Risk vs. Reward is the reason we create a portfolio of personal investments. It is a collection of stocks, funds, bonds, assets and cash. Our money in CPF is as good as cash free of risk, but with only 2.5% annual interest earned. To combat rising inflation and prevent from losing value over time, money needs to be invested in alternatives for higher returns. One such alternative is stocks. $DBS(D05.SI)$ is the best here with solid balance sheets, resilient business model and disciplined capital management. $CapLand Ascendas REIT(A17U.SI)$$Mapletree Log Tr(M44U.SI)$ and $Frasers Cpt Tr(J69U.SI)$ are reits with more than 5% dividend yield over the year but their stock value have been negatively affected by the Middle East conflict and rise in oil price. $HRnetGroup(CHZ.SI)$ with dividend yield of 5.8% and rich in cash of S$262.9 million is a rate high-yield gem. Thanks @Tiger_SG @TigerStars @Tiger_comments Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.