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- Gene7Gene7
  ·2022-01-10
  Thanks for the insights. Plz like.
  S&P 500 falls for fifth-straight day, Nasdaq down more than 1% as rising rates rattle Wall Street
  Stocks declined on Monday, with technology stocks under renewed pressure as investors anticipated hi
  S&P 500 falls for fifth-straight day, Nasdaq down more than 1% as rising rates rattle Wall Street
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- Gene7Gene7
  ·2021-12-31
  Thanks for the insights. Plz like [Like]
  Sorry, this post has been deleted
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- Gene7Gene7
  ·2021-12-29
  Thanks for the insights. Plz like [Cool]
  3 Growth Stocks Down 37% to 60% to Buy Right Now
  The current price of the broader stock market doesn't reflect the major sell-off in some of the year's hottest technology stocks.
  3 Growth Stocks Down 37% to 60% to Buy Right Now
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Plz like.&nbsp;","listText":"Thanks for the insights. Plz like.&nbsp;","text":"Thanks for the insights. Plz like.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9006702486","repostId":"1130339600","repostType":4,"repost":{"id":"1130339600","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1641825009,"share":"https://ttm.financial/m/news/1130339600?lang=&edition=fundamental","pubTime":"2022-01-10 22:30","market":"us","language":"en","title":"S&P 500 falls for fifth-straight day, Nasdaq down more than 1% as rising rates rattle Wall Street","url":"https://stock-news.laohu8.com/highlight/detail?id=1130339600","media":"Tiger Newspress","summary":"Stocks declined on Monday, with technology stocks under renewed pressure as investors anticipated hi","content":"<html><head></head><body><p>Stocks declined on Monday, with technology stocks under renewed pressure as investors anticipated higher interest rates this year and looked ahead to several economic data and earnings reports later this week.</p><p>The S&amp;P 500 edged lower to add to losses after the blue-chip index closed out its first week of trading for the new year in the red.The Nasdaq Composite fell following its worst week since February 2021. 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These suggested some central bank officials were eyeing a quicker start to interest rate hikes and balance sheet runoff process than many market participants had expected. Goldman Sachs economists now predict the Fed will raise interest rates four times this year— or one time more than the firm previously expected — and that the central bank&#39;s balance sheet reduction will begin in July or earlier.</p><p>Last week&#39;s &#34;price action in 10-years was all about what the Fed will do with its balance sheet,&#34; Nicholas Colas, co-founder of DataTrek Research, wrote in a note. &#34;We’ll know more on Tuesday, with [Federal Reserve Chair Jerome Powell’s] renomination hearing set for 10 a.m. One thing we’re confident about: equity market volatility is not over yet.&#34;</p><p>&#34;His confirmation hearing will be a chance for him to further reassure lawmakers and the public that the Fed is focused on reducing inflation in 2022,&#34; Colas added. &#34;We expect that to feed further market volatility this week.&#34;</p><p>In addition to Powell&#39;s confirmation hearing before the Senate Banking Committee on Tuesday, investors will also be looking ahead to a new inflation report on Wednesday. The Bureau of Labor Statistics will release the December Consumer Price Index (CPI) that day, which is expected to show an about 7.0% year-over-year jump in prices — or the biggest rise since 1982. And at the end of the week, big banks including JPMorgan Chase (JPM), Citigroup (C) and Wells Fargo (WFC) are each slated to report Friday morning before the opening bell.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>S&P 500 falls for fifth-straight day, Nasdaq down more than 1% as rising rates rattle Wall Street</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nS&P 500 falls for fifth-straight day, Nasdaq down more than 1% as rising rates rattle Wall Street\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-01-10 22:30</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Stocks declined on Monday, with technology stocks under renewed pressure as investors anticipated higher interest rates this year and looked ahead to several economic data and earnings reports later this week.</p><p>The S&amp;P 500 edged lower to add to losses after the blue-chip index closed out its first week of trading for the new year in the red.The Nasdaq Composite fell following its worst week since February 2021. The Dow also dipped.</p><p>Treasury yields climbed, and the benchmark 10-year yield topped 1.8% to reach its highest level since January 2020.