To The Moon

1.Live Review Introduction

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Tiger Brokers livestream hosted by Esther, featuring Kenny Tay, CEO of the Singapore AI Association (SAIA) and Founder of AI49 International Group, and Kenny Loh, Wealth Advisory Director, S-REIT specialist and SGX Academy trainer. Together, they bridged the gap between AI hype and AI impact — what AI really means for business and careers, and how to invest in the AI theme through SGX.

Disclaimer: This session has not been reviewed by the Monetary Authority of Singapore. All views expressed are those of the speakers and not of Tiger Brokers or its affiliates. Today's session is strictly for education and discussion purposes and does not constitute financial advice.

Want to see more of the livestream recap? Check it out here>>

• Live Recap 3: Inside the SGX AI Value Chain — The Picks-and-Shovels Strategy

• Live Recap 4: Building Your Global AI Portfolio — Public Markets, Private Funds, and ETFs

2. The Competitive Advantage Has Shifted From Capital to Intelligence

For decades, competitive advantage came from capital, scale, and market access. Today it increasingly comes from intelligence — how fast an organisation can learn, adapt, and redesign work. AI acts as a force multiplier: a small company using AI effectively can compete with much larger organisations, and even a solo entrepreneur using AI well is, in effect, running with a team behind them.

3. Five Capabilities Every Organisation Needs

Kenny Tay outlined five capabilities SAIA sees as non-negotiable for successful AI adoption:

• Leadership commitment — transformation has to start from the top and from a clear vision.

• AI literacy — a baseline understanding across the workforce; SAIA runs a free certified course developed with AI Singapore and Google.

• Process and job redesign — don't automate broken processes; redesign them first.

• Governance and trust — including a first AI policy defining what employees can and can't do.

• Continuous learning — AI evolves every month, so learning has to be an ongoing process, not a one-off workshop.

4. From AI Tools to AI Transformation

Buying AI tools is easy — you pay, you get it. Changing behaviour is hard. Real transformation requires organisations to rethink workflows and operating models, build new internal skills, and transform the customer experience, which in turn opens new revenue channels. The winners of the AI era, Kenny Tay argued, won't necessarily be those with the best technology — they'll be those who transform fastest.

5. Human Skills Become More Valuable, Not Less

As AI becomes more capable, six human skills become more important, not less: creativity, critical thinking, leadership, ethics, empathy, and communication. AI generates content, but humans generate meaning; AI analyses data, but humans provide judgment. These remain the differentiators that require humans in the loop.

6. Responsible AI Is a Business Strategy, Not a Compliance Box

As organisations scale AI, the questions get sharper: is our AI fair, transparent, is customer data protected, are employees prepared? Kenny Tay framed responsible AI not as a compliance exercise but as a business strategy — because trust drives adoption, and adoption drives impact.

7. Singapore's Opportunity — and SAIA's Mission

Singapore's combination of strong digital infrastructure, an established education ecosystem, forward-looking government policy, and active industry partnerships gives it a genuine shot at becoming a global leader in practical, responsible AI adoption — provided government, industry, academia, and trade associations like SAIA keep working together. SAIA's own mission is to make sure AI adoption isn't limited to large enterprises: its AI Discovery Clinics, AI Literacy Programme, AI Transformation Toolkit (a free tool that generates a transformation report from just a company website link and two problem statements), and job redesign initiatives are all aimed squarely at SMEs and solo operators. As Kenny Tay put it, awareness alone doesn't create impact — execution does.

8. Audience Q&A Highlights

• On job-loss fears: accountants aren't being replaced so much as shifted toward becoming financial data analysts, as AI takes over accounts payable/receivable and bank reconciliation, freeing capacity for predictive, judgment-based work. Legal counsel focused purely on document review, and equity research/analyst roles, face similar pressure.

• On funding support for SMEs: government schemes can cover a significant share of AI-driven job redesign costs, including up to 70% funding for job redesign programmes and up to 90% of an existing employee's salary for a defined transition period. Available grants include PSG, the newer SPEED (Skills, Productivity, Enterprise Enhancement & Development) programme for customised solutions, EDG (Enterprise Singapore), and NTUC's Company Training Committee (CTC) grant, which can fund up to S$1 million.

• On Singapore's regional edge: Singapore was among the first countries to develop a national agentic AI framework and an AI agent registry for government services, alongside the AI Verify Foundation (co-founded with IBM) as a free framework organisations can use to assess vendors' responsible-AI practices.

Closing Takeaway

Building AI-ready organisations is about leadership, literacy, governance, and continuous execution — not just tools. Next, the conversation shifts from AI adoption to AI investing, as Kenny Loh unpacks how to actually gain exposure to the AI theme through SGX.

9. Risk Reminder

This content is shared for general education and discussion purposes only. It does not constitute financial, investment, or professional advice, and views expressed are those of the speakers, not Tiger Brokers.

10. Post-Event Resources

Viewers can follow Kenny Tay on LinkedIn (linkedin.com/in/kenny-tay-2b86471a0) or visit the Singapore AI Association (SAIA) website to register for AI Discovery Clinics or the AI Transformation Toolkit. The full livestream replay is available on the Tiger Trade app.