My pick for a retirement stock is banks and $Microsoft(MSFT)$
The question for retirement is what is the goal of retirement? If the goal is to pay living expenses from high cost dividend income then banks provide certainty of income. If the goal is to not pay living expenses from dividend income then capital growth is the target. $OCBC Bank(O39.SI)$ is a high quality bank with share price growth at $ 18.8 per share which is a discount to future earnings
# Which Stock is Your Retirement Pick?

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