Moonbyul personal page - To The Moon

Moonbyul

Moonbyul

I have been a trader since 2007.

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2024-04-13

$Apple(AAPL)$ Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.

2024-12-05

Great interview 😻👍🏻

Tim Cook Wants Apple to Literally Save Your Life

2025-04-13

Wow 🤩 Apple stock will go up on Monday 🥰👍🏻

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2024-11-03

I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.

2024-09-25

Wow 😮 I think it will move even higher

Gold Rises to Record High as US Data Support Deeper Rate Cuts

2022-05-13

If Apple drop more tonight, I will buy more 👍🏻

Will Apple and Microsoft Finally Give Way in the Stock Market's Downturn?

2022-11-23

Congratulations to Tiger 🐯. Keep up the good work 👍🏻

UP Fintech Posts US$55.41 Million for 2022 Q3 Revenue

2021-03-25

If Apple drop to $100 I will buy it ??

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2022-05-28

Move up for Apple stocks 🍎👍🏻

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2022-05-23

Buying during the dip and hold it for long term investment 🍎👍🏻

Across the World, Apple Faces Macro Pressures

Go to Tiger App to see more news

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🤩 Apple stock will go up on Monday 🥰👍🏻","listText":"Wow 🤩 Apple stock will go up on Monday 🥰👍🏻","text":"Wow 🤩 Apple stock will go up on Monday 🥰👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/424015410098224","repostId":"1178931164","repostType":2,"isVote":1,"tweetType":1,"viewCount":2308,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":378008910610656,"gmtCreate":1733330109034,"gmtModify":1733330112998,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Great interview 😻👍🏻","listText":"Great interview 😻👍🏻","text":"Great interview 😻👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/378008910610656","repostId":"1146355037","repostType":2,"repost":{"id":"1146355037","kind":"news","pubTimestamp":1733325733,"share":"https://ttm.financial/m/news/1146355037?lang=en_US&edition=fundamental","pubTime":"2024-12-04 23:22","market":"us","language":"en","title":"Tim Cook Wants Apple to Literally Save Your Life","url":"https://stock-news.laohu8.com/highlight/detail?id=1146355037","media":"wired","summary":"Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flouris","content":"<html><head></head><body><p>Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flourishes. My guide was Tim Cook, Apple’s CEO. With a proprietor’s pride, he ushered me through the $5 billion circular colossus, explaining that committing to the new campus was a “100-year decision.”</p><p>Today I am returning to the Ring—pulsing with energy seven years after it opened—to see Cook again. The tech world is at an inflection point. The mightiest companies will either stumble or secure their dominance for decades. We are here to discuss Cook’s big move in this high-stakes environment: the impending release of Apple Intelligence, the company’s first significant offering in the white-hot field of generative AI. Some consider it belated. All year, Apple’s competitors have been gaining buzz, dazzling investors, and dominating the news cycle with their chatbots, while the world’s most valuable company (as I write) was showing off an expensive, bulky augmented-reality headset. Apple has to get AI right. Corporations, after all, are less likely than buildings to stand proud for a century.</p><p>Cook didn’t panic. Like his predecessor Steve Jobs, he doesn’t believe that first is best. “Classic Apple,” as he puts it, enters a cacophonous field of first-movers and, with a strong grasp of novelty versus utility, unveils products that make the latest technologies relatable and even sexy. Think back to how the iPod rethought digital music. It wasn’t the first MP3 player, but its compactness, ease of use, and integration with an online store thrilled people with a new way to consume their tunes.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/dcf72e2dce05cae1edacb2320a413572\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p>Cook also contends that Apple has been preparing for the AI revolution all along. As far back as 2018, he poached Google’s top AI manager, John Giannandrea, for a rare expansion of the company’s senior vice president ranks. Then he pulled the plug on a long-running smart-car program (an open secret never publicly acknowledged by Apple) and marshaled the company’s machine-learning talent to build AI into its software products.</p><p>In June, Apple announced the results: a layer of AI for its whole product line. Cook had also brokered a deal with the gold standard in chatbots, OpenAI, so that his users could have access to ChatGPT. I’d gotten a few demos of what they were planning to reveal, including a tool to create custom emoji with verbal prompts and an easy-to-use AI picture generator called Image Playground. (I hadn’t yet tested the revivification of Siri, Apple’s lackluster AI agent.)</p><p>Perhaps what most distinguishes Apple’s AI—at least according to Apple—is its focus on privacy, a hallmark of the Cook regime. The AI tools, which are rolling out through software updates on the latest iPhone and relatively recent Macs, will largely run on the device itself—you don’t send your data to the cloud. The computation for more complicated AI tasks, Cook assures, occurs in secure regions of Apple’s data centers.</p><p>Another thing I’m reminded of on my return to the Ring is how skillful Cook is at touting the results of his big decisions, from the Apple Watch to his bet on custom silicon chips, which unleashed innovations that boost Apple phones and laptops. (And not mentioning decisions that didn’t pan out, like that multibillion-dollar smart-car project.) When he strolls into the conference room where we’re meeting, I know Cook will be meticulously cordial, displaying manners honed during his Alabama boyhood, while calmly hyperbolizing the virtues of Apple’s products and fending off criticisms of his very powerful company. (And when asked for comment on the election results, which came in after our talk, he chose to keep his views to himself.) Steve Jobs would come at a journalist like the rain in Buenaventura, aggressively pitching his message; Cook envelopes his interlocutors in a gentle mist and confides awed assessments of his company’s efforts.</p><p>The ultimate assessments, of course, will come from users. But if 40 years of covering Apple has taught me anything, it is this: Should this first iteration of AI fall short, an unrepentant Cook will show up at a future pretaped keynote hailing a new version as “the best Apple Intelligence we’ve ever built.” Despite all the pressure, Tim Cook never lets you see him sweat.</p><p><strong>When did you first understand generative AI was going to be a very big deal?</strong></p><p>I wouldn’t say there was an aha moment. It built like a wave, or like rolling thunder. Back in 2017 we built a neural engine into our products. It was already apparent that AI and machine learning were huge. It became obvious that we had to divert lots of people to it, that it would be a new era for our products.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/545225e7494e594e0a97cc0b017273e9\" title=\"\" tg-width=\"1600\" tg-height=\"2133\"/></p><p><strong>How did you figure out what you’d build with it?</strong></p><p>We wanted to innovate in such a way that things would be personal and private. We began to think about the intersection of those things in a way that was classic Apple—how do you deliver this technology so that it benefits people and enhances their lives?</p><p><strong>In your presentations you use Apple Intelligence almost as a synonym for AI. Do you think people fear AI?</strong></p><p>I think that does exist. We batted around names for everything and decided on Apple Intelligence. It wasn’t a pun off of artificial intelligence. In hindsight, it seems so straightforward.</p><p><strong>Some companies charge for AI-enhanced services. Did you consider that?</strong></p><p>We never talked about charging for it. We view it sort of like multitouch, which enabled the smartphone revolution and the modern tablet.</p><p><strong>You’ve personally been using Apple Intelligence for a while. What has been most useful for you?</strong></p><p>We’re an email-based company, and I get enormous numbers from users, employees, partners, and so forth. Having it summarize author responses is a game changer, and having it prioritize things for you so you’re not doing your usual triage. Then, of course, there are fun things like the Image Playground.</p><p><strong>I’ve heard you say that Apple Intelligence could make you funnier, which seems strange.</strong></p><p>I think it can make you friendlier, which, in many ways, can be funnier as well.</p><p><strong>Having AI speak for people makes me wonder whether the nature of communication will degrade. If Apple Intelligence writes something funny, who’s being funny, the sender or the AI?</strong></p><p>It’s still coming from you. It’s your thoughts and your perspective. You and I both remember the productivity that came from the advent of the personal computer. It was no longer you punching your calculator, you were doing something on a spreadsheet. It was no longer you at the typewriter, you were using a word processor. Logic Pro helps musicians create music, but they’re still the author.</p><p><strong>One of your demos involves a fictional recent graduate applying for a job. The cover letter is colloquial and somewhat sophomoric, but with Apple Intelligence a single click changes it to look like a savvy, smart person wrote it. If I’m a recruiter who hired that person, maybe I will feel tricked if they don’t live up to the professionalism of that letter.</strong></p><p>I don’t think so. By using the tool, it comes across as more polished. It’s still your decision to use the tool. It’s like you and I collaborating on something—one plus one can equal more than two, right?</p><p><strong>I guess the counterargument is that back in the early days of internet search, people complained that no one bothered to memorize dates anymore: “I don’t need to. I have a search engine!” So no one has to learn history—and now, how to write a professional letter.</strong></p><p>These worries have been around for years. I remember when people felt like the calculator would fundamentally erode people’s math ability. Did it really, or did it make something more efficient?</p><p><strong>I used to know how to do long division. I don’t anymore.</strong></p><p>I haven’t forgotten.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/8d122d448930befd301e8232bd753fe6\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p><strong>Point to you. Another thing that strikes me about Apple Intelligence is that you already had a lot of information about us from our emails, our calendars, and other Apple products. To make Apple Intelligence useful, you stitch together all that information. That’s why privacy is so critical. Not many companies can do that, because they don’t have Apple’s ecosystem.</strong></p><p>We don’t look at it as the value of the ecosystem. It’s doing things to help people and make their lives better. And it clearly does that.</p><p><strong>Will you open up Apple apps like Mail and Messages to other companies to use in their AI systems? How are you thinking about privacy there?</strong></p><p>We’ll always consider the privacy implications. We don’t accept that there’s a trade-off between great privacy and great intelligence. Much of Apple Intelligence runs on the device, but for some users we need more powerful models. So we crafted private cloud compute that essentially has the same privacy and security as your device does. We just kept plugging at it until we came up with the right idea.</p><p><strong>OK, let’s change gears a bit. Apple has been designing custom silicon to make its products more efficient and powerful. This seems to me an underappreciated part of Apple’s success in the past decade.</strong></p><p>It’s a huge enabler. We’ve always believed that we should own the primary technologies that our products are built on. Steve talked about this. I’m not saying we’ve always done that, but we’ve always believed that, and it was always a journey to get there.</p><p><strong>But there is one technology—world-knowledgeable large language models—that you’re outsourcing to OpenAI. When you announced the deal, it seemed framed as an initial arrangement. Is it inevitable that you will eventually build your own powerful LLMs?</strong></p><p>I wouldn’t want to predict. We felt that OpenAI was the pioneer and was ahead. We felt that some portion of our customers would want access to world knowledge [that Apple Intelligence doesn’t provide], and we wanted to integrate it in an elegant way that still respected people’s ability to choose whether they wanted to do that or not.</p><p><strong>I’m wondering whether there’s been a vibe shift in your relationship, even before you started using ChatGPT in your products. First Apple was going to have an observer on OpenAI’s board. Now you’re not. Recently it was rumored you were going to participate in their big investment round. You didn’t. Meanwhile, OpenAI has had some key employee departures, and the FTC is examining whether AI power is too concentrated. Has there been any cooling off?</strong></p><p>There’s no truth behind that at all. And I would just say, our MO is not to go out and invest in a number of companies. It’s rare that we’ve ever done that. So it would be odd, an exception, for us to do that there.</p><p><strong>So you never considered investing in OpenAI?</strong></p><p>I’m not going to say we never looked at it. I’m just saying that it would be a rare move on our part to do that. We did ARM back in the day. Who else did we do? We did one or two others.</p><p><strong>ARM was pretty good.</strong></p><p>ARM was pretty good. [In 1990, Apple invested $3 million to own 30 percent of ARM—a stake that would be worth hundreds of millions of dollars. But more important, ARM was and is a critical chip supplier, most notably for the iPhone.]</p><p><strong>One big difference between Apple and OpenAI is that they are obsessed with achieving AGI. You never hear that from Apple. Do you think AGI will happen?</strong></p><p>Right now the technology is good enough where we can deliver it to people and change their lives, and that’s what we’re focused on. We’ll keep pulling the string and see where it takes us.</p><p><strong>If AGI does actually happen, how would that affect Apple?</strong></p><p>That’s a discussion that we’ll continue to have.</p><p><strong>When you’re thinking about things late at night, don’t you sometimes ask what it would mean if computers had superhuman intelligence?</strong></p><p>Oh, of course. Not just for Apple, but for the world. There’s so much extraordinary benefit for humanity. Are there some things you have to have guardrails on? Of course. We’re very deeply considerate about things that we do and don’t do. I hope that others are as well. AGI itself is a ways away, at a minimum. We’ll sort out along the way what the guardrails need to be in such an environment.</p><p><strong>Implementing generative AI puts a lot of stress on your infrastructure, requiring more power and more data centers. Does this present extra challenges to Apple’s goal to be carbon-neutral by 2030?</strong></p><p>More challenges, yes. But are we coming off the goal? No, definitely not. With more data centers, you use more renewable energy, and we’ve built that muscle now. Since 2015 our carbon footprint is down over half, while our net sales have gone up well over 50 percent. I feel very good about 2030.</p><p><strong>So you won’t have to reactivate old nuclear plants or anything?</strong></p><p>I don’t see that.</p><p><strong>Obviously, the iPhone has had an incredible impact on our lives. We like them so much that we can’t take our eyes off them. As the person who manufactures and sells them, do you worry that these devices have made us more distractible and ruined our ability to concentrate? In an informal study recently, teachers at elite institutions complained that their students struggle to read books.</strong></p><p>I worry about people endlessly scrolling. That’s the reason we do things like Screen Time, to try to guide people. We support people putting limits on themselves, like the number of notifications you get. We do a lot of things in the parental controls area as well. My fundamental belief is, if you’re looking at your phone more than you’re looking in somebody’s eyes, that’s a problem.</p><p><strong>Steve Jobs instructed you not to imagine what product decisions he would make, but to do what’s best. Still, considering how much he hated buttons, did you look skyward and apologize to him for adding a button to the iPhone 16?</strong></p><p>I don’t know what Steve would have thought. Of course, I worked with him a long time and have my own views. But what has happened is that people have been taking so many pictures and videos with the iPhone, it was important to make it simple and elegant for them. So important that it merited the camera control.</p><p><strong>Let’s talk about your wearable display, the Vision Pro. Reports are that it hasn’t sold at the level that you folks expected. What happened?</strong></p><p>It’s an early adopter product, for people who want tomorrow’s technology today. Those people are buying it, and the ecosystem is flourishing. The ultimate test for us is the ecosystem. I don’t know if you’re using it very much, but I’m on there all the time. I see new apps all the time.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/6ecedaeb04b6752f7cf6e5ee25e7128c\" title=\"\" tg-width=\"1600\" tg-height=\"2133\"/></p><p><strong>I heard that Stevie Wonder had a demo of the Vision Pro and loved it. How did that work?</strong></p><p>He&#39;s a friend of Apple and it&#39;s great to get feedback from Stevie. And of course his artistry is just unparalleled. One of the common threads running through Apple over time is that we don&#39;t bolt on accessibility at the end of the design process. It&#39;s embedded. So getting his feedback was key.</p><p><strong>Meta and Snap are leading us to mixed-reality glasses that we’d wear continually. Is the bigger, heavier Vision Pro ultimately headed that way?</strong></p><p>Yes, it’s a progression over time in terms of what happens with form factors. AR is a huge deal. With Vision Pro, we’ve progressed to what is clearly the most advanced technology we’ve ever done, and I think the most advanced technology in the world in terms of electronics problems. We’ll see where it goes.</p><p><strong>Apple has created a lot of consumer tools for medical technology. What’s the strategy for biological metrics and prosthetics?</strong></p><p>It’s clear to me that if you zoom out way into the future, and you look back and ask what Apple’s biggest contribution was, it will be in the health area. That’s what I really believe. When we started pulling that string with the Apple Watch, it was a cascade of events. We started with something simple, like monitoring your heart rate, and then figured out we could pick up heart signals to get to an EKG and an AFib determination. Now we are monitoring sleep apnea. I’ve gotten so many notes over time from people who would have not survived had it not been for the alert on their wrist.</p><p><strong>Apple plans to give AirPods the ability to correct for hearing loss. I bet the makers of expensive hearing aids are freaking out.</strong></p><p>It’s not about competing against hearing aids on the market. It’s about trying to convince people who have hearing loss to use their AirPods. The vast majority of people with hearing issues have not been diagnosed. For some people, hearing aids have a stigma, and we can counter that with AirPods. And we can have people diagnose themselves. It’s the democratization of health.</p><p><strong>If Apple devices began using AI to analyze all that biometric data in real time, you might diagnose conditions way before a doctor could. Are you conducting experiments in that vein, to flag dangerous medical conditions?</strong></p><p>I’m not going to announce anything today. But we have research going on. We’re pouring all of ourselves in here, and we work on things that are years in the making. We were working on hearing a long time before we got it dialed in to where we felt comfortable shipping it.</p><p><strong>You just announced the iPhone 16. How long can this string go—will there be an iPhone 30? Won’t some AI device replace them soon?</strong></p><p>We see the smartphone lasting a very long time. There will be more innovation. And obviously you look at the first iPhone that shipped versus the iPhone 16, they’re totally different, right?</p><p><strong>We’re doing this interview at Apple Park, which is now seven years old. Have you been surprised by anything that couldn’t have been anticipated when it was just blueprints?</strong></p><p>It’s promoted collaboration even more than I thought. That was a key component of the design, but there are so many places here where you just unexpectedly run into people. In the cafeteria, at the coffee bar, outside when you’re going across the pathway. Also, there&#39;s a connection here to Steve that is incredible and very deep. We have the theater named after him and think about him all the time, but I can feel him in other spaces too.</p><p><strong>You mention the Steve Jobs Theater, which was designed with product keynotes in mind. Now you launch products with pretaped videos. Will you ever go back to live presentations?</strong></p><p>During Covid we learned the audience is primarily online. Very few people can fit in the theater, and we wanted to have more people engaged in the announcement itself. You can do that a lot more productively on tape than you can live because of the transitions on stage and so forth.</p><p><strong>But don’t you miss the vibe of a live keynote?</strong></p><p>I do miss it. I do miss it.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/d2c39abcf5530e5d1fe1d2b34a60ca41\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p><strong>The DOJ and 19 states, along with the District of Columbia, filed suit against Apple this year. One assistant attorney general charged that Apple was “a self-interested monopolist.” There are also government suits against other Big Tech companies. Do you think that the public, as well as the government, has shifted its view of Apple and other Big Tech companies?</strong></p><p>When you talk about something such as alleging some kind of conduct, you should talk about a specific company and what is the conduct, and not group things together.</p><p><strong>Granted, everyone’s got their own lawsuit. What’s the response to the one against Apple?</strong></p><p>It’s completely misguided as to what we have done. Our users know this. We always put ourselves in the shoes of the user and ask what is best for them, what is best for their privacy, what is best for their security. That’s the story. We’ll tell it to a judge and see how that goes.</p><p><strong>How long do you see yourself as CEO of Apple?</strong></p><p>I get asked that question now more than I used to.</p><p><strong>Why is that?</strong></p><p>As I age, as my hair turns gray. I love this place, Steven. It&#39;s a privilege of a lifetime to be here. And I&#39;ll do it until the voice in my head says, “It&#39;s time,” and then I&#39;ll go and focus on what the next chapter looks like. But it&#39;s hard to imagine life without Apple, because my life has been wrapped up in this company since 1998. It&#39;s the overwhelming majority of my adult life. And so I love it.</p><p><strong>You’ve said that it’s up to others to determine your legacy, but what do you think Apple’s legacy is?</strong></p><p>It’s up to others to determine that as well. But I think Apple will be remembered for delivering great products that changed the world, that really improved people’s lives. Our users feel it when they go into an Apple Store. They feel it when they use the products. I got so many messages when the hurricane hit in North Carolina and people discovered that they had the ability to SOS and to message people when the cellular network was down. This reminds people of why we do what we do and how much we care. That will be Apple’s legacy.</p></body></html>","source":"lsy1709531842818","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Tim Cook Wants Apple to Literally Save Your Life</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTim Cook Wants Apple to Literally Save Your Life\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-12-04 23:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/><strong>wired</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now ...