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Jasonteo

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- JasonteoJasonteo
  ·2021-08-01
  Good
  Sorry, this post has been deleted
  3.44K 1
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- JasonteoJasonteo
  ·2021-07-20
  ??
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- JasonteoJasonteo
  ·2021-07-13
  Good
  Opening: The Hang Seng Index opened up 0.65%, and both new stocks broke for the first time
  7月13日，恒生指数开盘上涨178.79点，涨幅0.65%，报27694.03点；国企指数开盘上涨49.98点，涨幅0.5%，报9995.71点；红筹指数开盘上涨18.1点，涨幅0.47%，报3867
  Opening: The Hang Seng Index opened up 0.65%, and both new stocks broke for the first time
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- JasonteoJasonteo
  ·2021-07-12
  Nice
  Farewell, bank "high-interest" deposits
  “我们也很惊讶，（存款利率）降的很低。”有城商行业务经理如是谈到存款利率定价改革后的变化。 6月21日，市场利率定价自律机制优化了存款利率自律上限的确定方式，将原由存款基准利率一定倍数形成的存款利率自
  Farewell, bank "high-interest" deposits
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- JasonteoJasonteo
  ·2021-07-12
  Excited
  Tengsheng Boyao-B has a winning rate of 5% for one lot, and 40 lots are subscribed to secure one lot
  7月12日，腾盛博药-B发布公告，发售价厘定为每股发售股份22.25港元，全球发售所得款项净额预计约为23.34亿港元(假设超额配股权未获行使)，预期股份将于2021年7月13日(星期二)上午九时正(
  Tengsheng Boyao-B has a winning rate of 5% for one lot, and 40 lots are subscribed to secure one lot
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- JasonteoJasonteo
  ·2021-07-12
  Excited
  Decrypting Apple's Mysterious Chip
  Apple zai 最近的Spring Loaded Event为我们带来了基于 M1 的 iMac。继秋季推出的 MacBook Air 和 13 英寸 MacBook Pro 之后，iMac 是第
  Decrypting Apple's Mysterious Chip
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- JasonteoJasonteo
  ·2021-06-29
  Good
  The Most Epic Back-to-School Season Ever: 2 Stocks to Watch
  Spending usually increases with back-to-school shopping. That effect could be magnified this year.
  The Most Epic Back-to-School Season Ever: 2 Stocks to Watch
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- JasonteoJasonteo
  ·2021-06-28
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href=\"https://laohu8.com/S/02660\">Zen Tour Technology</a>Up 3.36%,<a href=\"https://laohu8.com/S/09999\">NetEase-S</a>Up 2.13%,<a href=\"https://laohu8.com/S/00302\">China Mobile Games</a>Up 0.52%;</p><p>NEW SHARE<a href=\"https://laohu8.com/S/06913\">South China Vocational Education</a>It broke on the first day of listing, opening down 8.8%, and the issue price was HK $1.59 per share;</p><p>NEW SHARE<a href=\"https://laohu8.com/S/02137\">Tengsheng Boyao-B</a>It broke on the first day of listing and opened down nearly 4%, with an issue price of HK $22.25 per share;</p><p><a href=\"https://laohu8.com/S/01799\">Xinte Energy</a>Opening 5.75% higher, it is expected that the profit attributable to owners in the first half of the year will be no less than 1.15 billion yuan;</p><p><a href=\"https://laohu8.com/S/09969\">InnoCare-B</a>High opening exceeded 4% and reached a new high, reaching a licensing and cooperation agreement with Bojian on orelabrutinib.</p>","collect":0,"html":"<!DOCTYPE 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}\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nOpening: The Hang Seng Index opened up 0.65%, and both new stocks broke for the first time\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2021-07-13 09:20</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>On July 13, the Hang Seng Index opened up 178.79 points, or 0.65%, to 27694.03 points; The China Enterprise Index opened up 49.98 points, or 0.5%, to 9,995.71 points; The red chip index opened up 18.1 points, or 0.47%, to 3867.61 points.</p><p>The Hang Seng Technology Index rose 0.54%, and large technology stocks rebounded.<a href=\"https://laohu8.com/S/00700\">Tencent Holdings</a>、<a href=\"https://laohu8.com/S/BABA\">Alibaba</a>、<a href=\"https://laohu8.com/S/09888\">Baidu Group-SW</a>、<a href=\"https://laohu8.com/S/09618\">Jingdong Group-SW</a>Both rose more than 1%;</p><p>Hong Kong mobile game stocks were among the top gainers,<a href=\"https://laohu8.com/S/02660\">Zen Tour Technology</a>Up 3.36%,<a href=\"https://laohu8.com/S/09999\">NetEase-S</a>Up 2.13%,<a href=\"https://laohu8.com/S/00302\">China Mobile Games</a>Up 0.52%;</p><p>NEW SHARE<a href=\"https://laohu8.com/S/06913\">South China Vocational Education</a>It broke on the first day of listing, opening down 8.8%, and the issue price was HK $1.59 per share;</p><p>NEW SHARE<a href=\"https://laohu8.com/S/02137\">Tengsheng Boyao-B</a>It broke on the first day of listing and opened down nearly 4%, with an issue price of HK $22.25 per share;</p><p><a href=\"https://laohu8.com/S/01799\">Xinte Energy</a>Opening 5.75% higher, it is expected that the profit attributable to owners in the first half of the year will be no less than 1.15 billion yuan;</p><p><a href=\"https://laohu8.com/S/09969\">InnoCare-B</a>High opening exceeded 4% and reached a new high, reaching a licensing and cooperation agreement with Bojian on orelabrutinib.</p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/c1cb237e736a4e03c939622e7b71e8e7","relate_stocks":{"513600":"恒生指数ETF南方","HSCEI":"国企指数","HSI":"恒生指数","HSTECH":"恒生科技指数","HSCCI":"红筹指数","02833":"恒指ETF"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1199045893","content_text":"7月13日，恒生指数开盘上涨178.79点，涨幅0.65%，报27694.03点；国企指数开盘上涨49.98点，涨幅0.5%，报9995.71点；红筹指数开盘上涨18.1点，涨幅0.47%，报3867.61点。\n恒生科技指数涨0.54%，大型科技股反弹，腾讯控股、阿里巴巴、百度集团-SW、京东集团-SW均涨逾1%；\n港股手游股涨幅居前，禅游科技涨3.36%，网易-S涨2.13%，中手游涨0.52%；\n新股华南职业教育上市首日破发，开跌8.8%，发行价为1.59港元/股；\n新股腾盛博药-B上市首日破发，开跌近4%，发行价22.25港元/股；\n新特能源高开5.75% 预期上半年拥有人应占利润不少于11.5亿元；\n诺诚健华-B高开超4%创新高 与渤健就奥布替尼达成许可及合作协议。","news_type":1,"symbols_score_info":{"513600":0.9,"HSCEI":0.9,"HSCCI":0.9,"MHImain":0.9,"MCHmain":0.9,"HSI":0.9,"HSTECH":0.9,"02833":0.9,"HHImain":0.9,"HSImain":0.9}},"isVote":1,"tweetType":1,"viewCount":2608,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":146119600,"gmtCreate":1626058265900,"gmtModify":1703752525155,"author":{"id":"3586549737202999","authorId":"3586549737202999","name":"Jasonteo","avatar":"https://static.tigerbbs.com/c65e51a6c7aa32f9d87734f24dea5af2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586549737202999","authorIdStr":"3586549737202999"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/146119600","repostId":"2150309877","repostType":4,"repost":{"id":"2150309877","kind":"highlight","weMediaInfo":{"introduction":"经济观察报官方账号","home_visible":1,"media_name":"经济观察报","id":"1014835943","head_image":"https://static.tigerbbs.com/53947f6c3e232c366cc0bd0fd311397d"},"pubTimestamp":1626057947,"share":"https://ttm.financial/m/news/2150309877?lang=en_US&edition=fundamental","pubTime":"2021-07-12 10:45","market":"sh","language":"zh","title":"Farewell, bank \"high-interest\" deposits","url":"https://stock-news.laohu8.com/highlight/detail?id=2150309877","media":"经济观察报","summary":"“我们也很惊讶，（存款利率）降的很低。”