</p><p>&#34;The surge in rates since early December has crushed the valuation of stocks with high growth and low margins, but a well-ordered progression of Russell 3000 stocks implies further repricing,&#34; Goldman Sachs chief equity strategist David Kostin wrote in a note.</p><p>&#34;We have previously shown the speed of rate moves matters for equity returns,&#34; Kostin added. &#34;Equities typically struggle when the 5-day. or 1-month change in nominal or real rates is greater than 2 standard deviations. The magnitude of the recent yield qualifies as a 2+ standard deviation event in both cases.&#34;</p><p>The move higher in yields and volatility across U.S. equities came after the release of the Federal Reserve&#39;s December meeting minutes mid-last week. These suggested some central bank officials were eyeing a quicker start to interest rate hikes and balance sheet runoff process than many market participants had expected. Goldman Sachs economists now predict the Fed will raise interest rates four times this year— or one time more than the firm previously expected — and that the central bank&#39;s balance sheet reduction will begin in July or earlier.</p><p>Last week&#39;s &#34;price action in 10-years was all about what the Fed will do with its balance sheet,&#34; Nicholas Colas, co-founder of DataTrek Research, wrote in a note. &#34;We’ll know more on Tuesday, with [Federal Reserve Chair Jerome Powell’s] renomination hearing set for 10 a.m. One thing we’re confident about: equity market volatility is not over yet.&#34;</p><p>&#34;His confirmation hearing will be a chance for him to further reassure lawmakers and the public that the Fed is focused on reducing inflation in 2022,&#34; Colas added. &#34;We expect that to feed further market volatility this week.&#34;</p><p>In addition to Powell&#39;s confirmation hearing before the Senate Banking Committee on Tuesday, investors will also be looking ahead to a new inflation report on Wednesday. The Bureau of Labor Statistics will release the December Consumer Price Index (CPI) that day, which is expected to show an about 7.0% year-over-year jump in prices — or the biggest rise since 1982. And at the end of the week, big banks including JPMorgan Chase (JPM), Citigroup (C) and Wells Fargo (WFC) are each slated to report Friday morning before the opening bell.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1130339600","content_text":"Stocks declined on Monday, with technology stocks under renewed pressure as investors anticipated higher interest rates this year and looked ahead to several economic data and earnings reports later this week.The S&P 500 edged lower to add to losses after the blue-chip index closed out its first week of trading for the new year in the red.The Nasdaq Composite fell following its worst week since February 2021. The Dow also dipped.Treasury yields climbed, and the benchmark 10-year yield topped 1.8% to reach its highest level since January 2020.\"The surge in rates since early December has crushed the valuation of stocks with high growth and low margins, but a well-ordered progression of Russell 3000 stocks implies further repricing,\" Goldman Sachs chief equity strategist David Kostin wrote in a note.\"We have previously shown the speed of rate moves matters for equity returns,\" Kostin added. \"Equities typically struggle when the 5-day. or 1-month change in nominal or real rates is greater than 2 standard deviations. The magnitude of the recent yield qualifies as a 2+ standard deviation event in both cases.\"The move higher in yields and volatility across U.S. equities came after the release of the Federal Reserve's December meeting minutes mid-last week. These suggested some central bank officials were eyeing a quicker start to interest rate hikes and balance sheet runoff process than many market participants had expected. Goldman Sachs economists now predict the Fed will raise interest rates four times this year— or one time more than the firm previously expected — and that the central bank's balance sheet reduction will begin in July or earlier.Last week's \"price action in 10-years was all about what the Fed will do with its balance sheet,\" Nicholas Colas, co-founder of DataTrek Research, wrote in a note. \"We’ll know more on Tuesday, with [Federal Reserve Chair Jerome Powell’s] renomination hearing set for 10 a.m. One thing we’re confident about: equity market volatility is not over yet.\"\"His confirmation hearing will be a chance for him to further reassure lawmakers and the public that the Fed is focused on reducing inflation in 2022,\" Colas added. \"We expect that to feed further market volatility this week.\"In addition to Powell's confirmation hearing before the Senate Banking Committee on Tuesday, investors will also be looking ahead to a new inflation report on Wednesday. The Bureau of Labor Statistics will release the December Consumer Price Index (CPI) that day, which is expected to show an about 7.0% year-over-year jump in prices — or the biggest rise since 1982. And at the end of the week, big banks including JPMorgan Chase (JPM), Citigroup (C) and Wells Fargo (WFC) are each slated to report Friday morning before the opening bell.","news_type":1,"symbols_score_info":{".IXIC":0.9,".SPX":0.9,".