UnitedHealth Stock: What I’m Doing, and Why I Haven’t Bought the Dip (Yet)
$UnitedHealth(UNH)$ UnitedHealth (UNH) stock has been under massive pressure lately—down over 21% in the past five days and nearly 38% year to date. After featuring it as one of two quality, undervalued stocks recently, I’ve received countless questions: Did I sell? Did I buy more? What’s my updated thesis? Here’s my final update on UNH before the next earnings report. Let’s break down what’s happened, where I stand, and what I’m watching next. UnitedHealth Group: What a Mess… or a Massive Opportunity? UnitedHealth Group (UNH) has been in freefall—down nearly 50% in just four weeks. It’s one of the most dramatic collapses of a large-cap stock in recent memory. First, there was a cyberattack. Then, the CEO was tragically killed. Next, they missed gu
Bilibili (BILI) User Growth AI Monetization Could Provide Earnings Surprise
$Bilibili Inc.(BILI)$ is scheduled to release its quarterly report for fiscal Q1 2025 on Tuesday, 20 May 2025, before the U.S. markets open. Following the announcement, Bilibili's management will host an earnings conference call at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time) on the same day. Earnings Per Share (EPS) : The consensus EPS forecast for the fiscal quarter ending March 2025 is $0.07. The reported EPS for the same quarter last year was $-1.06. Revenue : The consensus revenue forecast for Q1 2025, according to analyst ratings, is RMB 6.909 billion. Bilibili (BILI) Last Positive Earnings Call Saw Share Price Dropped By 10.72% Bilibili had a positive earnings call on 25 March 2025 which saw its share price declined by 10.72%.
Target (TGT) Ability To Navigate Retail Challenging Environment Crucial In Earnings Report
$Target(TGT)$ is scheduled to release its first-quarter fiscal year 2025 earnings before the market opens on Wednesday, 21 May 2025. A conference call to discuss the results is expected to follow at 8:00 AM ET. Revenue: Analysts anticipate revenue to be approximately $24.46 billion, which is relatively flat compared to the $24.53 billion reported in the same period last year. Target itself expects modest revenue growth of around 1% for the full fiscal year 2025, suggesting a potentially muted performance in Q1. Earnings per Share (EPS): The consensus estimate for adjusted EPS is around $1.72 to $1.76, a decrease from the $2.03 reported in Q1 2024. This reflects potential pressure on profitability. Full Fiscal Year 2025 Guidance: Target has provided
NVIDIA's Latest Holdings | Which of the 6 Major AI Companies Has the Most Growth Potential? NVIDIA's latest investment landscape has just been unveiled. According to NVIDIA's 13F filing with the SEC, as of the end of Q1, the company hold stakes in 6 companies: Data center operator $CoreWeave (CRWV.US)$ , chip design giant $Arm Holdings (ARM.US)$ , data center operator $Applied Digital (APLD.US)$ , AI healthcare company $Recursion Pharmaceuticals (RXRX.US)$ , data center operator $NEBIUS (NBIS.US)$ , and autonomous driving company $WeRide (WRD.US)$. As a global leader in AI computing power, NVIDIA's capital deployment is becoming a strategic indicator for tech industry development. The market believes NVIDIA's investment decisions are based on a deep understanding and foresight of AI
Index Put Options Are Everywhere in Wall Street's 13F Fillings Institutions are reporting their 13F holding in the first quarter of 2025(as of 3/31/25), and they have demonstrated a keen interest in option strategies to hedge with the market uncertainties. We saw index put options everywhere, puts on $SPDR S&P 500 ETF Trust(SPY)$ , $Invesco QQQ(QQQ)$ and $iShares Russell 2000 Value ETF(IWN)$ surged up across their portfolios, signaling a downside protection. Tech stocks are still favored, but with lighter exposure to volatile names like
Investors Pile on Nvidia, Amazon, Apple, Microsoft in Q1, Taking Advantage of Sell-Off Hedge funds and other large investors piled on $NVIDIA Corp(NVDA)$ , $Amazon.com(AMZN)$ , $Apple(AAPL)$ , and $Microsoft(MSFT)$ in the first quarter, taking advantage of the stock market sell-off that sent the Magnificent Seven stocks to their worst three-month slump since mid-2022. Their combined holdings in Nvidia climbed by 116.58 million shares, the most among the Magnificen
Trading Potential Monday Knee-jerk Reaction After U.S. Debt Rating Downgrade
