using this stock analysis as a case study. I'll show you how ADM fits into a portfolio and share why I hope it drops another 30-40%. in this article, we'll focus specifically on Archer Daniels M
Selling covered call options (sell covered call) is a strategy adopted by many large funds. It can also be used by retail investors in the US stock market.You can get income while holding it. This strategy is very suitable for stocks that have long-term positions, but they have not moved but they are not in a bearish position recently or are in a bearish position recently. It can be a good strategy for mature investors to roll over when holding some targets for a long time. Income comparison Assume that investors hold 200 shares of Amazon from January 1 to December 17, 2021 If there is no operation during the holding period, the final total assets will be USD 675,484 If the covered call strategy is carried out, it will be operated once a week; if 100 shares are sold after the exercise, ano
💰4 Charts Help You Find Undervalued Chinese Stocks & ADRs
I. Chinese stocks have been on a continuous upward trend for a month, with Wall Street institutions turning bullishChinese stocks have been on an upward trajectory for nearly a month since January 13. The $iShares MSCI China ETF(MCHI)$ has seen gains for four consecutive weeks since mid-January, with a rise of over 4% since February, significantly outperforming other markets such as the United States and Japan.Market revaluation driven by technological breakthroughs: The launch of DeepSeek's breakthrough low-cost AI model has become a crucial catalyst for global investors to reassess Chinese assets. The model's high efficiency and open-source nature have been favored by many Chinese companies, fueling the popularity of related concepts and changin
Weekly Insights: DeepSeek Disrupts the Global AI Landscape, U.S. Economic Data Shows Divergence—Opportunities and Risks Coexist?
Performance of Global Equity Indices(in US Dollar) Source: Bloomberg, Tiger Brokers DeepSeek Disrupts the Global AI Landscape, Computing Power Demand Continues to Rise—Where Will Future Opportunities Lie? Recently, DeepSeek launched China's first large model with inference capabilities on par with OpenAI, achieving this at less than one-tenth of the cost. This move has sparked widespread discussion within the industry, significantly boosting confidence in Chinese tech stocks while also causing major volatility in U.S. AI-related stocks. After two weeks of fermentation, the market has largely digested the DeepSeek event. Discussions surrounding computing power and NVIDIA have also reached a general consensus: demand for computing power will not decline but will continue to rise. At its
$JP#MTUANRC2512E.C(66620)$ While HK listed China stocks especially $TENCENT(00700)$ and $BABA-W(09988)$ have seen huge inflows due to rerating of China stocks because of Deepseek AI. The news that $JD-SW(09618)$ announced the launch of JD Takeaway dented the share price of $MEITUAN-W(03690)$ today (12th). JD announced that JD Takeaway officially launched "quality dine-in catering merchants" recruitment, whereby merchants who are onboarded by May 2025 are commission-free for the entire year. Buying the dip with this CB
$Tiger Brokers(TIGR)$ The time has come for Tiger Broker to show how it can be one of the leaders in the online trading platform. The App has become so popular and able to attract users of all ages. It's uniqueness is how it creates games during key festive seasons. I am sure that the stock will climb back to $10 mark soon since the trading activities have increased significantly over the past weeks. The profits will show well and need a few good news to boost the stock price. Be Patient and wait for the right opportunity to reap in more profits before selling it off. Good luck
Space-Based Solar Power: Harvesting the Sun’s Energy from Orbit for a Sustainable Future
As we move through 2025, space-based solar power (SBSP) is emerging as a groundbreaking solution to meet global energy demands sustainably. By collecting solar energy in orbit and beaming it to Earth, SBSP promises a continuous, clean, and virtually limitless source of power that could revolutionize the renewable energy landscape. This post explores the fundamentals of SBSP, its technological drivers, applications, investment opportunities, and challenges, along with market projections supported by data. 1. Overview of Space-Based Solar Power Definition & Significance: Space-based solar power involves deploying solar collectors on satellites in orbit to capture sunlight continuously, regardless of weather or daylight conditions. The collected energy is then converted into microwav
Personalized Nutrition Technology: AI-Driven Diet Optimization in 2025
As health consciousness and wellness trends continue to surge, personalized nutrition technology is transforming how individuals approach their diets. In 2025, advances in artificial intelligence, genomics, and wearable sensors enable customized dietary recommendations based on an individual's genetic makeup, lifestyle, and real-time health data. This post delves into the evolution of personalized nutrition, key technological drivers, real-world applications, investment opportunities, and challenges in this rapidly growing sector. 1. Overview of Personalized Nutrition Technology Definition & Significance: Personalized nutrition technology uses data-driven insights to tailor dietary recommendations to individual needs. By analyzing factors such as genetics, metabolic rates, activity lev
Why Upstart is Poised to Redefine the Future of Lending
I’ve analyzed countless earnings reports, but $Upstart Holdings, Inc.(UPST)$’s Q4 FY 2024 results stand out as a turning point. The company isn’t just growing—it’s proving that artificial intelligence can fundamentally reshape lending. Here’s why I believe Upstart deserves a closer look from investors. Upstart’s revenue surged 56% YoY to $219 million in Q4, capping a full-year revenue increase of 24% to $637 million. More importantly, the company is inching toward GAAP profitability. Its Q4 GAAP net loss narrowed to just ($2.8 million), a dramatic improvement from ($42.4 million) a year ago. Adjusted net income flipped to $29.9 million, signaling that operational efficiency is catching up to growth. The Adjusted EBITDA story is even brighter: $38.
🎁What the Tigers Say | Tesla Falls 5 Days: Buy the Dip?
Tesla dropped for 5 consecutive days and fell below the key level of $350. Some investors are beginning to buy the dip and aim for a price under $300.Will Tesla continue breaking down to $300 this time? At what price are you planning to buy the dip?🎁Special Notes: Whoever showed up on the” What the Tigers Say” column will receive 100 Tiger Coins and an exclusive interview invitation to honor your contribution.Click titles to read the full analysis:1. @Tiger V :Key Points:Support & Resistance Levels: Tesla’s current price of $350.73 suggests potential further downside toward the $300 support level. If selling pressure continues, this could be a key buying zone for investors.Valuation vs. Growth Risks: While Tesla’s revenue forecast