</p>\n\n<a href=\"https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1146355037","content_text":"Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flourishes. My guide was Tim Cook, Apple’s CEO. With a proprietor’s pride, he ushered me through the $5 billion circular colossus, explaining that committing to the new campus was a “100-year decision.”Today I am returning to the Ring—pulsing with energy seven years after it opened—to see Cook again. The tech world is at an inflection point. The mightiest companies will either stumble or secure their dominance for decades. We are here to discuss Cook’s big move in this high-stakes environment: the impending release of Apple Intelligence, the company’s first significant offering in the white-hot field of generative AI. Some consider it belated. All year, Apple’s competitors have been gaining buzz, dazzling investors, and dominating the news cycle with their chatbots, while the world’s most valuable company (as I write) was showing off an expensive, bulky augmented-reality headset. Apple has to get AI right. Corporations, after all, are less likely than buildings to stand proud for a century.Cook didn’t panic. Like his predecessor Steve Jobs, he doesn’t believe that first is best. “Classic Apple,” as he puts it, enters a cacophonous field of first-movers and, with a strong grasp of novelty versus utility, unveils products that make the latest technologies relatable and even sexy. Think back to how the iPod rethought digital music. It wasn’t the first MP3 player, but its compactness, ease of use, and integration with an online store thrilled people with a new way to consume their tunes.Cook also contends that Apple has been preparing for the AI revolution all along. As far back as 2018, he poached Google’s top AI manager, John Giannandrea, for a rare expansion of the company’s senior vice president ranks. Then he pulled the plug on a long-running smart-car program (an open secret never publicly acknowledged by Apple) and marshaled the company’s machine-learning talent to build AI into its software products.In June, Apple announced the results: a layer of AI for its whole product line. Cook had also brokered a deal with the gold standard in chatbots, OpenAI, so that his users could have access to ChatGPT. I’d gotten a few demos of what they were planning to reveal, including a tool to create custom emoji with verbal prompts and an easy-to-use AI picture generator called Image Playground. (I hadn’t yet tested the revivification of Siri, Apple’s lackluster AI agent.)Perhaps what most distinguishes Apple’s AI—at least according to Apple—is its focus on privacy, a hallmark of the Cook regime. The AI tools, which are rolling out through software updates on the latest iPhone and relatively recent Macs, will largely run on the device itself—you don’t send your data to the cloud. The computation for more complicated AI tasks, Cook assures, occurs in secure regions of Apple’s data centers.Another thing I’m reminded of on my return to the Ring is how skillful Cook is at touting the results of his big decisions, from the Apple Watch to his bet on custom silicon chips, which unleashed innovations that boost Apple phones and laptops. (And not mentioning decisions that didn’t pan out, like that multibillion-dollar smart-car project.) When he strolls into the conference room where we’re meeting, I know Cook will be meticulously cordial, displaying manners honed during his Alabama boyhood, while calmly hyperbolizing the virtues of Apple’s products and fending off criticisms of his very powerful company. (And when asked for comment on the election results, which came in after our talk, he chose to keep his views to himself.) Steve Jobs would come at a journalist like the rain in Buenaventura, aggressively pitching his message; Cook envelopes his interlocutors in a gentle mist and confides awed assessments of his company’s efforts.The ultimate assessments, of course, will come from users. But if 40 years of covering Apple has taught me anything, it is this: Should this first iteration of AI fall short, an unrepentant Cook will show up at a future pretaped keynote hailing a new version as “the best Apple Intelligence we’ve ever built.” Despite all the pressure, Tim Cook never lets you see him sweat.When did you first understand generative AI was going to be a very big deal?I wouldn’t say there was an aha moment. It built like a wave, or like rolling thunder. Back in 2017 we built a neural engine into our products. It was already apparent that AI and machine learning were huge. It became obvious that we had to divert lots of people to it, that it would be a new era for our products.How did you figure out what you’d build with it?We wanted to innovate in such a way that things would be personal and private. We began to think about the intersection of those things in a way that was classic Apple—how do you deliver this technology so that it benefits people and enhances their lives?In your presentations you use Apple Intelligence almost as a synonym for AI. Do you think people fear AI?I think that does exist. We batted around names for everything and decided on Apple Intelligence. It wasn’t a pun off of artificial intelligence. In hindsight, it seems so straightforward.Some companies charge for AI-enhanced services. Did you consider that?We never talked about charging for it. We view it sort of like multitouch, which enabled the smartphone revolution and the modern tablet.You’ve personally been using Apple Intelligence for a while. What has been most useful for you?We’re an email-based company, and I get enormous numbers from users, employees, partners, and so forth. Having it summarize author responses is a game changer, and having it prioritize things for you so you’re not doing your usual triage. Then, of course, there are fun things like the Image Playground.I’ve heard you say that Apple Intelligence could make you funnier, which seems strange.I think it can make you friendlier, which, in many ways, can be funnier as well.Having AI speak for people makes me wonder whether the nature of communication will degrade. If Apple Intelligence writes something funny, who’s being funny, the sender or the AI?It’s still coming from you. It’s your thoughts and your perspective. You and I both remember the productivity that came from the advent of the personal computer. It was no longer you punching your calculator, you were doing something on a spreadsheet. It was no longer you at the typewriter, you were using a word processor. Logic Pro helps musicians create music, but they’re still the author.One of your demos involves a fictional recent graduate applying for a job. The cover letter is colloquial and somewhat sophomoric, but with Apple Intelligence a single click changes it to look like a savvy, smart person wrote it. If I’m a recruiter who hired that person, maybe I will feel tricked if they don’t live up to the professionalism of that letter.I don’t think so. By using the tool, it comes across as more polished. It’s still your decision to use the tool. It’s like you and I collaborating on something—one plus one can equal more than two, right?I guess the counterargument is that back in the early days of internet search, people complained that no one bothered to memorize dates anymore: “I don’t need to. I have a search engine!” So no one has to learn history—and now, how to write a professional letter.These worries have been around for years. I remember when people felt like the calculator would fundamentally erode people’s math ability. Did it really, or did it make something more efficient?I used to know how to do long division. I don’t anymore.I haven’t forgotten.Point to you. Another thing that strikes me about Apple Intelligence is that you already had a lot of information about us from our emails, our calendars, and other Apple products. To make Apple Intelligence useful, you stitch together all that information. That’s why privacy is so critical. Not many companies can do that, because they don’t have Apple’s ecosystem.We don’t look at it as the value of the ecosystem. It’s doing things to help people and make their lives better. And it clearly does that.Will you open up Apple apps like Mail and Messages to other companies to use in their AI systems? How are you thinking about privacy there?We’ll always consider the privacy implications. We don’t accept that there’s a trade-off between great privacy and great intelligence. Much of Apple Intelligence runs on the device, but for some users we need more powerful models. So we crafted private cloud compute that essentially has the same privacy and security as your device does. We just kept plugging at it until we came up with the right idea.OK, let’s change gears a bit. Apple has been designing custom silicon to make its products more efficient and powerful. This seems to me an underappreciated part of Apple’s success in the past decade.It’s a huge enabler. We’ve always believed that we should own the primary technologies that our products are built on. Steve talked about this. I’m not saying we’ve always done that, but we’ve always believed that, and it was always a journey to get there.But there is one technology—world-knowledgeable large language models—that you’re outsourcing to OpenAI. When you announced the deal, it seemed framed as an initial arrangement. Is it inevitable that you will eventually build your own powerful LLMs?I wouldn’t want to predict. We felt that OpenAI was the pioneer and was ahead. We felt that some portion of our customers would want access to world knowledge [that Apple Intelligence doesn’t provide], and we wanted to integrate it in an elegant way that still respected people’s ability to choose whether they wanted to do that or not.I’m wondering whether there’s been a vibe shift in your relationship, even before you started using ChatGPT in your products. First Apple was going to have an observer on OpenAI’s board. Now you’re not. Recently it was rumored you were going to participate in their big investment round. You didn’t. Meanwhile, OpenAI has had some key employee departures, and the FTC is examining whether AI power is too concentrated. Has there been any cooling off?There’s no truth behind that at all. And I would just say, our MO is not to go out and invest in a number of companies. It’s rare that we’ve ever done that. So it would be odd, an exception, for us to do that there.So you never considered investing in OpenAI?I’m not going to say we never looked at it. I’m just saying that it would be a rare move on our part to do that. We did ARM back in the day. Who else did we do? We did one or two others.ARM was pretty good.ARM was pretty good. [In 1990, Apple invested $3 million to own 30 percent of ARM—a stake that would be worth hundreds of millions of dollars. But more important, ARM was and is a critical chip supplier, most notably for the iPhone.]One big difference between Apple and OpenAI is that they are obsessed with achieving AGI. You never hear that from Apple. Do you think AGI will happen?Right now the technology is good enough where we can deliver it to people and change their lives, and that’s what we’re focused on. We’ll keep pulling the string and see where it takes us.If AGI does actually happen, how would that affect Apple?That’s a discussion that we’ll continue to have.When you’re thinking about things late at night, don’t you sometimes ask what it would mean if computers had superhuman intelligence?Oh, of course. Not just for Apple, but for the world. There’s so much extraordinary benefit for humanity. Are there some things you have to have guardrails on? Of course. We’re very deeply considerate about things that we do and don’t do. I hope that others are as well. AGI itself is a ways away, at a minimum. We’ll sort out along the way what the guardrails need to be in such an environment.Implementing generative AI puts a lot of stress on your infrastructure, requiring more power and more data centers. Does this present extra challenges to Apple’s goal to be carbon-neutral by 2030?More challenges, yes. But are we coming off the goal? No, definitely not. With more data centers, you use more renewable energy, and we’ve built that muscle now. Since 2015 our carbon footprint is down over half, while our net sales have gone up well over 50 percent. I feel very good about 2030.So you won’t have to reactivate old nuclear plants or anything?I don’t see that.Obviously, the iPhone has had an incredible impact on our lives. We like them so much that we can’t take our eyes off them. As the person who manufactures and sells them, do you worry that these devices have made us more distractible and ruined our ability to concentrate? In an informal study recently, teachers at elite institutions complained that their students struggle to read books.I worry about people endlessly scrolling. That’s the reason we do things like Screen Time, to try to guide people. We support people putting limits on themselves, like the number of notifications you get. We do a lot of things in the parental controls area as well. My fundamental belief is, if you’re looking at your phone more than you’re looking in somebody’s eyes, that’s a problem.Steve Jobs instructed you not to imagine what product decisions he would make, but to do what’s best. Still, considering how much he hated buttons, did you look skyward and apologize to him for adding a button to the iPhone 16?I don’t know what Steve would have thought. Of course, I worked with him a long time and have my own views. But what has happened is that people have been taking so many pictures and videos with the iPhone, it was important to make it simple and elegant for them. So important that it merited the camera control.Let’s talk about your wearable display, the Vision Pro. Reports are that it hasn’t sold at the level that you folks expected. What happened?It’s an early adopter product, for people who want tomorrow’s technology today. Those people are buying it, and the ecosystem is flourishing. The ultimate test for us is the ecosystem. I don’t know if you’re using it very much, but I’m on there all the time. I see new apps all the time.I heard that Stevie Wonder had a demo of the Vision Pro and loved it. How did that work?He's a friend of Apple and it's great to get feedback from Stevie. And of course his artistry is just unparalleled. One of the common threads running through Apple over time is that we don't bolt on accessibility at the end of the design process. It's embedded. So getting his feedback was key.Meta and Snap are leading us to mixed-reality glasses that we’d wear continually. Is the bigger, heavier Vision Pro ultimately headed that way?Yes, it’s a progression over time in terms of what happens with form factors. AR is a huge deal. With Vision Pro, we’ve progressed to what is clearly the most advanced technology we’ve ever done, and I think the most advanced technology in the world in terms of electronics problems. We’ll see where it goes.Apple has created a lot of consumer tools for medical technology. What’s the strategy for biological metrics and prosthetics?It’s clear to me that if you zoom out way into the future, and you look back and ask what Apple’s biggest contribution was, it will be in the health area. That’s what I really believe. When we started pulling that string with the Apple Watch, it was a cascade of events. We started with something simple, like monitoring your heart rate, and then figured out we could pick up heart signals to get to an EKG and an AFib determination. Now we are monitoring sleep apnea. I’ve gotten so many notes over time from people who would have not survived had it not been for the alert on their wrist.Apple plans to give AirPods the ability to correct for hearing loss. I bet the makers of expensive hearing aids are freaking out.It’s not about competing against hearing aids on the market. It’s about trying to convince people who have hearing loss to use their AirPods. The vast majority of people with hearing issues have not been diagnosed. For some people, hearing aids have a stigma, and we can counter that with AirPods. And we can have people diagnose themselves. It’s the democratization of health.If Apple devices began using AI to analyze all that biometric data in real time, you might diagnose conditions way before a doctor could. Are you conducting experiments in that vein, to flag dangerous medical conditions?I’m not going to announce anything today. But we have research going on. We’re pouring all of ourselves in here, and we work on things that are years in the making. We were working on hearing a long time before we got it dialed in to where we felt comfortable shipping it.You just announced the iPhone 16. How long can this string go—will there be an iPhone 30? Won’t some AI device replace them soon?We see the smartphone lasting a very long time. There will be more innovation. And obviously you look at the first iPhone that shipped versus the iPhone 16, they’re totally different, right?We’re doing this interview at Apple Park, which is now seven years old. Have you been surprised by anything that couldn’t have been anticipated when it was just blueprints?It’s promoted collaboration even more than I thought. That was a key component of the design, but there are so many places here where you just unexpectedly run into people. In the cafeteria, at the coffee bar, outside when you’re going across the pathway. Also, there's a connection here to Steve that is incredible and very deep. We have the theater named after him and think about him all the time, but I can feel him in other spaces too.You mention the Steve Jobs Theater, which was designed with product keynotes in mind. Now you launch products with pretaped videos. Will you ever go back to live presentations?During Covid we learned the audience is primarily online. Very few people can fit in the theater, and we wanted to have more people engaged in the announcement itself. You can do that a lot more productively on tape than you can live because of the transitions on stage and so forth.But don’t you miss the vibe of a live keynote?I do miss it. I do miss it.The DOJ and 19 states, along with the District of Columbia, filed suit against Apple this year. One assistant attorney general charged that Apple was “a self-interested monopolist.” There are also government suits against other Big Tech companies. Do you think that the public, as well as the government, has shifted its view of Apple and other Big Tech companies?When you talk about something such as alleging some kind of conduct, you should talk about a specific company and what is the conduct, and not group things together.Granted, everyone’s got their own lawsuit. What’s the response to the one against Apple?It’s completely misguided as to what we have done. Our users know this. We always put ourselves in the shoes of the user and ask what is best for them, what is best for their privacy, what is best for their security. That’s the story. We’ll tell it to a judge and see how that goes.How long do you see yourself as CEO of Apple?I get asked that question now more than I used to.Why is that?As I age, as my hair turns gray. I love this place, Steven. It's a privilege of a lifetime to be here. And I'll do it until the voice in my head says, “It's time,” and then I'll go and focus on what the next chapter looks like. But it's hard to imagine life without Apple, because my life has been wrapped up in this company since 1998. It's the overwhelming majority of my adult life. And so I love it.You’ve said that it’s up to others to determine your legacy, but what do you think Apple’s legacy is?It’s up to others to determine that as well. But I think Apple will be remembered for delivering great products that changed the world, that really improved people’s lives. Our users feel it when they go into an Apple Store. They feel it when they use the products. I got so many messages when the hurricane hit in North Carolina and people discovered that they had the ability to SOS and to message people when the cellular network was down. This reminds people of why we do what we do and how much we care. That will be Apple’s legacy.","news_type":1,"symbols_score_info":{"AAPL":1.1}},"isVote":1,"tweetType":1,"viewCount":2597,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366892765380848,"gmtCreate":1730617133508,"gmtModify":1730625106178,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","listText":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","text":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/366892765380848","isVote":1,"tweetType":1,"viewCount":3020,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353174695747616,"gmtCreate":1727233478438,"gmtModify":1727233482712,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"&nbsp;Wow 😮 I think it will move even higher&nbsp;","listText":"&nbsp;Wow 😮 I think it will move even higher&nbsp;","text":"Wow 😮 I think it will move even higher","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/353174695747616","repostId":"2470647473","repostType":2,"repost":{"id":"2470647473","kind":"live","pubTimestamp":1727235520,"share":"https://ttm.financial/m/news/2470647473?lang=en_US&edition=fundamental","pubTime":"2024-09-25 11:38","market":"us","language":"en","title":"Gold Rises to Record High as US Data Support Deeper Rate Cuts","url":"https://stock-news.laohu8.com/highlight/detail?id=2470647473","media":"Bloomberg","summary":"Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolst","content":"<div>\n<p>Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts\">Source Link</a>\n\n</div>\n","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Gold Rises to Record High as US Data Support Deeper Rate Cuts</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGold Rises to Record High as US Data Support Deeper Rate Cuts\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-09-25 11:38 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2470647473","content_text":"Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained as much as 0.3% to above $2,665 an ounce, eclipsing its previous all-time high posted on Tuesday following a report showing US consumer confidence this month fell the most in three years. Silver surged 4.6% on Tuesday in its biggest daily gain in four months.Swaps traders increased bets for more than three-quarters of a point of easing by the Federal Reserve this year. Lower rates tend to benefit both gold and silver as they don’t offer interest, while a weaker dollar makes the metals cheaper for many buyers.Gold and silver tend to move largely in tandem as both offer similar macro- and currency-hedging properties. Still, the white metal is more exposed to the economic cycle as it’s also an industrial commodity used in clean-energy technologies, including solar panels.In a boost for industrial metals, Beijing announced a series of stimulus measures Tuesday to address the nation’s economic malaise and in particular targeting the real estate market.“The main driver for silver in the last few weeks has been the gold rally — which got another boost yesterday from higher rate-cut expectations following the weak consumer confidence report,” said Zhong Liang Han, an analyst at Standard Chartered Plc. However, the “rally in industrial metals following China’s broad stimulus package was the key driver behind the next leg of the up-move in silver.”Gold has now surged almost 30% this year — while silver has risen 35% — with the rallies gaining momentum after the Fed’s half-point cut last week. The yellow metal has also been supported by strong central bank purchases and heightened geopolitical tensions driving haven demand. A too-close-to-call US presidential election that could be massively consequential for financial markets is now less than six weeks away.Spot gold reached a record high of $2,665.25 an ounce before being up 0.2% to $2,662.77 as of 10:34 a.m. in Singapore. The Bloomberg Dollar Spot Index was little changed following its 0.5% drop in the previous session.Silver is getting attention given the sharp rally in gold, especially as investors look for catch-up buying opportunities, said Joni Teves, a precious metals strategist at UBS Group AG.“The move in industrial commodities is likely also providing an additional boost,” Teves said. “Our bullish outlook for silver is unchanged; we think it can outperform in this environment of rising gold prices, Fed easing and forecasted silver market deficits.”Silver dipped 0.5% in Singapore to $31.9435 an ounce. Palladium and platinum declined.Looking ahead, investors are waiting for more US data — including the personal consumption expenditures gauge and jobless claims — due later in the week, for additional indications on the Fed’s likely easing path.","news_type":1,"symbols_score_info":{"XAUUSD.FOREX":1.1}},"isVote":1,"tweetType":1,"viewCount":2827,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":294719411408984,"gmtCreate":1712971319590,"gmtModify":1712971324322,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.&nbsp;","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.&nbsp;","text":"$Apple(AAPL)$ Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":26,"commentSize":2,"repostSize":6,"link":"https://ttm.financial/post/294719411408984","isVote":1,"tweetType":1,"viewCount":4120,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3563421686188310","authorId":"3563421686188310","name":"Hopehope赋予希望","avatar":"https://community-static.tradeup.com/news/46495f44529967f5d3b4d03a47167f5b","crmLevel":9,"crmLevelSwitch":1,"authorIdStr":"3563421686188310","idStr":"3563421686188310"},"content":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$","text":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$","html":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":286382620254368,"gmtCreate":1710952448420,"gmtModify":1710952452250,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Can't wait to see if Apple will include AI 🤖 in IPhone 16 📱👍🏻","listText":"Can't wait to see if Apple will include AI 🤖 in IPhone 16 📱👍🏻","text":"Can't wait to see if Apple will include AI 🤖 in IPhone 16 📱👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/286382620254368","repostId":"2420221833","repostType":2,"isVote":1,"tweetType":1,"viewCount":2909,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":283031152611392,"gmtCreate":1710125344494,"gmtModify":1710125348079,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Hopefully the iphone 16 they will have AI install in it.&nbsp;","listText":"Hopefully the iphone 16 they will have AI install in it.&nbsp;","text":"Hopefully the iphone 16 they will have AI install in it.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/283031152611392","repostId":"1125897893","repostType":2,"isVote":1,"tweetType":1,"viewCount":3300,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":252197480341800,"gmtCreate":1702605539106,"gmtModify":1702605543842,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a>","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a>","text":"$Apple(AAPL)$","images":[{"img":"https://community-static.tradeup.com/news/ec18e7f1a0a15f9978f6c96b9c28d1a4","width":"696","height":"1122"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/252197480341800","isVote":1,"tweetType":1,"viewCount":3139,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":252198036873424,"gmtCreate":1702605501143,"gmtModify":1702605503427,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a>","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a>","text":"$Apple(AAPL)$","images":[{"img":"https://community-static.tradeup.com/news/ffb1da04f71ff1a1a6077ee652b3974c","width":"696","height":"1122"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/252198036873424","isVote":1,"tweetType":1,"viewCount":2684,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":221185827459104,"gmtCreate":1695042631852,"gmtModify":1695042638931,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Apple stock for long term investment 👍🏻","listText":"Apple stock for long term investment 👍🏻","text":"Apple stock for long term investment 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/221185827459104","repostId":"1173155077","repostType":2,"repost":{"id":"1173155077","kind":"news","pubTimestamp":1695030900,"share":"https://ttm.financial/m/news/1173155077?lang=en_US&edition=fundamental","pubTime":"2023-09-18 17:55","market":"us","language":"en","title":"Apple Stock To Climb 38%: The Ultra-Bullish Case Explained","url":"https://stock-news.laohu8.com/highlight/detail?id=1173155077","media":"The Street","summary":"Wedbush analyst Dan Ives predicts a 38% rise in Apple stock, driven by iPhone upgrades and services growth. Is this optimistic outlook realistic or just wishful thinking?","content":"<html><head></head><body><ul style=\"\"><li><p>Analyst Dan Ives predicts a 38% upside in Apple stock, citing 250 million iPhone users who haven&#39;t upgraded in over 4 years as potential buyers.</p></li></ul><ul style=\"\"><li><p>Ives believes iPhone 15 pricing and carrier promotions will boost sales by 8-10 million units, with a focus on higher-margin Pro models.</p></li><li><p>Beyond iPhones, Ives sees Apple&#39;s services segment returning to double-digit growth, valuing it at $1.5 trillion and contributing to an overall bullish outlook.</p></li></ul><p>As reported by the Apple Maven recently, <strong>Apple</strong> stock took a hit following the launch of the new iPhone 15. The “sticky point” for investors and traders seems to be pricing: the Cupertino company chose not to mark up its new smartphones, except for the Pro Max.</p><p style=\"text-align: start;\">Despite the recent events, one analyst chose to bump up his target price on AAPL. Wedbush’s Dan Ives now sees Apple stock climbing to $240, a Street-high, which represents an upside opportunity of 38% from current levels.</p><p style=\"text-align: start;\">Below, we talk about how the sell-side shop envisions this rally taking shape over the next several months.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f34425b15d880eea0685f57f1f6bec5f\" alt=\"Unsplash\" title=\"Unsplash\" tg-width=\"1200\" tg-height=\"674\"/><span>Unsplash</span></p><h2 id=\"apple-still-an-iphone-story\" style=\"text-align: start;\">Apple: Still An iPhone Story</h2><p style=\"text-align: start;\">At the core of Dan Ives’ outperform rating is his understanding that the iPhone 15 cycle will surprise analysts and investors to the upside.</p><p style=\"text-align: start;\">The analyst has been talking for a while about a substantial proportion of the current iPhone installed base that will need to upgrade its devices soon – “[approximately] 250 million+ of 1.2 billion iPhone users worldwide have not upgraded their phones in over 4 years”, to be precise.</p><p style=\"text-align: start;\">The icing on the cake was the launch of the iPhone 15, which Dan Ives called “an impressive event”. He believes that the lack of a price increase across all models except the Pro Max will help to sell an additional 8 to 10 million units worldwide, aided in part by carrier promotions.</p><p style=\"text-align: start;\">In addition, Wedbush believes that the mix of Pro models sold in fiscal 2024 will be heavier than the historical average to the tune of about 15 percentage points. If confirmed, this should be a positive to revenues, ASP (average selling price), and likely margins.</p><h2 id=\"but-it-s-not-all-about-the-iphone\" style=\"text-align: start;\">… But It’s Not All About The iPhone</h2><p style=\"text-align: start;\">Lastly, Dan Ives’ price target bump was also grounded on Apple’s services. He sees the segment returning to double-digit growth in a matter of quarters. The analyst values this corner of the business alone, which accounts for only about 20% of total sales, at about $1.5 trillion.</p><p style=\"text-align: start;\">Wedbush’s ultra-bullish case for 38% returns ahead is a combination of the services piece described above and the product portfolio that the analyst values at about $2 trillion.</p><h2 id=\"the-apple-maven-s-take\" style=\"text-align: start;\">The Apple Maven’s Take</h2><p style=\"text-align: start;\">I’ve always found the business of forecasting iPhone cycles a bit speculative. While it is true that Apple has made mistakes in the past (think iPhone 5c), the company has become better over time at anticipating demand and meeting it – that is, when the supply chain is not an issue.</p><p style=\"text-align: start;\">If Dan Ives is correct in his assessment of the upgrade cycle, the opportunity to upgrade 250 million devices at an assumed ASP of $900 suggests $225 billion in potential iPhone sales in fiscal 2024 from upgraders alone. For reference, Apple’s iPhone revenues in fiscal 2022 reached “only” $205 billion.