The stock market rally had a powerful week as the U.S-China trade de-escalated and AI spending fears returned to optimism. All the major indexes cleared their 200-day lines decisively. Much of the advance came early in the week, but the indexes and leading stocks showed little desire to pause, let alone pullback. Moody's Downgrades U.S. Sovereign Credit Rating However, Moody's Investors Service downgraded the U.S. government credit rating from the top-level Aaa to Aa1, saying this "reflects the increase over more than a decade in government debt and interest payment ratios to levels that are significantly higher than similarly rated sovereigns." The announcement of a U.S. debt rating downgrade by Moody's on Saturday, 17 May 2025, after the regular market close on Friday, will likely impact
Aspial Corporation vs. Aspial Lifestyle: A Value Investment Analysis
Aspial Lifestyle has been ranked as a top small-cap jewel in Singapore for 2025 by various sources. However, a closer look at its parent company, Aspial Corporation, reveals a potentially more attractive investment opportunity. Aspial Lifestyle's Business Model: Aspial Lifestyle's core business comprises Maxi-Cash pawnshops and jewelry retailers Lee Hwa and GoldHeart. Maxi-Cash benefits from high-interest margins and rising gold prices. Its strategy of acquiring discounted gold from borrowers unable to repay loans, then redesigning it into fashionable jewelry, is particularly shrewd in a rising gold market. Geopolitical uncertainty further strengthens gold's position as a safe haven asset. Valuation Comparison: - Aspial Lifestyle: Market capitalization of $220.9 million. - Aspial Corporat
Moody's Weighs In: Will the Downgrade Halt the Rally?
Top credit rating agency $Moody's(MCO)$ has lowered its assessment of the United States' ability to repay its debts from the highest level (AAA) down one step to AA1. This puts Moody's in line with other major agencies. They cited concerns about the increasing amount of government debt and the growing cost of managing that debt due to high interest rates and large budget deficits. Moody's analysts also noted that if tax cuts from 2017 are extended as expected, it would significantly add to the national debt over the next decade, projecting the deficit and debt-to-GDP ratio to rise considerably by 2035.As you know, I focus more on price action than on news. News often acts as the catalyst for market reversals based on price conditions, as we saw whe
Daily Charts - uropean equities used to be good — more or less as good as US stocks
1.Something Happened in 2009 European equities used to be good — more or less as good as US stocks. But something(s) changed in 2009. One issue was that Europe had to deal with the hangover from the credit boom, with rolling sovereign debt crises and structurally lower growth as it digested malinvestment and deleveraging. The USA on the other hand saw years of easy policy + struck "tech stock oil"Image2.It's the season for bonds...(but do you believe it?)Image3.Bonus Chart: China Basing…The above talks about EM ex-China ---but what about China?I would say do not count them out either. The MSCI China Index is undergoing its own basing and breakout process (looks to be either/both a double bottom or rounding bottom pattern in progress here).And as for the setup in Chinese stocks, there’s imp
Daily Charts - TSLA remember they said competition is coming
1. $Tesla Motors(TSLA)$ remember they said competition is comingImage2.Broadcom $Broadcom(AVGO)$ forms a Golden Cross for the first time since January 2023 🚨 Shares went on to gain 338% over the next 22 months 📈📈Image3.Almost 78% of S&P 500 $S&P 500(.SPX)$ stocks are now trading above their 50-day moving average, the most since October 📈Image4.United Kingdom has passed China as the 2nd largest holder of U.S. Treasuries for the first time in 25 yearsImage5.U.S. spent $997 Billion on defense last year, more than China, Russia, Germany, Ukraine, South Korea, France, Israel, United Kingdom, and India combined!ImageFor whom haven't open CBA can know more from
$NVIDIA(NVDA)$ is showing exhausted price action in the daily chart considering the indecisive candles, and the overbought RSI agrees with the exhaustion thesis. The gap at $123 may act at a magnet.For whom haven't open CBA can know more from below:🏦 Open a CBA today and enjoy privileges of up to SGD 20,000 in trading limit with 0 commission. Trade SG, HK, US stocks as well as ETFs unlimitedly!Find out more here:Trade on a Cash Boost Account and enjoy up to 6 months of Commission-Free trading.💰Join the TB Contra Telegram Group to Get $10 Trading Vouchers Now🎉💰CBA Mini Course 1: What is Cash Boost Account(CBA)?