有城商行业务经理如是谈到存款利率定价改革后的变化。\n6月21日，市场利率定价自律机制优化了存款利率自律上限的确定方式，将原由存款基准利率一定倍数形成的存款利率自","content":"<p><div>\"We are also surprised that (deposit interest rates) have dropped very low.\" A business manager of a city commercial bank talked about the changes after the pricing reform of deposit interest rates. On June 21st, the self-discipline mechanism of market interest rate pricing optimized the method of determining the self-discipline upper limit of deposit interest rate, and changed the self-discipline upper limit of deposit interest rate originally formed by a certain multiple of the benchmark deposit interest rate to be determined by adding a certain basis point on the basis of the benchmark deposit interest rate. After the reform, the reporter visited the outlets of state-owned banks in Guangzhou and found that the interest rate of bank deposits with a maturity of more than one year has been greatly reduced, and the \"high-interest\" deposits with interest rates exceeding 4% on the market have gradually disappeared. Some depositors expressed their incomprehension, and bank account managers also...</p><p><a href=\"None\">Web link</a></div></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Farewell, bank \"high-interest\" deposits</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFarewell, bank \"high-interest\" deposits\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1014835943\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/53947f6c3e232c366cc0bd0fd311397d);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">经济观察报 </p>\n<p class=\"h-time smaller\">2021-07-12 10:45</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><div>\"We are also surprised that (deposit interest rates) have dropped very low.\" A business manager of a city commercial bank talked about the changes after the pricing reform of deposit interest rates. On June 21st, the self-discipline mechanism of market interest rate pricing optimized the method of determining the self-discipline upper limit of deposit interest rate, and changed the self-discipline upper limit of deposit interest rate originally formed by a certain multiple of the benchmark deposit interest rate to be determined by adding a certain basis point on the basis of the benchmark deposit interest rate. After the reform, the reporter visited the outlets of state-owned banks in Guangzhou and found that the interest rate of bank deposits with a maturity of more than one year has been greatly reduced, and the \"high-interest\" deposits with interest rates exceeding 4% on the market have gradually disappeared. Some depositors expressed their incomprehension, and bank account managers also...</p><p><a href=\"None\">Web link</a></div></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/37d43f47ff4637f33c2675f14c1cc937","relate_stocks":{"000001":"平安银行"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2150309877","content_text":"“我们也很惊讶，（存款利率）降的很低。”有城商行业务经理如是谈到存款利率定价改革后的变化。\n6月21日，市场利率定价自律机制优化了存款利率自律上限的确定方式，将原由存款基准利率一定倍数形成的存款利率自律上限，改为在存款基准利率基础上加上一定基点确定。\n改革以后，记者走访广州国有银行网点发现，银行1年期以上存款利率大幅下调，市面上利率超过4%的“高息”存款陆续消失，有储户表示不理解，银行客户经理也表示很无奈，不过三年期的大额存单还较为受欢迎。\n在如是金融研究院院长管清友看来，存款利率改革后，可压降银行存款长端利率，降低负债端资金成本，缓解息差压力。光大银行金融市场部分析师周茂华认为，去年以来，银行部门为实体经济降低信贷融资成本，降费让利，银行息差收入明显收窄，部分银行盈利压力上升，因此，有必要通过存款利率改革合理降低银行存款负债成本，引导银行进一步为实体经济薄弱环节和重点领域让利。\n低息时代真的来了？\n“我们一般看客户的需求，有些会采用贴息的策略，基准利率是没有变化的，但是上调的空间变小了，体现在挂牌利率中，其中中长期存款利率普遍下滑，尤其国有大行下调的幅度比较大。”一位建行广州某网点的客户经理对经济观察报记者表示。\n记者走访广州、深圳银行网点发现，建行的起点金额为一万的定期存款，1年期、2年期和3年期的定期存款产品年化利率从 2.1%、2.94%和3.85%分别降到了2%、2.6%和3.25%；最新发行的20万元起大额存单中，1个月、3个月、6个月以及1年期的产品年化利率分别为 1.69%、1.70%、1.90%和2.10%，暂无2年期和3年期的产品。而30万元起大额存单中，只有2年期产品发售，2年期大额存单利率从3.15%降到了2.7%。\n中行广州某网点客户经理告诉记者，他们的定期存款和大额存单的产品利率自2021年6月下旬开始，也出现了调整，中长期存款利率下滑区间也和其它三大行类似，但是目前他们3年期利率为3.25%的大额存单已经没有额度了，具体额度发放时间要等通知。\n工行深圳某支行业务经理向经济观察报记者表示，2021年6月21日，该行三年期、20万元和30万起投的大额存单利率从 3.9875降到了3.35%，较之前下降了60多个BP，而三年期5万起定期存款和五年期50元起投产品的年化利率在3.25%，较之前也有所下降。“利率下调之后，买存款产品的的确少了，而且一些储户会非常惊讶，会问我们为什么会下降这么多，我们也很无奈，只能告诉储户不是只有我们一家在降，市场上的银行都有不同程度的下降。”上述工行业务经理说道。\n相比国有大行，股份行和城商行的大额存单和定期存款利率的下调幅度要小一些。浦发银行广州分行某支行的业务人士告诉记者，该行三年期、20万元的大额存单也下降了近40个BP，年化利率为3.55%。目前普通定期存款中，两年期存款利率为2.85%，三年期存款利率为3.5%，五年存款利率为4%。“三年期、20万元起的大额存单利率为3.45%，较之前下降了40个BP。”另外一家股份制银行某支行客户经理表示，平安银行、广发银行、招商银行等股份行三年期的大额存单产品也多集中在3.45%-3.55%区间。“我们也很惊讶，降的很低。”宁波银行深圳分行几个业务经理这样回应经济观察报记者，三年期、20万元起投的大额存单利率为3.55%，以前都是4%以上，有些转让专区的大额存单可能能达到3.9%，不过也要看有没有人转让。记者看到上海银行有些大额存单产品依然有4%以上的利率，例如该行一款名为“稳稳盈”的产品，5年期 20万起售的产品年利率达到4.05%，仅限北京成都区域销售。\n在网点走访中，多数银行客户经理表示，存款利率下调之后，三年期的大额存单还较为受欢迎；保本型的定期存款和大额存单对于上了年纪的老人客户而言，还是有一定价值的，客户经理也会告诉储户要适应这种低利息时代，现在觉得低，未来可能更低。\n此外，也有银行业务经理向储户推荐诸如理财和分红型保险产品替代存款。“理财产品的利率也在降，而且保本型的理财产品已经陆续下降，但相比存款产品，理财产品年限较短较为灵活，还有这种分红型保险产品，投保 4年以上年化利率可以达到4.23%，即便提前支取也有1%-3%不等的利率，不像存款提取支取变活期利率。”有银行业务经理告诉经济观察报记者。\n存款利率定价机制调整背后\n优化存款利率自律早见端倪。2019年8月，央行货币政策司司长孙国峰在国务院吹风会上称，LPR改革后，短期内贷款利率下降也可能会对银行的息差、盈利有一定的影响。但另一方面，存款基准利率将在未来较长时间内保留，央行也将指导市场利率定价自律机制，加强对存款利率的自律管理，维护市场竞争秩序，稳住银行负债端的成本，为银行可持续发展营造有利的条件。\n过去，各家银行的存款利率按照“基准利率×倍数”的方式定价，其中基准利率由央行确定，自2015年10月以来就没有变过，活期是0.35%，3个月是1.1%，6个月是1.3%，1年期是1.5%，2年期是 2.1%，3年期是2.75%；倍数由金融机构在利率自律组织的协调下自主协商确定上限，不同类型金融机构不同产品的上限不同，大行存款利率上限是1.4倍，中小银行是1.5倍。大额存单，上限更高，大行、股份行和城农商行分别是1.5倍、1.52倍及1.55倍。各金融机构根据揽储能力，在上限范围内自行确定倍数，进而明确存款实际执行利率。国有大行的实际执行利率上限通常是基准的1.3倍左右。\n而改革之后，存款利率改成“基准利率+基点”定价后，上限的确定方式和之前明显不同，之前是乘法，现在是做加法，加点上限也是由利率自律机制的核心成员商定，不同类型金融机构不同产品的加点上限也不同。活期存款，四大行加点上限是10BP，其他机构是20BP；定期存款，大行加点上限是50BP，其他机构是75BP；大额存单，大行加点上限是60BP，其他机构是80BP。“‘存款基准利率×倍数’方式过于粗放，由于长期限基准利率较高，在乘以相关倍数情况下，可能导致长期限存款利率定价过高的情况，改为‘存款基准利率+基点’方式，引导银行‘精细化’定价，同时提升银行自主定价自由度与灵活性；同时，监管部门为避免部分银行非理性‘高息揽储’，并考虑各类银行具体情况，对存款基准利率‘加点’上限进行差异化自律管理。”光大银行金融市场部分析师周茂华表示。\n如是金融研究院院长管清友认为，长期来看，存款利率发生大变革，引导存款定价方式与贷款“LPR+基点”定价方式接轨，推动利率市场化。成熟金融市场正常畅通的利率传导过程是“货币政策——政策利率——货币市场利率——存款利率——商业银行整体负债成本——贷款利率”。他表示，但是在中国这一传导过程并不畅通，由于存款和贷款基准利率的存在，使得第二步之后的传导全部受阻，已经市场化的货币市场利率无法传统至贷款利率，结果就出现了利率双轨制，并产生了一系列问题。之前贷款LPR改革直接跳过了第二、三步，通过与LPR挂钩，直接将货币市场利率和贷款利率联系起来，修复传导机制，推动“两轨并一轨”，提高了货币政策有效性，在一定程度上解决利率双轨制问题。这次存款定价方式改革，定价结构和贷款利率定价相似，为后续存款利率和货币市场利率、贷款利率有效联动预留了空间，也是利率市场化的重要一环。\n“对于商业银行，存款利率改革后，可减少杠杆效应，压降银行存款长端利率，降低负债端资金成本，缓解息差压力，利好银行经营，当然，具体效果还得看银行的业务结构。在银行业加速转型的大环境下，影响会越来越有限。对于实体企业，存款利率定价改革推进利率市场化，畅通利率传导过程，中长期存款利率下降，带动实体企业的融资成本会随之下行。”