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2023-03-13

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First Republic Bank fell more than 60% before the market. Will these three small American banks collapse tonight?

昨日(周日)第一共和银行部分分行外已有存户排队。

First Republic Bank fell more than 60% before the market. Will these three small American banks collapse tonight?

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Will these three small American banks collapse tonight?","url":"https://stock-news.laohu8.com/highlight/detail?id=1121669256","media":"华尔街见闻","summary":"昨日(周日)第一共和银行部分分行外已有存户排队。","content":"<p><html><head></head><body>On Monday, March 13, the crisis at Silicon Valley Bank continued to ferment, and California-based<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>(First Republic Bank) The pre-market decline of U.S. stocks continued to expand, falling more than 60% so far. Some people in the U.S. financial circles and cryptocurrency circles posted that the U.S. Federal Deposit Insurance Corporation (FDIC) also plans to enter First Republic Bank. It is rumored that the bank may be taken over by the FDIC as soon as Monday. Yesterday (Sunday), there were depositors queuing up outside some branches of First Republic Bank. It is expected that they will wait all night, hoping to wait for the bank to withdraw their deposits immediately when it opens on Monday morning, US time.</p><p><img src=\"https://static.tigerbbs.com/8a20d1f574453f8287dcce50f6ba300d\" tg-width=\"449\" tg-height=\"433\" referrerpolicy=\"no-referrer\"/></p><p>Meanwhile, Western Alliance Bancorporation (Western Alliance Bancorporation) fell 20% before the market; PacWest Bancorp fell more than 28% before the market, after updating financial information in light of recent industry events and reiterating its capital and liquidity strategy.</p><p><img src=\"https://static.tigerbbs.com/ca49fb8ccde900d85765ec9a63ccdf27\" tg-width=\"640\" tg-height=\"343\" referrerpolicy=\"no-referrer\"/></p><p>Wall Street News previously mentioned that statistics showed that 102 of the 108 banks expanded their net interest margins in the fourth quarter of last year. The remaining 10 banks have seen their net interest margins narrow or expand the least in the past year: Silicon Valley Bank ranked 11th, with a ratio of net interest income to average total assets of 1.93% in the fourth quarter of last year, higher than the same period last year. 1.83%.</p><p>The media pointed out that before SIVB, the parent company of Silicon Valley Bank, decided to raise funds on a large scale, changes in the company's net interest margin, also known as net interest margin (NIM), had hinted that Silicon Valley Bank could not cope well with rising interest rates and loan growth in the venture capital sector. A slowing double-whammy environment.</p><p>Therefore, using NIM as an indicator, after the explosion of Silicon Valley Bank, the media believed that,<b>Ten more banks could be in such a crisis because their NIM has all narrowed over the past year, or expanded slightly.</b>In the list, First Republic Bank fell by more than 50% at the beginning of last Friday, and suspended trading more than once during the session due to excessive stock price fluctuations. At the end of the morning, the decline was less than 0.06%, and it expanded to more than 10% at midday.</p><p>But First Republic Bank said at the time that the company's savings fund base is strong and has considerable diversity. The liquidity situation is also very strong, with only 4% of savings currently related to the technology industry.</p><p></body></html></p>","source":"live_wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>First Republic Bank fell more than 60% before the market. 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Will these three small American banks collapse tonight?