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":1881,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9003189092,"gmtCreate":1640909556268,"gmtModify":1676533553173,"author":{"id":"4088056512769340","authorId":"4088056512769340","name":"Gene7","avatar":"https://static.tigerbbs.com/6104ceb59a974d144154c2afbaf6e10b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4088056512769340","idStr":"4088056512769340"},"themes":[],"htmlText":"Thanks for the insights. Plz like&nbsp;[Like]&nbsp;","listText":"Thanks for the insights. Plz like&nbsp;[Like]&nbsp;","text":"Thanks for the insights. Plz like [Like]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9003189092","repostId":"1184413572","repostType":4,"isVote":1,"tweetType":1,"viewCount":2240,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9009702938,"gmtCreate":1640785956725,"gmtModify":1676533541330,"author":{"id":"4088056512769340","authorId":"4088056512769340","name":"Gene7","avatar":"https://static.tigerbbs.com/6104ceb59a974d144154c2afbaf6e10b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4088056512769340","idStr":"4088056512769340"},"themes":[],"htmlText":"Thanks for the insights. Plz like&nbsp;[Cool]&nbsp;","listText":"Thanks for the insights. Plz like&nbsp;[Cool]&nbsp;","text":"Thanks for the insights. Plz like [Cool]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9009702938","repostId":"2194435276","repostType":4,"repost":{"id":"2194435276","kind":"highlight","pubTimestamp":1640763602,"share":"https://ttm.financial/m/news/2194435276?lang=&edition=fundamental","pubTime":"2021-12-29 15:40","market":"us","language":"en","title":"3 Growth Stocks Down 37% to 60% to Buy Right Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2194435276","media":"Motley Fool","summary":"The current price of the broader stock market doesn't reflect the major sell-off in some of the year's hottest technology stocks.","content":"<div>\n<p>The broad S&P 500 stock market index might be near an all-time high, but below the surface, some of the most popular technology stocks have collapsed. Many have declined by more than 50% from their ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/12/28/3-growth-stocks-down-37-to-60-to-buy-right-now/\">Web Link</a>\n\n</div>\n","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Growth Stocks Down 37% to 60% to Buy Right Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Growth Stocks Down 37% to 60% to Buy Right Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-29 15:40 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/12/28/3-growth-stocks-down-37-to-60-to-buy-right-now/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The broad S&P 500 stock market index might be near an all-time high, but below the surface, some of the most popular technology stocks have collapsed. Many have declined by more than 50% from their ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/12/28/3-growth-stocks-down-37-to-60-to-buy-right-now/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4528":"SaaS概念","BK4551":"寇图资本持仓","BK4561":"索罗斯持仓","BK4548":"巴美列捷福持仓","BK4106":"数据处理与外包服务","BK4554":"元宇宙及AR概念","BK4535":"淡马锡持仓","BK4503":"景林资产持仓","UPST":"Upstart Holdings, Inc.","AFRM":"Affirm Holdings, Inc.","BK4166":"消费信贷"},"source_url":"https://www.fool.com/investing/2021/12/28/3-growth-stocks-down-37-to-60-to-buy-right-now/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2194435276","content_text":"The broad S&P 500 stock market index might be near an all-time high, but below the surface, some of the most popular technology stocks have collapsed. Many have declined by more than 50% from their highs, far surpassing the typical bear market threshold of 20%.The sell-off is caused by uncertainty about the new omicron coronavirus variant and the prospect of interest rate increases occurring faster than investors were predicting in 2022. Both of these concerns have dampened the market's appetite for risk, meaning investors are less willing to pay sky-high prices for technology stocks in particular.But that might be an opportunity for patient investors with a long-term time horizon. Here are three companies helping to build the future, with beaten-down stock prices that make them worth buying now.Image source: Getty Images.1. Block: Down 40%Block (NYSE:SQ) is the business and consumer payments giant formerly known as Square. It rebranded to reflect its increasing diversification away from merchant services and into other innovative segments, including blockchain technology.But despite this new direction, Block hasn't abandoned its most profitable segments, which are centered around payment services. For businesses, Block provides