1. Currently holding $DBS(D05.SI)$
2. Largesr earnings risk this quarter is in retail lending growth rates
3. Bank valuations are very high historically on high growth prospects
4. Current valuations of 1.1x to 1.6x price to book ratio with dividend yields of 5% to 6% is in line with historic rates
# SG Bank Earnings Season | Goldman’s View: Which One Looks Promising?

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