DBS SGD50! UOB Misses: How Do You View Three Banks’ Earnings?

2025-10-08

Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$ $DBS(D05.SI)$ $Suntec Reit(T82U.SI)$

{"data":{"themeId":"4761fa1db7614f5e9fa79bac1528bb41","name":"DBS SGD50! UOB Misses: How Do You View Three Banks’ Earnings?","description":"Singapore lender DBS maintains 2025 outlook, Q2 profit beats forecasts with 1% rise\nOCBC Q2 profit falls 7% to S$1.82 billion; to pay S$0.41 a share in dividends\nUOB Q2 profit drops 6% to $1.34 billion, missing forecast\n------------\nHow to trade 3 banks post earnings?\nWhat's your earnings digest?","image":"https://community-static.tradeup.com/news/187a191e57cb1313b5da2207a50ecb19","type":0,"style":1,"follow":false,"createTime":1753357736023,"userCounts":10,"rnLink":"https://laohu8.com/RN?name=RNTheme&page=/theme/detail&rndata={\"themeId\":4761fa1db7614f5e9fa79bac1528bb41}&rnconfig={\"headerBarHidden\": true}","subscribe":false,"allowSubscriptionFinancial":false,"subscriberCount":0,"allowFollow":true,"hasReward":true,"rewardScore":1000,"rewardValidDate":1754841600000,"rewardEnd":true,"symbols":[],"tweetCounts":236,"categoryId":"7cf744760f454845a1870a05ea4e151d","options":[],"votedOptionId":"","totalUserCount":0,"followStatus":false,"themeName":"DBS SGD50! UOB Misses: How Do You View Three Banks’ Earnings?","tweetAmount":236,"imageIsDefault":false,"aiDerivativeIssues":[]},"tab":"essen","allList":[{"id":486863540789664,"gmtCreate":1759893487835,"gmtModify":1759894420664,"author":{"id":"4219534950497312","authorId":"4219534950497312","name":"Claireck","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4219534950497312","authorIdStr":"4219534950497312"},"themes":[],"title":"","htmlText":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0<a href=\"https://ttm.financial/S/BN4.SI\">$Keppel(BN4.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS(D05.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/T82U.SI\">$Suntec Reit(T82U.SI)$&nbsp;</a>&nbsp;","listText":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0<a href=\"https://ttm.financial/S/BN4.SI\">$Keppel(BN4.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS(D05.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/T82U.SI\">$Suntec Reit(T82U.SI)$&nbsp;</a>&nbsp;","text":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$ $DBS(D05.SI)$ $Suntec Reit(T82U.SI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/486863540789664","isVote":1,"tweetType":1,"viewCount":3551,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":469343147164144,"gmtCreate":1755579248238,"gmtModify":1755580433582,"author":{"id":"4175651503350242","authorId":"4175651503350242","name":"tomitimoti","avatar":"https://community-static.tradeup.com/news/a24847ad2cde7f55267ef30749f09cc3","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4175651503350242","authorIdStr":"4175651503350242"},"themes":[],"title":"","htmlText":"Great..to read whats been happening and also updated on da gossip nice.","listText":"Great..to read whats been happening and also updated on da gossip nice.","text":"Great..to read whats been happening and also updated on da gossip nice.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/469343147164144","isVote":1,"tweetType":1,"viewCount":4087,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":466142982730208,"gmtCreate":1754814650791,"gmtModify":1754903779090,"author":{"id":"4098098188330620","authorId":"4098098188330620","name":"MojoStellar","avatar":"https://static.tigerbbs.com/9e757a91c3f486e5fb2bd8b91f998420","crmLevel":12,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4098098188330620","authorIdStr":"4098098188330620"},"themes":[],"title":"","htmlText":"Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6","listText":"Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6","text":"Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":5,"repostSize":2,"link":"https://ttm.financial/post/466142982730208","isVote":1,"tweetType":1,"viewCount":4190,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"9000000000000679","authorId":"9000000000000679","name":"Christianaa","avatar":"https://static.tigerbbs.com/d8b1a5b94d88ec09f89e9cadf2a22203","crmLevel":1,"crmLevelSwitch":0,"idStr":"9000000000000679","authorIdStr":"9000000000000679"},"content":"DBS seems to be holding strong, but UOB and OCBC are definitely in a tricky spot. Will they rebound?","text":"DBS seems to be holding strong, but UOB and OCBC are definitely in a tricky spot. Will they rebound?","html":"DBS seems to be holding strong, but UOB and OCBC are definitely in a tricky spot. Will they rebound?"