My portfolio is much simpler compared to wealthy families in J.P. Morgan’s survey. I keep about 50% in equities for long-term growth, 20% in managed funds for diversification, 20% in fixed deposits for safety, and 10% in high-risk assets like cryptocurrency for potential big returns.

Compared to their allocation, I’m heavier in equities and riskier assets, while they spread across real estate, bonds, and private equity. I prefer keeping things simple and easy to track, which helps me stay consistent.

I don’t think I’d fully follow their ratios. Private equity and venture capital are interesting but too risky and illiquid for my comfort. My current setup suits my goals and risk tolerance, though I remain open to adjusting if market conditions change. Over time, I may also explore adding more fixed income for stability.

@Tiger_SG @TigerStars @Tiger_comments

# How Do the Wealthy Allocate Their Assets?

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  • Xiia
    ·09-18
    Your approach makes sense
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