What Investment Playbook Have You Chosen for Yourself?
Recently, an investor said, “Investing isn’t about who makes the most money, it’s about who lasts the longest.”
It reminds me of how people approach life differently. Some want to live long, while others want to live fully.
Do you value longevity, or do you value intensity?
It’s like asking whether you’d rather make fast, big money or earn slowly and steadily over time. Warren Buffett once said that investing is a marathon, not a sprint. But does everyone agree with that?
Make fast money or make steady money?
Deep down, I believe human nature leans toward wanting to make fast money and lots of it. Sure, it comes with risks. If you earn money beyond your level of understanding, you might lose it just as quickly.
But why worry about something that hasn’t happened yet? Isn’t it more exciting to just live life to the fullest? Sometimes, a thrilling ride is all that matters.
There’s a saying: “The soul is the prophet of destiny.” Our lives are like placing an order with the universe if you want something enough and work for it, the result often follows.
So from that perspective:
What kind of investment story are you writing for yourself?
Are you aiming to earn more, or to earn longer?
And more importantly, is your playbook playing out the way you envisioned?
REWARDS
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我渐渐明白，赚得多没有意义，如果它无法持续。我想要的是稳定——不是暴涨暴跌的刺激，而是安静的复利积累。我不追求一夜暴富，我在搭建一个能在牛市热潮和熊市低谷中都能活下去的投资框架。这意味着我更看重的是基本面稳健的公司、多元化的ETF组合，还有在市场吵闹时保持持仓不动。
我现在关注的，不是“精准抄底”，而是“长期持有”。当然，看到别人在短期题材上暴赚，我也会心动，但我学会了拉长时间维度去看问题。这场游戏不是看谁跑得快，而是看谁能活得久。
至于我的投资剧本是否正在按预期展开？坦白说，有好有坏。有些判断失误了，有些靠耐心兑现了回报。但这就是长期主义的魅力——你有空间调整、有机会改写，还能继续前行。所以我的故事不是完美的，但它是属于我自己的。而且我已经准备好，继续走下去。
I would say that generally my plans have been playing out the way I envisioned. However, my SREITs are not performing as how I would like them to. So, I am sticking to my plans to holding them till further rate cuts that will help them rebound. In the meantime, I will just be collecting dividends.
有句話說：“靈魂是命運的先知。”我們的生活就像向宇宙下訂單，如果你想要足夠的東西併爲之努力，結果往往會隨之而來。
早期入市那几年，坦白说，目标很单一：赚得多、赚得快。哪怕是追题材、搏波段，只要有肉就上。但后来才发现，这样的节奏虽刺激，却很难持续。风口一散，故事就散；赚钱速度赶不上回撤速度，账户也从“起飞”变成“硬着陆”。
所以我开始换剧本。不再以“赚快钱”为第一目标，而是构建一个能让我持续复利增长的资产组合。我给自己设定的投资节奏是：核心资产做底仓（ETF、龙头股、REITs），卫星仓用来捕捉结构性机会（AI、绿色能源、Web3 等）。这个模式不会让我成为最快的那个，但足够稳、足够可持续。最重要的是，它让我更有安全感，也更像是在“过日子”而不是“赌明天”。
至于“剧本是否在按预期展开”？说实话，没有100%照计划走，但方向是对的。比如去年重配了高股息资产，虽没有大涨，但在震荡行情里稳住了净值；AI概念当时没追OpenAI第一波，而是等到回调才慢慢上车，也避免了高位站岗。更重要的是，我现在不再焦虑每一根K线，而更关注资产配置的合理性和资金节奏的可控性。
我的投资故事，不再是“击中一次暴富的奇迹”，而是“每一步都尽量踩在对的节奏上”，让时间成为我的朋友。不是赚最多，但希望是走得最久的那一个。因为最终，投资从来都不是一场竞速，而是一场耐力赛。你能跑多久，才决定你能赢多少。