To The Moon

$DBS(D05.SI)$  $OCBC Bank(O39.SI)$  $UOB(U11.SI)$  Buy the dip. Buy the dip! Thanks @Tiger_comments @Tiger_Earnings @TigerStars 

Will add OCBC as it's the lowest shrew price of the 3 bank

🌟🌟Which Singapore Bank is the undervalued gem?  Honestly,  they are all undervalued gems. The broad picture is clear across DBS, OCBC and UOB: Strong fundamentals but temporary sentiment dip.  Earnings were not disastrous.  They were simply not perfect & the market can be a drama queen. Dividend engines -  All 3 continue to give reliable, growing dividends. Regional dominance - Each bank is  a fortress in its own right, with scale, capital strength & decades of trust. Macro tailwinds ahead - Stabilising interest rates, resilient ASEAN growth & strong wealth management flows support future earnings. Behind the drama, these 3 banks are still the same dependable, dividend paying, region dominating giants they were last week.  Their fundamentals

Definitely $DBS(D05.SI)$, any drop is an increase of dividend since this bank stock is so stonks. Definitely a piece of my long term portfolio be it for growth or dividends.

I think it will dip further in 2026 to 2027. They already forecast revenue will be dropped so this falling knifes 🔪 let it fall to the ground. It will stay around this 40 to 60 range and just very dividend payouts. But dividend itself not enough to repay early knifes.  Stay away...

I will buy DBS for consistent growth and dividend

If only S$10,000 in cash now, hope to buy the dip on the strongest SG bank for that massive 38% dividend boost - Do Buy Some!

Hi traders, 10 shares lot trading pending, expect trading velocity.  Imagine factional shares trading, sgx can be a fast second. Global business news will than feature sgx to the world. SG is a red hot dot in Asia. Huat Ah!

This is certainly a buying opportunity I'am backing up the truck 

All 3 local banks are not Undervalued...Is not worth buying now... but is worth waiting for the big dip .... At current market situations and uncertainty, swing trades are still the best.

dbs

$DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $UOB(U11.SI)$ Singapore's Big Three banks just dropped their FY2025 bombshells, revealing a mixed bag of misses that have shares tumbling amid lower interest rates and global trade jitters biting hard. 😤 DBS, the "Dividend King," clocked S$11 billion profit but dipped 3% year-over-year, missing Q4 estimates despite a jaw-dropping 38% payout boost that locked in yields at 4.2% for loyal holders. OCBC held toughest with S$7.4 billion profit down just 2%, buoyed by record wealth management income surging 25% on high-net-worth inflows, but cautious 2026 guidance on NIM squeezes capped the cheer. UOB took the hardest hit with S$

If I had S$10,000 in cash right now, I would be all in $DBS Group Holdings(D05.SI)$ no need to think or doubt. [USD] [USD] [USD] [USD]

given the price now, I will get 100 DBS and 200 OCBC. 10K should be enough

Buy the dip now or regret when rocket again 

This earnings season, I’m seeing a textbook “sell-on-news” reaction from Singapore to Wall Street. Even names like JPMorgan Chase and Bank of America were punished despite solid numbers, as investors fixate on rising costs and AI spending discipline. The market is clearly demanding clean execution, not just beats. For our local banks, I see a more defensive story. DBS remains my dividend anchor after its 38% payout boost, even if provisions triggered short-term weakness. OCBC Bank stands out for its wealth management resilience and steady asset quality. Meanwhile, United Overseas Bank looks the most beaten down after heavy provisioning, making it the cheapest on valuation. If I had S$10,000 today, I’d core into $DBS(D05.SI)$ for dependable in

I've always wondered if buybacks are a tool to stop the bleeding during big market drops. Does it get easier to read the market once those buyback programmes are finished?  DBS seems to be doing fine without much buyback support at the moment—perhaps they are saving their 'bullets' for a better entry price? I personally prefer DBS over its peers because of its massive scale, its 'national bank' status through POSB, and its lead in the digital spac But i will wait awhile more with new tariff discussion on the card now.  How about you? 😅e.. 

