DBS & OCBC New Highs! How’s Your SG Bank Holding Experience?

$DBS(D05.SI)$ and $OCBC Bank(O39.SI)$ both pushed to new intraday highs of $56 and $19.47, supported by strong wealth-management fees, solid capital-return plans, and attractive dividend yields.

Even as interest rates are expected to fall, analysts see Singapore banks as resilient, backed by:

Wealth-management fees offsetting NIM pressure 5%–6% implied yields into 2026 Buybacks and dividends supporting share prices.

Between the two, OCBC looks cheaper on valuation, while DBS continues to offer strong dividend visibility.

If you hold Singapore banks, how would you describe your experience in one word?

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Stable? Defensive? Boring but reliable? Quiet compounder?

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# DBS & OCBC New Highs! How’s Your SG Bank Holding Experience?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • koolgal
    ·2025-12-17
    TOP
    🌟🌟🌟One word to describe my experience of holding $DBS(D05.SI)$ and $OCBC Bank(O39.SI)$ is "GRATEFUL ".

    I am grateful that both DBS and OCBC are performing well and a deep feeling of being secure, knowing that my capital is parked in the backbone of Singapore's economy, protected by solid returns and nice juicy dividends.

    Grateful that I have invested in our strong Singapore banks that are dominating the wealth management space and delivering great value to shareholders.

    Go Long Go Strong Go DBS and OCBC 🥰🥰🥰🚀🚀🚀🌛🌛🌛💰💰💰🇸🇬🇸🇬🇸🇬

    @Tiger_SG @Tiger_comments @TigerStars @CaptainTiger @TigerClub

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    • koolgalReplying toShyon
      Appreciate your support 🥰🥰🥰
      2025-12-17
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    • koolgalReplying toShyon
      DBS and OCBC are the best. 👍👍👍🔝🔝🔝
      2025-12-17
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    • koolgalReplying toShyon
      Yes you are absolutely right 😍😍😍
      2025-12-17
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  • Shyon
    ·2025-12-17
    TOP
    安静的复合机。持有星展银行和华侨银行对我来说是一次稳定而令人安心的经历。看到它们创下盘中新高强化了我喜欢新加坡银行作为核心头寸的原因——强劲的财富管理收入、严格的资本回报和清晰的股息可见性使它们即使在利率周期转向时也感到可靠。

    在两者之间,我欣赏星展银行的一致性和股息清晰度,而华侨银行则以略低的估值和改善的费用势头增加了价值。即使未来存在一些净息差压力,整体方案仍然感觉有弹性,特别是当回购和股息继续支撑股价时。

    我也用DLC $DBS 5xLongSG280330(LQSW.SI)$ $OCBC 5xLongSG261217(TUAW.SI)$ 在强劲趋势期间有选择地提高回报,最近的这一举措效果良好。这不是为了追逐刺激——而是为了安静地复利,收集收益,让时间来做繁重的工作。

    @Tiger_SG @Tiger_comments @TigerStars

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    • icycrystalReplying toShyon
      [赞][ShakeHands]
      2025-12-17
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    • ShyonReplying tokoolgal
      谢谢支持呵呵
      2025-12-17
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    • koolgal
      恭喜您的中奖股票🥰🥰🥰🎊🎊🎊
      2025-12-17
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  • tungleh
    ·2025-12-17
    I think both banks will continue to rise even if there is a short fall now. I am still saving up my money to buy one of these banks... Till yet still not enough to buy any of these banks.
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  • Tiger_SG
    ·01-19
    Thanks for participating in my discussion. Your coins have been sent through the tiger coin center!
    Check them in the history - “community distribution“
    @BTS
    @Myrttle
    @Babymatrix
    @北极篂
    @ISSEY1413
    @L.Lim
    @Shyon
    @北极篂
    @TheStrategist
    @Mkoh
    @icycrystal
    @北极篂
    @北极篂
    @Shyon
    @BTS
    @tungleh
    @koolgal
    @Mrzorro
    @ECLC
    @TimothyX
    @北极篂
    @Cadi Poon
    @北极篂
    @AN88
    @Magus007
    @highhand
    @Wolveofwallstreet
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  • BTS
    ·2025-12-19
    Defensive 。。。
    If positions were held, they would offer stability and reliability, though current record highs and the fear of overpaying make any further accumulation a cautious decision
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  • BTS
    ·2025-12-19
    DBS (D05) and OCBC Bank (O39) have consistently hit new record highs, reflecting exceptionally strong performance within the Singapore banking sector