},{"author":{"id":"10000000000011036","authorId":"10000000000011036","name":"Ron Anne","avatar":"https://static.tigerbbs.com/4c655efe5349cbc91ca0e030f83cb4da","crmLevel":1,"crmLevelSwitch":0,"idStr":"10000000000011036","authorIdStr":"10000000000011036"},"content":"OCBC steady but uninspiring; capital strength won’t fully offset margin pressure.","text":"OCBC steady but uninspiring; capital strength won’t fully offset margin pressure.","html":"OCBC steady but uninspiring; capital strength won’t fully offset margin pressure."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465997609263320,"gmtCreate":1754793738873,"gmtModify":1754800241098,"author":{"id":"3575503344517677","authorId":"3575503344517677","name":"AIworker","avatar":"https://static.tigerbbs.com/7006dbc988ad9b20d016d7498b7b6ba6","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575503344517677","authorIdStr":"3575503344517677"},"themes":[],"title":"","htmlText":"DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.","listText":"DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.","text":"DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465997609263320","isVote":1,"tweetType":1,"viewCount":3770,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":466112288596472,"gmtCreate":1754788160595,"gmtModify":1754788164934,"author":{"id":"4162533487069392","authorId":"4162533487069392","name":"kS.P","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4162533487069392","authorIdStr":"4162533487069392"},"themes":[],"title":"","htmlText":"I see from div. So DBS almost there already, but the other 2 banks still have room to up further.","listText":"I see from div. So DBS almost there already, but the other 2 banks still have room to up further.","text":"I see from div. So DBS almost there already, but the other 2 banks still have room to up further.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/466112288596472","isVote":1,"tweetType":1,"viewCount":3188,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465919379390648,"gmtCreate":1754756518465,"gmtModify":1754756522249,"author":{"id":"3555039416426653","authorId":"3555039416426653","name":"ChallengerDT","avatar":"https://community-static.tradeup.com/news/bc21912fb4ab9076011b86fcc1220d7b","crmLevel":12,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3555039416426653","authorIdStr":"3555039416426653"},"themes":[],"title":"","htmlText":"SG's banks are overpriced and more corrections are on the way.","listText":"SG's banks are overpriced and more corrections are on the way.","text":"SG's banks are overpriced and more corrections are on the way.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465919379390648","isVote":1,"tweetType":1,"viewCount":4098,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465816088617224,"gmtCreate":1754722705353,"gmtModify":1754724162897,"author":{"id":"3583571359572641","authorId":"3583571359572641","name":"Tony Boon","avatar":"https://community-static.tradeup.com/news/e7090d1e1d330d9f46f450df88abac91","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3583571359572641","authorIdStr":"3583571359572641"},"themes":[],"title":"","htmlText":"DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]","listText":"DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]","text":"DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465816088617224","isVote":1,"tweetType":1,"viewCount":3604,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465676268147280,"gmtCreate":1754715658767,"gmtModify":1754715662564,"author":{"id":"3581573352230145","authorId":"3581573352230145","name":"Ninigold","avatar":"https://static.tigerbbs.com/8aba11202f8401f5c8d9b4929ee67fd4","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581573352230145","authorIdStr":"3581573352230145"},"themes":[],"title":"","htmlText":"DBS still going strong 💪&nbsp; but all local banks is 👍","listText":"DBS still going strong 💪&nbsp; but all local banks is 👍","text":"DBS still going strong 💪 but all local banks is 👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465676268147280","isVote":1,"tweetType":1,"viewCount":4313,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465662610128904,"gmtCreate":1754713603417,"gmtModify":1754718959688,"author":{"id":"3565819252889467","authorId":"3565819252889467","name":"e13v3n","avatar":"https://static.tigerbbs.com/387ab24895655e32d7ddaf87ded7da37","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565819252889467","authorIdStr":"3565819252889467"},"themes":[],"title":"","htmlText":"posb