The latest earnings season has wrapped up, and from Singapore to Wall Street, bank stocks have seemingly failed to escape the "sell-on-news" correction. All three SG local banks slumped post-earnings, with UOB hit the hardest, diving 4% in a single day. Is this a necessary risk release, or a golden opportunity to lock in high dividend yields? 1. Interest Rate Anxiety: AI Transformation vs. Operating Costs US Giants ( $JPMorgan Chase(JPM)$ , $Wells Fargo(WFC)$ , $Bank of America(BAC)$ ): The market is being brutally unforgiving. Even Bank of America, which beat expectations, suffered its largest single-day drop since 2020 due to "accelerating costs." While CEOs are

Bet on UOB , time to catch up with DBS 

Dbs can buy, regardless of the price drop

$DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $UOB(U11.SI)$ Singapore's Big Three banks just dropped their FY2025 bombshells, revealing a mixed bag of misses that have shares tumbling amid lower interest rates and global trade jitters biting hard. 😤 DBS, the "Dividend King," clocked S$11 billion profit but dipped 3% year-over-year, missing Q4 estimates despite a jaw-dropping 38% payout boost that locked in yields at 4.2% for loyal holders. OCBC held toughest with S$7.4 billion profit down just 2%, buoyed by record wealth management income surging 25% on high-net-worth inflows, but cautious 2026 guidance on NIM squeezes capped the cheer. UOB took the hardest hit with S$

$DBS(D05.SI)$  $OCBC Bank(O39.SI)$  $UOB(U11.SI)$  Buy the dip. Buy the dip! Thanks @Tiger_comments @Tiger_Earnings @TigerStars 

The latest earnings season has wrapped up, and from Singapore to Wall Street, bank stocks have seemingly failed to escape the "sell-on-news" correction. All three SG local banks slumped post-earnings, with UOB hit the hardest, diving 4% in a single day. Is this a necessary risk release, or a golden opportunity to lock in high dividend yields? 1. Interest Rate Anxiety: AI Transformation vs. Operating Costs US Giants ( $JPMorgan Chase(JPM)$ , $Wells Fargo(WFC)$ , $Bank of America(BAC)$ ): The market is being brutally unforgiving. Even Bank of America, which beat expectations, suffered its largest single-day drop since 2020 due to "accelerating costs." While CEOs are

🌟🌟Which Singapore Bank is the undervalued gem?  Honestly,  they are all undervalued gems. The broad picture is clear across DBS, OCBC and UOB: Strong fundamentals but temporary sentiment dip.  Earnings were not disastrous.  They were simply not perfect & the market can be a drama queen. Dividend engines -  All 3 continue to give reliable, growing dividends. Regional dominance - Each bank is  a fortress in its own right, with scale, capital strength & decades of trust. Macro tailwinds ahead - Stabilising interest rates, resilient ASEAN growth & strong wealth management flows support future earnings. Behind the drama, these 3 banks are still the same dependable, dividend paying, region dominating giants they were last week.  Their fundamentals

Will add OCBC as it's the lowest shrew price of the 3 bank

🌟🌟🌟The 4.6% drop in UOB $UOB(U11.SI)$  following its earnings release this morning has clearly rattled the market, especially as it follows record highs across the STI Index.  To determine if this is a Buying opportunity or a Bye, we have to look past the headline miss. The Knee Jerk Reaction from the Market  The sell off was likely a reaction to 3 specific unpleasant surprises that the market did not like: Dividend Cut:  The SGD 0.71 final dividend was a 23% drop from last year.  This hurts income seeking investors who were spoiled by DBS's recent generosity. Guidance Trim:  CEO Wee Ee Cheong's more cautious outlook on 2026 fee growth - now in high single digits, suggests the post Cit

I think it will dip further in 2026 to 2027. They already forecast revenue will be dropped so this falling knifes 🔪 let it fall to the ground. It will stay around this 40 to 60 range and just very dividend payouts. But dividend itself not enough to repay early knifes.  Stay away...

Definitely $DBS(D05.SI)$, any drop is an increase of dividend since this bank stock is so stonks. Definitely a piece of my long term portfolio be it for growth or dividends.

Hi traders, 10 shares lot trading pending, expect trading velocity.  Imagine factional shares trading, sgx can be a fast second. Global business news will than feature sgx to the world. SG is a red hot dot in Asia. Huat Ah!

If only S$10,000 in cash now, hope to buy the dip on the strongest SG bank for that massive 38% dividend boost - Do Buy Some!

