To The Moon

Wall Street earnings season is kicking off—and the Big 6 U.S. banks are once again leading the charge.JPMorgan, Citigroup, Bank of America, Wells Fargo, Goldman Sachs, and Morgan Stanley are all set to report their Q4 results this week. Analysts are generally bullish, expecting strong earnings growth driven by trading rebounds, investment banking recovery, and better capital return trends.📆 Earnings ScheduleJan 13 (Mon): $JPMorgan Chase(JPM)$ Jan 14 (Tue): $Citigroup(C)$ , $Bank of America(BAC)$ , $Wells Fargo(WFC)$ Jan 15 (Wed): $Goldman Sachs(GS)$ ,

Bank Stocks Start 2026 Strong Why bank stocks have been leading again Banks are basically a "macro bundle" in one ticker: growth, rates, credit, and market activity. What has gone right recently is the combo platter: Rates stayed high enough for long enough to keep net interest income resilient, even as investors began to price in eventual cuts. That "not too hot, not too cold" rate path matters more to banks than the absolute level. Credit has not cracked in a way that forces a big spike in provisions, so earnings have looked "boringly dependable," which the market tends to reward when the tape gets crowded in more fragile narratives. Capital markets woke up: underwriting calendars and deal chatter have improved, and early 2026 issuance activity has been busy, which tends to flow through

$JPMorgan Chase(JPM)$ is scheduled to report its fiscal Q4 2025 earnings on Tuesday, January 13, 2026, before the market opens. As the bellwether for the banking sector, JPM’s results will set the tone for the 2026 outlook. Analysts have recently revised earnings estimates upward, reflecting a "high-bar" setup where a simple beat might not be enough to drive the stock higher if the forward guidance is cautious. JPMorgan Chase (JPM) delivered a strong fiscal Q3 2025 performance, beating analyst expectations on both the top and bottom lines. However, the report was a classic case of "strong numbers, cautious outlook," as management used the call to reset expectations for 2026. Q3 2025 Financial Summary Earnings per Share (EPS): $5.07 (vs. $4.84 expec

Bank stocks are hitting new highs as earnings season approaches. Possible rotational plays with some worries on AI tech bubble burst.

As such the rally in US bank stocks seems to be  driven by combination of resilient economic growth, a resurgence in capital markets activity, favorable regulatory and fiscal policies like Trump's OBBBA. The catch is trump's policies, or lack of it, could easily destabilise matters too.

Bank earnings report $OCBC Bank(O39.SI)$  

I think banks will be flat or slightly higher after earning... The wonderful story of the market rising is not over. Although there are fears of the 20% correction, as long as good guidance is given, the individual bank stocks will continue to rise.  That's said, any irrelevant drop is an opportunity to pick up shares if undervalued

The rally in bank stocks ahead of earnings season reflects a combination of macro-economic, sector-specific and technical factors rather than a single driver. Shares of major US banks including JPMorgan Chase, Goldman Sachs, Citigroup and Morgan Stanley are trading near record highs, and the broader financial sector has lifted the S&P 500 financials index on expectations of stronger profits. Investors are looking through stretched valuations because of optimism about earnings drivers and economic resilience.  Key drivers behind the rally Resilient economic backdrop A relatively robust US economy supports banks’ core businesses. Continued growth in consumer spending and nominal GDP tends to underpin credit demand and reduce downside risk to earnings.  Improving capital markets

 🌟🌟🌟There is a particular electricity in the air this earnings season, the kind that only shows up when markets smell both opportunity and danger.  The banks are ripping to fresh highs and yet beneath the surface, yet there is tension in the air.  The numbers matter but the guidance will decide whether this rally has legs or whether it is running on fumes. That is why next week's reports from JPMorgan, Goldman Sachs, Citigroup and Morgan Stanley feel less like routine updates and more like a collective stress test of market conviction. What is Driving the Rally? A few powerful forces are converging: Credit quality remains surprisingly resilient, defying recession fears. Trading and investment banking revenues have rebounded, especially as M&A expectations improve he

What Is Driving the Rally in Bank Stocks Earnings Expectations and Strong Financial Results Momentum Analysts expect overall S&P 500 financial earnings to rise around 6.7 per cent year-on-year for the December quarter, supported by solid profitability and credit quality. This has helped underpin bullish sentiment in the sector.  Net Interest Margin Expansion and Broad Loan Growth Banks have benefited from a period of higher interest rates throughout 2024–25, which lifted net interest margins (NIM) — the difference between interest earned on loans and interest paid on deposits. Firms are projected to sustain, or even modestly expand, NIM into the current quarter.  Resilient Credit Quality and Economic Backdrop Delinquency trends have generally remained benign across consumer a

The rally is fundamentally supported by strong past quarterly results across profitability and revenue. The key "test" during this earnings season will be whether management guidance confirms the sustainability of these trends. General investors may consider monitoring the specific metrics aligned with each bank's business model—primarily net interest margins and credit trends for diversified banks, and trading/investment banking revenues and ROTE for capital markets-focused firms.

