The Market Doesn’t Care About Your Fancy Excel Formula

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The Market Doesn’t Care About Your Fancy Excel Formula

Shernice軒嬣 2000
05-09 13:22

Don’t really understand why people subscribe to StockOracle and make investing look so complicated.

Today, ChatGPT can already handle most of the heavy lifting for research and analysis.

The problem is some people focus too much on churned-out numbers and spreadsheet models — tweaking Excel cells until the outcome matches what they already want to believe. That’s not investing, that’s just fitting the narrative to the conclusion.

You manually key in Year 1–5 growth at 18%, then slow it to 12% for Years 6–10, and suddenly the software spits out a $220 target price for ORCL.

The outcome was already determined the moment you chose conservative growth assumptions. Of course the intrinsic value comes out low.

This is classic garbage in, garbage out — nothing magical, nothing intelligent. It’s basically just an Excel-style DCF calculator wrapped in an “AI” label.

@Ah_Meng

# 💰Stocks to watch today?(11 May）

Modify on 2026-05-09 20:26

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Ah_Meng
·05-10 11:40
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Btw, what's in it that I need to pay attention for this article? Just because it has a "oracle" in its name? [Tongue] Hmm 🤔... you suspect I know that Adam Khoo guy? Nah, we didn't keep in contact. I doubt he remembers me, so... can't link up [Sly] [Tongue] [Evil]
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- Shernice軒嬣 2000Replying toAh_Meng:
  I read about the auto trade stuffs in Claude, ChatGPT and minimax. It's seems legit.
  05-10 19:19
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- Ah_MengReplying toShernice軒嬣 2000:
  Ahhh... don't worry... I can't be bothered with these... I am more keen in AI stuff... nowadays, there's a lot of AI based auto-trade...
  05-10 18:18
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- OptionspuppyReplying toShernice軒嬣 2000:
  Well said kind owner
  05-10 13:01
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InverseCramer
·05-10 11:43
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I only know Adam khoo made many secondary school students cry 🤣🤣🤣🤣 including myself
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- Ah_Meng:
  Oooo... I didn't know that?! What did he do? I don't follow what he does... why should I? Just a lifecycle passerby
  05-10 18:16
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- InverseCramerReplying toShernice軒嬣 2000:
  😭
  05-10 13:01
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- Shernice軒嬣 2000:
  Very psychologically manipulative. That's bad
  05-10 12:56
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1PC
·05-10 19:00
Nice Sharing 😁 @DiAngel @koolgal @Shyon @JC888 @Barcode @Aqa
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InverseCramer
·05-09 14:23
Adam khoo?
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- WayneqqReplying toShernice軒嬣 2000:
  Not everyone out there is able to do what you said.. some people do not even know how to use excel.. most people have no idea what is conservative growth assumptions.. how to make then.. what is intrinsic value etc..
  Most importantly.. they may not wan to think that much or they have other things to worry about.. they rather outsource the thinking to someone else.. and pay for it...
  05-10 11:01
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- Ah_MengReplying toShernice軒嬣 2000:
  Adam Khoo is from my time... classmate I think but can't really remember him well. He is from the old school. Have already made his keep... yup, perhaps like me, a dinosaur 🦕 in AI times... I won't be bothered
  05-10 11:37
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- Shernice軒嬣 2000Replying toWayneqq:
  The outcome was already determined the moment you manually chose conservative growth assumptions. The intrinsic value comes out low — there’s nothing “AI” about it.
  A simple Excel spreadsheet can perform the exact same calculation. No need to waste money. ChatGPT is good enuff.
  05-10 10:44
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That’s not investing, that’s just fitting the narrative to the conclusion.\n<img src=\"https://community-static.tradeup.com/news/cab6c5f2030eb930cc9b5e1c97adbf2d\" tg-width=\"1198\" tg-height=\"1046\">\nYou manually key in Year 1–5 growth at 18%, then slow it to 12% for Years 6–10, and suddenly the software spits out a $220 target price for ORCL.\n<img src=\"https://community-static.tradeup.com/news/aa096980c68cf62bf0f05683e52d9e7f\" tg-width=\"1197\" tg-height=\"698\">\n<img src=\"https://community-static.tradeup.com/news/d612f9dc64e58bb18932d87a8339260a\" tg-width=\"1148\" tg-height=\"663\">\nThe outcome was already determined the moment you chose conservative growth assumptions. Of course the intrinsic value comes out low.\nThis is classic garbage in, garbage out — nothing magical, nothing intelligent. It’s basically just an Excel-style DCF calculator wrapped in an “AI” label.\n<a href=\"https://ttm.financial/U/4109324284357180\">@Ah_Meng </a>&nbsp;</body></html>","htmlText":"<html><head></head><body>Don’t really understand why people subscribe to StockOracle and make investing look so complicated.\nToday, ChatGPT can already handle most of the heavy lifting for research and analysis.\nThe problem is some people focus too much on churned-out numbers and spreadsheet models — tweaking Excel cells until the outcome matches what they already want to believe. 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Just because it has a \"oracle\" in its name? [Tongue] Hmm 🤔... you suspect I know that Adam Khoo guy? Nah, we didn't keep in contact. I doubt he remembers me, so... can't link up [Sly] [Tongue] [Evil]","text":"Btw, what's in it that I need to pay attention for this article? Just because it has a \"oracle\" in its name? [Tongue] Hmm 🤔... you suspect I know that Adam Khoo guy? Nah, we didn't keep in contact. I doubt he remembers me, so... can't link up [Sly] [Tongue] [Evil]","html":"Btw, what's in it that I need to pay attention for this article? Just because it has a \"oracle\" in its name? [Tongue] Hmm 🤔... you suspect I know that Adam Khoo guy? Nah, we didn't keep in contact. 