</p><p>On the service side, I see Wedbush’s projection of double-digit growth and a $1.5 trillion valuation as fair and reasonable. In fact, I have explained why I believe that services alone could be worth $2 trillion, using a simple set of assumptions.</p><p style=\"text-align: start;\">For the reasons above, I think that Dan Ives’ price target of $240 for Apple shares is sensical. Nailing the timing of the potential 38% gain, however, is a bit trickier. The direction of economic growth, inflation, and interest rates can pose risks in the short-to-medium terms.</p></body></html>","source":"lsy1610613172068","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Stock To Climb 38%: The Ultra-Bullish Case Explained</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Stock To Climb 38%: The Ultra-Bullish Case Explained\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-09-18 17:55 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.thestreet.com/apple/stock/apple-stock-to-climb-38-the-ultra-bullish-case-explained><strong>The Street</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Analyst Dan Ives predicts a 38% upside in Apple stock, citing 250 million iPhone users who haven't upgraded in over 4 years as potential buyers.Ives believes iPhone 15 pricing and carrier promotions ...</p>\n\n<a href=\"https://www.thestreet.com/apple/stock/apple-stock-to-climb-38-the-ultra-bullish-case-explained\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.thestreet.com/apple/stock/apple-stock-to-climb-38-the-ultra-bullish-case-explained","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1173155077","content_text":"Analyst Dan Ives predicts a 38% upside in Apple stock, citing 250 million iPhone users who haven't upgraded in over 4 years as potential buyers.Ives believes iPhone 15 pricing and carrier promotions will boost sales by 8-10 million units, with a focus on higher-margin Pro models.Beyond iPhones, Ives sees Apple's services segment returning to double-digit growth, valuing it at $1.5 trillion and contributing to an overall bullish outlook.As reported by the Apple Maven recently, Apple stock took a hit following the launch of the new iPhone 15. The “sticky point” for investors and traders seems to be pricing: the Cupertino company chose not to mark up its new smartphones, except for the Pro Max.Despite the recent events, one analyst chose to bump up his target price on AAPL. Wedbush’s Dan Ives now sees Apple stock climbing to $240, a Street-high, which represents an upside opportunity of 38% from current levels.Below, we talk about how the sell-side shop envisions this rally taking shape over the next several months.UnsplashApple: Still An iPhone StoryAt the core of Dan Ives’ outperform rating is his understanding that the iPhone 15 cycle will surprise analysts and investors to the upside.The analyst has been talking for a while about a substantial proportion of the current iPhone installed base that will need to upgrade its devices soon – “[approximately] 250 million+ of 1.2 billion iPhone users worldwide have not upgraded their phones in over 4 years”, to be precise.The icing on the cake was the launch of the iPhone 15, which Dan Ives called “an impressive event”. He believes that the lack of a price increase across all models except the Pro Max will help to sell an additional 8 to 10 million units worldwide, aided in part by carrier promotions.In addition, Wedbush believes that the mix of Pro models sold in fiscal 2024 will be heavier than the historical average to the tune of about 15 percentage points. If confirmed, this should be a positive to revenues, ASP (average selling price), and likely margins.… But It’s Not All About The iPhoneLastly, Dan Ives’ price target bump was also grounded on Apple’s services. He sees the segment returning to double-digit growth in a matter of quarters. The analyst values this corner of the business alone, which accounts for only about 20% of total sales, at about $1.5 trillion.Wedbush’s ultra-bullish case for 38% returns ahead is a combination of the services piece described above and the product portfolio that the analyst values at about $2 trillion.The Apple Maven’s TakeI’ve always found the business of forecasting iPhone cycles a bit speculative. While it is true that Apple has made mistakes in the past (think iPhone 5c), the company has become better over time at anticipating demand and meeting it – that is, when the supply chain is not an issue.If Dan Ives is correct in his assessment of the upgrade cycle, the opportunity to upgrade 250 million devices at an assumed ASP of $900 suggests $225 billion in potential iPhone sales in fiscal 2024 from upgraders alone. For reference, Apple’s iPhone revenues in fiscal 2022 reached “only” $205 billion.On the service side, I see Wedbush’s projection of double-digit growth and a $1.5 trillion valuation as fair and reasonable. In fact, I have explained why I believe that services alone could be worth $2 trillion, using a simple set of assumptions.For the reasons above, I think that Dan Ives’ price target of $240 for Apple shares is sensical. Nailing the timing of the potential 38% gain, however, is a bit trickier. The direction of economic growth, inflation, and interest rates can pose risks in the short-to-medium terms.","news_type":1,"symbols_score_info":{"AAPL":1.1}},"isVote":1,"tweetType":1,"viewCount":4104,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4111842224562182","authorId":"4111842224562182","name":"DailyTrader7","avatar":"https://community-static.tradeup.com/news/221e86f826e5d51d2c15d2af518a6f07","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"4111842224562182","idStr":"4111842224562182"},"content":"Totally agreed 👌🏼","text":"Totally agreed 👌🏼","html":"Totally agreed 👌🏼"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9941321198,"gmtCreate":1679993986014,"gmtModify":1679993990463,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"A good&nbsp;&nbsp;article 👍🏻","listText":"A good&nbsp;&nbsp;article 👍🏻","text":"A good article 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9941321198","repostId":"1181502388","repostType":2,"isVote":1,"tweetType":1,"viewCount":2044,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9957628568,"gmtCreate":1677228761054,"gmtModify":1677228765593,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"That is great for Apple to have another revenue for the company 👍🏻","listText":"That is great for Apple to have another revenue for the company 👍🏻","text":"That is great for Apple to have another revenue for the company 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9957628568","repostId":"2313616861","repostType":2,"isVote":1,"tweetType":1,"viewCount":1425,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9956854309,"gmtCreate":1673969529302,"gmtModify":1676538910663,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"That is great news for apple New chips 👍🏻","listText":"That is great news for apple New chips 👍🏻","text":"That is great news for apple New chips 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9956854309","repostId":"1129692049","repostType":4,"repost":{"id":"1129692049","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1673964561,"share":"https://ttm.financial/m/news/1129692049?lang=en_US&edition=fundamental","pubTime":"2023-01-17 22:09","market":"us","language":"en","title":"Apple Announces New Macs With Its Most Powerful Chips yet","url":"https://stock-news.laohu8.com/highlight/detail?id=1129692049","media":"Tiger Newspress","summary":"Apple announced new Macs on Tuesday that can be purchased with either M2 Pro or M2 Max chips, the mo","content":"<html><head></head><body><p>Apple announced new Macs on Tuesday that can be purchased with either M2 Pro or M2 Max chips, the most powerful Apple silicon yet.</p><p>The company unveiled refreshes to its 14-inch and 16-inch MacBook Pro laptops, both of which can now be configured with the latest processors. Apple also announced an update to its Mac mini computer with support for the M2 Pro or M2 Max. All will be available beginning Jan. 24, although customers can order the computers beginning Tuesday.</p><p>The Mac Mini starts at $599 while the new 14-inch MacBook Pro starts at $1,999. The $16-inch model will cost at least $2,499.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Announces New Macs With Its Most Powerful Chips yet</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Announces New Macs With Its Most Powerful Chips yet\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-01-17 22:09</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Apple announced new Macs on Tuesday that can be purchased with either M2 Pro or M2 Max chips, the most powerful Apple silicon yet.</p><p>The company unveiled refreshes to its 14-inch and 16-inch MacBook Pro laptops, both of which can now be configured with the latest processors. Apple also announced an update to its Mac mini computer with support for the M2 Pro or M2 Max. All will be available beginning Jan. 24, although customers can order the computers beginning Tuesday.</p><p>The Mac Mini starts at $599 while the new 14-inch MacBook Pro starts at $1,999. The $16-inch model will cost at least $2,499.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1129692049","content_text":"Apple announced new Macs on Tuesday that can be purchased with either M2 Pro or M2 Max chips, the most powerful Apple silicon yet.The company unveiled refreshes to its 14-inch and 16-inch MacBook Pro laptops, both of which can now be configured with the latest processors. Apple also announced an update to its Mac mini computer with support for the M2 Pro or M2 Max. All will be available beginning Jan. 24, although customers can order the computers beginning Tuesday.The Mac Mini starts at $599 while the new 14-inch MacBook Pro starts at $1,999. The $16-inch model will cost at least $2,499.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1274,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9951180383,"gmtCreate":1673422063643,"gmtModify":1676538834120,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"If Apple stock drop to below $100&nbsp;I will buy more of it 👍🏻","listText":"If Apple stock drop to below $100&nbsp;I will buy more of it 👍🏻","text":"If Apple stock drop to below $100 I will buy more of it 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9951180383","repostId":"2302019578","repostType":2,"repost":{"id":"2302019578","kind":"highlight","pubTimestamp":1673420400,"share":"https://ttm.financial/m/news/2302019578?lang=en_US&edition=fundamental","pubTime":"2023-01-11 15:00","market":"us","language":"en","title":"Is Apple Stock A Buy During The Dip?","url":"https://stock-news.laohu8.com/highlight/detail?id=2302019578","media":"Seeking Alpha","summary":"SummaryApple's stock price suffered from a dip due to investors' worries regarding the App Store's performance and iPhone production.AAPL's share price should see a recovery in the near future, as the market's concerns are overdone.I remain bullish on Apple, as I deem AAPL's shares to be a buy during the dip.chris-muellerElevator PitchMy Buy rating for Apple's  stock remains unchanged.In my prior November 9, 2022, write-up for Apple, I discussed how the increase in paid subscriptions will drive ","content":"<div>\n<p>SummaryApple's stock price suffered from a dip due to investors' worries regarding the App Store's performance and iPhone production.AAPL's share price should see a recovery in the near future, as the...</p>\n\n<a href=\"https://seekingalpha.com/article/4568979-is-apple-stock-buy-during-dip\">Source Link</a>\n\n</div>\n","source":"seekingalpha_fund","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Apple Stock A Buy During The Dip?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Apple Stock A Buy During The Dip?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-01-11 15:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4568979-is-apple-stock-buy-during-dip><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SummaryApple's stock price suffered from a dip due to investors' worries regarding the App Store's performance and iPhone production.AAPL's share price should see a recovery in the near future, as the...</p>\n\n<a href=\"https://seekingalpha.com/article/4568979-is-apple-stock-buy-during-dip\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","LU0353189763.USD":"ALLSPRING  US ALL CAP GROWTH FUND \"I\" (USD) ACC","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","BK4581":"高盛持仓","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","BK4532":"文艺复兴科技持仓","BK4527":"明星科技股","BK4512":"苹果概念","LU0444971666.USD":"天利全球科技基金","LU0289961442.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (SGD) ACC","LU0238689110.USD":"贝莱德环球动力股票基金","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0109391861.USD":"富兰克林美国机遇基金A Acc","LU0348723411.USD":"ALLIANZ GLOBAL HI-TECH GROWTH \"A\" (USD) INC","BK4571":"数字音乐概念","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","LU0417517546.SGD":"Allianz US Equity Cl AT Acc SGD","BK4585":"ETF&股票定投概念","LU0072462426.USD":"贝莱德全球配置 A2","BK4533":"AQR资本管理(全球第二大对冲基金)","LU0056508442.USD":"贝莱德世界科技基金A2","BK4566":"资本集团","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","LU0097036916.USD":"贝莱德美国增长A2 USD","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","IE00B1BXHZ80.USD":"Legg Mason ClearBridge - US Appreciation A Acc USD","BK4505":"高瓴资本持仓","AAPL":"苹果","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC","LU0308772762.SGD":"Blackrock Global Allocation A2 SGD-H","BK4515":"5G概念","LU0640476718.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQ \"AU\" (USD) ACC","IE00B7KXQ091.USD":"Janus Henderson Balanced A Inc USD","LU0234572021.USD":"高盛美国核心股票组合Acc","LU0109392836.USD":"富兰克林科技股A","BK4579":"人工智能","LU0456855351.SGD":"JPMorgan Funds - Global Equity A (acc) SGD","BK4507":"流媒体概念","LU0053666078.USD":"摩根大通基金-美国股票A（离岸）美元","IE00BJTD4V19.USD":"NEUBERGER BERMAN US LONG SHORT EQUITY \"A1\" (USD) ACC","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)","BK4170":"电脑硬件、储存设备及电脑周边","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","LU0082616367.USD":"摩根大通美国科技A（dist）","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","IE00B3S45H60.SGD":"Neuberger Berman US Multicap Opportunities A Acc SGD-H","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","BK4573":"虚拟现实","IE00BLSP4239.USD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis USD Plus"},"source_url":"https://seekingalpha.com/article/4568979-is-apple-stock-buy-during-dip","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2302019578","content_text":"SummaryApple's stock price suffered from a dip due to investors' worries regarding the App Store's performance and iPhone production.AAPL's share price should see a recovery in the near future, as the market's concerns are overdone.I remain bullish on Apple, as I deem AAPL's shares to be a buy during the dip.chris-muellerElevator PitchMy Buy rating for Apple's (NASDAQ:AAPL) stock remains unchanged.In my prior November 9, 2022, write-up for Apple, I discussed how the increase in paid subscriptions will drive the growth of AAPL's Services revenue in the future.I turn my attention to the topic of why investors should take advantage of the recent dip in Apple's share price in the current update. AAPL's forward P/E multiple has fallen to -21% below its three-year mean, and recent worries relating to the company appear to be overblown. In that respect, I view Apple's shares as deserving of a Buy rating.Why Has Apple's Share Price Dipped?In the past month, AAPL's stock price pulled back by -9.3% as compared to a -1.2% marginal decline for the S&P 500. Apple's last done share price of $129.62 as of January 6, 2023 is also -16.8% below its three-month high of $155.74 registered on October 28, 2022.I think that Apple's share price dip is attributable to the market's concerns about the App Store and iPhone. In the subsequent section, I highlight specific metrics relating to the two products and services, which explains why they have drawn investor attention.AAPL Stock Key MetricsInvestors are worried about the App Store's recent and future performance, and the risk of lower-than-expected iPhone production, and the metrics outlined below illustrate these issues.BofA Securities published a research report (not publicly available) titled \"App Store Revenue Declines Low Single Digit\" on December 1, 2022. As per SensorTower data cited in this report, revenue derived from the App Store decreased by -3.2% YoY for the period between October 1, 2022, and November 29, 2022. Specifically, a +2.6% increase in the number of App Store downloads was more than offset by a -5.7% drop in the App Store's Average Selling Price. These metrics seemed to confirm fears that consumers will reduce spending on the App Store and other Apple services in a weak economic environment.Separately, a December 13, 2022, Seeking Alpha News article cited a Bloomberg report mentioning that AAPL \"may soon allow third-party app stores on its iconic iPhones and iPads\" so as \"to comply with regulations from the European Union.\" It is natural for investors to be concerned that the App Store's future revenue might potentially decline if a significant proportion of app developers choose to bypass the App Store and offer their users the option of downloading their apps on other app stores or websites.Another key concern for investors is iPhone production. Seeking Alpha News reported on December 20, 2022, that J.P. Morgan's (JPM) sell-side analyst covering Apple's shares has reduced his or her Q1 FY 2023 (YE September 30) iPhone 14 shipment projections by four million units after considering supply chain disruptions in China due to the COVID-zero policy.The majority of Wall Street analysts also have a bearish view of Apple's iPhone sales and overall revenue in the near term judging by the change in consensus financial figures for AAPL. In the last three months, Apple's consensus Q1 FY 2023 topline was cut by -3.4%. Also, 31 of the 45 sell-side analysts covering Apple's stock made the decision to lower their respective fiscal 2023 revenue estimates for AAPL in the same time frame. The key risk is that a larger-than-expected number of consumers chose to either give up on buying a new iPhone or switched to competitors, rather than wait for the new iPhone to be made available again when supply normalizes.It is easy to understand why Apple's share price has dipped recently, after a review of the key metrics disclosed in this section of the article.Is It Fairly Valued Now?I am of the view that Apple's shares are undervalued, instead of being fairly valued, following the recent dip in its stock price.AAPL trades at 21.0 times consensus forward next twelve months' normalized P/E now, which is only slightly above its one-year forward P/E trough of 20.2 times as per S&P Capital IQ's valuation data. Furthermore, Apple's current P/E valuation multiple is a significant -21% below its three-year average P/E ratio of 26.6 times.I touch on the potential of a recovery in Apple's stock price in the next section.Will Apple Recover?I believe that AAPL's share price can recover from its recent dip, when investors realize that earlier concerns relating to the stock are overblown.With regards to the App Store, its future performance might be better than what the market feared.The App Store witnessed its first YoY revenue growth in six months, based on Sensor Tower's December 2022 data highlighted in this recent January 3, 2022, Seeking Alpha News article. This could mark an inflection point for App Store revenue, as we might have already seen the worst of App Store performance in 2H 2022 (calendar year). Given the bearish market expectations (as outlined in an earlier section of the article) for Apple's Q1 FY 2023 and full-year FY 2023 financial results, AAPL's actual Services revenue and overall top line might beat market expectations.Also, fewer iPhone users might either switch to alternative app stores or download apps from developers' websites than what investors anticipate. Based on a December 14, 2022, research report (not publicly available) titled \"App Store Competition? Bring It On\" published by Morgan Stanley (MS), slightly more than a quarter of iPhone users are \"extremely likely\" to switch away from the App Store for app downloads as per MS' consumer survey which should translate into a -4% decrease in Apple's Services revenue (or -1% contraction in overall top line).On the issue of supply chain disruptions affecting iPhone production, there are reasons to be optimistic considering short-term trends and long-term plans.A January 3, 2023 Seeking Alpha News article highlighted that Apple's key iPhone production plant in China has recovered to run at \"90% capacity\" again. Also, an earlier December 27, 2022, report (not publicly available) titled \"Improving iPhone Lead Times\" issued by Credit Suisse (CS) noted that the lead times for the new iPhone 14 models have already declined from the \"20+ days\" for the December 19 week to \"10-17 days\" for the December 26 week. In other words, supply chain headwinds for Apple have already eased to a large extent.In the long run, Apple has plans in place to further diversify its production away from China to other markets such as Vietnam and India. This should reduce AAPL's concentration risks relating to China production over time.In a nutshell, there are positive signs which suggest that Apple's shares are due for a recovery.Is AAPL Stock A Buy During The Dip?Apple is a Buy during the dip, considering recent positive developments such as App Store's December 2022 data and declining lead times for the iPhone 14 models. Moreover, AAPL's valuations have become more attractive after the recent correction. As such, I make no changes to my current Buy rating for AAPL.This article is written by The Value Pendulum for reference only. Please note the risks.","news_type":1,"symbols_score_info":{"AAPL":1}},"isVote":1,"tweetType":1,"viewCount":1222,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9959328051,"gmtCreate":1672909039974,"gmtModify":1676538756968,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Yes agree that Apple is slowing down now. it will go back up 🆙 again 👍🏻🍎","listText":"Yes agree that Apple is slowing down now. it will go back up 🆙 again 👍🏻🍎","text":"Yes agree that Apple is slowing down now. it will go back up 🆙 again 👍🏻🍎","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9959328051","repostId":"1158672379","repostType":4,"repost":{"id":"1158672379","kind":"news","pubTimestamp":1672887501,"share":"https://ttm.financial/m/news/1158672379?lang=en_US&edition=fundamental","pubTime":"2023-01-05 10:58","market":"us","language":"en","title":"Apple Price Target Cut At Wedbush But Firm Sees Resilient Demand","url":"https://stock-news.laohu8.com/highlight/detail?id=1158672379","media":"Markets Insider","summary":"Apple's price target was cut by more than 12% to $175 at Wedbush Securities on Wednesday.Demand head","content":"<div>\n<p>Apple's price target was cut by more than 12% to $175 at Wedbush Securities on Wednesday.Demand headwinds are creeping into Apple's growth story but the overall picture is more resilient than Wall ...</p>\n\n<a href=\"https://markets.businessinsider.com/news/stocks/apple-stock-price-target-cut-175-china-demand-tech-wedbush-2023-1\">Source Link</a>\n\n</div>\n","source":"marketsinsider","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Price Target Cut At Wedbush But Firm Sees Resilient Demand</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Price Target Cut At Wedbush But Firm Sees Resilient Demand\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-01-05 10:58 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://markets.businessinsider.com/news/stocks/apple-stock-price-target-cut-175-china-demand-tech-wedbush-2023-1><strong>Markets Insider</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Apple's price target was cut by more than 12% to $175 at Wedbush Securities on Wednesday.Demand headwinds are creeping into Apple's growth story but the overall picture is more resilient than Wall ...</p>\n\n<a href=\"https://markets.businessinsider.com/news/stocks/apple-stock-price-target-cut-175-china-demand-tech-wedbush-2023-1\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://markets.businessinsider.com/news/stocks/apple-stock-price-target-cut-175-china-demand-tech-wedbush-2023-1","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1158672379","content_text":"Apple's price target was cut by more than 12% to $175 at Wedbush Securities on Wednesday.Demand headwinds are creeping into Apple's growth story but the overall picture is more resilient than Wall Street is seeing, the firm said.Analyst Dan Ives said Apple \"should remain a Rock of Gibraltar name into 2023.\"Apple's price target was yanked lower at Wedbush Securities on Wednesday, but upcoming iPhone sales are seen blunting demand worries that contributed to pulling the stock under a $2 trillion market valuation.Shares of Apple tacked on about 2% on Wednesday following their 3.7% drop on Tuesday after a report from Nikkei said demand is weakening for MacBooks, AirPods, and Apple Watches. That fall wiped out more than $80 billion in market value and left Apple below a $2 trillion market cap, tough it's now back above that threshold.Fears of a softer holiday December quarter on China supply shortages hurt shares as trading got underway in 2023, said Wedbush on Wednesday. It cut its price target on Apple by 12% to $175 from $200 and held onto its outperform rating.Analysts said Asia supply chain checks \"are clearly mixed\" heading into the next few quarters and Apple appeared to be cutting back on some orders for Macs, iPads, and AirPods to reflect a softening consumer environment.\"That said, the core iPhone 14 Pro demand appears to be more stable than feared and is still coming out of the supply chain abyss seen in November/December due to the zero-Covid lockdowns in China/Foxconn,\" wrote analyst Dan Ives. \"While March and June could see some cutting of iPhone orders (iPhone 14 Plus remains a major strikeout), we believe the overall demand environment is more resilient than the Street is anticipating and thus we believe baked into the stock is a massive amount of bad news ahead.\"Wedbush said Apple remains its favorite tech name, and Apple's March quarter should benefit from demand for iPhones after roughly 8 million to 10 million units were pushed out of the December quarter because of supply chain issues.Meanwhile, Apple's underlying demand story still has more than 200 million iPhone units that haven't been upgraded in about four years. Also, the upcoming iPhone 15 is expected to be released in the autumn alongside an augmented reality/virtual reality headset dubbed Apple Glasses.The new $175 price target reflects a more base-case valuation in an uncertain environment with some demand headwinds starting to creep into Apple's growth story, said Ives. On a sum-of-the-parts valuation, however, Wedbush continues to believe $200 is the right valuation for Apple reflecting its core services business.Apple stock slumped by 26% slump in 2022, hit in part by ongoing supply chain problems in China and a ramp-up in interest rates that hammered large-cap tech stocks as a whole. The Nasdaq Composite ended 2022 with a loss of 33%.\"While tech stocks remain enemy #1 on the Street now in the rising rate environment/hawkish Fed, Apple remains the laser focus of the tech bears as this name has held up much better than the rest of the beaten down tech sector over the past year,\" said Ives.\"To this point, we believe Apple has a unique installed base demand story that can withstand the Category 5 macro pressures around the corner better than its tech peers and should remain a Rock of Gibraltar name into 2023.