To The Moon

As part of Tiger Trade Experience 2025, Tiger Brokers is shining a spotlight on one of our key partners — Fullerton Fund Management. Guided by a disciplined investment approach and a focus on delivering consistent returns, Fullerton empowers investors to navigate changing market conditions with confidence.

Attractive Investment Opportunities Still Abound Even In A Low-Interest Rate Environment

After a period of high interest rates, the tide is starting to turn. With US Federal Reserve officials pivoting towards interest rate cuts, we may be entering a new phase of the interest rate cycle. We have seen Singapore’s T-bill yields declined since the start of 2025.

As of end September 2025, the cut-off yield on the 6-month Singapore T-bill was at 1.41%* versus 2.65%* in end March 2025.

And now, this raises two timely questions: (1) What are the investment opportunities when rates are falling? (2) How can investors make their money work harder to combat the rising costs of living?

Fullerton Fund Management offers a suite of funds designed for different needs and risk profiles. Each is actively managed to navigate the dynamic and ever-changing macro environment.

*Performance is subject to market conditions.

Fullerton Short-Term Interest Rate Fund

The Fullerton Short Term Interest Rate Fund potentially presents a more compelling solution for those looking to enhance returns beyond cash holdings should cash yields decline.

It seeks to deliver stable returns by investing in high-quality, short-dated corporate bonds, providing low-risk investors with a balanced approach to performance and safety.

Fullerton Lux Funds – Flexible Credit Income Fund

The Fund is designed to achieve long-term capital appreciation by adopting a multi-pronged approach by allocating across different types of bonds. It strategically allocates capital across three functional building blocks:

Income stabilisers: Safeguards your investments with low-risk instruments like US treasuries, ensuring stability during market volatility

Income diversifiers: Enhances portfolio diversification with a mix of investment- grade credits from Asia, broader EM and the US, as well as local currency bonds – without significant compromise on yields

Income generators: Focuses on high-yield opportunities that are likely to offer the highest income potential

Fullerton Asia Income Return Fund

Fullerton Asia Income Return (“FAIR” or the “Fund”) seeks to generate regular income and long-term capital appreciation for investors by investing in equities, fixed income, cash and other permissible investments.

Actively managed total return-focused multi-asset portfolio that seeks to achieve returns while managing risk across various asset classes, geographies and sectors.

It seeks to provide a monthly payout of up to 5%* p.a. and has also made bonus payout during periods of strong performance.

Fullerton Global Absolute Alpha Fund

The Fund seeks to generate long-term positive return, which include both capital appreciation and income, by investing in equities, preferred shares, stock warrants, convertibles, cash and cash equivalents.

Allocates to 30-40 “best ideas” growth stocks, each selection reflecting the manager’s conviction and independent of any benchmark.

Positions are actively managed to target those which hold strong near-term growth potential, in view of the anticipated economic and market conditions. Companies with robust fundamentals, durable competitive advantages and sound financial discipline that are selected.

Fullerton Lux China Equities Fund

Fullerton Lux Funds – China Equities seeks to generate long term capital appreciation by investing primarily in China “A” Shares listed on PRC Stock Exchanges through the Investment Manager’s QFI license and stocks listed on the Hong Kong Stock Exchange.

Tap strong growth in China: China’s growth is significantly above the global average and expected to remain resilient as the government implements its Six Policy Pillars.

Diversification benefits of onshore China equities: Investing in lowly correlated assets, like China A-shares and global equities, enhances portfolio diversification and reduces risk.

High conviction, total return approach: Strategic and benchmark-agnostic, focused on long term value compounders.

To find out more about the funds, please visit:

• Fullerton Flexible Credit Income: https://www.fullertonfund.com/funds/fullerton-flexible-credit-income-fund/

• Fullerton Asia Income Return: https://www.fullertonfund.com/literature/fullerton-fund/?_sft_registered=singapore

• Fullerton Short-Term Interest Rate: https://www.fullertonfund.com/funds/fullerton-short-term-interest-rate-fund-fstir/

• Fullerton Global Absolute Alpha: https://www.fullertonfund.com/funds/fullerton-lux-funds-global-absolute-alpha/

• Fullerton Lux China Equities: https://www.fullertonfund.com/literature/fullerton-lux-funds/?_sft_registered=singapore

Tiger Trade Experience 2025 has officially wrapped up — we hope you had a great time exploring the 6 immersive zones, discovering your investing style, and learning more about the world of investing.

If you're interested in taking the next step and exploring Fullerton’s range of investment solutions, visit their website for more details.

This article is done in collaboration with Fullerton Fund Management, a sponsor of Tiger Trade Experience 2025.

*T&Cs apply. Tiger Brokers is not permitted to provide financial advice or recommendations on investment products. The products mentioned is provided solely for general information and sponsorship acknowledgment. Nothing herein shall be construed as an offer, recommendation, or solicitation to purchase or invest in any financial product. Not financial advice. Investment involves risk. This advertisement has not been reviewed by the Monetary Authority of Singapore.