hardware that allows merchants to process credit card purchases in-store, in addition to loans and other services. And on the consumer side, Block's CashApp serves as an alternative to bank accounts for its 40 million monthly users, with instant peer-to-peer money transfers, and even a stock and cryptocurrency investing platform.Excluding Bitcoin, Block's various segments have delivered a gross profit margin of 55% so far in 2021. That's compared to just 2% for the Bitcoin segment, which is mostly derived from CashApp users transacting in the cryptocurrency.Block's stock has been crushed recently amid the tech sell-off, but there's plenty for investors to be excited about. The company is acquiring buy now, pay later giant Afterpay, which will allow consumers to finance small purchases through CashApp, providing a potentially enormous boost for Block's merchants within the ecosystem.Analysts expect Block to generate $17.6 billion in revenue by the close of 2021, placing the stock at a price-to-sales multiple around 4.4. It's a significant discount to just two months ago, and since the company is now consistently profitable, it certainly warrants consideration for long-term investors -- especially given how aggressively Block is growing its umbrella of businesses.Image source: Getty Images.2. Affirm Holdings: Down 37%Affirm Holdings (NASDAQ:AFRM) is the world's largest stand-alone buy now, pay later company even despite the recent sell-off. It trailed Afterpay for the last few years, and when that company was acquired by Block, it looked as though Affirm was being left in the dust. However, in a spectacular counterpunch, Affirm recently secured a deal with Amazon, the world's largest e-commerce company.Affirm will be featured in the checkout of Amazon's online platform. When customers are making a purchase, they'll have the option to finance it rather than paying with their own money. When the deal was announced in August it ignited a rally in Affirm's stock from $70 to $176, eclipsing Afterpay's $29 billion deal with Block in the process.Unsurprisingly, Amazon offers Affirm enormous growth in users and gross merchandise value (GMV). Combined with Affirm's existing deal with Shopify, it now has a $600 billion-per-year opportunity in front of it. That's a 7,000% increase on the GMV it processed in fiscal 2021, which ended on June 30.Affirm is also expanding beyond standard integrations with merchants' online stores, into physical cards for consumers to use buy now, pay later's short-term financing anywhere they like.The steep correction in Affirm's stock presents a strong long-term opportunity for investors, given its innovative approach to consumer finance, and the potential offered by its deals with Amazon and Shopify.Image source: Getty Images.3. Upstart Holdings: Down 60%The third and final stock that's down big and worth buying now is Upstart Holdings (NASDAQ:UPST). It's one of the best performers of 2021, with a 280% year-to-date return, even after accounting for the recent 60% collapse in its stock. At one point in October, Upstart had gained over 800% for the year with a price of $401, before tumbling to the $155 it trades at today.The company has leveraged artificial intelligence to transform the way banks assess potential loans. Upstart's goal is to use its technology to unseat the decades-old FICO credit scoring system, by analyzing over 1,000 different data points to gain a more comprehensive perspective of potential borrowers. So far it's working exceptionally well, with Upstart-originated loans resulting in 75% fewer defaults for the same approval rate.The company began in unsecured lending before entering its largest market yet, secured vehicle loans. It has built an impressive network of car dealerships and it has done so quickly through its acquisition of Prodigy, a car sales software platform now known as Upstart Auto Retail. In the recent third quarter, it had 291 dealers using the new sales and loan origination service, up 219% from the same period last year.Since Upstart is a loan originator, it doesn't lend any money itself and therefore carries almost no credit risk. It earns a fee when its banking partners write a loan using its algorithm, and also sells its software to institutions that want to integrate it into their application processes.At the beginning of 2021, Upstart estimated it would generate $500 million in revenue for the year. It's on track to deliver $800 million, and in 2022 analysts estimate it will bring in over $1 billion for the first time in the company's history.But with the rapid expansion of its vehicle-lending segment it could blow all expectations out of the water again next year, and that makes the currently discounted stock price a major opportunity.","news_type":1,"symbols_score_info":{"SQ":1,"UPST":1,"AFRM":1}},"isVote":1,"tweetType":1,"viewCount":2100,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}