\"","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1186,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9926635692,"gmtCreate":1671533563117,"gmtModify":1676538551428,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Apple stocks is a long term investment 🍎👍🏻","listText":"Apple stocks is a long term investment 🍎👍🏻","text":"Apple stocks is a long term investment 🍎👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9926635692","repostId":"1137007217","repostType":2,"repost":{"id":"1137007217","kind":"news","pubTimestamp":1671531956,"share":"https://ttm.financial/m/news/1137007217?lang=en_US&edition=fundamental","pubTime":"2022-12-20 18:25","market":"us","language":"en","title":"Apple Investors’ Loyalty Is Rewarded With a $454 Billion Gift","url":"https://stock-news.laohu8.com/highlight/detail?id=1137007217","media":"Bloomberg","summary":"Shareholder payouts help explain why the iPhone maker’s stock is doing better than other tech compan","content":"<div>\n<p>Shareholder payouts help explain why the iPhone maker’s stock is doing better than other tech companies’.It’s been one blow after another for Apple Inc. in recent months. Labor unrest and production ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2022-12-20/why-apple-stock-is-doing-better-than-amazon-meta-other-big-tech?srnd=premium-asia\">Source Link</a>\n\n</div>\n","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Investors’ Loyalty Is Rewarded With a $454 Billion Gift</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Investors’ Loyalty Is Rewarded With a $454 Billion Gift\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-12-20 18:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2022-12-20/why-apple-stock-is-doing-better-than-amazon-meta-other-big-tech?srnd=premium-asia><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Shareholder payouts help explain why the iPhone maker’s stock is doing better than other tech companies’.It’s been one blow after another for Apple Inc. in recent months. Labor unrest and production ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2022-12-20/why-apple-stock-is-doing-better-than-amazon-meta-other-big-tech?srnd=premium-asia\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.bloomberg.com/news/articles/2022-12-20/why-apple-stock-is-doing-better-than-amazon-meta-other-big-tech?srnd=premium-asia","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1137007217","content_text":"Shareholder payouts help explain why the iPhone maker’s stock is doing better than other tech companies’.It’s been one blow after another for Apple Inc. in recent months. Labor unrest and production halts at Foxconn Technology Group’s massive iPhone plant in central China are expected to cause Apple to miss out on the sale of millions of the devices this holiday season, the company’s most important time of the year.Most economists predict that a global recession will take hold next year, reducing consumer appetite for the expensive devices Apple sells. As central banks rapidly raise interest rates to bring inflation to heel, technology stocks have especially fallen out of favor. Apple stock this year has lost nearly $800 billion, or about a fourth of its market value.At the same time, Apple is under increasing antitrust scrutiny for its App Store practices. In the European Union, the company is preparing to allow apps from other sources on its iPhones and iPads to comply with strict EU requirements coming in 2024, Bloomberg News has reported. That development could inspire the US and other countries to follow the EU’s lead, threatening to take a bite out of the $23 billion in revenue that analysts estimate the App Store will generate in the company’s current fiscal year, which ends in September.That’s a lot of bad news. And yet, in the stock market as of Dec. 16, Apple is vastly outperforming other tech giants, whose shares have cratered this year. While Apple has declined 24%, Meta Platforms Inc. has lost 64% of its value and Amazon.com Inc. is down 47%.The explanation for Apple’s performance begins with its immense profits. Apple is the world’s most valuable company, sporting a $2.1 trillion market value, so it’s hardly a surprise that it churns out more profit than any other business in the S&P 500. Where it really distinguishes itself in the minds of investors is what it does with those earnings.In the past five years, the company has generated $454 billion in cash from operations. Rather than plow those profits into acquisitions of marquee companies, Apple has returned all that cash—and then some—to shareholders in the form of stock buybacks and dividends. That’s more than the market value of Exxon Mobil Corp. or JPMorgan Chase & Co. Apple declined to comment.“Apple could have done all the things that the bankers wanted them to do—buy Netflix, buy Disney,” says Kimberly Forrest, founder and chief investment officer at Bokeh Capital Partners LLC, an asset management company that owns Apple shares. “Instead, they’ve been disciplined and returned shareholder capital, and they’ve been rewarded for it.”Expectations for Apple’s future profits also help explain its relatively strong stock. Although 2023 earnings estimates for the tech sector have been dropping, Wall Street analysts project a 2% increase in Apple’s profit. Combined earnings for tech companies in the S&P 500 are expected to fall almost 2%, according to Bloomberg Intelligence.Apple’s loyal customer base is also a factor. There are more than a billion iPhone devices in use, with many customers owning other products in the Apple family including iPads, Mac computers and watches. When combined with an increasing number of services, such as cloud storage and apps tied to those devices, Apple has what’s known as a “sticky” platform.“Once you’ve purchased a number of Apple products and services, and they all work together, it’s hard to unplug yourself,” says Jason Benowitz, senior portfolio manager at Roosevelt Investment Group LLC, which owns Apple shares. “People don’t switch to Android because they can’t get the iPhone this month. They’ll wait a month. That behavior isn’t going to change.” Apple has also benefited from expectations that its affluent customers are in a better position to continue paying for its products even during a recession, Benowitz says.Those assumptions are being put to the test. Bloomberg News has reported that the labor unrest at Foxconn’s assembly plant in Zhengzhou is likely to result in a production shortfall of almost 6 million iPhone Pro units this year. Others are even more pessimistic, with Ming-Chi Kuo, an influential analyst at TF International Securities Group Ltd., predicting that Apple could face a shortfall of as many as 20 million iPhone 14 Pro and Pro Max devices in the holiday quarter. He also warned that demand for the devices, which can cost as much as $1,599, is at risk of disappearing in a slowing economy.Foxconn said on Dec. 15 that it’s easing most anti-Covid-19 restrictions at its Zhengzhou factory, where most iPhone Pro devices are assembled. To squelch a Covid outbreak and keep production going, the company had forced workers to spend weeks living in isolation with only meager food rations, causing violent protests. Labor disruptions have been “brought under control,” and the plant is gradually moving toward restoring production capacity to normal, Foxconn has said. But the sudden reversal of China’s Covid Zero policies could cause yet more interruptions, with the number of cases and hospitalizations surging.Apple has its skeptics. Michael Lippert, vice president and portfolio manager at the Baron Opportunity Fund, sees an overvalued tech giant whose days of rapid growth and groundbreaking innovations are past. “When was the last time, seriously, they’ve made an amazing innovation since the iPhone?” Lippert asks. “It just gets slightly better” with each new release, he says.Apple’s performance this year shows that many investors disagree. They’re willing to pay more for a massive company whose profits are expected to be immune from an economic slowdown, says Sameer Bhasin, a principal at Value Point Capital. “They have a monopoly on 15% of the world’s richest population,” he says. “In this market where you have a lock on that customer base, I don’t know what other company has that.”","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1369,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9962528328,"gmtCreate":1669811004064,"gmtModify":1676538247950,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Yes Apple 🍎 stock long term investment 👍🏻","listText":"Yes Apple 🍎 stock long term investment 👍🏻","text":"Yes Apple 🍎 stock long term investment 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9962528328","repostId":"2287504938","repostType":2,"repost":{"id":"2287504938","kind":"highlight","pubTimestamp":1669779600,"share":"https://ttm.financial/m/news/2287504938?lang=en_US&edition=fundamental","pubTime":"2022-11-30 11:40","market":"us","language":"en","title":"Is Apple a Must-Own Stock in 2023?","url":"https://stock-news.laohu8.com/highlight/detail?id=2287504938","media":"Motley Fool","summary":"There's still room for Apple to grow.","content":"<div>\n<p>Every so often, a company comes along and has so much success that many investors end up retiring millionaires by simply going along for the ride. Apple is one of those companies. The tech giant has ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/11/29/is-apple-a-must-own-stock-in-2023/\">Source Link</a>\n\n</div>\n","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Apple a Must-Own Stock in 2023?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Apple a Must-Own Stock in 2023?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-11-30 11:40 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/11/29/is-apple-a-must-own-stock-in-2023/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Every so often, a company comes along and has so much success that many investors end up retiring millionaires by simply going along for the ride. Apple is one of those companies. The tech giant has ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/11/29/is-apple-a-must-own-stock-in-2023/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.fool.com/investing/2022/11/29/is-apple-a-must-own-stock-in-2023/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2287504938","content_text":"Every so often, a company comes along and has so much success that many investors end up retiring millionaires by simply going along for the ride. Apple is one of those companies. The tech giant has seen success matched by very few in history, and it has been rightfully earned. After all, it has world-class products, top-tier brand loyalty, and a bank account that other companies can only dream of having.Past results are great, but a company's future outlook should be driving investing decisions. And although it's the largest public company in the world with a market cap of over $2.4 trillion -- more than Amazon, Berkshire Hathaway and Tesla combined -- there's still room for noticeable growth for Apple.Here's why it's a must-own for 2023.Apple is just getting started in the finance industryApple first began its journey into the financial services space in 2014 with the announcement of Apple Pay, which allowed people to pay from their iPhones. However, this move was seen as more about convenience than Apple making its way into the space. Then came 2019 and the announcement of the Apple Card -- a sign Apple was clearly taking a step in that direction.With the Apple Card, Apple relied on Goldman Sachs to approve applications and fund the loans, which is why when they announced Apple Pay Later -- their move into the buy now, pay later space -- it was no longer a mystery whether Apple was serious about becoming a player in the financial services industry. Apple Pay Later is the first time Apple is underwriting and funding loans by itself.Apple has an advantage that no other financial institution can duplicate: Its iPhone is in more than 100 million hands in the U.S. Between the iPhone's world-class technology and the convenience it can provide, the company's play into the financial services space is bound to test even the most formidable of financial technology (fintech) competitors.The iPhone still reigns supremeThe iPhone is arguably the greatest consumer product ever made; it has quite literally changed the world. Apple reportedly spent over $150 million developing the original iPhone, and to say they've reaped the returns on their investments would be the understatement of the century. In its 2022 fiscal year, Apple brought in $394.3 billion in revenue -- roughly $28.5 billion more than it did in 2021. The iPhone accounted for more than half of that, bringing in $205.4 billion.The fact that the iPhone managed to increase its sales in a year defined by inflation not seen in decades is very telling of its power. In fact, this year was the first time ever that more people in the U.S. used an iPhone than an Android phone. That's a remarkable milestone when you consider the iPhone's market share growth and much higher price point.As long as the iPhone is padding Apple's bottom line, there's no reason to believe it won't continue to be one of the biggest cash cows you'll see from any business in any industry.Apple is ramping up its research and developmentApple has historically spent a smaller portion of its revenue on research and development (R&D) than its other Big Tech competitors like Alphabet and Amazon. In 2020, here's how much the three companies spent on R&D and the percentage that was of their net sales:Alphabet: $27.6 billion (15%)Amazon: $42.7 billion (11%)Apple: $18.8 billion (7%)In 2021, Apple's R&D budget increased to $21.9 billion, and in 2022, it jumped up to $26.2 billion -- a company record. Although this still represents a relatively low percentage of Apple's revenue, it's a sign the company isn't getting complacent and is putting more emphasis on taking advantage of potential growth opportunities.","news_type":1,"symbols_score_info":{"AAPL":1}},"isVote":1,"tweetType":1,"viewCount":1593,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9962163783,"gmtCreate":1669735858742,"gmtModify":1676538233059,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Well done for Apple Pay 👍🏻","listText":"Well done for Apple Pay 👍🏻","text":"Well done for Apple Pay 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9962163783","repostId":"2287590574","repostType":4,"repost":{"id":"2287590574","kind":"highlight","pubTimestamp":1669727980,"share":"https://ttm.financial/m/news/2287590574?lang=en_US&edition=fundamental","pubTime":"2022-11-29 21:19","market":"us","language":"en","title":"Apple Pay Is on Fire This Holiday Season","url":"https://stock-news.laohu8.com/highlight/detail?id=2287590574","media":"Yahoo Finance","summary":"Apple Pay is having a moment.In a new note Tuesday, Deutsche Bank analyst Bryan Keane wrote that hol","content":"<html><head></head><body><p>Apple Pay is having a moment.</p><p>In a new note Tuesday, Deutsche Bank analyst Bryan Keane wrote that holiday spending data out of Salesforce shows Apple Pay adoption is growing at an &#34;extremely rapid pace&#34; this holiday season with 52% year-over-year growth.</p><p><img src=\"https://static.tigerbbs.com/c1eb6db85271fef7b4eec6c9759db882\" tg-width=\"938\" tg-height=\"670\" referrerpolicy=\"no-referrer\"/>Apple Pay is having a moment. (Deutsche Bank)</p><p>Apple Pay&#39;s surge seems to be coming at the expense of long-time dominant player <a href=\"https://laohu8.com/S/PYPL\">PayPal</a>: Keane noted that PayPal adoption has fallen 8% year over globally.</p><p>Apple Pay and PayPal now make up about 5% and 16%, respectively of global e-commerce purchases.</p><p>The diverging paths of Apple Pay and PayPal come amid a broader mixed start to the holiday shopping season as shoppers balk at inflationary prices.</p><p>Consumers spent spent $6.3 billion online through 6PM ET on Cyber Monday, <a href=\"https://laohu8.com/S/ADBE\">Adobe</a> data showed. Adobe expects that when all the numbers are tallied, Cyber Monday will haul in a record $11.2 billion to $11.6 billion online as consumers sought out deep promotions (and got them).</p><p>&#34;Continuing our checks of the unofficial kick-off to holiday, Cyber Monday showed headline promotions that were largely Deeper year over year, inclusive of several connected fitness companies (Peloton, Mirror, Ergatta),&#34; BMO Capital Markets analyst Simeon Siegel wrote in a note.</p><p><img src=\"https://static.tigerbbs.com/951e2ec90bb5703b99d624a02edbdd51\" tg-width=\"3500\" tg-height=\"2282\" referrerpolicy=\"no-referrer\"/>A man uses an iPhone 7 smartphone to demonstrate the mobile payment service Apple Pay at a cafe in Moscow, Russia, on October 3, 2016. REUTERS/Maxim Zmeyev</p><p>Adobe said Black Friday weekend spending only rose 4.4% from the prior year to $9.5 billion. For the holiday season to date (Nov. 1 to Nov. 27), consumers have spent $96.42 billion online, up 2.1% year over year.</p><p>U.S. retail sales on Black Friday were up 12% year-over-year excluding automotive, according to Mastercard SpendingPulse data. That was below Mastercard&#39;s projection of 15% growth.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Pay Is on Fire This Holiday Season</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Pay Is on Fire This Holiday Season\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-11-29 21:19 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/apple-pay-is-on-fire-this-holiday-season-chart-115242855.html><strong>Yahoo Finance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Apple Pay is having a moment.In a new note Tuesday, Deutsche Bank analyst Bryan Keane wrote that holiday spending data out of Salesforce shows Apple Pay adoption is growing at an \"extremely rapid pace...</p>\n\n<a href=\"https://finance.yahoo.com/news/apple-pay-is-on-fire-this-holiday-season-chart-115242855.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://finance.yahoo.com/news/apple-pay-is-on-fire-this-holiday-season-chart-115242855.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2287590574","content_text":"Apple Pay is having a moment.In a new note Tuesday, Deutsche Bank analyst Bryan Keane wrote that holiday spending data out of Salesforce shows Apple Pay adoption is growing at an \"extremely rapid pace\" this holiday season with 52% year-over-year growth.Apple Pay is having a moment. (Deutsche Bank)Apple Pay's surge seems to be coming at the expense of long-time dominant player PayPal: Keane noted that PayPal adoption has fallen 8% year over globally.Apple Pay and PayPal now make up about 5% and 16%, respectively of global e-commerce purchases.The diverging paths of Apple Pay and PayPal come amid a broader mixed start to the holiday shopping season as shoppers balk at inflationary prices.Consumers spent spent $6.3 billion online through 6PM ET on Cyber Monday, Adobe data showed. Adobe expects that when all the numbers are tallied, Cyber Monday will haul in a record $11.2 billion to $11.6 billion online as consumers sought out deep promotions (and got them).\"Continuing our checks of the unofficial kick-off to holiday, Cyber Monday showed headline promotions that were largely Deeper year over year, inclusive of several connected fitness companies (Peloton, Mirror, Ergatta),\" BMO Capital Markets analyst Simeon Siegel wrote in a note.A man uses an iPhone 7 smartphone to demonstrate the mobile payment service Apple Pay at a cafe in Moscow, Russia, on October 3, 2016. REUTERS/Maxim ZmeyevAdobe said Black Friday weekend spending only rose 4.4% from the prior year to $9.5 billion. For the holiday season to date (Nov. 1 to Nov. 27), consumers have spent $96.42 billion online, up 2.1% year over year.U.S. retail sales on Black Friday were up 12% year-over-year excluding automotive, according to Mastercard SpendingPulse data. That was below Mastercard's projection of 15% growth.","news_type":1,"symbols_score_info":{"AAPL":0.6}},"isVote":1,"tweetType":1,"viewCount":1373,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9968605056,"gmtCreate":1669196798375,"gmtModify":1676538165886,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"A very good article 👍🏻","listText":"A very good article 👍🏻","text":"A very good article 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9968605056","repostId":"2285863548","repostType":4,"repost":{"id":"2285863548","kind":"highlight","pubTimestamp":1669165202,"share":"https://ttm.financial/m/news/2285863548?lang=en_US&edition=fundamental","pubTime":"2022-11-23 09:00","market":"us","language":"en","title":"Apple: The Last FANG Standing","url":"https://stock-news.laohu8.com/highlight/detail?id=2285863548","media":"Seekingalpha","summary":"The Fall From the TopTo this day, Apple (NASDAQ: AAPL) is an exciting company, and the giant tech st","content":"<html><head></head><body><h2>The Fall From the Top</h2><p>To this day, Apple (NASDAQ: AAPL) is an exciting company, and the giant tech stock has held up like no other major tech company during this downturn. I wrote about the epic drop coming for tech stocks in late November last year, right as the market peaked. Well, some of the declines surpassed even my expectations. So, let&#39;s look at how top-tech stocks have performed during this downturn.</p><h2><b>Bear Market Peak to Trough Declines</b></h2><ul><li><a href=\"https://laohu8.com/S/META\">Meta Platforms</a> (META): 74%</li><li>Amazon (AMZN): 55%</li><li>Netflix (NFLX): 75%</li><li>Alphabet (GOOG) (GOOGL): 45%</li><li>Nvidia (NVDA): 69%</li><li>Advanced Micro Devices (AMD): 67%</li><li>Tesla (TSLA): 58%</li><li>Microsoft (MSFT): 40%</li><li>Apple: 28%</li></ul><p>&#34;FANG&#34; stocks went through considerable declines ranging from 40-75% during the bear market phase. However, one giant tech stock stood out, declining by just 28% during the recent tech drop. I&#39;ve been a fan of Apple for many years, not just the stock but the company&#39;s products. I still have my iPhone 12 Pro Max, which I purchased for $1,300 last year. Moreover, I&#39;ve been shopping for a new notebook and decided to upgrade to the MacBook Pro 14 version. However, perhaps the best Apple purchase was investing in the company&#39;s stock in 2007 when the iPhone came out.</p><p><b>Apple 15-Year Chart</b></p><p></p><p><img src=\"https://static.tigerbbs.com/d2e40b56a7fcdf6e0d617ae9739bb504\" tg-width=\"640\" tg-height=\"417\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>AAPL (macrotrends.com)</p><p>Remarkably, the stock was only around $3 (split adjusted) back then. Apple&#39;s stock has been one of the top performers in this time frame, appreciating by approximately 6,000% (trough to peak). Apple is an excellent company with extraordinary earnings potential. The company also produces arguably the best products in the world, and the company&#39;s services business continues booming. Despite the likelihood of near-term volatility, Apple stock&#39;s downside is probably limited. Moreover, the company&#39;s growth prospects and profitability potential should improve, enabling Apple&#39;s stock price to appreciate considerably in the coming years.</p><h2>The Apple Advantage</h2><p>The iPhone accounts for a substantial portion of Apple&#39;s revenues. The iPhone segment raked in approximately $205.5 billion last year, accounting for roughly 52% of total sales. However, the iPhone remains hugely popular in the U.S. and globally and should continue increasing sales as the company moves forward.</p><p></p><p><img src=\"https://static.tigerbbs.com/c1febbb809434b24e3b45b9f69a098f6\" tg-width=\"640\" tg-height=\"427\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>U.S. smartphone market share (couterpointresearch.com)</p><p>The iPhone dominates in the U.S. with about a 50% smartphone market share. Many consumers consider Apple&#39;s products superior in quality, and once on an iPhone, many customers become lifelong users. This dynamic separates the iPhone from the Android market. Consumers have several producers to choose from in the Android market, but at the end of the day, there is only one iPhone producer, Apple. Therefore, we should continue seeing robust demand in the U.S., and iPhone sales should continue growing globally.</p><p></p><p><img src=\"https://static.tigerbbs.com/9991067830ed1a4a7ca2a503ce4501a8\" tg-width=\"640\" tg-height=\"457\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Global smartphone share (counterpointresearch.com)</p><p>Globally, Apple&#39;s smartphone market share is only about 16%, second to Samsung&#39;s 21% market share. Therefore, Apple has significant opportunities for growth outside of the U.S. market, and the company could expand its market share substantially in the coming years. While Samsung makes an excellent cellphone, Apple is still the Apple. The new S22 has fantastic features, but the iPhone 14 wins in many categories.</p><p>Also, there is just something about the iPhone that makes it a status symbol in many countries. I&#39;ve visited many countries, and in many places, there is nothing more prestigious than having the latest iPhone in your pocket. Therefore, we should continue to see iPhone sales increasing, especially as the downturn concludes, leading to substantially higher revenues for Apple.</p><p><b>Apple&#39;s Revenues</b></p><p></p><p><img src=\"https://static.tigerbbs.com/94e59aafd97a4c359527a3451375c13c\" tg-width=\"640\" tg-height=\"313\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Apple revenues (businessquant.com)</p><p>Apple&#39;s revenue has exploded, reaching nearly $400 billion last (fiscal) year. We&#39;ve seen a 73% revenue increase since 2013, and we should continue seeing revenue growth from here.</p><p><b>Revenue by Segment</b></p><p></p><p><img src=\"https://static.tigerbbs.com/c4bac139075d16dd164699c0b8cd7c6a\" tg-width=\"640\" tg-height=\"329\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Segment revenues (businessquant.com)</p><p><b>Revenue Breakdown</b></p><p></p><p><img src=\"https://static.tigerbbs.com/dafd49eca7cebc39c194cbd7524898ae\" tg-width=\"640\" tg-height=\"153\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Segment revenues (businessquant.com)</p><p>After being stagnant for several years, Mac revenues have shot up lately, increasing from around $25-26 billion in 2017-2019 to more than $40 billion last year, an increase of 60%. Therefore, the Mac business is working and should continue generating growth and profitability in future years. Services continue doing exceptionally well, growing revenues by a whopping 160% over the last five years. iPhone revenues have surged by 50% in just two years. Perhaps the most exciting segment, &#34;other&#34; revenues, have skyrocketed by 240% in the last five years. Total revenues have increased by 43% over the previous two years.</p><h2>What We Should See From Apple Moving Forward</h2><p><b>Revenue Estimates</b></p><p></p><p><img src=\"https://static.tigerbbs.com/cdbc2ac111d88928e53ea99d38968619\" tg-width=\"640\" tg-height=\"245\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Revenue estimates (seekingalpha.com)</p><p>Revenues should continue increasing from here. Consensus estimates are for around <i>$520 billion</i> in revenues in fiscal 2027, but Apple may do better. Apple is accustomed to surpassing analysts&#39; revenue and EPS estimates, and the company should continue outperforming expectations.</p><p><b>Recent Earnings</b></p><p>Recently, Apple reported revenues of $90.15 billion (8.1% YoY increase), exceeding expectations of $88.9 billion. Q4 EPS came in at $1.29, a beat by two cents. iPhone revenues increased by about 10% YoY, Mac revenues surged by 25% over last year, Other products increased by about 10%, and services came in 5% higher over last year. Despite a challenging economic landscape, Apple continues to perform exceptionally well, bringing in solid growth YoY. Once the downturn concludes, we should see more robust growth, leading to outperformance over current consensus analysts&#39; figures. Many analysts predict 3-7% revenue growth in the next few years, but we may see 5-10% growth, leading to substantially higher revenues and profitability potential as the company advances.</p><p><b>EPS Earnings Surprise</b></p><p></p><p><img src=\"https://static.tigerbbs.com/615154027ce88f0ba2e763c8a9f77c6e\" tg-width=\"640\" tg-height=\"180\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Earnings surprise (seekingalpha.com)</p><p>Apple has surprised higher in each of its last twelve earnings announcements, and this trend should continue as we advance. If the trend continues, we could see 5-10% EPS beats in future quarters.</p><p><b>EPS Expectations</b></p><p></p><p><img src=\"https://static.tigerbbs.com/bfec0d8d8ea7db5f8516043b74ffa83e\" tg-width=\"640\" tg-height=\"239\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>EPS growth (seekingalpha.com)</p><p>Due to the general pessimism surrounding the downturn, consensus EPS estimates are very modest here. We see expeditions of approximately 5% annual growth in the next few years. However, as economic conditions improve, we can see 10-15% EPS growth from Apple in future years.