A Model for Money Education? Is SG Leading in Financial Literacy?
As one of Asia's financial centers, some say Singapore is a country where the local specialty is “money.” Despite its land area of 728 square kilometers, it manages over $4 trillion in assets.As a financial hub, most Singaporeans also have a strong foundation in financial literacy.For example, the auntie next door uses dividend income to pay for her grandson’s kindergarten fees.And financial literacy is taught from a young age — primary school students have dedicated financial education classes. In Grade 6, the time value of money is a mandatory topic. Many kids are more familiar with compound interest formulas than multiplication tables. I, on the other hand, only encountered these concepts in university, we had no such courses growing up.In the US, financial literacy education is often d
Industrial REITs in Singapore have long been a market favorite, with stable demand and inflation-linked leases. But with US tariffs looming and the critical August 1 date casting a shadow over trade flows and manufacturing rents, investors are watching first-half results closely for signs of a slowdown in the industrial REIT sector. Meanwhile, $NTT DC REIT USD(NTDU.SI)$ and Centurion's upcoming accommodation REITs are also attracting attention. Here are eight questions I answered on Money FM 89.3's Money and Me show last Friday, July 18: Q1. Who leads and who lags in the performance of Singapore REITs in the first half of 2025? I summarize it in five points. First: In terms of trend, the iEdge S-REIT Index has been sideways in the first half of
💰 $Straits Times Index(STI.SI)$ hits 17 consecutive gains with the U.S. dollar weakening and the Singapore dollar strengthening.💹 $ocbc bank(O39.SI)$/$UOB(U11.SI)$/$DBS(D05.SI)$: STI's core components that are showing an upward trend with reasonable current valuations.📣 Stay tuned, supercharge purchasing power through CashBoost!Open a CBA today and enjoy access to a trading limit of up to SGD 20,000 with upcoming 0-commission, unlimited trading on SG, HK, and US stocks, as well as ETFs. Find out more here.💰Join the TB Contra Telegram Group to Get
I’ve been digging into $Arista Networks(ANET)$, and I believe it’s one of the most intriguing networking names to own as we head into Q2 earnings season. When Arista reported Q1 FY 2025 (ended April 30) on May 6, the headline numbers reinforced my confidence: Revenue: $2.005 billion, up 27.6% year‑over‑year Adjusted EPS: $0.65, beating consensus by $0.06 (consensus $0.59) Gross margin: 64.1% Operating margin: 40.7% Stock buyback authorization: $1.5 billion (1.3% of shares outstanding) Those figures tell me Arista is executing at scale—delivering mid‑20s growth while maintaining rock‑solid margins in a capital‑intensive space. A few weeks ago, I was intrigued by Arista’s acquisition of VeloCloud from Broadcom for under $1 billion. That move plugs a
Tesla in a Tight Triangle: Will Earnings Spark a Breakout?
Tesla ( $Tesla Motors(TSLA)$ ) Technical Outlook 1 hr chart– Triangle Setup Ahead of Earnings TSLA is currently forming a symmetrical triangle, with price compressing between rising support and descending resistance. The key resistance level is around USD 333, while support lies near USD 310–315, forming the lower boundary of the triangle. With Tesla’s earnings due on 23 July (after market), volatility may increase. Traders typically observe these patterns for breakout or breakdown setups. A break above 333 could signal bullish momentum, while failure to hold above 310 may shift sentiment bearish. Short-Term Trading with DLCs Bullish scenario : If TSLA breaks above USD 333, traders may consider long DLCs (
I’ve been watching $Tesla Motors(TSLA)$ very closely, and I believe it stands out as one of the most fascinating large‑cap growth stories right now. Here’s my deep‑dive into everything that matters, which are the business model, recent delivery and production metrics, upcoming earnings expectations, technical momentum, valuation, and what I’m watching next. I’m convinced that Tesla remains unique in its combination of EV hardware, vertical integration, and software/AI capabilities. Beyond cars, it controls the full stack, battery cells (via Gigafactories), powertrains, Supercharger network, and increasingly software features (FSD subscriptions, in‑car streaming). From where I sit, that end‑to‑end model gives Tesla a durable moat, allowing it to pu
ServiceNow (NOW) Earnings Driven By Robust Subscription Model and Increased AI Traction
$ServiceNow(NOW)$ is scheduled to release its fiscal Q2 2025 financial results after the close of market on Wednesday, July 23, 2025. Analysts generally expect continued strong performance from ServiceNow, driven by its robust subscription model and increasing traction in AI. In this article, given that the earnings are imminent, I will be sharing the analysis of what investors should watch for and potential short-term trading opportunities. Revenue Estimates: The Zacks Consensus Estimate for Q2 2025 total revenues is around $3.12 billion, representing an increase of approximately 18.8% year-over-year. Earnings Per Share (EPS) Estimates: The consensus EPS estimate is around $3.54 per share, which would be a 13.1% increase from the prior-year quarte
Gold at $3,400: In a World of Paper, Who Needs Rock?