管清友称。","news_type":1,"symbols_score_info":{"000001":0.9}},"isVote":1,"tweetType":1,"viewCount":2848,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":146194630,"gmtCreate":1626057548420,"gmtModify":1703752507975,"author":{"id":"3586549737202999","authorId":"3586549737202999","name":"Jasonteo","avatar":"https://static.tigerbbs.com/c65e51a6c7aa32f9d87734f24dea5af2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586549737202999","authorIdStr":"3586549737202999"},"themes":[],"htmlText":"Excited&nbsp;","listText":"Excited&nbsp;","text":"Excited","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/146194630","repostId":"1128521631","repostType":4,"repost":{"id":"1128521631","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1626047703,"share":"https://ttm.financial/m/news/1128521631?lang=en_US&edition=fundamental","pubTime":"2021-07-12 07:55","market":"hk","language":"zh","title":"Tengsheng Boyao-B has a winning rate of 5% for one lot, and 40 lots are subscribed to secure one lot","url":"https://stock-news.laohu8.com/highlight/detail?id=1128521631","media":"老虎资讯综合","summary":"7月12日，腾盛博药-B发布公告，发售价厘定为每股发售股份22.25港元，全球发售所得款项净额预计约为23.34亿港元(假设超额配股权未获行使)，预期股份将于2021年7月13日(星期二)上午九时正(","content":"<p>July 12th,<a href=\"https://laohu8.com/S/02137\">Tengsheng Boyao-B</a>According to the announcement, the offer price is determined at HK $22.25 per offer share, and the net proceeds from the global offering are expected to be approximately HK $2.334 billion (assuming that the over-allotment option is not exercised). Trading on the Stock Exchange begins at 9:00 am (Hong Kong time).</p><p><b>The relevant data of Tiger Information Collation is as follows:</b></p><p><img src=\"https://static.tigerbbs.com/6804fe5ca9085f6481244e4a826c03d7\" tg-width=\"1059\" tg-height=\"824\" referrerpolicy=\"no-referrer\"></p><p><b>Distribution result:</b></p><p>Group A has 500 shares per lot, and the winning rate of one lot is 5%. If you subscribe for 40 lots, you will secure one lot.</p><p>The head of Group B is 30,000 shares (600 lots), and 4,500 shares (9 lots) are allocated.</p><p><img src=\"https://static.tigerbbs.com/6cc9c803bdb4af0ada0033deaba2cc37\" tg-width=\"726\" tg-height=\"769\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/8be19769443a8c996cbf0f219b3cd790\" tg-width=\"734\" tg-height=\"392\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/6f25a813ef2012066cd493f9512952f7\" tg-width=\"738\" tg-height=\"481\" referrerpolicy=\"no-referrer\"></p><p>If the over-allotment option is exercised in full, the company will receive additional net proceeds of approximately HK $357 million for the 16.737 million additional offer shares to be issued after the over-allotment option is exercised.</p><p>The Hong Kong Public Offering was substantially oversubscribed. A total of 246,500 valid applications were received to subscribe for a total of 3.259 billion Hong Kong Offer Shares, equivalent to approximately 292 times the total number of 11.158 million Hong Kong Offer Shares initially available for subscription under the Hong Kong Public Offering.</p><p>As the Hong Kong Public Offering was over-subscribed by more than 100 times, 44.632 million Offer Shares have been reallocated from the International Offering to the Hong Kong Public Offering. The final number of Offer Shares under the Hong Kong Public Offering is thus increased to 55.79 million Offer Shares, representing 50% of the total number of Offer Shares initially available for subscription under the Global Offering (before any over-allotment option is exercised).</p><p>The Offer Shares initially offered under the International Offering have been substantially oversubscribed, representing approximately 12 times the total number of Offer Shares initially available under the International Offering. After the reallocation of the Offer Shares from the International Offering to the Hong Kong Public Offering, the final number of Offer Shares under the International Offering is 55.79 million shares, equivalent to 50% of the total number of Offer Shares initially available for subscription under the Global Offering (before any over-allotment option is exercised). Under the international offering, 16.737 million offer shares were over-allocated, with a total of 160 placees.</p><p>Based on the Offer Price of HK $22.25 per Offer Share, according to the Cornerstone Investment Agreement, the Cornerstone Investors have subscribed for a total of 53.0275 million Offer Shares, equivalent to approximately 7.51% of the Company's issued share capital immediately after the completion of the Global Offering and 47.52% of the number of offer shares under the Global Offering, both cases assuming that the over-allotment option has not been exercised.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Tengsheng Boyao-B has a winning rate of 5% for one lot, and 40 lots are subscribed to secure one lot</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTengsheng Boyao-B has a winning rate of 5% for one lot, and 40 lots are subscribed to secure one lot\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2021-07-12 07:55</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>July 12th,<a href=\"https://laohu8.com/S/02137\">Tengsheng Boyao-B</a>According to the announcement, the offer price is determined at HK $22.25 per offer share, and the net proceeds from the global offering are expected to be approximately HK $2.334 billion (assuming that the over-allotment option is not exercised). Trading on the Stock Exchange begins at 9:00 am (Hong Kong time).</p><p><b>The relevant data of Tiger Information Collation is as follows:</b></p><p><img src=\"https://static.tigerbbs.com/6804fe5ca9085f6481244e4a826c03d7\" tg-width=\"1059\" tg-height=\"824\" referrerpolicy=\"no-referrer\"></p><p><b>Distribution result:</b></p><p>Group A has 500 shares per lot, and the winning rate of one lot is 5%. If you subscribe for 40 lots, you will secure one lot.</p><p>The head of Group B is 30,000 shares (600 lots), and 4,500 shares (9 lots) are allocated.</p><p><img src=\"https://static.tigerbbs.com/6cc9c803bdb4af0ada0033deaba2cc37\" tg-width=\"726\" tg-height=\"769\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/8be19769443a8c996cbf0f219b3cd790\" tg-width=\"734\" tg-height=\"392\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/6f25a813ef2012066cd493f9512952f7\" tg-width=\"738\" tg-height=\"481\" referrerpolicy=\"no-referrer\"></p><p>If the over-allotment option is exercised in full, the company will receive additional net proceeds of approximately HK $357 million for the 16.737 million additional offer shares to be issued after the over-allotment option is exercised.