To The Moon

I prefer building a portfolio focused on quality companies, steady dividend income, and long-term capital appreciation. Rather than chasing high-risk growth stocks, I invest in businesses with strong market positions, consistent earnings, and attractive dividend yields. My goal is to let capital grow over time while collecting dividend income of around 3% to 5% annually based on current market prices.

🏦 OCBC Bank (100 Shares)

My largest position is OCBC Bank because I believe Singapore’s banks are among the strongest in Asia. OCBC has a diversified business across consumer banking, wealth management, insurance, and commercial banking. Rising wealth inflows and resilient earnings make it one of my core long-term holdings.

I bought my shares at SGD 16.896, and the current price is SGD 28.920.

Capital gain before dividends:

* Gain per share: SGD 12.024

* Total gain: SGD 1,202.40

* Return: 71.16%

On top of this capital gain, OCBC typically offers an annual dividend yield of around 3%–5%, providing additional passive income while I continue holding the shares.

⸻

✈️ Singapore Airlines (200 Shares)

I own Singapore Airlines (SIA) because it is Singapore’s national carrier with a strong balance sheet and benefits from the continued recovery in global travel. Higher passenger demand and cargo operations support its long-term outlook.

I bought SIA at SGD 6.697, and it is now trading at SGD 7.630.

Capital gain before dividends:

* Gain per share: SGD 0.933

* Total gain: SGD 186.60

* Return: 13.94%

SIA also distributes dividends when business performance is strong, giving me both capital appreciation and dividend income.

⸻

🏗️ Keppel Ltd (100 Shares)

Keppel is one of Singapore’s leading infrastructure and asset management companies. I like its exposure to infrastructure, energy transition, urban development, and asset management, which provides diversified earnings.

I purchased Keppel at SGD 9.423, and it is currently trading at SGD 11.380.

Capital gain before dividends:

* Gain per share: SGD 1.957

* Total gain: SGD 195.70

* Return: 20.77%

Keppel also pays regular dividends of around 3%–5%, adding another source of return.

⸻

$OCBC Bank(O39.SI)$  

🏢 Keppel REIT (11 Bonus Shares)

I received these 11 shares through a corporate action, so my recorded cost is SGD 0.00.

Current value:

* SGD 9.68

Any future dividends from these shares are an added bonus to my portfolio.

⸻

📊 My Portfolio Performance (Before Dividends)

Stock Capital Gain

OCBC Bank SGD 1,202.37

Keppel SGD 195.71

Singapore Airlines SGD 186.66

Keppel REIT SGD 9.68

Total unrealized capital gain: SGD 1,594.42

This total does not include any dividends I have received.

⸻

🌟 Why I Am Optimistic

Recent market strength has been supported by Singapore’s major banks, including OCBC, DBS, and UOB, which remain key drivers of the Straits Times Index (STI). Strong institutional buying, resilient earnings, and attractive dividend yields continue to support these companies. Keppel benefits from long-term infrastructure and energy transition themes, while Singapore Airlines continues to benefit from healthy travel demand.

Although markets can experience short-term volatility due to interest rate decisions, economic data, or global events, I remain focused on owning fundamentally strong companies. My strategy is to combine long-term capital appreciation with steady dividend income of approximately 3% to 5%, allowing my investments to compound over time.

Disclaimer: This reflects my personal investment approach and is not financial advice. All investments carry risk, and share prices and dividends can rise or fall. Always do your own research before investing.

Find out more here: Share Link

@TheBeautyofOptions @MillionaireTiger @TigerEvents @TigerStars 

@Daily_Discussion