The ‘gold’ standard in singapo

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MHh
2024-04-04

The ‘gold’ standard in singapore is at least a million dollars if it is for retirement. For rainy days, the typical advice is at least 3 to 6 months of expense. This of course can vary. For me, I have 2 elderly parents to provide for. So, i would prefer to have 1 full year of salary to provide for myself, my dependents and rainy days for my dependents too. At the same time, i continue to invest and save for retirement. As with most kiasu Singaporeans, it’s about accumulating as much as possible to allow for both quality of life and for crazy rainy days. With the current inflation, 1 million is probably an old target. 1.5-2million is more likely the sum with both inflation and increased life span (yet not wanting to work all life)

# How Much Savings Will Bring You Inner Peace?

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FattAgain69
·2024-04-06
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When you plan for retirement, it should be mainly for yourself (plus spouse if not working). For dependents, separate plans should be put in place since they should not occupy the whole of your retirement. Look at your monthly expenses that you would likely incur when you retire and use that as your base for planning. Invest in growth in the early days and gradually switch to income-producing investments as you grow older or reaching your planned retirement age.
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- MHh:
  Thank you! Dependents should be part of rainy day cover though i agree not for all of retirement even with early retirement
  2024-04-06
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BenjiFuji
·2024-04-06
All the best! [Strong][Strong][Strong]
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- MHh:
  [Victory]
  2024-04-06
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Joeljp
·2024-04-07
Good. Thanks for sharing.
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KSR
·2024-04-06
👍
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Tom Chow
·2024-04-06
good
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YueShan
·2024-04-06
Good⭐️⭐️⭐️
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Aqa
·2024-04-05
👍🏻
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[Strong][Strong][Strong]","text":"All the best! [Strong][Strong][Strong]","html":"All the best! 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Thanks for sharing.","text":"Good. Thanks for sharing.","html":"Good. 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