</p><p>The Hong Kong Public Offering was substantially oversubscribed. A total of 246,500 valid applications were received to subscribe for a total of 3.259 billion Hong Kong Offer Shares, equivalent to approximately 292 times the total number of 11.158 million Hong Kong Offer Shares initially available for subscription under the Hong Kong Public Offering.</p><p>As the Hong Kong Public Offering was over-subscribed by more than 100 times, 44.632 million Offer Shares have been reallocated from the International Offering to the Hong Kong Public Offering. The final number of Offer Shares under the Hong Kong Public Offering is thus increased to 55.79 million Offer Shares, representing 50% of the total number of Offer Shares initially available for subscription under the Global Offering (before any over-allotment option is exercised).</p><p>The Offer Shares initially offered under the International Offering have been substantially oversubscribed, representing approximately 12 times the total number of Offer Shares initially available under the International Offering. After the reallocation of the Offer Shares from the International Offering to the Hong Kong Public Offering, the final number of Offer Shares under the International Offering is 55.79 million shares, equivalent to 50% of the total number of Offer Shares initially available for subscription under the Global Offering (before any over-allotment option is exercised). Under the international offering, 16.737 million offer shares were over-allocated, with a total of 160 placees.</p><p>Based on the Offer Price of HK $22.25 per Offer Share, according to the Cornerstone Investment Agreement, the Cornerstone Investors have subscribed for a total of 53.0275 million Offer Shares, equivalent to approximately 7.51% of the Company's issued share capital immediately after the completion of the Global Offering and 47.52% of the number of offer shares under the Global Offering, both cases assuming that the over-allotment option has not been exercised.</p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6b69e234a63c2c0a69ccede7b0faaa18","relate_stocks":{"02137":"腾盛博药-B"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1128521631","content_text":"7月12日，腾盛博药-B发布公告，发售价厘定为每股发售股份22.25港元，全球发售所得款项净额预计约为23.34亿港元(假设超额配股权未获行使)，预期股份将于2021年7月13日(星期二)上午九时正(香港时间)开始在联交所买卖。\n老虎资讯整理相关数据如下：\n\n分配结果：\n甲组每手500股，一手中签率5%，认购40手稳中一手。\n乙组头为3万股（600手），获配4500股（9手）。\n\n倘超额配股权获悉数行使，公司将就超额配股权获行使后拟发行的1673.7万股额外发售股份收取额外所得款项净额约3.57亿港元。\n香港公开发售获大量超额认购。合共接获24.65万份有效申请，认购合共32.59亿股香港发售股份，相当于香港公开发售项下初步可供认购香港发售股份总数1115.8万股的约292倍。\n由于香港公开发售的超额认购超过100倍，4463.2万股发售股份已由国际发售重新分配至香港公开发售。香港公开发售项下发售股份的最终数目由此增加至5579万股发售股份，相当于全球发售项下初步可供认购发售股份总数的50%(于任何超额配股权获行使前)。\n国际发售项下初步提呈发售的发售股份已获大幅超额认购，相当于国际发售项下初步可供认购发售股份总数的约12倍。于将发售股份由国际发售重新分配至香港公开发售后，国际发售项下发售股份最终数目为5579万股，相当于全球发售项下初步可供认购发售股份总数的50%(于任何超额配股权获行使前)。国际发售项下超额分配1673.7万股发售股份，并共有160名承配人。\n基于发售价每股发售股份22.25港元，根据基石投资协议，基石投资者已认购合共5302.75万股发售股份，相当于紧随全球发售完成后本公司已发行股本的约7.51%及全球发售项下发售股份数目的47.52%，两种情况均假设超额配股权未获行使。","news_type":1,"symbols_score_info":{"02137":0.9}},"isVote":1,"tweetType":1,"viewCount":2905,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":146196580,"gmtCreate":1626057341740,"gmtModify":1703752503199,"author":{"id":"3586549737202999","authorId":"3586549737202999","name":"Jasonteo","avatar":"https://static.tigerbbs.com/c65e51a6c7aa32f9d87734f24dea5af2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586549737202999","authorIdStr":"3586549737202999"},"themes":[],"htmlText":"Excited&nbsp;","listText":"Excited&nbsp;","text":"Excited","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/146196580","repostId":"2150583935","repostType":4,"repost":{"id":"2150583935","kind":"news","weMediaInfo":{"introduction":"最有深度的半导体新媒体，实讯、专业、原创、深度，30万半导体精英关注！专注观察全球半导体最新资讯、技术前沿、发展趋势。《摩尔精英》《中国集成电路》共同出品，欢迎订阅摩尔旗下公众号：摩尔精英、摩尔芯闻、摩尔App","home_visible":1,"media_name":"半导体行业观察","id":"1099700132","head_image":"https://static.tigerbbs.com/705285f8deea4d7b8e48df7848a67868"},"pubTimestamp":1626057051,"share":"https://ttm.financial/m/news/2150583935?lang=en_US&edition=fundamental","pubTime":"2021-07-12 10:30","market":"us","language":"zh","title":"Decrypting Apple's Mysterious Chip","url":"https://stock-news.laohu8.com/highlight/detail?id=2150583935","media":"半导体行业观察","summary":"Apple zai 最近的Spring Loaded Event为我们带来了基于 M1 的 iMac。继秋季推出的 MacBook Air 和 13 英寸 MacBook Pro 之后，iMac 是第","content":"<p>Apple zai's recent Spring Loaded Event brought us an M1-based iMac. Following the MacBook Air and 13-inch MacBook Pro launched in the fall, the iMac is the third to give up<a href=\"https://laohu8.com/S/INTC\">Intel</a>Processor's Mac.</p><p>It can be said that with this transition, Apple's T2 chip has entered an end-of-life state. T2 is a bit of a mystery, and now there's not much time left.</p><p>We know it performs a wide range of tasks on Mac, including security, encryption, video processing, storage control, and housekeeping. Zai An article from Apple Insider in 2019 China, tested the encoding time of Macs with the same processor, one with T2 and the other without. The results show that the Mac with T2 performs encoding in 1/2 of the time.</p><p>Despite all these features, we know very little about the T2. There isn't much information around at all. Wikipedia doesn't even report chip sizes or process nodes.<a href=\"https://laohu8.com/S/AAPL\">Apple</a>Has a completely new chip been designed? How much is referenced from the A-series family? How much do new designs cost? How much money does Apple invest in implementing the features it needs for the Mac?</p><p>It's time to look at the T2 and find out what Apple has created for its Intel-based Mac coprocessor.</p><p><b>Encapsulation and Memory Tips</b></p><p>The T2 under study comes from a 13-inch MacBook Air logic board from 2019. The T2's package has a decent footprint compared to other ICs around it. By comparison, the larger shiny chip between the four mounts on the right side of the T2 is the Intel i5. Depending on the packaging, it is conceivable that T2 has similar dimensions. The packaging has a \"1847\" date code indicating late 2018 assembly.</p><p><img src=\"https://static.tigerbbs.com/d42f0bdf6ab62ef175de8a78b3b002e2\" tg-width=\"1080\" tg-height=\"306\" referrerpolicy=\"no-referrer\"></p><p>2019 13-inch MacBook Air Logic Board</p><p>One in the late 2018 MacBook Air teardown just listed the T2 number. However, a teardown of a 15-inch MacBook Pro in 2019 indicated that the T2 was \"layered on 1 GB of Micron D9VLN LPDDR4 memory\". Our package also includes the \"D9VLN\" mark. Micron's decoder points to 1GB LPDDR4. T2 and memory may employ a package-on-package (PoP) arrangement.