</p><h3><b>Here&#39;s what Apple&#39;s financials could look like moving forward:</b></h3><table><tbody><tr><td>Year (fiscal)</td><td>2022</td><td>2023</td><td>2024</td><td>2025</td><td>2026</td><td>2027</td><td>2028</td><td>2029</td></tr><tr><td>Revenue Bs</td><td>$394</td><td>$420</td><td>$450</td><td>$480</td><td>$520</td><td>$555</td><td>$595</td><td>$640</td></tr><tr><td>Revenue growth</td><td>8%</td><td>7%</td><td>7%</td><td>7%</td><td>8%</td><td>7%</td><td>7%</td><td>7%</td></tr><tr><td>EPS</td><td>$6.11</td><td>$6.80</td><td>$7.30</td><td>$8.10</td><td>$9</td><td>$10</td><td>$11.50</td><td>$13</td></tr><tr><td>Forward P/E</td><td>22</td><td>23</td><td>24</td><td>25</td><td>24</td><td>23</td><td>22</td><td>22</td></tr><tr><td>Stock price</td><td>$150</td><td>$170</td><td>$195</td><td>$225</td><td>$240</td><td>$265</td><td>$286</td><td>$330</td></tr></tbody></table><p>Source: The Financial Prophet</p><h2>What Price to Buy Apple</h2><p>Apple may be mildly expensive today at about 22 times forward earnings estimates, but we should see multiple expansion in future years. I have Apple&#39;s valuation peaking at about 25 in 2025, but that is a relatively modest forecast. We could see Apple&#39;s forward P/E ratio increase to 30 or higher when the economy rebounds, sentiment improves, and demand for high-quality stocks increases. However, as we are currently in a slowdown, I recommend stepping back into Apple at about an 18-20 forward P/E ratio, providing a target entry price of around <i>$120-135</i>. That is the price range I prefer to enter a long-term position, as Apple&#39;s stock price will likely appreciate considerably in future years.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple: The Last FANG Standing</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple: The Last FANG Standing\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-11-23 09:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4559954-apple-stock-the-last-fang-standing><strong>Seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The Fall From the TopTo this day, Apple (NASDAQ: AAPL) is an exciting company, and the giant tech stock has held up like no other major tech company during this downturn. I wrote about the epic drop ...</p>\n\n<a href=\"https://seekingalpha.com/article/4559954-apple-stock-the-last-fang-standing\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://seekingalpha.com/article/4559954-apple-stock-the-last-fang-standing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2285863548","content_text":"The Fall From the TopTo this day, Apple (NASDAQ: AAPL) is an exciting company, and the giant tech stock has held up like no other major tech company during this downturn. I wrote about the epic drop coming for tech stocks in late November last year, right as the market peaked. Well, some of the declines surpassed even my expectations. So, let's look at how top-tech stocks have performed during this downturn.Bear Market Peak to Trough DeclinesMeta Platforms (META): 74%Amazon (AMZN): 55%Netflix (NFLX): 75%Alphabet (GOOG) (GOOGL): 45%Nvidia (NVDA): 69%Advanced Micro Devices (AMD): 67%Tesla (TSLA): 58%Microsoft (MSFT): 40%Apple: 28%\"FANG\" stocks went through considerable declines ranging from 40-75% during the bear market phase. However, one giant tech stock stood out, declining by just 28% during the recent tech drop. I've been a fan of Apple for many years, not just the stock but the company's products. I still have my iPhone 12 Pro Max, which I purchased for $1,300 last year. Moreover, I've been shopping for a new notebook and decided to upgrade to the MacBook Pro 14 version. However, perhaps the best Apple purchase was investing in the company's stock in 2007 when the iPhone came out.Apple 15-Year ChartAAPL (macrotrends.com)Remarkably, the stock was only around $3 (split adjusted) back then. Apple's stock has been one of the top performers in this time frame, appreciating by approximately 6,000% (trough to peak). Apple is an excellent company with extraordinary earnings potential. The company also produces arguably the best products in the world, and the company's services business continues booming. Despite the likelihood of near-term volatility, Apple stock's downside is probably limited. Moreover, the company's growth prospects and profitability potential should improve, enabling Apple's stock price to appreciate considerably in the coming years.The Apple AdvantageThe iPhone accounts for a substantial portion of Apple's revenues. The iPhone segment raked in approximately $205.5 billion last year, accounting for roughly 52% of total sales. However, the iPhone remains hugely popular in the U.S. and globally and should continue increasing sales as the company moves forward.U.S. smartphone market share (couterpointresearch.com)The iPhone dominates in the U.S. with about a 50% smartphone market share. Many consumers consider Apple's products superior in quality, and once on an iPhone, many customers become lifelong users. This dynamic separates the iPhone from the Android market. Consumers have several producers to choose from in the Android market, but at the end of the day, there is only one iPhone producer, Apple. Therefore, we should continue seeing robust demand in the U.S., and iPhone sales should continue growing globally.Global smartphone share (counterpointresearch.com)Globally, Apple's smartphone market share is only about 16%, second to Samsung's 21% market share. Therefore, Apple has significant opportunities for growth outside of the U.S. market, and the company could expand its market share substantially in the coming years. While Samsung makes an excellent cellphone, Apple is still the Apple. The new S22 has fantastic features, but the iPhone 14 wins in many categories.Also, there is just something about the iPhone that makes it a status symbol in many countries. I've visited many countries, and in many places, there is nothing more prestigious than having the latest iPhone in your pocket. Therefore, we should continue to see iPhone sales increasing, especially as the downturn concludes, leading to substantially higher revenues for Apple.Apple's RevenuesApple revenues (businessquant.com)Apple's revenue has exploded, reaching nearly $400 billion last (fiscal) year. We've seen a 73% revenue increase since 2013, and we should continue seeing revenue growth from here.Revenue by SegmentSegment revenues (businessquant.com)Revenue BreakdownSegment revenues (businessquant.com)After being stagnant for several years, Mac revenues have shot up lately, increasing from around $25-26 billion in 2017-2019 to more than $40 billion last year, an increase of 60%. Therefore, the Mac business is working and should continue generating growth and profitability in future years. Services continue doing exceptionally well, growing revenues by a whopping 160% over the last five years. iPhone revenues have surged by 50% in just two years. Perhaps the most exciting segment, \"other\" revenues, have skyrocketed by 240% in the last five years. Total revenues have increased by 43% over the previous two years.What We Should See From Apple Moving ForwardRevenue EstimatesRevenue estimates (seekingalpha.com)Revenues should continue increasing from here. Consensus estimates are for around $520 billion in revenues in fiscal 2027, but Apple may do better. Apple is accustomed to surpassing analysts' revenue and EPS estimates, and the company should continue outperforming expectations.Recent EarningsRecently, Apple reported revenues of $90.15 billion (8.1% YoY increase), exceeding expectations of $88.9 billion. Q4 EPS came in at $1.29, a beat by two cents. iPhone revenues increased by about 10% YoY, Mac revenues surged by 25% over last year, Other products increased by about 10%, and services came in 5% higher over last year. Despite a challenging economic landscape, Apple continues to perform exceptionally well, bringing in solid growth YoY. Once the downturn concludes, we should see more robust growth, leading to outperformance over current consensus analysts' figures. Many analysts predict 3-7% revenue growth in the next few years, but we may see 5-10% growth, leading to substantially higher revenues and profitability potential as the company advances.EPS Earnings SurpriseEarnings surprise (seekingalpha.com)Apple has surprised higher in each of its last twelve earnings announcements, and this trend should continue as we advance. If the trend continues, we could see 5-10% EPS beats in future quarters.EPS ExpectationsEPS growth (seekingalpha.com)Due to the general pessimism surrounding the downturn, consensus EPS estimates are very modest here. We see expeditions of approximately 5% annual growth in the next few years. However, as economic conditions improve, we can see 10-15% EPS growth from Apple in future years.Here's what Apple's financials could look like moving forward:Year (fiscal)20222023202420252026202720282029Revenue Bs$394$420$450$480$520$555$595$640Revenue growth8%7%7%7%8%7%7%7%EPS$6.11$6.80$7.30$8.10$9$10$11.50$13Forward P/E2223242524232222Stock price$150$170$195$225$240$265$286$330Source: The Financial ProphetWhat Price to Buy AppleApple may be mildly expensive today at about 22 times forward earnings estimates, but we should see multiple expansion in future years. I have Apple's valuation peaking at about 25 in 2025, but that is a relatively modest forecast. We could see Apple's forward P/E ratio increase to 30 or higher when the economy rebounds, sentiment improves, and demand for high-quality stocks increases. However, as we are currently in a slowdown, I recommend stepping back into Apple at about an 18-20 forward P/E ratio, providing a target entry price of around $120-135. That is the price range I prefer to enter a long-term position, as Apple's stock price will likely appreciate considerably in future years.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1481,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9968608477,"gmtCreate":1669195959799,"gmtModify":1676538165767,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Congratulations to Tiger&nbsp;🐯. Keep up the good work 👍🏻","listText":"Congratulations to Tiger&nbsp;🐯. Keep up the good work 👍🏻","text":"Congratulations to Tiger 🐯. Keep up the good work 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9968608477","repostId":"1146860364","repostType":4,"repost":{"id":"1146860364","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1669190411,"share":"https://ttm.financial/m/news/1146860364?lang=en_US&edition=fundamental","pubTime":"2022-11-23 16:00","market":"us","language":"en","title":"UP Fintech Posts US$55.41 Million for 2022 Q3 Revenue","url":"https://stock-news.laohu8.com/highlight/detail?id=1146860364","media":"Tiger Newspress","summary":"About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growin","content":"<html><head></head><body><ul><li>About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognition</li></ul><ul><li>Average net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trust</li></ul><p><a href=\"https://ttm.financial/RN?name=RNLive&amp;rndata=%7B%22liveId%22:%2216690156664297%22,%22type%22:0%7D\" target=\"_blank\">Live: Tiger Brokers Q3 2022 Earnings Conference Call</a></p><p><b>Singapore and New York, November 23, 2022 — UP Fintech Holding Limited</b> (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.</p><p>During the period, the company&#39;s revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.</p><p>During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.</p><p>The total trading volume from customers stood at US$78.2 billion on the company&#39;s platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.</p><p>Wu Tianhua, CEO and founder of UP Fintech, said, &#34;In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve&#39;s interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.&#34;</p><p>&#34;In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,&#34; Wu Tianhua added.</p><p>Wu Tianhua also revealed, &#34;Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.&#34;</p><p><b>In Singapore, average net deposit of newly acquired clients up for the second consecutive quarter</b></p><p>UP Fintech&#39;s market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.</p><p>In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers&#39; margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.</p><p>During the period, the company&#39;s cash management services in Singapore were strategically elevated to become Tiger Vault, where customers&#39; in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.</p><p>During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the &#34;Fintech - Brokerage&#34; award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state&#39;s &#34;Best Customer Service 2022/23&#34; survey conducted jointly by The Straits Times and research firm Statista, the company&#39;s excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received &#34;Investor&#39;s Choice Awards 2022: Best Retail Broker&#34; from the Securities Investors Association (Singapore).</p><p>In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region&#39;s biennial football tournament contested by 10 national &#34;A&#34; teams, a move that seeks to highlight the company&#39;s continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.</p><p><b>Nearly 20% of global new customers with deposits from Australia and New Zealand</b></p><p>In Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.</p><p>During the two quarters since the company&#39;s entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including &#34;Best for Australian investors&#34;, &#34;People&#39;s choice&#34;, and &#34;Best for ETFs&#34;, from the well-known investing media outlet WeMoney.</p><p><b>Global expansion never ceases</b></p><p>The company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech&#39;s subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.</p><p><b>US fractional share trading function lowers investing threshold</b></p><p><b>Self-developed infrastructure bears fruit</b></p><p>In the third quarter, the company&#39;s gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.</p><p>As the company&#39;s global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.</p><p>During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&amp;P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading&#39;s low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.</p><p>In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.</p><p>During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.</p><p>On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies&#39; earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.</p><p>As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform&#39;s signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.</p><p><b>Investment banking services take the lead in US IPO underwriting</b></p><p><b>ESOP business spins off with strategic investors involved</b></p><p>During the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.</p><p>In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.</p><p>The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.</p><p>UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business&#39;s stellar prospects. During the quarter, strategic investors were involved in completing ESOP&#39;s angel round financing. The business is scheduled to spin off under the new brand &#34;UponeShare&#34; in the fourth quarter, with a vision of promoting digital transformation in equity management.</p><p>In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.</p><p>On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.</p><p><b>About UP Fintech</b></p><p>UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.</p><p>Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.</p><p>We strive to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p>In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform &#34;Tiger Trade&#34;, own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UP Fintech Posts US$55.41 Million for 2022 Q3 Revenue</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUP Fintech Posts US$55.41 Million for 2022 Q3 Revenue\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-11-23 16:00</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><ul><li>About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognition</li></ul><ul><li>Average net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trust</li></ul><p><a href=\"https://ttm.financial/RN?name=RNLive&amp;rndata=%7B%22liveId%22:%2216690156664297%22,%22type%22:0%7D\" target=\"_blank\">Live: Tiger Brokers Q3 2022 Earnings Conference Call</a></p><p><b>Singapore and New York, November 23, 2022 — UP Fintech Holding Limited</b> (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.</p><p>During the period, the company&#39;s revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.</p><p>During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.</p><p>The total trading volume from customers stood at US$78.2 billion on the company&#39;s platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.</p><p>Wu Tianhua, CEO and founder of UP Fintech, said, &#34;In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve&#39;s interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.&#34;</p><p>&#34;In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,&#34; Wu Tianhua added.</p><p>Wu Tianhua also revealed, &#34;Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.&#34;</p><p><b>In Singapore, average net deposit of newly acquired clients up for the second consecutive quarter</b></p><p>UP Fintech&#39;s market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.</p><p>In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers&#39; margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.</p><p>During the period, the company&#39;s cash management services in Singapore were strategically elevated to become Tiger Vault, where customers&#39; in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.</p><p>During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the &#34;Fintech - Brokerage&#34; award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state&#39;s &#34;Best Customer Service 2022/23&#34; survey conducted jointly by The Straits Times and research firm Statista, the company&#39;s excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received &#34;Investor&#39;s Choice Awards 2022: Best Retail Broker&#34; from the Securities Investors Association (Singapore).</p><p>In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region&#39;s biennial football tournament contested by 10 national &#34;A&#34; teams, a move that seeks to highlight the company&#39;s continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.</p><p><b>Nearly 20% of global new customers with deposits from Australia and New Zealand</b></p><p>In Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.</p><p>During the two quarters since the company&#39;s entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including &#34;Best for Australian investors&#34;, &#34;People&#39;s choice&#34;, and &#34;Best for ETFs&#34;, from the well-known investing media outlet WeMoney.</p><p><b>Global expansion never ceases</b></p><p>The company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech&#39;s subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.</p><p><b>US fractional share trading function lowers investing threshold</b></p><p><b>Self-developed infrastructure bears fruit</b></p><p>In the third quarter, the company&#39;s gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.</p><p>As the company&#39;s global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.</p><p>During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&amp;P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading&#39;s low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.</p><p>In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.</p><p>During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.</p><p>On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies&#39; earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.</p><p>As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform&#39;s signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.</p><p><b>Investment banking services take the lead in US IPO underwriting</b></p><p><b>ESOP business spins off with strategic investors involved</b></p><p>During the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.</p><p>In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.</p><p>The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.</p><p>UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business&#39;s stellar prospects. During the quarter, strategic investors were involved in completing ESOP&#39;s angel round financing. The business is scheduled to spin off under the new brand &#34;UponeShare&#34; in the fourth quarter, with a vision of promoting digital transformation in equity management.</p><p>In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.</p><p>On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.</p><p><b>About UP Fintech</b></p><p>UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.</p><p>Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.</p><p>We strive to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p>In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform &#34;Tiger Trade&#34;, own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TIGR":"老虎证券"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1146860364","content_text":"About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognitionAverage net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trustLive: Tiger Brokers Q3 2022 Earnings Conference CallSingapore and New York, November 23, 2022 — UP Fintech Holding Limited (\"UP Fintech\" or the \"Company\", Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.During the period, the company's revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.The total trading volume from customers stood at US$78.2 billion on the company's platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.Wu Tianhua, CEO and founder of UP Fintech, said, \"In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve's interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.\"\"In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,\" Wu Tianhua added.Wu Tianhua also revealed, \"Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.\"In Singapore, average net deposit of newly acquired clients up for the second consecutive quarterUP Fintech's market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers' margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.During the period, the company's cash management services in Singapore were strategically elevated to become Tiger Vault, where customers' in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the \"Fintech - Brokerage\" award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state's \"Best Customer Service 2022/23\" survey conducted jointly by The Straits Times and research firm Statista, the company's excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received \"Investor's Choice Awards 2022: Best Retail Broker\" from the Securities Investors Association (Singapore).In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region's biennial football tournament contested by 10 national \"A\" teams, a move that seeks to highlight the company's continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.Nearly 20% of global new customers with deposits from Australia and New ZealandIn Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.During the two quarters since the company's entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including \"Best for Australian investors\", \"People's choice\", and \"Best for ETFs\", from the well-known investing media outlet WeMoney.Global expansion never ceasesThe company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech's subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.US fractional share trading function lowers investing thresholdSelf-developed infrastructure bears fruitIn the third quarter, the company's gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.As the company's global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading's low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies' earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform's signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.Investment banking services take the lead in US IPO underwritingESOP business spins off with strategic investors involvedDuring the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business's stellar prospects. During the quarter, strategic investors were involved in completing ESOP's angel round financing. The business is scheduled to spin off under the new brand \"UponeShare\" in the fourth quarter, with a vision of promoting digital transformation in equity management.In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.About UP FintechUP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.We strive to elevate financial technology R&D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform \"Tiger Trade\", own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.","news_type":1,"symbols_score_info":{"TIGR":0.9}},"isVote":1,"tweetType":1,"viewCount":1263,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":294719411408984,"gmtCreate":1712971319590,"gmtModify":1712971324322,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.&nbsp;","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.&nbsp;","text":"$Apple(AAPL)$ Apple need to come out the iPhone 16 with AI 🤖 to boost their Apple stock price 👍🏻.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":26,"commentSize":2,"repostSize":6,"link":"https://ttm.financial/post/294719411408984","isVote":1,"tweetType":1,"viewCount":4120,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3563421686188310","authorId":"3563421686188310","name":"Hopehope赋予希望","avatar":"https://community-static.tradeup.com/news/46495f44529967f5d3b4d03a47167f5b","crmLevel":9,"crmLevelSwitch":1,"authorIdStr":"3563421686188310","idStr":"3563421686188310"},"content":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$","text":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$","html":"stay out of apple for me and buy Xiaomi for me $XIAOMI-W(01810)$"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":378008910610656,"gmtCreate":1733330109034,"gmtModify":1733330112998,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Great interview 😻👍🏻","listText":"Great interview 😻👍🏻","text":"Great interview 😻👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/378008910610656","repostId":"1146355037","repostType":2,"repost":{"id":"1146355037","kind":"news","pubTimestamp":1733325733,"share":"https://ttm.financial/m/news/1146355037?lang=en_US&edition=fundamental","pubTime":"2024-12-04 23:22","market":"us","language":"en","title":"Tim Cook Wants Apple to Literally Save Your Life","url":"https://stock-news.laohu8.com/highlight/detail?id=1146355037","media":"wired","summary":"Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flouris","content":"<html><head></head><body><p>Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flourishes. My guide was Tim Cook, Apple’s CEO. With a proprietor’s pride, he ushered me through the $5 billion circular colossus, explaining that committing to the new campus was a “100-year decision.”</p><p>Today I am returning to the Ring—pulsing with energy seven years after it opened—to see Cook again. The tech world is at an inflection point. The mightiest companies will either stumble or secure their dominance for decades. We are here to discuss Cook’s big move in this high-stakes environment: the impending release of Apple Intelligence, the company’s first significant offering in the white-hot field of generative AI. Some consider it belated. All year, Apple’s competitors have been gaining buzz, dazzling investors, and dominating the news cycle with their chatbots, while the world’s most valuable company (as I write) was showing off an expensive, bulky augmented-reality headset. Apple has to get AI right. Corporations, after all, are less likely than buildings to stand proud for a century.</p><p>Cook didn’t panic. Like his predecessor Steve Jobs, he doesn’t believe that first is best. “Classic Apple,” as he puts it, enters a cacophonous field of first-movers and, with a strong grasp of novelty versus utility, unveils products that make the latest technologies relatable and even sexy. Think back to how the iPod rethought digital music. It wasn’t the first MP3 player, but its compactness, ease of use, and integration with an online store thrilled people with a new way to consume their tunes.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/dcf72e2dce05cae1edacb2320a413572\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p>Cook also contends that Apple has been preparing for the AI revolution all along. As far back as 2018, he poached Google’s top AI manager, John Giannandrea, for a rare expansion of the company’s senior vice president ranks. Then he pulled the plug on a long-running smart-car program (an open secret never publicly acknowledged by Apple) and marshaled the company’s machine-learning talent to build AI into its software products.