was a stat board and merged with DBS so implicit govt guarantee&nbsp;","listText":"posb was a stat board and merged with DBS so implicit govt guarantee&nbsp;","text":"posb was a stat board and merged with DBS so implicit govt guarantee","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465662610128904","isVote":1,"tweetType":1,"viewCount":4196,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465621642092760,"gmtCreate":1754701950013,"gmtModify":1754705254337,"author":{"id":"3580550834935572","authorId":"3580550834935572","name":"ACMOTO","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3580550834935572","authorIdStr":"3580550834935572"},"themes":[],"title":"","htmlText":"All 3 banks are good for long investments, DBS tops all of it!","listText":"All 3 banks are good for long investments, DBS tops all of it!","text":"All 3 banks are good for long investments, DBS tops all of it!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465621642092760","isVote":1,"tweetType":1,"viewCount":3610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465508750123416,"gmtCreate":1754674654938,"gmtModify":1754674658575,"author":{"id":"4107097862867960","authorId":"4107097862867960","name":"Patmos","avatar":"https://community-static.tradeup.com/news/d0b2e09fdb3dc618e98d3ac304599118","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107097862867960","authorIdStr":"4107097862867960"},"themes":[],"title":"","htmlText":"Buy Buy Buy time to buy banks&nbsp;","listText":"Buy Buy Buy time to buy banks&nbsp;","text":"Buy Buy Buy time to buy banks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":2,"link":"https://ttm.financial/post/465508750123416","isVote":1,"tweetType":1,"viewCount":3349,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465477415399488,"gmtCreate":1754667105373,"gmtModify":1754667109139,"author":{"id":"4094724215262760","authorId":"4094724215262760","name":"jennyvu","avatar":"https://static.tigerbbs.com/7b313f2b73c02f4cd762f0297fdfe576","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4094724215262760","authorIdStr":"4094724215262760"},"themes":[],"title":"","htmlText":",,[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;","listText":",,[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;[What]&nbsp;&nbsp;","text":",,[What] [What] [What] [What]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465477415399488","isVote":1,"tweetType":1,"viewCount":3989,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465473068609888,"gmtCreate":1754665953651,"gmtModify":1754665958072,"author":{"id":"3575175630342613","authorId":"3575175630342613","name":"Jasmine1205","avatar":"https://static.tigerbbs.com/4d0aaff576d8e7d6bd8a01ed04dc6434","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575175630342613","authorIdStr":"3575175630342613"},"themes":[],"title":"","htmlText":"Definitely DBS, from $36&nbsp; last year it has risen all the way to $50 now. OCBC is still at a pathetic $16","listText":"Definitely DBS, from $36&nbsp; last year it has risen all the way to $50 now. OCBC is still at a pathetic $16","text":"Definitely DBS, from $36 last year it has risen all the way to $50 now. OCBC is still at a pathetic $16","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":3,"link":"https://ttm.financial/post/465473068609888","isVote":1,"tweetType":1,"viewCount":5466,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465405003268664,"gmtCreate":1754649236019,"gmtModify":1754649240002,"author":{"id":"3575447844441174","authorId":"3575447844441174","name":"Miloman","avatar":"https://community-static.tradeup.com/news/1fa50acc46ff171cfb766003885e0618","crmLevel":13,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575447844441174","authorIdStr":"3575447844441174"},"themes":[],"title":"","htmlText":"Dbs = Da Bu Shi.... it won't die","listText":"Dbs = Da Bu Shi.... it won't die","text":"Dbs = Da Bu Shi.... it won't die","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/465405003268664","isVote":1,"tweetType":1,"viewCount":3767,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465429502144992,"gmtCreate":1754640461196,"gmtModify":1754640465024,"author":{"id":"3572916667219493","authorId":"3572916667219493","name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3572916667219493","authorIdStr":"3572916667219493"},"themes":[],"title":"","htmlText":"Uob