</p><p>After disassembling the package, a second die was found. The markings visible on the top metal are Micron's. For companion ICs or coprocessors, including DRAM in the package is interesting, not to mention costly. This is not surprising, however, considering the T2 is derived from the A-series that has long had DRAM.</p><p><img src=\"https://static.tigerbbs.com/5e6ddef69932ea7c3902e7efc0d67d15\" tg-width=\"723\" tg-height=\"481\" referrerpolicy=\"no-referrer\"></p><p>Top metal chip marker for the second chip in the T2 package.</p><p><b>Die Photo and \"PU\"</b></p><p>Now it's time for the big event. SEM analysis of several line spacings and 6T SRAM cell sizes confirmed that T2 was fabricated in the TSMC16 nm process. This is the same node as the A10, so the latter will serve as a reference A-series processor and can be compared to the T2.</p><p><img src=\"https://static.tigerbbs.com/9e80e816057f558ca6e32c5850040a44\" tg-width=\"779\" tg-height=\"873\" referrerpolicy=\"no-referrer\"></p><p>Photo of the T2 chip with CPU and GPU annotations.</p><p><img src=\"https://static.tigerbbs.com/8e281e00a8c6733dca428f869c83b21d\" tg-width=\"554\" tg-height=\"582\" referrerpolicy=\"no-referrer\"></p><p>Photo of A10 die with original annotation. Source: Chipworks</p><p>Visually, the CPU is the first thing to jump out. It has the same design and layout as the A10. Assuming that T2 is designed after A10, then the CPU is discarded as a hard macro. Remember it's a 4-core CPU! There are two performance cores, i.e. large Hurricane cores and two efficiency (i.e. small Zephyr) cores.</p><p>This is pretty powerful considering the main system processor already has an Intel i5.</p><p>One can only imagine the conversation within Apple. \"Do you have a CPU ready to run?\" \"Yeah … there's a 4-core 17.4 square millimeter design that's only a few months old on the shelf over there.\" \"Great, I'll take one of them.\" Okay, maybe it's more technical.</p><p>GPUs didn't follow suit. The A10's 6-core GPU is organized into 3 core blocks and one logic block. The T2's GPU appears to be located on the lower edge of the chip. Similarly, the core is organized into 3 blocks. We found no symmetry within these blocks, indicating 3 cores. The GPU logic may be located in a block directly above the kernel, with hash lines surrounding its latent area. Even if all 3 blocks within the area were GPU logic, it would be smaller than identified for A10. More analysis is needed here to confirm the GPU configuration, but it has been suggested that both the logic and cores of the GPU are smaller than those on the A10.</p><p>Additional block-level analyses are underway. Compared to the A10, we see the blocks used as-is, they feature a new layout, and they feature a completely new design.</p><p><b>Early figures</b></p><p>The T2 measures 9.6 mm x 10.8 mm and the chip size is 104 mm square. It's not a little die! The T2 is a serious processor. This is approximately 80% of the A10's 125 square millimeters.</p><p>As expected, the CPU has an area of about 17.4 square millimeters on both chips. This yields a higher percentage of the total chips dedicated to CPU in T2. The T2's GPU is much smaller than the A10's. For the cores of the A10, the dimensions of each core are 1.2 mm2 v. 5.3 mm2. Functionally, this makes sense as the task volume of the T2 GPU shouldn't be close to that of the A10 since it's not the primary GPU. Again, there are already Intel embedded graphics or dedicated GPUs on the logic board.</p><p><b>Pull threads together</b></p><p>More can be extracted from reverse engineering, but this snippet provides a taste of Apple's thinking. As a starting point, Apple looks at user features. One persistent question for Apple seems to be \"What do we want users to experience from Apple products?\" Then they build it. The T2 became Apple's interpretation of an Intel-based Mac, but keep in mind that before the T1, Intel processors flew solo, while the Mac still worked.</p><p>The T2 takes advantage of the design of the A-series processor, as shown in the CPU. Its 4-core CPU is big, to say the least, and it's hard not to think it's overwhelming for the T2. That said, Apple looks at the cost of the redesign versus the cost of silicon associated with putting in something that might be bigger than what really needs to be. The latter may be more attractive because the wafers of the T2 start to be so far apart from the A10 or any A-series processor. Additionally, the extra horsepower will provide a better experience.</p><p>The T2 also incorporates standalone ICs found in the Mac. Storage or SSD controllers are an example. Apple acquired Israel's Anobit in 2011. The 2016 13-inch MacBook Pro (with function keys) includes an Apple standalone storage controller (see slide 11). The controller becomes a block on T2. Today, it will be a section on the M1.</p><p>In the follow-up, we will continue to delve into T2, focusing on known block functionality, its comparison to A10 and looking ahead. Yes, both the T2 and A10 are old designs, but the comparison unleashes information about the use of semiconductor designs and the effort Apple has put into providing the desired user experience.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Decrypting Apple's Mysterious Chip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDecrypting Apple's Mysterious Chip\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1099700132\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/705285f8deea4d7b8e48df7848a67868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">半导体行业观察 </p>\n<p class=\"h-time smaller\">2021-07-12 10:30</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Apple zai's recent Spring Loaded Event brought us an M1-based iMac. Following the MacBook Air and 13-inch MacBook Pro launched in the fall, the iMac is the third to give up<a href=\"https://laohu8.com/S/INTC\">Intel</a>Processor's Mac.</p><p>It can be said that with this transition, Apple's T2 chip has entered an end-of-life state. T2 is a bit of a mystery, and now there's not much time left.