To The Moon

Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$  $DBS(D05.SI)$  $Suntec Reit(T82U.SI)$  

Great..to read whats been happening and also updated on da gossip nice.

Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6

DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.

I see from div. So DBS almost there already, but the other 2 banks still have room to up further.

SG's banks are overpriced and more corrections are on the way.

DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]

DBS still going strong 💪  but all local banks is 👍

posb was a stat board and merged with DBS so implicit govt guarantee 

All 3 banks are good for long investments, DBS tops all of it!

Buy Buy Buy time to buy banks 

,,[What]  [What]  [What]  [What]  

Definitely DBS, from $36  last year it has risen all the way to $50 now. OCBC is still at a pathetic $16

Dbs = Da Bu Shi.... it won't die

Uob actually don’t have any advantages as the price , value and earning power is not up or down . Investor is either buying high growth or value stocks and not in the middle . U know which stocks I am referring to in banking sg

DBS can maintain because of the largest flow of money will always be DBS ! It’s the biggest for a reason .

🌟🌟🌟NIM is Net Interest Margin, a key profitability metric for banks.  It measures the difference between interest earned from loans and interest paid to depositors. $DBS Group Holdings(D05.SI)$ NIM has remained stable at 2.14%.    However Analysts expect NIMs to edge lower across Singapore's major banks.  This is due to easing global interest rates, rising deposit competition and regulatory shifts. Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility. As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomi

🔎 Q2 2025 Earnings Digest – Singapore Banks 1. DBS Group Holdings Q2 Net Profit: Rose 1% YoY, beating forecasts. Key Highlight: Maintains full-year 2025 outlook, supported by sustained margins and asset quality. Market Reaction: Likely positive due to earnings beat and stable guidance. Outlook: DBS remains the strongest in terms of execution and growth clarity. A defensive core holding. 2. OCBC Bank Q2 Net Profit: Fell 7% YoY to S$1.82 billion. Dividend: Declared S$0.41/share, which is stable. Key Concern: Lower insurance and trading income, though fundamentals remain solid. Outlook: Dividend support may limit downside, but lack of earnings momentum may cap upside. 3. UOB Group Q2 Net Profit: Dropped 6% YoY to S$1.34 billion, missing analyst forecasts. Headwind: NIM pressure and higher cos

DBS > OCBC and UOB with very strong earnings 

$DBS(D05.SI)$ hit an all-time high of S$49.21 this Thursday, just one step away from the S$50 mark. $ocbc bank(O39.SI)$ also reached a record high earlier this week on Monday, touching S$17.45. UOB, however, has underperformed compared to the other two banks. OCBC is scheduled to release its earnings next Friday.According to a recent report from DBS, Singapore’s banking sector is facing margin compression and weakening non-interest income.Benchmark rates such as SORA and HIBOR have dropped significantly. 3-month SORA fell by 50 basis points, while 1-month and 3-month HIBOR plunged by 299 and 221 basis points, respectively. These declines are expected to exert repricing pressure on OCBC’s loan book.In

$DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $UOB(U11.SI)$ 📊🏦🔥Dominance Redefined: Why DBS Breaks Out While OCBC and UOB Stumble After Q2 Earnings📊💥🔍 I’m trading this as a clear relative strength story with quantifiable divergence. DBS (D05.SI) is not just outperforming on price; it’s pulling away fundamentally, technically, and institutionally post-earnings. OCBC and UOB both missed on Q2 profit. DBS didn’t just beat, it maintained forward guidance and rewarded shareholders with a total 75-cent dividend per share, including a 15-cent capital return. That alone shifts institutional allocation in a market where predictability is getting priced at a premium. DBS reporte

Oversea-Chinese Banking Corporation ( $ocbc bank(O39.SI)$ , SGX:O39) is under the spotlight as its stock slides for five consecutive days to S$14.50, reflecting market concerns about an expected Net Interest Margin (NIM) decline across Singapore’s banking sector. The bank’s Q3 2024 earnings, reported on November 8, 2024, confirmed a 9-basis-point NIM drop to 2.18%, aligning with expectations but raising questions about its resilience. With a robust 9% year-on-year net profit increase to S$1.97 billion, driven by non-interest income, OCBC’s fundamentals remain strong. Can OCBC defy the NIM decline trend, and where will its stock close on Friday, July 31, 2025? This report dives into OCBC’s earnings, market dynamics, and strategic investment appro

Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$  $DBS(D05.SI)$  $Suntec Reit(T82U.SI)$  