actually don’t have any advantages as the price , value and earning power is not up or down . Investor is either buying high growth or value stocks and not in the middle . U know which stocks I am referring to in banking sg","listText":"Uob actually don’t have any advantages as the price , value and earning power is not up or down . Investor is either buying high growth or value stocks and not in the middle . U know which stocks I am referring to in banking sg","text":"Uob actually don’t have any advantages as the price , value and earning power is not up or down . Investor is either buying high growth or value stocks and not in the middle . U know which stocks I am referring to in banking sg","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/465429502144992","isVote":1,"tweetType":1,"viewCount":3729,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465367687070288,"gmtCreate":1754640321590,"gmtModify":1754640325875,"author":{"id":"3572916667219493","authorId":"3572916667219493","name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3572916667219493","authorIdStr":"3572916667219493"},"themes":[],"title":"","htmlText":"DBS can maintain because of the largest flow of money will always be DBS ! It’s the biggest for a reason .","listText":"DBS can maintain because of the largest flow of money will always be DBS ! It’s the biggest for a reason .","text":"DBS can maintain because of the largest flow of money will always be DBS ! It’s the biggest for a reason .","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465367687070288","isVote":1,"tweetType":1,"viewCount":3126,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465133997932600,"gmtCreate":1754600761185,"gmtModify":1754600769420,"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","crmLevel":12,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"themes":[],"title":"","htmlText":"🌟🌟🌟NIM is Net Interest Margin, a key profitability metric for banks.&nbsp; It measures the difference between interest earned from loans and interest paid to depositors. <a href=\"https://ttm.financial/S/D05.SI\"> $DBS Group Holdings(D05.SI)$ </a>NIM has remained stable at 2.14%.&nbsp;&nbsp;&nbsp; However Analysts expect NIMs to edge lower across Singapore's major banks.&nbsp; This is due to easing global interest rates, rising deposit competition and regulatory shifts. Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility. As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomi","listText":"🌟🌟🌟NIM is Net Interest Margin, a key profitability metric for banks.&nbsp; It measures the difference between interest earned from loans and interest paid to depositors. <a href=\"https://ttm.financial/S/D05.SI\"> $DBS Group Holdings(D05.SI)$ </a>NIM has remained stable at 2.14%.&nbsp;&nbsp;&nbsp; However Analysts expect NIMs to edge lower across Singapore's major banks.&nbsp; This is due to easing global interest rates, rising deposit competition and regulatory shifts. Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility. As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomi","text":"🌟🌟🌟NIM is Net Interest Margin, a key profitability metric for banks. It measures the difference between interest earned from loans and interest paid to depositors. $DBS Group Holdings(D05.SI)$ NIM has remained stable at 2.14%. However Analysts expect NIMs to edge lower across Singapore's major banks. This is due to easing global interest rates, rising deposit competition and regulatory shifts. Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility. As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomi","images":[{"img":"https://community-static.tradeup.com/news/11bd4b90c8c41a71476d4c9b35112c46"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":14,"commentSize":5,"repostSize":7,"link":"https://ttm.financial/post/465133997932600","isVote":1,"tweetType":1,"viewCount":5102,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":465165554676224,"gmtCreate":1754576369660,"gmtModify":1754577246790,"author":{"id":"4176423247955812","authorId":"4176423247955812","name":"Lanceljx","avatar":"https://community-static.tradeup.com/news/09909b81957df6057776741ed24e12fe","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4176423247955812","authorIdStr":"4176423247955812"},"themes":[],"title":"","htmlText":"🔎 Q2 2025 Earnings Digest – Singapore Banks 1. DBS Group Holdings Q2 Net Profit: Rose 1% YoY, beating forecasts. Key Highlight: Maintains full-year 2025 outlook, supported by sustained margins and asset quality. Market Reaction: Likely positive due to earnings beat and stable guidance. Outlook: DBS remains the strongest in terms of execution and growth clarity. A defensive core holding. 