</p><p>We know it performs a wide range of tasks on Mac, including security, encryption, video processing, storage control, and housekeeping. Zai An article from Apple Insider in 2019 China, tested the encoding time of Macs with the same processor, one with T2 and the other without. The results show that the Mac with T2 performs encoding in 1/2 of the time.</p><p>Despite all these features, we know very little about the T2. There isn't much information around at all. Wikipedia doesn't even report chip sizes or process nodes.<a href=\"https://laohu8.com/S/AAPL\">Apple</a>Has a completely new chip been designed? How much is referenced from the A-series family? How much do new designs cost? How much money does Apple invest in implementing the features it needs for the Mac?</p><p>It's time to look at the T2 and find out what Apple has created for its Intel-based Mac coprocessor.</p><p><b>Encapsulation and Memory Tips</b></p><p>The T2 under study comes from a 13-inch MacBook Air logic board from 2019. The T2's package has a decent footprint compared to other ICs around it. By comparison, the larger shiny chip between the four mounts on the right side of the T2 is the Intel i5. Depending on the packaging, it is conceivable that T2 has similar dimensions. The packaging has a \"1847\" date code indicating late 2018 assembly.</p><p><img src=\"https://static.tigerbbs.com/d42f0bdf6ab62ef175de8a78b3b002e2\" tg-width=\"1080\" tg-height=\"306\" referrerpolicy=\"no-referrer\"></p><p>2019 13-inch MacBook Air Logic Board</p><p>One in the late 2018 MacBook Air teardown just listed the T2 number. However, a teardown of a 15-inch MacBook Pro in 2019 indicated that the T2 was \"layered on 1 GB of Micron D9VLN LPDDR4 memory\". Our package also includes the \"D9VLN\" mark. Micron's decoder points to 1GB LPDDR4. T2 and memory may employ a package-on-package (PoP) arrangement.</p><p>After disassembling the package, a second die was found. The markings visible on the top metal are Micron's. For companion ICs or coprocessors, including DRAM in the package is interesting, not to mention costly. This is not surprising, however, considering the T2 is derived from the A-series that has long had DRAM.</p><p><img src=\"https://static.tigerbbs.com/5e6ddef69932ea7c3902e7efc0d67d15\" tg-width=\"723\" tg-height=\"481\" referrerpolicy=\"no-referrer\"></p><p>Top metal chip marker for the second chip in the T2 package.</p><p><b>Die Photo and \"PU\"</b></p><p>Now it's time for the big event. SEM analysis of several line spacings and 6T SRAM cell sizes confirmed that T2 was fabricated in the TSMC16 nm process. This is the same node as the A10, so the latter will serve as a reference A-series processor and can be compared to the T2.</p><p><img src=\"https://static.tigerbbs.com/9e80e816057f558ca6e32c5850040a44\" tg-width=\"779\" tg-height=\"873\" referrerpolicy=\"no-referrer\"></p><p>Photo of the T2 chip with CPU and GPU annotations.</p><p><img src=\"https://static.tigerbbs.com/8e281e00a8c6733dca428f869c83b21d\" tg-width=\"554\" tg-height=\"582\" referrerpolicy=\"no-referrer\"></p><p>Photo of A10 die with original annotation. Source: Chipworks</p><p>Visually, the CPU is the first thing to jump out. It has the same design and layout as the A10. Assuming that T2 is designed after A10, then the CPU is discarded as a hard macro. Remember it's a 4-core CPU! There are two performance cores, i.e. large Hurricane cores and two efficiency (i.e. small Zephyr) cores.</p><p>This is pretty powerful considering the main system processor already has an Intel i5.</p><p>One can only imagine the conversation within Apple. \"Do you have a CPU ready to run?\" \"Yeah … there's a 4-core 17.4 square millimeter design that's only a few months old on the shelf over there.\" \"Great, I'll take one of them.\" Okay, maybe it's more technical.</p><p>GPUs didn't follow suit. The A10's 6-core GPU is organized into 3 core blocks and one logic block. The T2's GPU appears to be located on the lower edge of the chip. Similarly, the core is organized into 3 blocks. We found no symmetry within these blocks, indicating 3 cores. The GPU logic may be located in a block directly above the kernel, with hash lines surrounding its latent area. Even if all 3 blocks within the area were GPU logic, it would be smaller than identified for A10. More analysis is needed here to confirm the GPU configuration, but it has been suggested that both the logic and cores of the GPU are smaller than those on the A10.</p><p>Additional block-level analyses are underway. Compared to the A10, we see the blocks used as-is, they feature a new layout, and they feature a completely new design.</p><p><b>Early figures</b></p><p>The T2 measures 9.6 mm x 10.8 mm and the chip size is 104 mm square. It's not a little die! The T2 is a serious processor. This is approximately 80% of the A10's 125 square millimeters.</p><p>As expected, the CPU has an area of about 17.4 square millimeters on both chips. This yields a higher percentage of the total chips dedicated to CPU in T2. The T2's GPU is much smaller than the A10's. For the cores of the A10, the dimensions of each core are 1.2 mm2 v. 5.3 mm2. Functionally, this makes sense as the task volume of the T2 GPU shouldn't be close to that of the A10 since it's not the primary GPU. Again, there are already Intel embedded graphics or dedicated GPUs on the logic board.</p><p><b>Pull threads together</b></p><p>More can be extracted from reverse engineering, but this snippet provides a taste of Apple's thinking. As a starting point, Apple looks at user features. One persistent question for Apple seems to be \"What do we want users to experience from Apple products?\" Then they build it. The T2 became Apple's interpretation of an Intel-based Mac, but keep in mind that before the T1, Intel processors flew solo, while the Mac still worked.</p><p>The T2 takes advantage of the design of the A-series processor, as shown in the CPU. Its 4-core CPU is big, to say the least, and it's hard not to think it's overwhelming for the T2. That said, Apple looks at the cost of the redesign versus the cost of silicon associated with putting in something that might be bigger than what really needs to be. The latter may be more attractive because the wafers of the T2 start to be so far apart from the A10 or any A-series processor. Additionally, the extra horsepower will provide a better experience.</p><p>The T2 also incorporates standalone ICs found in the Mac. Storage or SSD controllers are an example. Apple acquired Israel's Anobit in 2011. The 2016 13-inch MacBook Pro (with function keys) includes an Apple standalone storage controller (see slide 11). The controller becomes a block on T2. Today, it will be a section on the M1.