Bank Stocks Start 2026 Strong Why bank stocks have been leading again Banks are basically a "macro bundle" in one ticker: growth, rates, credit, and market activity. What has gone right recently is the combo platter: Rates stayed high enough for long enough to keep net interest income resilient, even as investors began to price in eventual cuts. That "not too hot, not too cold" rate path matters more to banks than the absolute level. Credit has not cracked in a way that forces a big spike in provisions, so earnings have looked "boringly dependable," which the market tends to reward when the tape gets crowded in more fragile narratives. Capital markets woke up: underwriting calendars and deal chatter have improved, and early 2026 issuance activity has been busy, which tends to flow through

Wall Street earnings season is kicking off—and the Big 6 U.S. banks are once again leading the charge.JPMorgan, Citigroup, Bank of America, Wells Fargo, Goldman Sachs, and Morgan Stanley are all set to report their Q4 results this week. Analysts are generally bullish, expecting strong earnings growth driven by trading rebounds, investment banking recovery, and better capital return trends.📆 Earnings ScheduleJan 13 (Mon): $JPMorgan Chase(JPM)$ Jan 14 (Tue): $Citigroup(C)$ , $Bank of America(BAC)$ , $Wells Fargo(WFC)$ Jan 15 (Wed): $Goldman Sachs(GS)$ ,

$JPMorgan Chase(JPM)$ is scheduled to report its fiscal Q4 2025 earnings on Tuesday, January 13, 2026, before the market opens. As the bellwether for the banking sector, JPM’s results will set the tone for the 2026 outlook. Analysts have recently revised earnings estimates upward, reflecting a "high-bar" setup where a simple beat might not be enough to drive the stock higher if the forward guidance is cautious. JPMorgan Chase (JPM) delivered a strong fiscal Q3 2025 performance, beating analyst expectations on both the top and bottom lines. However, the report was a classic case of "strong numbers, cautious outlook," as management used the call to reset expectations for 2026. Q3 2025 Financial Summary Earnings per Share (EPS): $5.07 (vs. $4.84 expec

The rally in bank stocks ahead of earnings season reflects a combination of macro-economic, sector-specific and technical factors rather than a single driver. Shares of major US banks including JPMorgan Chase, Goldman Sachs, Citigroup and Morgan Stanley are trading near record highs, and the broader financial sector has lifted the S&P 500 financials index on expectations of stronger profits. Investors are looking through stretched valuations because of optimism about earnings drivers and economic resilience.  Key drivers behind the rally Resilient economic backdrop A relatively robust US economy supports banks’ core businesses. Continued growth in consumer spending and nominal GDP tends to underpin credit demand and reduce downside risk to earnings.  Improving capital markets

 🌟🌟🌟There is a particular electricity in the air this earnings season, the kind that only shows up when markets smell both opportunity and danger.  The banks are ripping to fresh highs and yet beneath the surface, yet there is tension in the air.  The numbers matter but the guidance will decide whether this rally has legs or whether it is running on fumes. That is why next week's reports from JPMorgan, Goldman Sachs, Citigroup and Morgan Stanley feel less like routine updates and more like a collective stress test of market conviction. What is Driving the Rally? A few powerful forces are converging: Credit quality remains surprisingly resilient, defying recession fears. Trading and investment banking revenues have rebounded, especially as M&A expectations improve he

What Is Driving the Rally in Bank Stocks Earnings Expectations and Strong Financial Results Momentum Analysts expect overall S&P 500 financial earnings to rise around 6.7 per cent year-on-year for the December quarter, supported by solid profitability and credit quality. This has helped underpin bullish sentiment in the sector.  Net Interest Margin Expansion and Broad Loan Growth Banks have benefited from a period of higher interest rates throughout 2024–25, which lifted net interest margins (NIM) — the difference between interest earned on loans and interest paid on deposits. Firms are projected to sustain, or even modestly expand, NIM into the current quarter.  Resilient Credit Quality and Economic Backdrop Delinquency trends have generally remained benign across consumer a

Bank stocks are hitting new highs as earnings season approaches. Possible rotational plays with some worries on AI tech bubble burst.

As such the rally in US bank stocks seems to be  driven by combination of resilient economic growth, a resurgence in capital markets activity, favorable regulatory and fiscal policies like Trump's OBBBA. The catch is trump's policies, or lack of it, could easily destabilise matters too.

I think banks will be flat or slightly higher after earning... The wonderful story of the market rising is not over. Although there are fears of the 20% correction, as long as good guidance is given, the individual bank stocks will continue to rise.  That's said, any irrelevant drop is an opportunity to pick up shares if undervalued

Bank earnings report $OCBC Bank(O39.SI)$  

The rally is fundamentally supported by strong past quarterly results across profitability and revenue. The key "test" during this earnings season will be whether management guidance confirms the sustainability of these trends. General investors may consider monitoring the specific metrics aligned with each bank's business model—primarily net interest margins and credit trends for diversified banks, and trading/investment banking revenues and ROTE for capital markets-focused firms.