</p><p>In June, Apple announced the results: a layer of AI for its whole product line. Cook had also brokered a deal with the gold standard in chatbots, OpenAI, so that his users could have access to ChatGPT. I’d gotten a few demos of what they were planning to reveal, including a tool to create custom emoji with verbal prompts and an easy-to-use AI picture generator called Image Playground. (I hadn’t yet tested the revivification of Siri, Apple’s lackluster AI agent.)</p><p>Perhaps what most distinguishes Apple’s AI—at least according to Apple—is its focus on privacy, a hallmark of the Cook regime. The AI tools, which are rolling out through software updates on the latest iPhone and relatively recent Macs, will largely run on the device itself—you don’t send your data to the cloud. The computation for more complicated AI tasks, Cook assures, occurs in secure regions of Apple’s data centers.</p><p>Another thing I’m reminded of on my return to the Ring is how skillful Cook is at touting the results of his big decisions, from the Apple Watch to his bet on custom silicon chips, which unleashed innovations that boost Apple phones and laptops. (And not mentioning decisions that didn’t pan out, like that multibillion-dollar smart-car project.) When he strolls into the conference room where we’re meeting, I know Cook will be meticulously cordial, displaying manners honed during his Alabama boyhood, while calmly hyperbolizing the virtues of Apple’s products and fending off criticisms of his very powerful company. (And when asked for comment on the election results, which came in after our talk, he chose to keep his views to himself.) Steve Jobs would come at a journalist like the rain in Buenaventura, aggressively pitching his message; Cook envelopes his interlocutors in a gentle mist and confides awed assessments of his company’s efforts.</p><p>The ultimate assessments, of course, will come from users. But if 40 years of covering Apple has taught me anything, it is this: Should this first iteration of AI fall short, an unrepentant Cook will show up at a future pretaped keynote hailing a new version as “the best Apple Intelligence we’ve ever built.” Despite all the pressure, Tim Cook never lets you see him sweat.</p><p><strong>When did you first understand generative AI was going to be a very big deal?</strong></p><p>I wouldn’t say there was an aha moment. It built like a wave, or like rolling thunder. Back in 2017 we built a neural engine into our products. It was already apparent that AI and machine learning were huge. It became obvious that we had to divert lots of people to it, that it would be a new era for our products.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/545225e7494e594e0a97cc0b017273e9\" title=\"\" tg-width=\"1600\" tg-height=\"2133\"/></p><p><strong>How did you figure out what you’d build with it?</strong></p><p>We wanted to innovate in such a way that things would be personal and private. We began to think about the intersection of those things in a way that was classic Apple—how do you deliver this technology so that it benefits people and enhances their lives?</p><p><strong>In your presentations you use Apple Intelligence almost as a synonym for AI. Do you think people fear AI?</strong></p><p>I think that does exist. We batted around names for everything and decided on Apple Intelligence. It wasn’t a pun off of artificial intelligence. In hindsight, it seems so straightforward.</p><p><strong>Some companies charge for AI-enhanced services. Did you consider that?</strong></p><p>We never talked about charging for it. We view it sort of like multitouch, which enabled the smartphone revolution and the modern tablet.</p><p><strong>You’ve personally been using Apple Intelligence for a while. What has been most useful for you?</strong></p><p>We’re an email-based company, and I get enormous numbers from users, employees, partners, and so forth. Having it summarize author responses is a game changer, and having it prioritize things for you so you’re not doing your usual triage. Then, of course, there are fun things like the Image Playground.</p><p><strong>I’ve heard you say that Apple Intelligence could make you funnier, which seems strange.</strong></p><p>I think it can make you friendlier, which, in many ways, can be funnier as well.</p><p><strong>Having AI speak for people makes me wonder whether the nature of communication will degrade. If Apple Intelligence writes something funny, who’s being funny, the sender or the AI?</strong></p><p>It’s still coming from you. It’s your thoughts and your perspective. You and I both remember the productivity that came from the advent of the personal computer. It was no longer you punching your calculator, you were doing something on a spreadsheet. It was no longer you at the typewriter, you were using a word processor. Logic Pro helps musicians create music, but they’re still the author.</p><p><strong>One of your demos involves a fictional recent graduate applying for a job. The cover letter is colloquial and somewhat sophomoric, but with Apple Intelligence a single click changes it to look like a savvy, smart person wrote it. If I’m a recruiter who hired that person, maybe I will feel tricked if they don’t live up to the professionalism of that letter.</strong></p><p>I don’t think so. By using the tool, it comes across as more polished. It’s still your decision to use the tool. It’s like you and I collaborating on something—one plus one can equal more than two, right?</p><p><strong>I guess the counterargument is that back in the early days of internet search, people complained that no one bothered to memorize dates anymore: “I don’t need to. I have a search engine!” So no one has to learn history—and now, how to write a professional letter.</strong></p><p>These worries have been around for years. I remember when people felt like the calculator would fundamentally erode people’s math ability. Did it really, or did it make something more efficient?</p><p><strong>I used to know how to do long division. I don’t anymore.</strong></p><p>I haven’t forgotten.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/8d122d448930befd301e8232bd753fe6\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p><strong>Point to you. Another thing that strikes me about Apple Intelligence is that you already had a lot of information about us from our emails, our calendars, and other Apple products. To make Apple Intelligence useful, you stitch together all that information. That’s why privacy is so critical. Not many companies can do that, because they don’t have Apple’s ecosystem.</strong></p><p>We don’t look at it as the value of the ecosystem. It’s doing things to help people and make their lives better. And it clearly does that.</p><p><strong>Will you open up Apple apps like Mail and Messages to other companies to use in their AI systems? How are you thinking about privacy there?</strong></p><p>We’ll always consider the privacy implications. We don’t accept that there’s a trade-off between great privacy and great intelligence. Much of Apple Intelligence runs on the device, but for some users we need more powerful models. So we crafted private cloud compute that essentially has the same privacy and security as your device does. We just kept plugging at it until we came up with the right idea.</p><p><strong>OK, let’s change gears a bit. Apple has been designing custom silicon to make its products more efficient and powerful. This seems to me an underappreciated part of Apple’s success in the past decade.</strong></p><p>It’s a huge enabler. We’ve always believed that we should own the primary technologies that our products are built on. Steve talked about this. I’m not saying we’ve always done that, but we’ve always believed that, and it was always a journey to get there.</p><p><strong>But there is one technology—world-knowledgeable large language models—that you’re outsourcing to OpenAI. When you announced the deal, it seemed framed as an initial arrangement. Is it inevitable that you will eventually build your own powerful LLMs?</strong></p><p>I wouldn’t want to predict. We felt that OpenAI was the pioneer and was ahead. We felt that some portion of our customers would want access to world knowledge [that Apple Intelligence doesn’t provide], and we wanted to integrate it in an elegant way that still respected people’s ability to choose whether they wanted to do that or not.</p><p><strong>I’m wondering whether there’s been a vibe shift in your relationship, even before you started using ChatGPT in your products. First Apple was going to have an observer on OpenAI’s board. Now you’re not. Recently it was rumored you were going to participate in their big investment round. You didn’t. Meanwhile, OpenAI has had some key employee departures, and the FTC is examining whether AI power is too concentrated. Has there been any cooling off?</strong></p><p>There’s no truth behind that at all. And I would just say, our MO is not to go out and invest in a number of companies. It’s rare that we’ve ever done that. So it would be odd, an exception, for us to do that there.</p><p><strong>So you never considered investing in OpenAI?</strong></p><p>I’m not going to say we never looked at it. I’m just saying that it would be a rare move on our part to do that. We did ARM back in the day. Who else did we do? We did one or two others.</p><p><strong>ARM was pretty good.</strong></p><p>ARM was pretty good. [In 1990, Apple invested $3 million to own 30 percent of ARM—a stake that would be worth hundreds of millions of dollars. But more important, ARM was and is a critical chip supplier, most notably for the iPhone.]</p><p><strong>One big difference between Apple and OpenAI is that they are obsessed with achieving AGI. You never hear that from Apple. Do you think AGI will happen?</strong></p><p>Right now the technology is good enough where we can deliver it to people and change their lives, and that’s what we’re focused on. We’ll keep pulling the string and see where it takes us.</p><p><strong>If AGI does actually happen, how would that affect Apple?</strong></p><p>That’s a discussion that we’ll continue to have.</p><p><strong>When you’re thinking about things late at night, don’t you sometimes ask what it would mean if computers had superhuman intelligence?</strong></p><p>Oh, of course. Not just for Apple, but for the world. There’s so much extraordinary benefit for humanity. Are there some things you have to have guardrails on? Of course. We’re very deeply considerate about things that we do and don’t do. I hope that others are as well. AGI itself is a ways away, at a minimum. We’ll sort out along the way what the guardrails need to be in such an environment.</p><p><strong>Implementing generative AI puts a lot of stress on your infrastructure, requiring more power and more data centers. Does this present extra challenges to Apple’s goal to be carbon-neutral by 2030?</strong></p><p>More challenges, yes. But are we coming off the goal? No, definitely not. With more data centers, you use more renewable energy, and we’ve built that muscle now. Since 2015 our carbon footprint is down over half, while our net sales have gone up well over 50 percent. I feel very good about 2030.</p><p><strong>So you won’t have to reactivate old nuclear plants or anything?</strong></p><p>I don’t see that.</p><p><strong>Obviously, the iPhone has had an incredible impact on our lives. We like them so much that we can’t take our eyes off them. As the person who manufactures and sells them, do you worry that these devices have made us more distractible and ruined our ability to concentrate? In an informal study recently, teachers at elite institutions complained that their students struggle to read books.</strong></p><p>I worry about people endlessly scrolling. That’s the reason we do things like Screen Time, to try to guide people. We support people putting limits on themselves, like the number of notifications you get. We do a lot of things in the parental controls area as well. My fundamental belief is, if you’re looking at your phone more than you’re looking in somebody’s eyes, that’s a problem.</p><p><strong>Steve Jobs instructed you not to imagine what product decisions he would make, but to do what’s best. Still, considering how much he hated buttons, did you look skyward and apologize to him for adding a button to the iPhone 16?</strong></p><p>I don’t know what Steve would have thought. Of course, I worked with him a long time and have my own views. But what has happened is that people have been taking so many pictures and videos with the iPhone, it was important to make it simple and elegant for them. So important that it merited the camera control.</p><p><strong>Let’s talk about your wearable display, the Vision Pro. Reports are that it hasn’t sold at the level that you folks expected. What happened?</strong></p><p>It’s an early adopter product, for people who want tomorrow’s technology today. Those people are buying it, and the ecosystem is flourishing. The ultimate test for us is the ecosystem. I don’t know if you’re using it very much, but I’m on there all the time. I see new apps all the time.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/6ecedaeb04b6752f7cf6e5ee25e7128c\" title=\"\" tg-width=\"1600\" tg-height=\"2133\"/></p><p><strong>I heard that Stevie Wonder had a demo of the Vision Pro and loved it. How did that work?</strong></p><p>He&#39;s a friend of Apple and it&#39;s great to get feedback from Stevie. And of course his artistry is just unparalleled. One of the common threads running through Apple over time is that we don&#39;t bolt on accessibility at the end of the design process. It&#39;s embedded. So getting his feedback was key.</p><p><strong>Meta and Snap are leading us to mixed-reality glasses that we’d wear continually. Is the bigger, heavier Vision Pro ultimately headed that way?</strong></p><p>Yes, it’s a progression over time in terms of what happens with form factors. AR is a huge deal. With Vision Pro, we’ve progressed to what is clearly the most advanced technology we’ve ever done, and I think the most advanced technology in the world in terms of electronics problems. We’ll see where it goes.</p><p><strong>Apple has created a lot of consumer tools for medical technology. What’s the strategy for biological metrics and prosthetics?</strong></p><p>It’s clear to me that if you zoom out way into the future, and you look back and ask what Apple’s biggest contribution was, it will be in the health area. That’s what I really believe. When we started pulling that string with the Apple Watch, it was a cascade of events. We started with something simple, like monitoring your heart rate, and then figured out we could pick up heart signals to get to an EKG and an AFib determination. Now we are monitoring sleep apnea. I’ve gotten so many notes over time from people who would have not survived had it not been for the alert on their wrist.</p><p><strong>Apple plans to give AirPods the ability to correct for hearing loss. I bet the makers of expensive hearing aids are freaking out.</strong></p><p>It’s not about competing against hearing aids on the market. It’s about trying to convince people who have hearing loss to use their AirPods. The vast majority of people with hearing issues have not been diagnosed. For some people, hearing aids have a stigma, and we can counter that with AirPods. And we can have people diagnose themselves. It’s the democratization of health.</p><p><strong>If Apple devices began using AI to analyze all that biometric data in real time, you might diagnose conditions way before a doctor could. Are you conducting experiments in that vein, to flag dangerous medical conditions?</strong></p><p>I’m not going to announce anything today. But we have research going on. We’re pouring all of ourselves in here, and we work on things that are years in the making. We were working on hearing a long time before we got it dialed in to where we felt comfortable shipping it.</p><p><strong>You just announced the iPhone 16. How long can this string go—will there be an iPhone 30? Won’t some AI device replace them soon?</strong></p><p>We see the smartphone lasting a very long time. There will be more innovation. And obviously you look at the first iPhone that shipped versus the iPhone 16, they’re totally different, right?</p><p><strong>We’re doing this interview at Apple Park, which is now seven years old. Have you been surprised by anything that couldn’t have been anticipated when it was just blueprints?</strong></p><p>It’s promoted collaboration even more than I thought. That was a key component of the design, but there are so many places here where you just unexpectedly run into people. In the cafeteria, at the coffee bar, outside when you’re going across the pathway. Also, there&#39;s a connection here to Steve that is incredible and very deep. We have the theater named after him and think about him all the time, but I can feel him in other spaces too.</p><p><strong>You mention the Steve Jobs Theater, which was designed with product keynotes in mind. Now you launch products with pretaped videos. Will you ever go back to live presentations?</strong></p><p>During Covid we learned the audience is primarily online. Very few people can fit in the theater, and we wanted to have more people engaged in the announcement itself. You can do that a lot more productively on tape than you can live because of the transitions on stage and so forth.</p><p><strong>But don’t you miss the vibe of a live keynote?</strong></p><p>I do miss it. I do miss it.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/d2c39abcf5530e5d1fe1d2b34a60ca41\" title=\"\" tg-width=\"1600\" tg-height=\"1067\"/></p><p><strong>The DOJ and 19 states, along with the District of Columbia, filed suit against Apple this year. One assistant attorney general charged that Apple was “a self-interested monopolist.” There are also government suits against other Big Tech companies. Do you think that the public, as well as the government, has shifted its view of Apple and other Big Tech companies?</strong></p><p>When you talk about something such as alleging some kind of conduct, you should talk about a specific company and what is the conduct, and not group things together.</p><p><strong>Granted, everyone’s got their own lawsuit. What’s the response to the one against Apple?</strong></p><p>It’s completely misguided as to what we have done. Our users know this. We always put ourselves in the shoes of the user and ask what is best for them, what is best for their privacy, what is best for their security. That’s the story. We’ll tell it to a judge and see how that goes.</p><p><strong>How long do you see yourself as CEO of Apple?</strong></p><p>I get asked that question now more than I used to.</p><p><strong>Why is that?</strong></p><p>As I age, as my hair turns gray. I love this place, Steven. It&#39;s a privilege of a lifetime to be here. And I&#39;ll do it until the voice in my head says, “It&#39;s time,” and then I&#39;ll go and focus on what the next chapter looks like. But it&#39;s hard to imagine life without Apple, because my life has been wrapped up in this company since 1998. It&#39;s the overwhelming majority of my adult life. And so I love it.</p><p><strong>You’ve said that it’s up to others to determine your legacy, but what do you think Apple’s legacy is?</strong></p><p>It’s up to others to determine that as well. But I think Apple will be remembered for delivering great products that changed the world, that really improved people’s lives. Our users feel it when they go into an Apple Store. They feel it when they use the products. I got so many messages when the hurricane hit in North Carolina and people discovered that they had the ability to SOS and to message people when the cellular network was down. This reminds people of why we do what we do and how much we care. That will be Apple’s legacy.</p></body></html>","source":"lsy1709531842818","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Tim Cook Wants Apple to Literally Save Your Life</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTim Cook Wants Apple to Literally Save Your Life\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-12-04 23:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/><strong>wired</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now ...</p>\n\n<a href=\"https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.wired.com/story/big-interview-tim-cook-wants-apple-to-literally-save-your-life/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1146355037","content_text":"Every time I visit the Apple Park campus, my mind flashes to a tour I took months before construction was finished, when there was dust on the terrazzo floors and mud where lush vegetation now flourishes. My guide was Tim Cook, Apple’s CEO. With a proprietor’s pride, he ushered me through the $5 billion circular colossus, explaining that committing to the new campus was a “100-year decision.”Today I am returning to the Ring—pulsing with energy seven years after it opened—to see Cook again. The tech world is at an inflection point. The mightiest companies will either stumble or secure their dominance for decades. We are here to discuss Cook’s big move in this high-stakes environment: the impending release of Apple Intelligence, the company’s first significant offering in the white-hot field of generative AI. Some consider it belated. All year, Apple’s competitors have been gaining buzz, dazzling investors, and dominating the news cycle with their chatbots, while the world’s most valuable company (as I write) was showing off an expensive, bulky augmented-reality headset. Apple has to get AI right. Corporations, after all, are less likely than buildings to stand proud for a century.Cook didn’t panic. Like his predecessor Steve Jobs, he doesn’t believe that first is best. “Classic Apple,” as he puts it, enters a cacophonous field of first-movers and, with a strong grasp of novelty versus utility, unveils products that make the latest technologies relatable and even sexy. Think back to how the iPod rethought digital music. It wasn’t the first MP3 player, but its compactness, ease of use, and integration with an online store thrilled people with a new way to consume their tunes.Cook also contends that Apple has been preparing for the AI revolution all along. As far back as 2018, he poached Google’s top AI manager, John Giannandrea, for a rare expansion of the company’s senior vice president ranks. Then he pulled the plug on a long-running smart-car program (an open secret never publicly acknowledged by Apple) and marshaled the company’s machine-learning talent to build AI into its software products.In June, Apple announced the results: a layer of AI for its whole product line. Cook had also brokered a deal with the gold standard in chatbots, OpenAI, so that his users could have access to ChatGPT. I’d gotten a few demos of what they were planning to reveal, including a tool to create custom emoji with verbal prompts and an easy-to-use AI picture generator called Image Playground. (I hadn’t yet tested the revivification of Siri, Apple’s lackluster AI agent.)Perhaps what most distinguishes Apple’s AI—at least according to Apple—is its focus on privacy, a hallmark of the Cook regime. The AI tools, which are rolling out through software updates on the latest iPhone and relatively recent Macs, will largely run on the device itself—you don’t send your data to the cloud. The computation for more complicated AI tasks, Cook assures, occurs in secure regions of Apple’s data centers.Another thing I’m reminded of on my return to the Ring is how skillful Cook is at touting the results of his big decisions, from the Apple Watch to his bet on custom silicon chips, which unleashed innovations that boost Apple phones and laptops. (And not mentioning decisions that didn’t pan out, like that multibillion-dollar smart-car project.) When he strolls into the conference room where we’re meeting, I know Cook will be meticulously cordial, displaying manners honed during his Alabama boyhood, while calmly hyperbolizing the virtues of Apple’s products and fending off criticisms of his very powerful company. (And when asked for comment on the election results, which came in after our talk, he chose to keep his views to himself.) Steve Jobs would come at a journalist like the rain in Buenaventura, aggressively pitching his message; Cook envelopes his interlocutors in a gentle mist and confides awed assessments of his company’s efforts.The ultimate assessments, of course, will come from users. But if 40 years of covering Apple has taught me anything, it is this: Should this first iteration of AI fall short, an unrepentant Cook will show up at a future pretaped keynote hailing a new version as “the best Apple Intelligence we’ve ever built.” Despite all the pressure, Tim Cook never lets you see him sweat.When did you first understand generative AI was going to be a very big deal?I wouldn’t say there was an aha moment. It built like a wave, or like rolling thunder. Back in 2017 we built a neural engine into our products. It was already apparent that AI and machine learning were huge. It became obvious that we had to divert lots of people to it, that it would be a new era for our products.How did you figure out what you’d build with it?We wanted to innovate in such a way that things would be personal and private. We began to think about the intersection of those things in a way that was classic Apple—how do you deliver this technology so that it benefits people and enhances their lives?In your presentations you use Apple Intelligence almost as a synonym for AI. Do you think people fear AI?I think that does exist. We batted around names for everything and decided on Apple Intelligence. It wasn’t a pun off of artificial intelligence. In hindsight, it seems so straightforward.Some companies charge for AI-enhanced services. Did you consider that?We never talked about charging for it. We view it sort of like multitouch, which enabled the smartphone revolution and the modern tablet.You’ve personally been using Apple Intelligence for a while. What has been most useful for you?We’re an email-based company, and I get enormous numbers from users, employees, partners, and so forth. Having it summarize author responses is a game changer, and having it prioritize things for you so you’re not doing your usual triage. Then, of course, there are fun things like the Image Playground.I’ve heard you say that Apple Intelligence could make you funnier, which seems strange.I think it can make you friendlier, which, in many ways, can be funnier as well.Having AI speak for people makes me wonder whether the nature of communication will degrade. If Apple Intelligence writes something funny, who’s being funny, the sender or the AI?It’s still coming from you. It’s your thoughts and your perspective. You and I both remember the productivity that came from the advent of the personal computer. It was no longer you punching your calculator, you were doing something on a spreadsheet. It was no longer you at the typewriter, you were using a word processor. Logic Pro helps musicians create music, but they’re still the author.One of your demos involves a fictional recent graduate applying for a job. The cover letter is colloquial and somewhat sophomoric, but with Apple Intelligence a single click changes it to look like a savvy, smart person wrote it. If I’m a recruiter who hired that person, maybe I will feel tricked if they don’t live up to the professionalism of that letter.I don’t think so. By using the tool, it comes across as more polished. It’s still your decision to use the tool. It’s like you and I collaborating on something—one plus one can equal more than two, right?I guess the counterargument is that back in the early days of internet search, people complained that no one bothered to memorize dates anymore: “I don’t need to. I have a search engine!” So no one has to learn history—and now, how to write a professional letter.These worries have been around for years. I remember when people felt like the calculator would fundamentally erode people’s math ability. Did it really, or did it make something more efficient?I used to know how to do long division. I don’t anymore.I haven’t forgotten.Point to you. Another thing that strikes me about Apple Intelligence is that you already had a lot of information about us from our emails, our calendars, and other Apple products. To make Apple Intelligence useful, you stitch together all that information. That’s why privacy is so critical. Not many companies can do that, because they don’t have Apple’s ecosystem.We don’t look at it as the value of the ecosystem. It’s doing things to help people