Here is the fun part about investing, it doesn't need to be complicated to work. Take $DBS(D05.SI)$ as an example. Historically, if you had simply invested SGD 300 every month and reinvested all your dividends, you could have grown your portfolio to about SGD 100,000 in about 10 years. Thats from putting in only around SGD 33,600 yourself. The rest? Is your money working harder than you! At the beginning, it feels slow like turtle, your portfolio crawls to $20K or $30K and you wonder if it even worth it. But behind the scenes, something powerful is building. As DBS share price rises and dividends increase, every payout buys you more shares, and those shares start paying you too. This is Compound Interest in action