    Years ago, bank stocks were often bought and sold for quick gains, but hindsight brings regret for not holding long-term to benefit from their stability and reliability。。。

    Re-entering the market at these levels is daunting due to the fear of potential corrections or a crash, leading to hesitation despite the knowledge that occasional pullbacks are a known part of the cycle

    The fear of "buying high" currently outweighs the regret of early selling, even though these stocks are recognized as effective defensive compounders

    While no positions are currently held in these banks, the focus remains on existing Singapore defensive holdings in the hope that they will also deliver robust performance and steady returns
    Tag :
    @Huat99
    @Snowwhite

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  • 北极篂
    ·2025-12-18
    如果一定要用一个词形容这段经历,我会选——踏实。在一个越来越追求速度和刺激的市场里,这种踏实感,反而变得难能可贵。
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  • 北极篂
    ·2025-12-18
    持有这样的银行股,其实很少有情绪波动。它们不会天天占据财经头条,也不会因为一个故事就暴涨,但在市场动荡的时候,你会发现组合里真正稳定心态的,往往就是这些位置。对我来说,新加坡银行不是用来“博”的,而是用来“放”的。
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  • 北极篂
    ·2025-12-18
    在两者之间,我个人的感受是:华侨银行胜在估值,星展银行胜在确定性。华侨银行当前估值更便宜,给投资者留下了更多安全边际,适合愿意用时间换空间的人;而星展的优势在于分红和回购的可见性极高,你几乎不用猜管理层在想什么,它更像是一台持续运转的现金机器。
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  • 北极篂
    ·2025-12-18
    分析师提到的5%–6%回购加股息的潜在回报,并不是画饼,而是建立在真实现金流之上的资本回报能力,这也是股价能够不断被托住的核心原因。
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  • 北极篂
    ·2025-12-18
    很多人第一时间会把焦点放在“利率下行”这件事上,直觉反应是银行股要承压。但现实情况是,新加坡银行这几年已经不再只是吃息差的生意。财富管理业务的贡献度越来越高,稳定的管理费收入正在逐步填补净息差可能下滑的空间。
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  • 北极篂
    ·2025-12-18
    如果用一句话总结我持有新加坡银行股的感受,那大概是:慢,但让人安心。最近星展和华侨银行双双创下盘中新高,看似是价格的突破,实际上更像是市场对它们经营质量的一次再确认。
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  • Mkoh
    ·2025-12-17
    I only hold OCBC and DBS indirectly via ETF. so far it has been very rewarding with good capital appreciation and dividend collected along the way boosting returns. I see more upside with the focus on wealth management paying off and strict capital structure position the local banks for future success
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  • highhand
    ·2025-12-17
    星展银行和华侨银行是最好的。比落后的大华银行要好。星展银行过去3到4年的回报率优于华侨银行。想买更多的DBS,但它还不够低。
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  • L.Lim
    ·2025-12-17
    As others have stated, the constant valuation climb is a happy benefit, the dividend would be most rational investors' main goal.
    I am happy that it has been keeping up the percentage even while valuations climb
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  • TimothyX
    ·2025-12-17
    $DBS(D05.SI)$和$華僑銀行(O39.SI)$在強勁的財富管理費、穩健的資本回報計劃和有吸引力的股息收益率的支持下,兩者均升至56美元和19.47美元的盤中新高。
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  • Cadi Poon
    ·2025-12-17
    尽管预计利率将下降,但分析师认为新加坡银行具有弹性,这得益于:

    财富管理费抵消净息差压力5%-6%意味着2026年回购和股息的收益率支撑股价。

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  • Wolveofwallstreet
    ·2025-12-17
    DBS has always been my preferred local sg stock counter! All thanks to tiger that allows me to buy sg counters back In 2020! Managed to sell at profits and got my first house! I think this post is worthy to share!
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  • icycrystal
    ·2025-12-17
    too expensive now to buy... [Facepalm] [Facepalm] [Facepalm]
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    • icycrystalReplying tokoolgal
      Santa please help [Bless] [Bless] [Bless]
      2025-12-18
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    • koolgal
      Ask Santa for help. 🎅🎅🎅🎁🎁🎁
      2025-12-17
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  • Mrzorro
    ·2025-12-17
    用一个词来形容我持有这两只银行股的经历,尤其是“稳” $星展集团控股(D05.SI)$
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