2. OCBC Bank Q2 Net Profit: Fell 7% YoY to S$1.82 billion. Dividend: Declared S$0.41/share, which is stable. Key Concern: Lower insurance and trading income, though fundamentals remain solid. Outlook: Dividend support may limit downside, but lack of earnings momentum may cap upside. 3. UOB Group Q2 Net Profit: Dropped 6% YoY to S$1.34 billion, missing analyst forecasts. Headwind: NIM pressure and higher cos","listText":"🔎 Q2 2025 Earnings Digest – Singapore Banks 1. DBS Group Holdings Q2 Net Profit: Rose 1% YoY, beating forecasts. Key Highlight: Maintains full-year 2025 outlook, supported by sustained margins and asset quality. Market Reaction: Likely positive due to earnings beat and stable guidance. Outlook: DBS remains the strongest in terms of execution and growth clarity. A defensive core holding. 2. OCBC Bank Q2 Net Profit: Fell 7% YoY to S$1.82 billion. Dividend: Declared S$0.41/share, which is stable. Key Concern: Lower insurance and trading income, though fundamentals remain solid. Outlook: Dividend support may limit downside, but lack of earnings momentum may cap upside. 3. UOB Group Q2 Net Profit: Dropped 6% YoY to S$1.34 billion, missing analyst forecasts. Headwind: NIM pressure and higher cos","text":"🔎 Q2 2025 Earnings Digest – Singapore Banks 1. DBS Group Holdings Q2 Net Profit: Rose 1% YoY, beating forecasts. Key Highlight: Maintains full-year 2025 outlook, supported by sustained margins and asset quality. Market Reaction: Likely positive due to earnings beat and stable guidance. Outlook: DBS remains the strongest in terms of execution and growth clarity. A defensive core holding. 2. OCBC Bank Q2 Net Profit: Fell 7% YoY to S$1.82 billion. Dividend: Declared S$0.41/share, which is stable. Key Concern: Lower insurance and trading income, though fundamentals remain solid. Outlook: Dividend support may limit downside, but lack of earnings momentum may cap upside. 3. UOB Group Q2 Net Profit: Dropped 6% YoY to S$1.34 billion, missing analyst forecasts. Headwind: NIM pressure and higher cos","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465165554676224","isVote":1,"tweetType":1,"viewCount":3453,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":465147648929960,"gmtCreate":1754569935967,"gmtModify":1754569940040,"author":{"id":"4090968655092710","authorId":"4090968655092710","name":"LucasOng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":12,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4090968655092710","authorIdStr":"4090968655092710"},"themes":[],"title":"","htmlText":"DBS &gt; OCBC and UOB with very strong earnings&nbsp;","listText":"DBS &gt; OCBC and UOB with very strong earnings&nbsp;","text":"DBS > OCBC and UOB with very strong earnings","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/465147648929960","isVote":1,"tweetType":1,"viewCount":3194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"essenList":[{"id":486863540789664,"gmtCreate":1759893487835,"gmtModify":1759894420664,"author":{"id":"4219534950497312","authorId":"4219534950497312","name":"Claireck","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4219534950497312","authorIdStr":"4219534950497312"},"themes":[],"title":"","htmlText":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0<a href=\"https://ttm.financial/S/BN4.SI\">$Keppel(BN4.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS(D05.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/T82U.SI\">$Suntec Reit(T82U.SI)$&nbsp;</a>&nbsp;","listText":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0<a href=\"https://ttm.financial/S/BN4.SI\">$Keppel(BN4.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS(D05.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/T82U.SI\">$Suntec Reit(T82U.SI)$&nbsp;</a>&nbsp;","text":"Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$ $DBS(D05.SI)$ $Suntec Reit(T82U.SI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/486863540789664","isVote":1,"tweetType":1,"viewCount":3551,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}]}