Subramanyan
09-10

Personally I think a lot depends on the stage you are in your career and life before you can decide one way or the other. When you are young & single, the first option could be something you can perhaps choose. Even if you fail, you are still young and without liability- so a course correction is still feasible in the worst case scenario. For others in the middle of the career & with family responsibilities, the second option is the best. Again in you silver or golden years when you have retired  & without too much responsibilities, the first option could still work. May be the best is to have a mix of both options in the mid-career.
# In Investing, Would You Rather Build Skills or Take the Easy Route?

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