\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">华尔街见闻</strong><span class=\"h-time small\">2023-03-13 16:58</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On Monday, March 13, the crisis at Silicon Valley Bank continued to ferment, and California-based<a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>(First Republic Bank) The pre-market decline of U.S. stocks continued to expand, falling more than 60% so far. Some people in the U.S. financial circles and cryptocurrency circles posted that the U.S. Federal Deposit Insurance Corporation (FDIC) also plans to enter First Republic Bank. It is rumored that the bank may be taken over by the FDIC as soon as Monday. Yesterday (Sunday), there were depositors queuing up outside some branches of First Republic Bank. It is expected that they will wait all night, hoping to wait for the bank to withdraw their deposits immediately when it opens on Monday morning, US time.</p><p><img src=\"https://static.tigerbbs.com/8a20d1f574453f8287dcce50f6ba300d\" tg-width=\"449\" tg-height=\"433\" referrerpolicy=\"no-referrer\"/></p><p>Meanwhile, Western Alliance Bancorporation (Western Alliance Bancorporation) fell 20% before the market; PacWest Bancorp fell more than 28% before the market, after updating financial information in light of recent industry events and reiterating its capital and liquidity strategy.</p><p><img src=\"https://static.tigerbbs.com/ca49fb8ccde900d85765ec9a63ccdf27\" tg-width=\"640\" tg-height=\"343\" referrerpolicy=\"no-referrer\"/></p><p>Wall Street News previously mentioned that statistics showed that 102 of the 108 banks expanded their net interest margins in the fourth quarter of last year. The remaining 10 banks have seen their net interest margins narrow or expand the least in the past year: Silicon Valley Bank ranked 11th, with a ratio of net interest income to average total assets of 1.93% in the fourth quarter of last year, higher than the same period last year. 1.83%.</p><p>The media pointed out that before SIVB, the parent company of Silicon Valley Bank, decided to raise funds on a large scale, changes in the company's net interest margin, also known as net interest margin (NIM), had hinted that Silicon Valley Bank could not cope well with rising interest rates and loan growth in the venture capital sector. A slowing double-whammy environment.</p><p>Therefore, using NIM as an indicator, after the explosion of Silicon Valley Bank, the media believed that,<b>Ten more banks could be in such a crisis because their NIM has all narrowed over the past year, or expanded slightly.</b>In the list, First Republic Bank fell by more than 50% at the beginning of last Friday, and suspended trading more than once during the session due to excessive stock price fluctuations. At the end of the morning, the decline was less than 0.06%, and it expanded to more than 10% at midday.</p><p>But First Republic Bank said at the time that the company's savings fund base is strong and has considerable diversity. The liquidity situation is also very strong, with only 4% of savings currently related to the technology industry.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://wallstreetcn.com/articles/3683893\">华尔街见闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/ab829791189dcecae5ae68172028ca31","relate_stocks":{"WAL":"阿莱恩斯西部银行","PACW":"西太平洋合众银行"},"source_url":"https://wallstreetcn.com/articles/3683893","is_english":false,"share_image_url":"https://static.laohu8.com/cc96873d3d23ee6ac10685520df9c100","article_id":"1121669256","content_text":"3月13日周一，硅谷银行危机继续发酵，总部位于加州的第一共和银行(First Republic Bank)美股盘前跌幅不断扩大，截至目前跌超60%。有美国财经界及加密币圈人士发贴，声称美国联邦存款保险公司(FDIC)亦拟进驻第一共和银行，有传该银行可能最快周一便会被FDIC接管。昨日(周日)第一共和银行部分分行外已有存户排队，料他们将会通宵轮候，希望等候美国时间周一早上银行开门时立即提走存款。同时，阿莱恩斯西部银行（Western Alliance Bancorporation）盘前跌20%；PacWest Bancorp盘前一度跌超28%，此前鉴于近期的行业事件更新财务信息，并重申其资本和流动资金战略。华尔街见闻此前提及，统计结果显示，108家银行中有102家银行去年第四季度净息差扩大。剩下的10家银行在过去一年净息差收窄、或扩大幅度最小：硅谷银行排在第11位，去年第四季度净利息收入和平均总资产比值为1.93%，高于去年同期的1.83%。媒体指出，在硅谷银行母公司SIVB决定大举筹资以前，该公司的净利息收益率、又名净息差（NIM）变动已经暗示，硅谷银行无法很好地应对利率上升、同时风险投资领域贷款增长放缓的双重打击环境。因此以NIM为指标衡量，在硅谷银行爆雷后，媒体认为，还有十家银行可能陷入这样的危机，因为他们过去一年的NIM都收窄，或者略有扩大。在名单中，第一共和银行上周五盘初曾跌超50%，盘中不止一次因为股价波动过大而暂停交易，早盘尾声时跌幅一度不足0.06%，午盘又扩大到10%以上。但第一共和银行当时表示，公司储蓄资金基础强大，并有可观的多样性。流动性状况同样非常强劲，目前仅有4%的储金与科技行业相关。","news_type":1,"symbols_score_info":{"PACW":0.9,"FRC":0.9,"WAL":0.9}},"isVote":1,"tweetType":1,"viewCount":2145,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":10,"xxTargetLangEnum":"ORIG"},"commentList":[],"hasMoreComment":false,"orderType":2}