$Grab Holdings(GRAB)$ Almost nobody use GRAB much now in Singapore. Due to inflation and GST. People are cutting cost and have less spending power now. GRAB services adds to an already overpriced economy. Nobody in their right mind will want to use grab. GRAB is a luxury service for lazy people. Now less people can afford luxury. GRAB will never be profitable. Their financial branch is just a desperate attempt to break into an already saturated marlwt dominated by other big player already. It will never BULLISH since life is only going to get worse and more expensive in the future.