I always top up $15.3k into my SRS in early January. Thereafter, I will invest in blue-chip stocks. Whenever I received my dividends, I will put on my thinking cap to invest in high risk UTs or into blue-chip stocks. My SRS fund only idles for a few days or a week. [Smile]


In January every year, besides SRS top-up, I also top up my CPF MA and VC3A; and my parents MA/RA for the following year income tax relief.


Then in Dec, after receiving my bonus, individual performance bonus and pay increment, I will sit down and work out how much donation I need to do as to bring down my following years income tax. For the past few years, I donated a month of my pay cheque to 3 of my favourite charities. [Love you][Heart][Love]. I specifically told the organisations not to list my name on their donation board. But singapore children's society always insisted on sending me a certificate. This year I was even invited for their appreciation dinner.


@Wayneqq @1PC @MHh @melson @Michane @rL
# Which Stock is Your Retirement Pick?

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  • Wayneqq
    ·11-28
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    Nice! I did similar things too.. but I donated monthly instead of at the end of the year
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    • DiAngel
      I did it end of the year as my bonus and individual performance bonus varies. Up and down. Just like the stocks.
      11-28
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