$SPDR Gold Shares(GLD)$$Barrick Gold Corp(GOLD)$ In a striking testament to its enduring role as a safe haven, gold prices reclaimed the $3,400 per ounce level this month, marking yet another milestone in a multi-year rally driven by macroeconomic uncertainty, geopolitical tensions, and resilient investor demand. The yellow metal has been on a tear since late 2023, consistently outperforming many risk assets and solidifying its reputation as a store of value in turbulent times. As traders and investors contemplate whether to add to their positions now or wait for a potential move to $3,500, the question looms: has gold’s rally run its course, or is there more upside ahead? In this article, we examine the
I was thrilled to read about the Nasdaq Composite $NASDAQ(.IXIC)$ Index breaking above 21,000 for the first time in history. It's a significant milestone for the tech-heavy index, and it comes alongside a strong rally in U.S. stocks, with both the S&P 500 $S&P 500(.SPX)$ and Nasdaq reaching all-time intraday highs. This kind of momentum is exciting to witness, especially given the current market climate. The idea of a new bull run is definitely on my mind after seeing this surge. However, I prefer a steady uptrend with healthy pullbacks over a rapid climb. A more gradual rise with occasional corrections allows for a l
I'm really excited about the latest buzz around Tesla, especially with the headline suggesting low estimates could mean big upside. The market has apparently priced in Tesla's negative factors, which makes me think there's room for a positive surprise. As someone on the bullish side for Tesla $Tesla Motors(TSLA)$ , I'm hopeful that the upcoming earnings call will bring good news. I'm particularly intrigued by the idea that Elon Musk's commentary during the earnings call could be the real catalyst. If he provides positive guidance on the timeline for robottaxi deployment, new model launches, or AI development, I believe it could overshadow any weak financial results. This aligns with my view that Tesla is more t
Elliott Wave Sequence In NVIDIA (NVDA) Suggests Rally From Support Area
Nvidia (NVDA) continues rally to new all-time highs from April-2025 low and reinforcing a robust bullish outlook. In daily, it ended 7 swings pullback at 86.62 low in 4.07.2025 low started from 1.07.2025 high. Above April-2025 low, it confirmed higher high bullish sequence & pullback in 3, 7 or 11 swings should remain supported. Since April-2025 low, it favors rally in (3) of ((1)), while placed (1) at 115.44 high & (2) at 95.04 low in 4.21.2025. Above there, it placed 1 of (3) at 143.84 high, 2 as shallow connector at 132.93 low & 3 at 174.53 high. Wave (3) already extend beyond 2.0 Fibonacci extension of (1) & yet can see more upside. Within 1 of (3), it ended at ((i)) at 111.92 high, ((ii)) at 104.08 low, ((iii)) at 137.40 high, ((iv)) at 127.80 low & ((v)) at 143.84
Nasdaq Smashes 21,000: Is a New Bull Market Just Beginning?
The Nasdaq Composite Index has soared to a historic milestone, breaking above 21,000 for the first time in July 2025, marking a 35% year-to-date (YTD) gain and cementing its status as a tech-driven powerhouse. Fueled by blockbuster earnings from giants like Microsoft and Meta, declining inflation, and expectations of Federal Reserve rate cuts, the index’s rally has investors buzzing: Is this the dawn of a new bull market, or should we brace for a pullback amid stretched valuations? This report dives into the Nasdaq’s surge, its drivers, risks, and strategic investment approaches to capitalize on this momentum while managing volatility. The Nasdaq’s Historic Rally The Nasdaq’s climb past 21,000 follows its first close above 20,000 in December 2024, driven by a tech-led rally. Key catalysts
Netflix Raises FY Guidance: Is There Room Given 40% YTD?