and make their lives better. And it clearly does that.Will you open up Apple apps like Mail and Messages to other companies to use in their AI systems? How are you thinking about privacy there?We’ll always consider the privacy implications. We don’t accept that there’s a trade-off between great privacy and great intelligence. Much of Apple Intelligence runs on the device, but for some users we need more powerful models. So we crafted private cloud compute that essentially has the same privacy and security as your device does. We just kept plugging at it until we came up with the right idea.OK, let’s change gears a bit. Apple has been designing custom silicon to make its products more efficient and powerful. This seems to me an underappreciated part of Apple’s success in the past decade.It’s a huge enabler. We’ve always believed that we should own the primary technologies that our products are built on. Steve talked about this. I’m not saying we’ve always done that, but we’ve always believed that, and it was always a journey to get there.But there is one technology—world-knowledgeable large language models—that you’re outsourcing to OpenAI. When you announced the deal, it seemed framed as an initial arrangement. Is it inevitable that you will eventually build your own powerful LLMs?I wouldn’t want to predict. We felt that OpenAI was the pioneer and was ahead. We felt that some portion of our customers would want access to world knowledge [that Apple Intelligence doesn’t provide], and we wanted to integrate it in an elegant way that still respected people’s ability to choose whether they wanted to do that or not.I’m wondering whether there’s been a vibe shift in your relationship, even before you started using ChatGPT in your products. First Apple was going to have an observer on OpenAI’s board. Now you’re not. Recently it was rumored you were going to participate in their big investment round. You didn’t. Meanwhile, OpenAI has had some key employee departures, and the FTC is examining whether AI power is too concentrated. Has there been any cooling off?There’s no truth behind that at all. And I would just say, our MO is not to go out and invest in a number of companies. It’s rare that we’ve ever done that. So it would be odd, an exception, for us to do that there.So you never considered investing in OpenAI?I’m not going to say we never looked at it. I’m just saying that it would be a rare move on our part to do that. We did ARM back in the day. Who else did we do? We did one or two others.ARM was pretty good.ARM was pretty good. [In 1990, Apple invested $3 million to own 30 percent of ARM—a stake that would be worth hundreds of millions of dollars. But more important, ARM was and is a critical chip supplier, most notably for the iPhone.]One big difference between Apple and OpenAI is that they are obsessed with achieving AGI. You never hear that from Apple. Do you think AGI will happen?Right now the technology is good enough where we can deliver it to people and change their lives, and that’s what we’re focused on. We’ll keep pulling the string and see where it takes us.If AGI does actually happen, how would that affect Apple?That’s a discussion that we’ll continue to have.When you’re thinking about things late at night, don’t you sometimes ask what it would mean if computers had superhuman intelligence?Oh, of course. Not just for Apple, but for the world. There’s so much extraordinary benefit for humanity. Are there some things you have to have guardrails on? Of course. We’re very deeply considerate about things that we do and don’t do. I hope that others are as well. AGI itself is a ways away, at a minimum. We’ll sort out along the way what the guardrails need to be in such an environment.Implementing generative AI puts a lot of stress on your infrastructure, requiring more power and more data centers. Does this present extra challenges to Apple’s goal to be carbon-neutral by 2030?More challenges, yes. But are we coming off the goal? No, definitely not. With more data centers, you use more renewable energy, and we’ve built that muscle now. Since 2015 our carbon footprint is down over half, while our net sales have gone up well over 50 percent. I feel very good about 2030.So you won’t have to reactivate old nuclear plants or anything?I don’t see that.Obviously, the iPhone has had an incredible impact on our lives. We like them so much that we can’t take our eyes off them. As the person who manufactures and sells them, do you worry that these devices have made us more distractible and ruined our ability to concentrate? In an informal study recently, teachers at elite institutions complained that their students struggle to read books.I worry about people endlessly scrolling. That’s the reason we do things like Screen Time, to try to guide people. We support people putting limits on themselves, like the number of notifications you get. We do a lot of things in the parental controls area as well. My fundamental belief is, if you’re looking at your phone more than you’re looking in somebody’s eyes, that’s a problem.Steve Jobs instructed you not to imagine what product decisions he would make, but to do what’s best. Still, considering how much he hated buttons, did you look skyward and apologize to him for adding a button to the iPhone 16?I don’t know what Steve would have thought. Of course, I worked with him a long time and have my own views. But what has happened is that people have been taking so many pictures and videos with the iPhone, it was important to make it simple and elegant for them. So important that it merited the camera control.Let’s talk about your wearable display, the Vision Pro. Reports are that it hasn’t sold at the level that you folks expected. What happened?It’s an early adopter product, for people who want tomorrow’s technology today. Those people are buying it, and the ecosystem is flourishing. The ultimate test for us is the ecosystem. I don’t know if you’re using it very much, but I’m on there all the time. I see new apps all the time.I heard that Stevie Wonder had a demo of the Vision Pro and loved it. How did that work?He's a friend of Apple and it's great to get feedback from Stevie. And of course his artistry is just unparalleled. One of the common threads running through Apple over time is that we don't bolt on accessibility at the end of the design process. It's embedded. So getting his feedback was key.Meta and Snap are leading us to mixed-reality glasses that we’d wear continually. Is the bigger, heavier Vision Pro ultimately headed that way?Yes, it’s a progression over time in terms of what happens with form factors. AR is a huge deal. With Vision Pro, we’ve progressed to what is clearly the most advanced technology we’ve ever done, and I think the most advanced technology in the world in terms of electronics problems. We’ll see where it goes.Apple has created a lot of consumer tools for medical technology. What’s the strategy for biological metrics and prosthetics?It’s clear to me that if you zoom out way into the future, and you look back and ask what Apple’s biggest contribution was, it will be in the health area. That’s what I really believe. When we started pulling that string with the Apple Watch, it was a cascade of events. We started with something simple, like monitoring your heart rate, and then figured out we could pick up heart signals to get to an EKG and an AFib determination. Now we are monitoring sleep apnea. I’ve gotten so many notes over time from people who would have not survived had it not been for the alert on their wrist.Apple plans to give AirPods the ability to correct for hearing loss. I bet the makers of expensive hearing aids are freaking out.It’s not about competing against hearing aids on the market. It’s about trying to convince people who have hearing loss to use their AirPods. The vast majority of people with hearing issues have not been diagnosed. For some people, hearing aids have a stigma, and we can counter that with AirPods. And we can have people diagnose themselves. It’s the democratization of health.If Apple devices began using AI to analyze all that biometric data in real time, you might diagnose conditions way before a doctor could. Are you conducting experiments in that vein, to flag dangerous medical conditions?I’m not going to announce anything today. But we have research going on. We’re pouring all of ourselves in here, and we work on things that are years in the making. We were working on hearing a long time before we got it dialed in to where we felt comfortable shipping it.You just announced the iPhone 16. How long can this string go—will there be an iPhone 30? Won’t some AI device replace them soon?We see the smartphone lasting a very long time. There will be more innovation. And obviously you look at the first iPhone that shipped versus the iPhone 16, they’re totally different, right?We’re doing this interview at Apple Park, which is now seven years old. Have you been surprised by anything that couldn’t have been anticipated when it was just blueprints?It’s promoted collaboration even more than I thought. That was a key component of the design, but there are so many places here where you just unexpectedly run into people. In the cafeteria, at the coffee bar, outside when you’re going across the pathway. Also, there's a connection here to Steve that is incredible and very deep. We have the theater named after him and think about him all the time, but I can feel him in other spaces too.You mention the Steve Jobs Theater, which was designed with product keynotes in mind. Now you launch products with pretaped videos. Will you ever go back to live presentations?During Covid we learned the audience is primarily online. Very few people can fit in the theater, and we wanted to have more people engaged in the announcement itself. You can do that a lot more productively on tape than you can live because of the transitions on stage and so forth.But don’t you miss the vibe of a live keynote?I do miss it. I do miss it.The DOJ and 19 states, along with the District of Columbia, filed suit against Apple this year. One assistant attorney general charged that Apple was “a self-interested monopolist.” There are also government suits against other Big Tech companies. Do you think that the public, as well as the government, has shifted its view of Apple and other Big Tech companies?When you talk about something such as alleging some kind of conduct, you should talk about a specific company and what is the conduct, and not group things together.Granted, everyone’s got their own lawsuit. What’s the response to the one against Apple?It’s completely misguided as to what we have done. Our users know this. We always put ourselves in the shoes of the user and ask what is best for them, what is best for their privacy, what is best for their security. That’s the story. We’ll tell it to a judge and see how that goes.How long do you see yourself as CEO of Apple?I get asked that question now more than I used to.Why is that?As I age, as my hair turns gray. I love this place, Steven. It's a privilege of a lifetime to be here. And I'll do it until the voice in my head says, “It's time,” and then I'll go and focus on what the next chapter looks like. But it's hard to imagine life without Apple, because my life has been wrapped up in this company since 1998. It's the overwhelming majority of my adult life. And so I love it.You’ve said that it’s up to others to determine your legacy, but what do you think Apple’s legacy is?It’s up to others to determine that as well. But I think Apple will be remembered for delivering great products that changed the world, that really improved people’s lives. Our users feel it when they go into an Apple Store. They feel it when they use the products. I got so many messages when the hurricane hit in North Carolina and people discovered that they had the ability to SOS and to message people when the cellular network was down. This reminds people of why we do what we do and how much we care. That will be Apple’s legacy.","news_type":1,"symbols_score_info":{"AAPL":1.1}},"isVote":1,"tweetType":1,"viewCount":2597,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":424015410098224,"gmtCreate":1744527260513,"gmtModify":1744527264229,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Wow 🤩 Apple stock will go up on Monday 🥰👍🏻","listText":"Wow 🤩 Apple stock will go up on Monday 🥰👍🏻","text":"Wow 🤩 Apple stock will go up on Monday 🥰👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/424015410098224","repostId":"1178931164","repostType":2,"isVote":1,"tweetType":1,"viewCount":2308,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366892765380848,"gmtCreate":1730617133508,"gmtModify":1730625106178,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","listText":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","text":"I would love to see Harris to win the election 🗳️. She will lead the US economy and the country better then Trump.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/366892765380848","isVote":1,"tweetType":1,"viewCount":3020,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353174695747616,"gmtCreate":1727233478438,"gmtModify":1727233482712,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"&nbsp;Wow 😮 I think it will move even higher&nbsp;","listText":"&nbsp;Wow 😮 I think it will move even higher&nbsp;","text":"Wow 😮 I think it will move even higher","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/353174695747616","repostId":"2470647473","repostType":2,"repost":{"id":"2470647473","kind":"live","pubTimestamp":1727235520,"share":"https://ttm.financial/m/news/2470647473?lang=en_US&edition=fundamental","pubTime":"2024-09-25 11:38","market":"us","language":"en","title":"Gold Rises to Record High as US Data Support Deeper Rate Cuts","url":"https://stock-news.laohu8.com/highlight/detail?id=2470647473","media":"Bloomberg","summary":"Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolst","content":"<div>\n<p>Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts\">Source Link</a>\n\n</div>\n","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Gold Rises to Record High as US Data Support Deeper Rate Cuts</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGold Rises to Record High as US Data Support Deeper Rate Cuts\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-09-25 11:38 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.bloomberg.com/news/articles/2024-09-25/gold-xauusd-holds-near-record-high-as-us-data-supports-deeper-rate-cuts","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2470647473","content_text":"Gold rose to a record high after jumping more than 1% in the previous session, as weak US data bolstered the case for deeper rate cuts. Silver was near the highest in four months.Prices of gold gained as much as 0.3% to above $2,665 an ounce, eclipsing its previous all-time high posted on Tuesday following a report showing US consumer confidence this month fell the most in three years. Silver surged 4.6% on Tuesday in its biggest daily gain in four months.Swaps traders increased bets for more than three-quarters of a point of easing by the Federal Reserve this year. Lower rates tend to benefit both gold and silver as they don’t offer interest, while a weaker dollar makes the metals cheaper for many buyers.Gold and silver tend to move largely in tandem as both offer similar macro- and currency-hedging properties. Still, the white metal is more exposed to the economic cycle as it’s also an industrial commodity used in clean-energy technologies, including solar panels.In a boost for industrial metals, Beijing announced a series of stimulus measures Tuesday to address the nation’s economic malaise and in particular targeting the real estate market.“The main driver for silver in the last few weeks has been the gold rally — which got another boost yesterday from higher rate-cut expectations following the weak consumer confidence report,” said Zhong Liang Han, an analyst at Standard Chartered Plc. However, the “rally in industrial metals following China’s broad stimulus package was the key driver behind the next leg of the up-move in silver.”Gold has now surged almost 30% this year — while silver has risen 35% — with the rallies gaining momentum after the Fed’s half-point cut last week. The yellow metal has also been supported by strong central bank purchases and heightened geopolitical tensions driving haven demand. A too-close-to-call US presidential election that could be massively consequential for financial markets is now less than six weeks away.Spot gold reached a record high of $2,665.25 an ounce before being up 0.2% to $2,662.77 as of 10:34 a.m. in Singapore. The Bloomberg Dollar Spot Index was little changed following its 0.5% drop in the previous session.Silver is getting attention given the sharp rally in gold, especially as investors look for catch-up buying opportunities, said Joni Teves, a precious metals strategist at UBS Group AG.“The move in industrial commodities is likely also providing an additional boost,” Teves said. “Our bullish outlook for silver is unchanged; we think it can outperform in this environment of rising gold prices, Fed easing and forecasted silver market deficits.”Silver dipped 0.5% in Singapore to $31.9435 an ounce. Palladium and platinum declined.Looking ahead, investors are waiting for more US data — including the personal consumption expenditures gauge and jobless claims — due later in the week, for additional indications on the Fed’s likely easing path.","news_type":1,"symbols_score_info":{"XAUUSD.FOREX":1.1}},"isVote":1,"tweetType":1,"viewCount":2827,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9067188581,"gmtCreate":1652422836243,"gmtModify":1676535098220,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"If Apple drop more tonight, I will buy more 👍🏻","listText":"If Apple drop more tonight, I will buy more 👍🏻","text":"If Apple drop more tonight, I will buy more 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9067188581","repostId":"2235610902","repostType":4,"repost":{"id":"2235610902","kind":"highlight","pubTimestamp":1652413001,"share":"https://ttm.financial/m/news/2235610902?lang=en_US&edition=fundamental","pubTime":"2022-05-13 11:36","market":"us","language":"en","title":"Will Apple and Microsoft Finally Give Way in the Stock Market's Downturn?","url":"https://stock-news.laohu8.com/highlight/detail?id=2235610902","media":"Motley Fool","summary":"Markets moved lower Thursday, and these two giants were a big part of it.","content":"<div>\n<p>The stock market continued to see big ups and downs during the course of trading on Thursday. Market participants are having a lot of difficulty deciding whether the major macroeconomic factors ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/05/12/will-apple-and-microsoft-finally-give-way-in-the-s/\">Source Link</a>\n\n</div>\n","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Will Apple and Microsoft Finally Give Way in the Stock Market's Downturn?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWill Apple and Microsoft Finally Give Way in the Stock Market's Downturn?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-13 11:36 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/05/12/will-apple-and-microsoft-finally-give-way-in-the-s/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The stock market continued to see big ups and downs during the course of trading on Thursday. Market participants are having a lot of difficulty deciding whether the major macroeconomic factors ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/05/12/will-apple-and-microsoft-finally-give-way-in-the-s/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MSFT":"微软","AAPL":"苹果"},"source_url":"https://www.fool.com/investing/2022/05/12/will-apple-and-microsoft-finally-give-way-in-the-s/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2235610902","content_text":"The stock market continued to see big ups and downs during the course of trading on Thursday. Market participants are having a lot of difficulty deciding whether the major macroeconomic factors affecting Wall Street are short term in nature or will have longer-term implications, and as attitudes change, stock market moves have been violent. As of closed, the Dow Jones Industrial Average was down 103 points to 31,730. The S&P 500 dropped 5 points to 3,930, and the Nasdaq Composite gave up 6 points to 11,370.Until recently, giga-cap technology stocks like Apple and Microsoft had large avoided the full brunt of the bear market in the Nasdaq, even as smaller companies lost 50% to 80% or more of their value. However, over the past couple of months, some of the largest companies in the market, including Meta Platforms, Netflix, and Amazon.com, started to move sharply lower. Those big-name moves put a bigger dent in market capitalization-weighted benchmarks.Image source: Getty Images.But along the way, Apple and Microsoft largely avoided the brunt of the downturn. That has changed this week, and today, both companies are seeing bigger losses than the broader market as investors try to assess whether they too will give way to negative market sentiment.Strong fundamentalsFor the most part, Apple and Microsoft have been able to stand up to scrutiny because of their strong financial performance. For instance, Apple's numbers for the fiscal second quarter ending March 26 included a 9% rise in overall revenue and a 6% gain in net income. The tech giant saw notable results from its iPhone, Mac, and wearables and accessories segments, which helped to offset some weakness in iPad sales. Apple also continued to grow its important services business, which some have seen as a potential weak link amid rising competition in areas like streaming content.Similarly, Microsoft has done a good job of capitalizing on the opportunities to serve customers getting more involved in cloud computing. Microsoft's intelligent cloud segment posted the biggest rise in revenue among its businesses, driven by the popularity of the Azure cloud infrastructure platform. Other areas of Microsoft's business also owe much of their success to the cloud, particularly the subscription-as-a-service versions of the Office productivity software suite. An 18% sales boost helped push adjusted net income higher by 13% in the fiscal third quarter ending March 31, and the software behemoth kept returning capital to shareholders through buybacks as well as dividends.Gaps in the armor?However, both Apple and Microsoft have seen some declines in their share prices in the past week. Apple fell 2.7% on Thursday, and it has fallen nearly 15% since May 4. Microsoft has suffered a 12% drop in just over a week, including a 2% decline in today's session.Apple and Microsoft are highly liquid stocks, making them less susceptible to some of the situations that can cause more dramatic movements in share prices of smaller companies. Index funds hold truly massive amounts of their stock. To the extent that long-term investors have stayed the course with their index holdings, that has helped provide ballast for Apple's and Microsoft's share prices.However, impatient investors have started to register substantial outflows from their fund holdings. Forced selling from index funds can have an impact on share prices even for giga-cap tech stock giants, most notably because their weightings in various indexes tend to be extremely high.There's little to suggest anything wrong with Microsoft or Apple in terms of long-term business prospects. Nevertheless, short-term traders will watch the two stocks to see if they can avoid further losses here. If they prove vulnerable to a downturn, then some traders will see that as evidence that a more extensive decline for the overall market could be ahead.","news_type":1,"symbols_score_info":{"AAPL":1,"MSFT":1}},"isVote":1,"tweetType":1,"viewCount":595,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9968608477,"gmtCreate":1669195959799,"gmtModify":1676538165767,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Congratulations to Tiger&nbsp;🐯. Keep up the good work 👍🏻","listText":"Congratulations to Tiger&nbsp;🐯. Keep up the good work 👍🏻","text":"Congratulations to Tiger 🐯. Keep up the good work 👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9968608477","repostId":"1146860364","repostType":4,"repost":{"id":"1146860364","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1669190411,"share":"https://ttm.financial/m/news/1146860364?lang=en_US&edition=fundamental","pubTime":"2022-11-23 16:00","market":"us","language":"en","title":"UP Fintech Posts US$55.41 Million for 2022 Q3 Revenue","url":"https://stock-news.laohu8.com/highlight/detail?id=1146860364","media":"Tiger Newspress","summary":"About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growin","content":"<html><head></head><body><ul><li>About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognition</li></ul><ul><li>Average net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trust</li></ul><p><a href=\"https://ttm.financial/RN?name=RNLive&amp;rndata=%7B%22liveId%22:%2216690156664297%22,%22type%22:0%7D\" target=\"_blank\">Live: Tiger Brokers Q3 2022 Earnings Conference Call</a></p><p><b>Singapore and New York, November 23, 2022 — UP Fintech Holding Limited</b> (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.</p><p>During the period, the company&#39;s revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.</p><p>During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.</p><p>The total trading volume from customers stood at US$78.2 billion on the company&#39;s platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.</p><p>Wu Tianhua, CEO and founder of UP Fintech, said, &#34;In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve&#39;s interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.&#34;</p><p>&#34;In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,&#34; Wu Tianhua added.</p><p>Wu Tianhua also revealed, &#34;Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.&#34;</p><p><b>In Singapore, average net deposit of newly acquired clients up for the second consecutive quarter</b></p><p>UP Fintech&#39;s market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.</p><p>In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers&#39; margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.</p><p>During the period, the company&#39;s cash management services in Singapore were strategically elevated to become Tiger Vault, where customers&#39; in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.</p><p>During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the &#34;Fintech - Brokerage&#34; award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state&#39;s &#34;Best Customer Service 2022/23&#34; survey conducted jointly by The Straits Times and research firm Statista, the company&#39;s excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received &#34;Investor&#39;s Choice Awards 2022: Best Retail Broker&#34; from the Securities Investors Association (Singapore).</p><p>In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region&#39;s biennial football tournament contested by 10 national &#34;A&#34; teams, a move that seeks to highlight the company&#39;s continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.</p><p><b>Nearly 20% of global new customers with deposits from Australia and New Zealand</b></p><p>In Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.</p><p>During the two quarters since the company&#39;s entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including &#34;Best for Australian investors&#34;, &#34;People&#39;s choice&#34;, and &#34;Best for ETFs&#34;, from the well-known investing media outlet WeMoney.</p><p><b>Global expansion never ceases</b></p><p>The company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech&#39;s subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.</p><p><b>US fractional share trading function lowers investing threshold</b></p><p><b>Self-developed infrastructure bears fruit</b></p><p>In the third quarter, the company&#39;s gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.</p><p>As the company&#39;s global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.</p><p>During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&amp;P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading&#39;s low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.</p><p>In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.</p><p>During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.</p><p>On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies&#39; earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.</p><p>As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform&#39;s signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.