I will buy DBS for consistent growth and dividend

Market Snapshot Singapore stocks opened higher on Tuesday. STI rose 0.3%; Nio up 2%; SIA up 1%; UOB down 4%. Stocks in Focus $UOB(U11.SI)$: The bank’s net profit for the fourth quarter fell 7 per cent on the back of margin pressures from lower benchmark rates, it said on Tuesday. Net profit for the three months ended Dec 31, 2025, came in at S$1.41 billion, compared with S$1.52 billion a year earlier. The bank declared a dividend of S$0.71 per share for the half-year, bringing the full-year dividend to S$1.56 per share. Net interest income fell 4 per cent to S$2.35 billion. Shares of UOB closed 0.5 per cent or S$0.20 higher at S$38.80 on Monday. $OCBC Bank(O39.SI)$: Environmental group Market Forces h

This earnings season, I’m seeing a textbook “sell-on-news” reaction from Singapore to Wall Street. Even names like JPMorgan Chase and Bank of America were punished despite solid numbers, as investors fixate on rising costs and AI spending discipline. The market is clearly demanding clean execution, not just beats. For our local banks, I see a more defensive story. DBS remains my dividend anchor after its 38% payout boost, even if provisions triggered short-term weakness. OCBC Bank stands out for its wealth management resilience and steady asset quality. Meanwhile, United Overseas Bank looks the most beaten down after heavy provisioning, making it the cheapest on valuation. If I had S$10,000 today, I’d core into $DBS(D05.SI)$ for dependable in

🧧🧧🧧The Year of the Fire Horse has officially turned the Straits Times Index (STI) into a global legend!  On 12 February 2026, the impossible happened: the STI crossed the historic 5,000 barrier.  This monumental roar was powered by a stable of star performers that have all hit their own record breaking strides this Lunar New Year. The Star Performers: Champions of the 5,000 Sprint  The Fire Horse doesn't run alone.  It is supported by the strongest 4 Singapore bluechip stocks that the Singapore market has not seen in decades: DBS - The Lion King  $DBS(D05.SI)$ led the charge, recently peaking at an all time high of SGD 60.00.  DBS reported strong FY2025 results on 9 February 2026,

$UOB(U11.SI)$    UOB Group reported an operating profit of S$7.7 billion for the financial year ended 31 December 2025 (FY25), driven by strong fee momentum across our wholesale banking and retail banking businesses. Net profit for FY25 moderated 23% to S$4.7 billion from the previous year, largely due to the pre-emptive general allowances that the Group proactively set aside in the third quarter to strengthen provision coverage amid growing macroeconomic uncertainties. The Board recommends the payment of a final dividend of 71 cents per ordinary share. Together with the interim dividend of 85 cents per ordinary share, the total dividend for FY25 will be S$1.56per ordinary share, representing a payout ratio of approximately 50%. In rec

All 3 local banks are not Undervalued...Is not worth buying now... but is worth waiting for the big dip .... At current market situations and uncertainty, swing trades are still the best.

This is certainly a buying opportunity I'am backing up the truck 

I've always wondered if buybacks are a tool to stop the bleeding during big market drops. Does it get easier to read the market once those buyback programmes are finished?  DBS seems to be doing fine without much buyback support at the moment—perhaps they are saving their 'bullets' for a better entry price? I personally prefer DBS over its peers because of its massive scale, its 'national bank' status through POSB, and its lead in the digital spac But i will wait awhile more with new tariff discussion on the card now.  How about you? 😅e.. 

dbs

UOB’s FY25 Audit: A 200-Basis Point Spread in a Season of "Vanishing Customers" |🦖EP1446 I have been watching the local bank earnings reports roll in over the last week and something clicked for me regarding UOB that I felt compelled to share with our community of 6,000+ subscribers. While the mainstream headlines are busy celebrating a record fee income of $2.6 billion, I spent my evening digging into the footnotes of the wholesale credit provisions. There is a clear gap between the glossy narrative of a victory lap and the hard math of a 23 percent profit plunge. It feels like a celebration. But here is the uncomfortable truth: that attractive dividend is currently sitting on an engine showing signs of stress. When we look at the yield spread, we see a risk premium of only 86 basis point