Netflix knows how to make people watch. Like, really watch. You sit down for one episode, and suddenly it’s 2 a.m., you haven’t blinked in three hours, and you’re emotionally attached to fictional people in a tiny town in the Arctic Circle. The platform is that good. Its content isn’t just passable, it’s addictive. Slick storytelling, strong production, and a recommendation algorithm that knows what you’re into before you do. It’s honestly better than a lot of what’s out there. And that’s not just personal opinion, it’s the core reason this company keeps millions of viewers hooked. From gripping series to award-winning films, its library consistently outshines much of the competition. It’s no surprise, then, that the platform has become a staple in households around the world and a tough h
Analyzing Circle's Downgrade: Fed Rate Cuts and the Future of Stablecoin Stocks
In the fast-paced world of fintech and cryptocurrency, Circle Internet Group ( $Circle Internet Corp.(CRCL)$ ) has been a standout performer since its June 2025 IPO. However, recent market turbulence has spotlighted the company's vulnerabilities. A community topic, "Downgrades Circle: Pullback to $180 Again After the Party?”, raises timely questions amid Circle's stock dipping around 7% on July 23, 2025, as it trades near $200 after a sharp pullback from its post-IPO highs. I largely agree with Compass Point's downgrade. Below, I'll break down my reasoning, supported by detailed data analysis—including simulated key scenarios based on Python-like logical computations—and explore the broader implications of anticipated Federal Reserve rate cuts on
The Hidden Resilience of Circle: A Contrarian Take on the Downgrade Drama
The recent downgrade of Circle Internet Group’s stock rating from “Neutral” to “Sell” by Compass Point Research, coupled with a 7% stock price drop to $180, has sparked widespread concern about the future of this stablecoin giant. Analysts point to the looming threat of Federal Reserve interest rate cuts, which could erode Circle’s earnings due to its reliance on interest income from USDC reserves. However, a deeper dive into the data and market dynamics reveals a contrarian perspective: Circle’s strategic pivots and the evolving crypto landscape suggest a resilience that the downgrade may overlook. The Downgrade Narrative: A Surface-Level Concern Compass Point’s downgrade hinges on a straightforward logic: if the Fed cuts rates, Circle’s profitability could suffer. With USDC’s circulation
SharpLink Gaming (SBET): A Rising Contender in the Crypto-Betting Nexus
SharpLink Gaming (SBET) has emerged as a compelling investment opportunity, blending innovative strategy with robust market momentum. A holistic analysis of its news developments, fundamental strengths, and technical indicators paints a bullish picture, positioning SBET as a potential leader in the intersection of gaming and cryptocurrency. News Catalysts: Strategic Boldness Meets Policy Tailwinds The headline-grabbing move came in May 2025, when SBET raised $425 million through a private placement led by Consensys, acquiring 176,270.69 ETH at an average price of $2,626 per token. With plans to secure an additional $1 billion for further ETH accumulation, the company now holds 280,706 ETH, making it one of the largest corporate Ethereum stakeholders globally. This pivot aligns perfectly wi
$Circle Internet Corp.(CRCL)$ Compass Point downgraded to Sell, cutting its PT to $130, flagging competition and margin compression . Profit-taking following its meteoric IPO surge; now trading nearer to profit-realization levels. Macro & crypto volatility: Bitcoin slipped from ~$123K to ~$119K, impacting sentiment . Regulatory headwinds: Investors await implementation details and clarity under the newly minted GENIUS Act. 🧭 Status of the GENIUS Act The GENIUS Act is now US law — signed by President Trump on July 18, 2025, after bipartisan passage in Congress. It mandates 1:1 asset backing and transparent reserves — a net positive for USDC issuers like Circle. However, implementation rests with regulators over the next 180 days; actual