</p><p>In the follow-up, we will continue to delve into T2, focusing on known block functionality, its comparison to A10 and looking ahead. Yes, both the T2 and A10 are old designs, but the comparison unleashes information about the use of semiconductor designs and the effort Apple has put into providing the desired user experience.</p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/8a1a8c5698b6f32ee1637556a15bb35b","relate_stocks":{"AAPL":"苹果"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2150583935","content_text":"Apple zai 最近的Spring Loaded Event为我们带来了基于 M1 的 iMac。继秋季推出的 MacBook Air 和 13 英寸 MacBook Pro 之后，iMac 是第三款放弃英特尔处理器的 Mac。\n可以说，随着这种转变，Apple 的 T2 芯片进入了生命周期终结状态。T2 有点像一个谜，现在剩下的时间不多了。\n我们知道它在 Mac 上执行广泛的任务，包括安全、加密、视频处理、存储控制和内务管理。zai Apple Insider 2019年的一篇文章中国，测试了具有相同处理器的 Mac 的编码时间，其中一个有 T2，另一个没有。结果显示，带有 T2 的 Mac 以 1/2 的时间执行编码。\n尽管有所有这些功能，但我们对 T2 知之甚少。根本没有太多信息四处。维基百科甚至没有报告芯片尺寸或工艺节点。苹果是否设计了全新的芯片？从A系列家族参考了多少？新设计多少钱？Apple 投入多少资金来实现 Mac 所需的功能？\n是时候看看 T2 并找出 Apple 为其基于 Intel 的 Mac 协处理器创造了什么。\n封装和内存提示\n正在研究的 T2 来自 2019 年的 13 英寸 MacBook Air 逻辑板。与周围的其他 IC 相比，T2 的封装具有不错的占用空间。相比之下，T2 右侧四个安装座之间较大的闪亮芯片是英特尔 i5。根据包装，可以设想 T2 具有类似的尺寸。包装上有一个“1847”日期代码，表示 2018 年末组装。\n\n2019 年 13 英寸 MacBook Air 逻辑板\n一个在2018后期的MacBook Air拆解中只是列出了T2编号。然而，在2019年的一个15 英寸 MacBook Pro的拆解表明 T2 “分层在 1 GB 美光 D9VLN LPDDR4 内存上”。我们的封装还包括“D9VLN”标记。美光的解码器指向 1GB LPDDR4。T2 和内存可能采用封装上封装 (PoP) 的排列。\n在拆开封装后，发现了第二个die。顶部金属上可见的标记是 Micron 的。对于配套 IC 或协处理器而言，在封装内包含DRAM 很有趣，更不用说成本高了。然而，考虑到 T2 源自长期以来具有DRAM 的 A 系列，这并不奇怪。\n\nT2 封装中第二个芯片的顶部金属芯片标记。\nDie照片 和“PU”\n现在是重头戏的时候了。 几个线间距和 6T SRAM 单元尺寸的 SEM 分析证实 ，T2 是在 TSMC16 nm 工艺中制造的。这是与 A10 相同的节点，因此后者将作为参考 A 系列处理器，可以与 T2 进行比较。\n\n带有 CPU 和 GPU 注释的 T2 芯片照片。\n\n带有原始注释的 A10 die照片。资料来源：Chipworks\n从视觉上看，CPU 是第一个跳出来的东西。它的设计和布局与 A10 相同。假设 T2 是在 A10 之后设计的，那么 CPU 就作为一个硬宏（hard macro）被丢弃了。记住它是一个 4 核 CPU！有两个性能，即大型Hurricane内核和两个效率（即小型 Zephyr ）内核。\n考虑到主系统处理器已经有一个英特尔 i5，这是相当强大的。\n人们只能想象 Apple 内部的对话。“你有准备好运行的 CPU 吗？” “是的……那边架子上有一个只有几个月大的 4 核 17.4 平方毫米的设计。” “太好了，我要其中之一。” 好吧，也许它更具技术性。\nGPU 没有效仿。A10 的 6 核 GPU 被组织为 3 个核心块和一个逻辑块。T2 的 GPU 似乎位于芯片的下边缘。同样，核心被组织为 3 个块。我们没有发现这些块内的对称性，表明有 3 个核心。GPU 逻辑可能位于内核正上方的块中，其中散列线围绕它的潜在区域。即使该区域内的所有 3 个块都是 GPU 逻辑，它也会比为 A10 识别的要小。这里需要更多的分析来确认 GPU 配置，但有人建议 GPU 的逻辑和内核都比 A10 上的要小。\n其他块级分析正在进行中。与 A10 相比，我们看到了按原样使用的块，它们采用了新的布局，并且采用了全新的设计。\n早期数字\nT2 尺寸为 9.6 毫米 x 10.8 毫米，芯片尺寸为 104 平方毫米。这不是一个小die！T2 是一款严肃的处理器。这大约是 A10 的 125 平方毫米的80% 。\n正如预期的那样，CPU在两个芯片上的面积约为 17.4 平方毫米。这在 T2 中专用于 CPU 的总芯片中产生了更高的百分比。T2 的 GPU 比 A10 的要小得多。对于 A10 的核心，每个核心的尺寸为 1.2 平方毫米 v. 5.3 平方毫米。从功能上讲，这是有道理的，因为 T2 GPU 的任务量不应与 A10 接近，因为它不是主要 GPU。同样，逻辑板上已经有英特尔嵌入式图形或专用 GPU。\n将线（thread）拉在一起\n从逆向工程中可以提取出更多内容，但是这个片段提供了 Apple 思想的味道。作为起点，Apple着眼于用户功能。Apple 的一个持续问题似乎是“我们希望用户从 Apple 产品中体验什么？” 然后他们建造它。T2 成为 Apple 对基于 Intel 的 Mac 的解释，但请记住，在 T1 之前，Intel 处理器是单飞的，而 Mac 仍然可以工作。\nT2 利用了 A 系列处理器的设计，如 CPU 中所示。至少可以说，它的 4 核 CPU 很大，很难不认为它对 T2 来说是压倒性的。也就是说，Apple 会考虑重新设计的成本与与放入可能比真正需要的更大的东西相关的硅成本。后者可能更有吸引力，因为 T2 的晶圆开始与 A10 或任何 A 系列处理器相距甚远。此外，额外的马力将提供更好的体验。\nT2 还整合了 Mac 中的独立 IC。存储或 SSD 控制器就是一个例子。苹果在2011 年收购了以色列的 Anobit 。2016 年的 13 英寸 MacBook Pro（带功能键）包含一个 Apple 独立存储控制器（参见幻灯片 11）。控制器变成了 T2 上的一个块。今天，它将成为 M1 上的一个部分。\n后续，我们将继续深入研究 T2，专注于已知的块功能，它与 A10 的比较并展望未来。是的，T2 和 A10 都是旧设计，但比较释放了有关半导体设计使用的信息以及 Apple 为提供所需的用户体验而付出的努力。","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":2656,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":159861167,"gmtCreate":1624956261359,"gmtModify":1703848780751,"author":{"id":"3586549737202999","authorId":"3586549737202999","name":"Jasonteo","avatar":"https://static.tigerbbs.com/c65e51a6c7aa32f9d87734f24dea5af2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586549737202999","authorIdStr":"3586549737202999"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/159861167","repostId":"1176326573","repostType":4,"repost":{"id":"1176326573","kind":"news","pubTimestamp":1624955903,"share":"https://ttm.financial/m/news/1176326573?lang=en_US&edition=fundamental","pubTime":"2021-06-29 16:38","market":"us","language":"en","title":"The Most Epic Back-to-School Season Ever: 2 Stocks to Watch","url":"https://stock-news.laohu8.com/highlight/detail?id=1176326573","media":"Motley Fool","summary":"Spending usually increases with back-to-school shopping. That effect could be magnified this year.","content":"<p>The 2021 back-to-school shopping season could be the most epic ever. Millions of students worldwide will be preparing to return to in-person learning for the first time since March 2020.</p>\n<p>The coronavirus pandemic forced an abrupt shift to online instruction for students of all ages. The return has been more gradual, as some states and countries have already brought students back to in-person learning. Still, the fall semester of school will see the biggest group yet returning from remote instruction.</p>\n<p>Two companies that are in a position to benefit from students returning to school are&nbsp;<b>Target</b>(NYSE:TGT)&nbsp;and&nbsp;<b>Chegg</b>(NYSE:CHGG). Let's take a closer look at why investors should keep an eye on these two stocks.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/b2446f442d6523793c8a0dc8b18bda9c\" tg-width=\"700\" tg-height=\"466\"><span>IMAGE SOURCE: GETTY IMAGES.</span></p>\n<p><b>1. Target</b></p>\n<p>A return to in-person learning can create the need for students to buy school supplies, clothes, and electronics, all of which can be found in one trip to Target. My son started the pandemic in kindergarten, and when he goes back to school in August, he will be a second-grader. He will need new clothes, new shoes, and other school supplies.</p>\n<p>Surely, that will be the case for millions of students worldwide. What's different for this year is the especially longer time it has been since kids were last in school. In a typical back-to-school season, sales are brisk, even though students were out of school for a few months through summer. This time around, kids haven't been in school for over a year, so sales could be even greater. Investors should keep an eye on how that plays out.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d614dbcb6f3f07da000561aa012342fb\" tg-width=\"700\" tg-height=\"466\"><span>COLLEGE ENROLLMENT FELL BY 603,000 STUDENTS IN SPRING 2021. IMAGE SOURCE: GETTY IMAGES.</span></p>\n<p><b>2. Chegg</b></p>\n<p>Chegg, the online student learning aid, experienced a surge in demand during the pandemic. The company serves mostly college and high school students, and when instruction moved online, students were missing the vital interaction with instructors and teachers. Still, subscriber growth was robust even in the years before the pandemic. Studentsfind its services helpfuland a relative bargain at less than $20 per month.