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myself","text":"I only know Adam khoo made many secondary school students cry 🤣🤣🤣🤣 including myself","html":"I only know Adam khoo made many secondary school students cry 🤣🤣🤣🤣 including myself","likeSize":1,"commentSize":3,"subComments":[{"id":562702024913616,"commentId":"562702024913616","gmtCreate":1778408210408,"gmtModify":1778408484594,"authorId":4109324284357180,"author":{"id":4109324284357180,"idStr":"4109324284357180","authorId":4109324284357180,"name":"Ah_Meng","avatar":"https://community-static.tradeup.com/news/2d912a9db14451f14cc1494dcc74672c","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 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I didn't know that?! What did he do? I don't follow what he does... why should I? Just a lifecycle passerby","text":"Oooo... I didn't know that?! What did he do? I don't follow what he does... why should I? Just a lifecycle passerby","html":"Oooo... I didn't know that?! What did he do? I don't follow what he does... why should I? Just a lifecycle passerby","disclaimerType":0},{"id":562624512651504,"commentId":"562624512651504","gmtCreate":1778389261520,"gmtModify":1778389584106,"authorId":3574136058061437,"author":{"id":3574136058061437,"idStr":"3574136058061437","authorId":3574136058061437,"name":"InverseCramer","avatar":"https://static.tigerbbs.com/fc405e9f366cb34e826787dc45d36977","vip":1,"currentWearingBadge":{"badgeId":"23f878ed27704312ae41c7f17e73b319-5","templateUuid":"23f878ed27704312ae41c7f17e73b319","name":"Annualised return","description":"Top 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That's bad","text":"Very psychologically manipulative. That's bad","html":"Very psychologically manipulative. That's bad","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":562712510120776,"commentId":"562712510120776","gmtCreate":1778410822062,"gmtModify":1778411003699,"authorId":3574752437126777,"author":{"id":3574752437126777,"idStr":"3574752437126777","authorId":3574752437126777,"name":"1PC","avatar":"https://community-static.tradeup.com/news/d93d931cb700e24c910644542320e877","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 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</a><a href=\"https://ttm.financial/U/4171900329979952\"> @Barcode </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a>","text":"Nice Sharing 😁<a href=\"https://ttm.financial/U/4100833454173050\"> @DiAngel </a><a href=\"https://ttm.financial/U/3559581955535845\"> @koolgal </a><a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/3570103090255456\"> @JC888 </a><a href=\"https://ttm.financial/U/4171900329979952\"> @Barcode </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a>","html":"Nice Sharing 😁<a href=\"https://ttm.financial/U/4100833454173050\"> @DiAngel </a><a href=\"https://ttm.financial/U/3559581955535845\"> @koolgal </a><a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/3570103090255456\"> @JC888 </a><a href=\"https://ttm.financial/U/4171900329979952\"> @Barcode </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a>","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":562282890203288,"commentId":"562282890203288","gmtCreate":1778307797053,"gmtModify":1778308044708,"authorId":3574136058061437,"author":{"id":3574136058061437,"idStr":"3574136058061437","authorId":3574136058061437,"name":"InverseCramer","avatar":"https://static.tigerbbs.com/fc405e9f366cb34e826787dc45d36977","vip":1,"currentWearingBadge":{"badgeId":"23f878ed27704312ae41c7f17e73b319-5","templateUuid":"23f878ed27704312ae41c7f17e73b319","name":"Annualised return","description":"Top 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khoo?","likeSize":1,"commentSize":6,"subComments":[{"id":562595125735848,"commentId":"562595125735848","gmtCreate":1778382105483,"gmtModify":1778385140585,"authorId":3574671931921507,"author":{"id":3574671931921507,"idStr":"3574671931921507","authorId":3574671931921507,"name":"Wayneqq","avatar":"https://static.tigerbbs.com/05d24be2c05653913e90f51e69cfe2a8","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-3","templateUuid":"1026c425416b44e0aac28c11a0848493","name":" Tiger Idol","description":"Join the tiger community for 1500 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rather outsource the thinking to someone else.. and pay for it...","text":"Not everyone out there is able to do what you said.. some people do not even know how to use excel.. most people have no idea what is conservative growth assumptions.. how to make then.. what is intrinsic value etc.. \n \nMost importantly.. they may not wan to think that much or they have other things to worry about.. they rather outsource the thinking to someone else.. and pay for it...","html":"Not everyone out there is able to do what you said.. some people do not even know how to use excel.. most people have no idea what is conservative growth assumptions.. how to make then.. what is intrinsic value etc.. \n \nMost importantly.. they may not wan to think that much or they have other things to worry about.. they rather outsource the thinking to someone else.. and pay for 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He is from the old school. Have already made his keep... yup, perhaps like me, a dinosaur 🦕 in AI times... I won't be bothered","text":"Adam Khoo is from my time... classmate I think but can't really remember him well. He is from the old school. Have already made his keep... yup, perhaps like me, a dinosaur 🦕 in AI times... I won't be bothered","html":"Adam Khoo is from my time... classmate I think but can't really remember him well. He is from the old school. Have already made his keep... yup, perhaps like me, a dinosaur 🦕 in AI times... 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No need to waste money. ChatGPT is&nbsp; good enuff.","text":"The outcome was already determined the moment you manually chose conservative growth assumptions.&nbsp; The intrinsic value comes out low — there’s nothing “AI” about it.\n \n A simple Excel spreadsheet can perform the exact same calculation. No need to waste money. ChatGPT is&nbsp; good enuff.","html":"The outcome was already determined the moment you manually chose conservative growth assumptions.&nbsp; The intrinsic value comes out low — there’s nothing “AI” about it.\n \n A simple Excel spreadsheet can perform the exact same calculation. No need to waste money. 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