</p><p><b>Investment banking services take the lead in US IPO underwriting</b></p><p><b>ESOP business spins off with strategic investors involved</b></p><p>During the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.</p><p>In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.</p><p>The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.</p><p>UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business&#39;s stellar prospects. During the quarter, strategic investors were involved in completing ESOP&#39;s angel round financing. The business is scheduled to spin off under the new brand &#34;UponeShare&#34; in the fourth quarter, with a vision of promoting digital transformation in equity management.</p><p>In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.</p><p>On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.</p><p><b>About UP Fintech</b></p><p>UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.</p><p>Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.</p><p>We strive to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p>In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform &#34;Tiger Trade&#34;, own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UP Fintech Posts US$55.41 Million for 2022 Q3 Revenue</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUP Fintech Posts US$55.41 Million for 2022 Q3 Revenue\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-11-23 16:00</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><ul><li>About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognition</li></ul><ul><li>Average net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trust</li></ul><p><a href=\"https://ttm.financial/RN?name=RNLive&amp;rndata=%7B%22liveId%22:%2216690156664297%22,%22type%22:0%7D\" target=\"_blank\">Live: Tiger Brokers Q3 2022 Earnings Conference Call</a></p><p><b>Singapore and New York, November 23, 2022 — UP Fintech Holding Limited</b> (&#34;UP Fintech&#34; or the &#34;Company&#34;, Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.</p><p>During the period, the company&#39;s revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.</p><p>During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.</p><p>The total trading volume from customers stood at US$78.2 billion on the company&#39;s platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.</p><p>Wu Tianhua, CEO and founder of UP Fintech, said, &#34;In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve&#39;s interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.&#34;</p><p>&#34;In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,&#34; Wu Tianhua added.</p><p>Wu Tianhua also revealed, &#34;Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.&#34;</p><p><b>In Singapore, average net deposit of newly acquired clients up for the second consecutive quarter</b></p><p>UP Fintech&#39;s market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.</p><p>In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers&#39; margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.</p><p>During the period, the company&#39;s cash management services in Singapore were strategically elevated to become Tiger Vault, where customers&#39; in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.</p><p>During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the &#34;Fintech - Brokerage&#34; award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state&#39;s &#34;Best Customer Service 2022/23&#34; survey conducted jointly by The Straits Times and research firm Statista, the company&#39;s excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received &#34;Investor&#39;s Choice Awards 2022: Best Retail Broker&#34; from the Securities Investors Association (Singapore).</p><p>In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region&#39;s biennial football tournament contested by 10 national &#34;A&#34; teams, a move that seeks to highlight the company&#39;s continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.</p><p><b>Nearly 20% of global new customers with deposits from Australia and New Zealand</b></p><p>In Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.</p><p>During the two quarters since the company&#39;s entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including &#34;Best for Australian investors&#34;, &#34;People&#39;s choice&#34;, and &#34;Best for ETFs&#34;, from the well-known investing media outlet WeMoney.</p><p><b>Global expansion never ceases</b></p><p>The company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech&#39;s subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.</p><p><b>US fractional share trading function lowers investing threshold</b></p><p><b>Self-developed infrastructure bears fruit</b></p><p>In the third quarter, the company&#39;s gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.</p><p>As the company&#39;s global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.</p><p>During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&amp;P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading&#39;s low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.</p><p>In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.</p><p>During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.</p><p>On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies&#39; earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.</p><p>As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform&#39;s signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.</p><p><b>Investment banking services take the lead in US IPO underwriting</b></p><p><b>ESOP business spins off with strategic investors involved</b></p><p>During the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.</p><p>In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.</p><p>The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.</p><p>UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business&#39;s stellar prospects. During the quarter, strategic investors were involved in completing ESOP&#39;s angel round financing. The business is scheduled to spin off under the new brand &#34;UponeShare&#34; in the fourth quarter, with a vision of promoting digital transformation in equity management.</p><p>In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.</p><p>On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.</p><p><b>About UP Fintech</b></p><p>UP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.</p><p>Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.</p><p>We strive to elevate financial technology R&amp;D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.</p><p>In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform &#34;Tiger Trade&#34;, own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TIGR":"老虎证券"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1146860364","content_text":"About one-fifth of new customers with deposits are from Australia and New Zealand, indicating growing local recognitionAverage net deposit of newly acquired clients surpasses US$11,000 in Singapore, a sign of deepening trustLive: Tiger Brokers Q3 2022 Earnings Conference CallSingapore and New York, November 23, 2022 — UP Fintech Holding Limited (\"UP Fintech\" or the \"Company\", Nasdaq: TIGR, and all its subsidiaries and consolidated entities), an online brokerage with a focus on redefining global investing with technologies for the next generation, announced its unaudited financial results for the three months ended September 30, 2022.During the period, the company's revenue reached US$55.41 million, with the net income attributable to UP Fintech turning positive to US$3.34 million, and non-GAAP net income reaching US$6.63 million, up 91.3% quarter-over-quarter.During the third quarter, the number of new customer accounts increased by 35,400, totaling 1.97 million globally, up 11.5% from the same quarter last year. The number of new customers with deposits rose by 22,700 to 754,100, up 23.2% from the same period last year.The total trading volume from customers stood at US$78.2 billion on the company's platform, of which US$23.5 billion was on share trading, and 7.7 million options and futures contracts were made. Net asset inflow from customers exceeded US$700 million during the third quarter, and the company retained 98% of its customers with assets during the period.Wu Tianhua, CEO and founder of UP Fintech, said, \"In the third quarter, the company witnessed steady sequential growth in key indicators. Our interest-related income was up by almost 70% quarter-over-quarter amid the Federal Reserve's interest rates hikes. While thanks to further improved operational efficiency, our non-GAAP net income nearly doubled, all the more showing our resilience to global macroeconomic uncertainties. Among our global markets, in Australia and New Zealand, the public recognition of our services rose significantly, with the number of new funded clients accounting for 19% of the total worldwide.\"\"In this quarter, we brought to global investors a fractional share feature in our flagship app Tiger Trade, offering clients with limited deposits access to premium stocks at high prices, and expanding our potential user base. Nearly all US cash equity tradings were self-cleared by our proprietary infrastructure, boosting the overall clearing efficiency and lowering the costs,\" Wu Tianhua added.Wu Tianhua also revealed, \"Looking ahead, in the fourth quarter, we will land our services in Hong Kong, where we are committed to providing investors in this global financial center with the best possible products and services. In addition, we are dedicated to allocating our global resources effectively to serve our worldwide client base well.\"In Singapore, average net deposit of newly acquired clients up for the second consecutive quarterUP Fintech's market position in Singapore continued to consolidate with consensual trust from high-worth customers. The average net deposit of newly acquired clients has grown for the second consecutive quarter, passing the US$11,000 threshold in the third quarter, while overtaking the US$9,000 one in the previous quarter.In terms of the products we offer, the company upgraded all Singapore-registered accounts by merging share and fund trading operations, enabling the deposit in customers' margin accounts for US stocks to be directed for fund trading to alleviate their liquidity restraint.During the period, the company's cash management services in Singapore were strategically elevated to become Tiger Vault, where customers' in-account deposits can be directly for shares, options, and fund trading, as well as for IPO subscriptions, a move that facilitates the asset management flow. The brand-new Tiger Vault has received positive feedback in Singapore, where the asset under management (AUM) in total was up 120.1% quarter-over-quarter, and the number of users increased by 61.3% quarter-over-quarter. These numbers underscore the diversification we strive to offer to clients against heightened volatility.During the third quarter, by spearheading product and technological innovations, UP Fintech bagged the \"Fintech - Brokerage\" award at the SBR Technology Excellence Awards 2022 from the Singapore Business Review. In the city state's \"Best Customer Service 2022/23\" survey conducted jointly by The Straits Times and research firm Statista, the company's excellent customer service was recognized in the trading and brokerage services sub-category, under Real Estate and Banking. As of now, in Singapore, the company keeps 21.5 hours of customer care services on a daily basis, through a combination of channels including hotline, e-mail, social media platforms, and in-app chat. The company also received \"Investor's Choice Awards 2022: Best Retail Broker\" from the Securities Investors Association (Singapore).In Southeast Asia, the company announced its Official Sponsor status for the ongoing AFF Mitsubishi Electric Cup 2022, the region's biennial football tournament contested by 10 national \"A\" teams, a move that seeks to highlight the company's continued commitment to becoming a global local company and letting everyone in the world enjoy efficient and smart investing.Nearly 20% of global new customers with deposits from Australia and New ZealandIn Australia and New Zealand, the company continued to gain momentum. In the reporting period, client acquisition sped up, with nearly 20% of all global new funded customers from the two markets. In-app feature-wise, PayID was accepted to deposit Tiger accounts in Australia in an offering to shorten the processing time. The new feature allows customers to enjoy real-time deposits all year round.During the two quarters since the company's entry into Australia, its flagship Tiger Trade app has been trusted by more local customers. In the third quarter, the company captured the winner position in three categories including \"Best for Australian investors\", \"People's choice\", and \"Best for ETFs\", from the well-known investing media outlet WeMoney.Global expansion never ceasesThe company is also ready to announce its expansion into Hong Kong starting in December, bringing the best possible smart global investing experience to investors in this global financial center. UP Fintech's subsidiary in Hong Kong holds Type I, II, IV and V licenses from the Securities and Futures Commission, qualifying the company to deal in and advise on securities and futures contracts. In total, the company holds 11 licenses and qualifications in Hong Kong.US fractional share trading function lowers investing thresholdSelf-developed infrastructure bears fruitIn the third quarter, the company's gross commission income stood at US$24.5 million, along with the interest-related income up 68.8% quarter-over-quarter to US$26.9 million.As the company's global expansion goes deep, we remain zoomed in on investing in research and development. During the period, nearly all US cash equity tradings were self-cleared.During the reporting period, UP Fintech launched US fractional share trading, a new feature that now supports all S&P 500 stocks, removes the 1 share minimum trading unit, and lowers the trading starting point to as little as US$5. While beginner-friendly, fractional share trading's low threshold also offers an engaging global investing experience to more investors by diversifying their portfolios in a more flexible way.In the meantime, mobile app features such as options combination analysis tools, most sought-after industries, and lists of ETFs for major markets were put on live. Among new PC/desktop features, time-weighted average price (TWAP) and volume-weighted average price (VWAP) orders were presented. With attached order and conditional order functions available, investors are able to analyze and grasp the investing trends in a timely manner.During the period, the demand for wealth management services continued to grow steadily. The number of customers increased by 37.7% quarter-over-quarter, and the asset under management (AUM) was up by 50.8% quarter-over-quarter. The number of Fund Mall users increased by 35% quarter-over-quarter, and AUM was up by 72.7% quarter-over-quarter. Cash management products saw the number of users up by 40.2% quarter-over-quarter, and AUM up by 35.8% quarter-over-quarter.On the investor education side, UP Fintech relentlessly promoted financial knowledge in a move to help investors adjust themselves to the volatile investing environment. During the period, the company broadcast 112 live sessions, covering a wide range of content from diving into companies' earnings results, to deep analysis of various industries and companies. Over 40% of the content was specially tailored for global investors in different markets.As of September 30, in Singapore, UP Fintech held a series of joint live broadcasts online with the Singapore Exchange, and was participated by analysts from institutions such as Standard Chartered Bank and Société Générale for their market insights. These live sessions, which have become the platform's signature content, were widely accoladed by investors. In Australia, industry analysis covering the most sought-after industries including mining, pharmaceuticals, and technology was well received, helping more local investors make better informed financial decisions, and boosting the content penetration rate to 50%.Investment banking services take the lead in US IPO underwritingESOP business spins off with strategic investors involvedDuring the reporting period, other revenues, including investment banking and employee stock ownership plan (ESOP), reached US$4 million. The company participated in 12 Hong Kong and US IPOs, served as an underwriter in 11 of these listings, and was the lead bank in 2 US IPOs.In the first three quarters of this year, third-party data shows that UP Fintech ranked third among all global brokerages, with 18 US IPO underwriting, and fourth by the offering size. In terms of special purpose acquisition company (SPAC) underwriting, the company ranked second globally by the offering scale of projects underwritten.The company also honed its research capabilities by issuing 19 research reports on various sectors including e-commerce, internet, entertainment, auto-making, and cryptocurrency, indicating its in-depth analysis expertise.UP Fintech signed 29 ESOP clients during the period, with the number of total clients added up to 393, a year-over-year increase of 50%. The primary market also resonated with the ESOP business's stellar prospects. During the quarter, strategic investors were involved in completing ESOP's angel round financing. The business is scheduled to spin off under the new brand \"UponeShare\" in the fourth quarter, with a vision of promoting digital transformation in equity management.In this quarter, dozens of companies including Tim Hortons, Leapmotor, AIM Vaccine, and Jenscare became part of the Tiger Community, and opened enterprise accounts.On the corporate social responsibility front, the company collaborated with WWF-Singapore on International Tiger Day to raise awareness about wildlife conservation.About UP FintechUP Fintech Holding Limited (Nasdaq: TIGR), also known as Tiger Brokers, is a leading online brokerage with a focus on redefining global investing with technology for the next generation.Founded in 2014, we relentlessly offer a superior user experience in pursuit of becoming a world-leading online brokerage, to let everyone enjoy efficient and smart investing. Currently, we offer a multitude of quality financial products and services across brokerage, employee stock ownership plan (ESOP) management, investment banking, wealth management, investor community, and investor education.We strive to elevate financial technology R&D to a new level. While we inherit the best traditions from the financial sector and blend them with the best minds of tech experts, we develop our own technology infrastructure—an aggregation that enables multi-currency trading of various products across markets, guaranteeing our reliable, secure, and scalable services are accessible to all with low latency.In March 2019, UP Fintech was listed on Nasdaq under the ticker TIGR. As of now, we serve over 9 million users and about 2 million account holders worldwide on our flagship platform \"Tiger Trade\", own 63 licenses and qualifications in different markets, and have over 1,000 employees on the team in Singapore, New Zealand, the US, Hong Kong Australia, and China.","news_type":1,"symbols_score_info":{"TIGR":0.9}},"isVote":1,"tweetType":1,"viewCount":1263,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358696839,"gmtCreate":1616683136621,"gmtModify":1704797434284,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"If Apple drop to $100 I will buy it ??","listText":"If Apple drop to $100 I will buy it ??","text":"If Apple drop to $100 I will buy it ??","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/358696839","repostId":"1179353023","repostType":4,"isVote":1,"tweetType":1,"viewCount":957,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3577917165320806","authorId":"3577917165320806","name":"KinKat","avatar":"https://community-static.tradeup.com/news/303a11363633244c53e6b67003899c74","crmLevel":4,"crmLevelSwitch":0,"authorIdStr":"3577917165320806","idStr":"3577917165320806"},"content":"It was below $100 before their 1-for-4 split a few mths back. If it does drop back to this level, very likely a mkt correction has come & most other stocks would also be similarly \"cheaper\".","text":"It was below $100 before their 1-for-4 split a few mths back. If it does drop back to this level, very likely a mkt correction has come & most other stocks would also be similarly \"cheaper\".","html":"It was below $100 before their 1-for-4 split a few mths back. If it does drop back to this level, very likely a mkt correction has come & most other stocks would also be similarly \"cheaper\"."},{"author":{"id":"3576371892942792","authorId":"3576371892942792","name":"Gigachad","avatar":"https://static.tigerbbs.com/364a97d9d654c75693bbd29342d265f9","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3576371892942792","idStr":"3576371892942792"},"content":"I'd buy some at $100 for sure!","text":"I'd buy some at $100 for sure!","html":"I'd buy some at $100 for sure!"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9025639573,"gmtCreate":1653668234492,"gmtModify":1676535324436,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Move up for Apple stocks 🍎👍🏻","listText":"Move up for Apple stocks 🍎👍🏻","text":"Move up for Apple stocks 🍎👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9025639573","repostId":"1150622182","repostType":2,"isVote":1,"tweetType":1,"viewCount":722,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9026013220,"gmtCreate":1653294971760,"gmtModify":1676535255223,"author":{"id":"3577583677378683","authorId":"3577583677378683","name":"Moonbyul","avatar":"https://static.tigerbbs.com/c3393b4f329ea99dc510e630ecfecd61","crmLevel":11,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3577583677378683","idStr":"3577583677378683"},"themes":[],"htmlText":"Buying during the dip and hold it for long term investment 🍎👍🏻","listText":"Buying during the dip and hold it for long term investment 🍎👍🏻","text":"Buying during the dip and hold it for long term investment 🍎👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9026013220","repostId":"1124669492","repostType":4,"repost":{"id":"1124669492","kind":"news","pubTimestamp":1653287557,"share":"https://ttm.financial/m/news/1124669492?lang=en_US&edition=fundamental","pubTime":"2022-05-23 14:32","market":"us","language":"en","title":"Across the World, Apple Faces Macro Pressures","url":"https://stock-news.laohu8.com/highlight/detail?id=1124669492","media":"TipRanks","summary":"I am neutral on Apple as its strong recent performance momentum, overwhelming analyst bullishness, a","content":"<div>\n<p>I am neutral on Apple as its strong recent performance momentum, overwhelming analyst bullishness, and formidable competitive advantages are offset by its murky near-term growth outlook and valuation ...</p>\n\n<a href=\"https://www.tipranks.com/news/article/across-the-world-apple-faces-macro-pressures/\">Source Link</a>\n\n</div>\n","source":"lsy1606183248679","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Across the World, Apple Faces Macro Pressures</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAcross the World, Apple Faces Macro Pressures\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-23 14:32 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.tipranks.com/news/article/across-the-world-apple-faces-macro-pressures/><strong>TipRanks</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>I am neutral on Apple as its strong recent performance momentum, overwhelming analyst bullishness, and formidable competitive advantages are offset by its murky near-term growth outlook and valuation ...</p>\n\n<a href=\"https://www.tipranks.com/news/article/across-the-world-apple-faces-macro-pressures/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.tipranks.com/news/article/across-the-world-apple-faces-macro-pressures/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124669492","content_text":"I am neutral on Apple as its strong recent performance momentum, overwhelming analyst bullishness, and formidable competitive advantages are offset by its murky near-term growth outlook and valuation multiples, which appear elevated relative to its historical averages.Apple is the leading global consumer electronics company and is in fact one of the largest companies in the world. In addition to its dominant computer and phone products, the company also has a thriving services business that consumers access through its variety of electronic devices. These services include Apple Music, iCloud, Apple Care, and Apple TV+. The company has also been reputed to be considering switching its iPhone business model to increase recurring revenues, and is also rumored to be working on developing an electric vehicle.In this article, I will lay out several reasons why I am neutral on AAPL stock at its current prices.Strong Q2 ResultsFiscal Q2 results for AAPL were quite strong, with revenue up 9% year-over-year, driven by 6% growth in the iPhone business, 15% growth in Mac sales, 17% growth in services, and the remainder of its business grew by 12%. Significantly notable was the continued strong growth momentum in the iPhone business, which reflects well on the company’s ability to innovate and create exciting new features while retaining substantial pricing power. The company also had a very successful launch of its new M1-powered MacBook Pro, and now boasts over 825 million paid members of its services business, representing 40 million in growth from just the previous quarter.Uncertain OutlookWhile Apple’s track record, formidable brand power, scale, and technological prowess boosting competitive advantages are all very impressive, its near term outlook is a bit less clear. The company is facing numerous headwinds to additional growth, including supply chain issues and a severe chip shortage. Additionally, Apple decided to pause sales in Russia following its invasion of Ukraine.While analysts still expect revenue, EBITDA, and earnings per share growth to continue over the next half decade, they are likely to be at a softer rate than was previously experienced by the company. Furthermore, the fact that the company’s base becomes increasingly massive, it is increasingly more difficult to drive revenues higher. With 7.3% expected annualized earnings per share growth, and 5.4% expected annualized revenue growth through 2026, AAPL looks like it will continue to do well, but is unlikely to crush the market like it has in the past.Stock Price Could be BetterAlthough the business is truly one of the finest in the world thanks to its competitive advantages, AAPL’s stock price – while not massively overvalued – looks less compelling than the underlying business.Despite decent but not great expectations for its growth over the next half decade, the forward dividend yield is only 0.7%. As a result, the earnings per share growth rate, plus current yield tallies to only 8%, with the vast majority of that sum coming from growth, making the total return proposition fairly muted here. On top of that, the price to normalized earnings ratio of 22.87x is well above its 10 year average of 16.91x and slightly above its five-year average of 21.25x, indicating that the stock could be currently overvalued.Wall Street analysts – on the other hand – appear to be quite bullish on the stock. According to Wall Street analysts, AAPL earns a Strong Buy analyst consensus based on 20 Buy ratings, six Hold Ratings and zero Sell ratings in the past three months. Additionally, the average analyst AAPL price target of $188.80 puts the upside potential at 37.22%.Summary & ConclusionsAAPL is a very impressive company that has generated fantastic returns for shareholders over the year, while revolutionizing communications technology and consumer electronics along the way. The stock has also proven to be an excellent dividend grower, and is also buying back shares hand over fist.While its services business is driving much of its growth right now, the numerous headwinds facing the business at the moment, combined with its stretched valuation multiple mean that total returns for the foreseeable future may be lackluster.Overall, the company remains one of the finest in the world and its stock is very tough to bet against. However, the valuation looks a bit stretched at the moment, so investors might want to wait for a pullback in the share price before adding shares.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":717,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}