</p>\n<p>The pandemic wasn't all positive for Chegg's business. Many college students with the choice of going through remote instruction or taking time off chose the latter. Indeed, college enrollment fell by 603,000 students in the spring semester of 2021, the biggest decline in a decade. Further, many students who chose to attend college instead of taking a semester off registered for fewer classes than they normally would.</p>\n<p>With nearly all colleges offering in-person instruction in the fall semester, enrollment will likely increase; students are also likely to take more classes to make up for the lost time. That means more potentialstudents that could benefitfrom Chegg's services.</p>\n<p><b>Investor takeaway</b></p>\n<p>The back-to-school surge in spending at Target and Chegg could be an extension of a COVID-induced increase in revenue. As economies reopened, there was a worry amonginvestorsof a snapback of spending at businesses like Target and Chegg that benefited during the pandemic. The thesis has not played out, and it could be giving credence to the counterargument that habits formed during the pandemic are going to stick around long term.&nbsp;Target and Chegg are certainly working at helping consumers maintain those habits and stick with them.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The Most Epic Back-to-School Season Ever: 2 Stocks to Watch</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe Most Epic Back-to-School Season Ever: 2 Stocks to Watch\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-29 16:38 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/06/28/back-to-school-season-stocks-watch-target-chegg/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The 2021 back-to-school shopping season could be the most epic ever. Millions of students worldwide will be preparing to return to in-person learning for the first time since March 2020.\nThe ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/06/28/back-to-school-season-stocks-watch-target-chegg/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CHGG":"Chegg Inc","TGT":"塔吉特"},"source_url":"https://www.fool.com/investing/2021/06/28/back-to-school-season-stocks-watch-target-chegg/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1176326573","content_text":"The 2021 back-to-school shopping season could be the most epic ever. Millions of students worldwide will be preparing to return to in-person learning for the first time since March 2020.\nThe coronavirus pandemic forced an abrupt shift to online instruction for students of all ages. The return has been more gradual, as some states and countries have already brought students back to in-person learning. Still, the fall semester of school will see the biggest group yet returning from remote instruction.\nTwo companies that are in a position to benefit from students returning to school are Target(NYSE:TGT) and Chegg(NYSE:CHGG). Let's take a closer look at why investors should keep an eye on these two stocks.\nIMAGE SOURCE: GETTY IMAGES.\n1. Target\nA return to in-person learning can create the need for students to buy school supplies, clothes, and electronics, all of which can be found in one trip to Target. My son started the pandemic in kindergarten, and when he goes back to school in August, he will be a second-grader. He will need new clothes, new shoes, and other school supplies.\nSurely, that will be the case for millions of students worldwide. What's different for this year is the especially longer time it has been since kids were last in school. In a typical back-to-school season, sales are brisk, even though students were out of school for a few months through summer. This time around, kids haven't been in school for over a year, so sales could be even greater. Investors should keep an eye on how that plays out.\nCOLLEGE ENROLLMENT FELL BY 603,000 STUDENTS IN SPRING 2021. IMAGE SOURCE: GETTY IMAGES.\n2. Chegg\nChegg, the online student learning aid, experienced a surge in demand during the pandemic. The company serves mostly college and high school students, and when instruction moved online, students were missing the vital interaction with instructors and teachers. Still, subscriber growth was robust even in the years before the pandemic. Studentsfind its services helpfuland a relative bargain at less than $20 per month.\nThe pandemic wasn't all positive for Chegg's business. Many college students with the choice of going through remote instruction or taking time off chose the latter. Indeed, college enrollment fell by 603,000 students in the spring semester of 2021, the biggest decline in a decade. Further, many students who chose to attend college instead of taking a semester off registered for fewer classes than they normally would.\nWith nearly all colleges offering in-person instruction in the fall semester, enrollment will likely increase; students are also likely to take more classes to make up for the lost time. That means more potentialstudents that could benefitfrom Chegg's services.\nInvestor takeaway\nThe back-to-school surge in spending at Target and Chegg could be an extension of a COVID-induced increase in revenue. As economies reopened, there was a worry amonginvestorsof a snapback of spending at businesses like Target and Chegg that benefited during the pandemic. The thesis has not played out, and it could be giving credence to the counterargument that habits formed during the pandemic are going to stick around long term. Target and Chegg are certainly working at helping consumers maintain those habits and stick with them.","news_type":1,"symbols_score_info":{"TGT":0.9,"CHGG":0.9}},"isVote":1,"tweetType":1,"viewCount":2906,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":127853167,"gmtCreate":1624843997359,"gmtModify":1703845944961,"author":{"id":"3586549737202999","authorId":"3586549737202999","name":"Jasonteo","avatar":"https://static.tigerbbs.com/c65e51a6c7aa32f9d87734f24dea5af2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586549737202999","authorIdStr":"3586549737202999"},"themes":[],"htmlText":"Good&nbsp;","listText":"Good&nbsp;","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/127853167","repostId":"2146007781","repostType":4,"isVote":1,"tweetType":1,"viewCount":2669,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}