Moody’s just downgraded the U.S. credit rating for the first time ever. $SPDR S&P 500 ETF Trust(SPY)$ That means all 3 major agencies (Moody’s, S&P, Fitch) now agree:The U.S. is no longer AAA❌Why?-Exploding debt-Soaring interest costs-No plan to fix itWhy it matters:-Higher borrowing costs-Lower investor confidence- Volatility ahead- Could scare off foreign investors None of the agencies have ever reversed their downgrade.Watch yields next week and we could now see SPY reject at our smart money zone.Note: I don’t personally care about any of these agencies, but it doesn’t mean it can’t effect the market short term 💯Drawdowns suck—especially when it feels like a trap. But they’re part of the game.If you’re in this for the long haul, they’re
I grew a small account to almost $80,000+ by swing trading in 2025 when everyone was panicking.This is the BEST cheatsheet for SWING TRADING (bookmark it and print it off)Here's 3 rules for you to master swing trading in 3 minsImage1. Always buy at support or key levels where buyers are stepping into the market. Look at these charts and look for DEMAND zones or buyers.Image2. Look for volume to confirm the buyers are in the market and sellers are gone. You can study the DAILY chart and 5min chart for entry to confirm.Image3. Choose strong companies or a stock with a STRONG reason why buyer would step into the market. For example, $UnitedHealth(UNH)$ take a look at the buyers coming in the last few days after BEARS attacked it.ImageFor whom haven't
Fundsmith ran a large/short fund from 2020-2021 that was closed to external investment. Here were the holdings before the portfolio was liquidated. $Microsoft(MSFT)$$S&P Global(SPGI)$$Synopsys(SNPS)$$Intuit(INTU)$$MasterCard(MA)$$Visa(V)$ I’ve highlighted my favourites. Which do you like?ImageHere's a mental model for thinking about a company's growth:• Is the growth rate high?• Is the growth predictable?High + Predictable = InvestableAnything else = Perhaps best to avoidWhere do you invest?ImageFor whom haven't open CBA can know mo
The jump in equity positioning this week was among the largest ever recorded.The chase is on. $SPDR S&P 500 ETF Trust(SPY)$$Invesco QQQ(QQQ)$$iShares Russell 2000 ETF(IWM)$$Tesla Motors(TSLA)$$NVIDIA(NVDA)$ ImageFor whom haven't open CBA can know more from below:🏦 Open a CBA today and enjoy privileges of up to SGD 20,000 in trading limit with 0 commission. Trade SG, HK, US stocks as well as ETFs unlimitedly!Find out more here:Trade on a Cash Boost Account and enjoy up to 6 months of Commission-Free trading.💰Join the TB Con
Ever since my DBS Vickers Cash upfront account was approved, I just go stocks buying as their brokerage fees is very low. Moreover, the stocks purchased will go to CDP. That's what I always wanted. Being a long term and dividends driven investor, I just DCA and compound for the long run. This morning I was looking at my UT portfolio, I was shocked that I m extremely high risk investor. [Happy] [LOL] [Smile] [Chuckle] . only 1 out of 6 high risk UT not doing good. The other 5 are flying colours. 1 low to medium UT & 1 medium to high UT are doing so so. Looks like I have better luck with high risk UT rather than low to medium or medium to high risk UT. I love a particular sector UT but their annual management fee, annual trustee fee & expense
$Apple(AAPL)$'s $4.5 billion bond issuance arrives amid complex macroeconomic crosscurrents, creating both opportunities & risks for investors. Here's a structured analysis: Bond Safety in Turbulent Markets (1) Elevated Treasury Yields The 10-year Treasury yield stands at 4.44% (as of 16 May 2025), creating a high benchmark for corporate borrowing. Apple's bonds-with maturities ranging from 3 to 10 years-likely offer a premium over these rates, though exact pricing details aren't disclosed yet. Strong demand (orders exceeding $10 billion vs $4.5 billion issued) suggests investor confidence in Apple's creditworthiness despite market volatility. *Note: AAPL bond's 10-year tranche (priced at Treasury +70bps) particularly appeals to investors seek
Layoffs, USA downgrade - my investing muse (19May2025)
My Investing Muse (19May25) Layoffs & Closure news HSBC targets 10% workforce cut in global restructuring strategy - People Matters Luxury is on life support. Burberry is cutting 1,700 jobs. They showed Akeroyd the door last summer, and begged Schulman to hawk trench coats & scarves again, But who’s really splurging on scarves? Affirm wants to know - X user Amanda Goodall MICROSOFT TO LAYOFF ~7,000 EMPLOYEES. Microsoft is cutting 3% of its workforce. - X user Gurgavin Japanese carmaker Nissan has said it will cut another 11,000 jobs globally and shut seven factories as it shakes up the business in the face of weak sales. Falling sales in China and heavy discounting in the US have taken a heavy toll on earnings, while a proposed merger with Honda and Mitsubishi collapsed in February