📊 DBS vs UOB vs OCBC: Who Wins the 2H 2025 Bank Race? 🏦 --- 🏦 1. Singapore Banks Q2 Snapshot Singapore’s Big 3 banks reported Q2 2025 results — and the divergence was telling: DBS managed to keep its NIM around 2.06%–2.12% despite a declining rate backdrop, boosting its YTD stock gain to ~+13%. UOB posted modest growth in earnings and fee/trading income, though NIM softened slightly. Its share price is up around 3–4% YTD. OCBC saw net profit slide 7% to S$1.82B, matching expectations. NIM slipped to 1.92%, but fee income rose 5% to S$1.26B, offsetting margin pressure. Falling global rates and slower loan growth are weighing on interest income, but each bank is navigating the transition differently. --- 💹 2. DBS — Still the NIM King? DBS continues to outperform peers thanks to its resilienc

💰 $Straits Times Index(STI.SI)$ hits 17 consecutive gains with the U.S. dollar weakening and the Singapore dollar strengthening.💹 $ocbc bank(O39.SI)$/$UOB(U11.SI)$/$DBS(D05.SI)$: STI's core components that are showing an upward trend with reasonable current valuations.📣 Stay tuned, supercharge purchasing power through CashBoost!Open a CBA today and enjoy access to a trading limit of up to SGD 20,000 with upcoming 0-commission, unlimited trading on SG, HK, and US stocks, as well as ETFs. Find out more here.💰Join the TB Contra Telegram Group to Get

Last Friday, $OCBC Bank(O39.SI)$ reported a 7% year-over-year decline in Q2 profit to S$1.82 billion. Despite the drop, the results exceeded the S$1.79 billion consensus forecast from a Bloomberg poll of six analysts. The bank also announced a dividend of S$0.41 per share.DBS Posts Record Revenue in Q1! Limited decline in Q2?In the previous quarter, DBS reported total revenue of S$5.557 billion, a 13% year-on-year increase, setting a new record. Net interest margin (NIM) remained stable at 2.14%. Fee income surpassed S$1 billion for the first time, and treasury customer sales hit an all-time high. The cost-to-income ratio was steady at 37%, and pre-provision operating profit rose 14% to S$3.478 billion.Although all three major banks were expecte

I have been reviewing the latest earnings reports for the three major Singapore banks, and I am really impressed with DBS $DBS Group Holdings(D05.SI)$  . The Singapore lender maintained its 2025 outlook, and its Q2 profit beat forecasts with a 1 percent rise. That kind of consistency and growth is encouraging, and I see it as a superb result that highlights DBSs strength in the current market. On the other hand, I am quite disappointed with UOB's $UOB(U11.SI)$  performance. Their Q2 profit dropped 6 percent to 1.34 billion dollars, missing the forecast entirely. That decline is a bit worrying, and it makes me question what might b

Here is your Q2 2025 earnings digest for Singapore’s big‑three banks: --- 📊 Q2 2025 Performance Summary DBS Group (D05.SI) Net profit climbed 1% YoY to S$2.82 billion, beating the S$2.77 billion consensus estimate . Driven by higher total income, particularly robust fee & commission income, while net interest income dipped ~4% due to margin compression . Dividend: 60¢ ordinary + 15¢ capital return (up 11% from a year ago for the ordinary component) . Profitability eased: ROE down to 16.7% (from 18.2%); NIM fell to 2.05% (from 2.14%) . Maintained full-year 2025 outlook: NII expected to be slightly above 2024 levels; net profit anticipated below 2024 levels . OCBC (O39.SI) Net profit declined 7% YoY to S$1.82 billion, in line with market expectations . Decline driven by lower net interes

🌟🌟🌟On August 7, DBS will unveil its Q2 25 results.  For some it is just another earnings day.  For me, it is an reaffirmation of why DBS remains the cornerstone of my portfolio - a bank built not for the next quarter but for future generations of Singaporeans.  Fortress Fundamentals, Even in Headwinds  Analysts expect net interest margins to compress - likely down to 2.05%, reflecting softer rates.  But DBS is not flinching.  Fee income, especially from wealth management, is projected to surge 31%, driving a 13.2% year on year increase. Net profit may dip slightly to SGD 2.691 billion but that is strategic not symptomatic.   DBS is absorbing a SGD 400 million tax hit due to the global minimum tax of 15% for large Singapore multinational enterprises.&

$DBS(D05.SI)$ $NVIDIA(NVDA)$ $UOB(U11.SI)$ 📊📈💰DBS at the Edge of S$50: Is This the Right Entry for Singapore Dividend Exposure?💰📈📊 🇸🇬 I’m drawn to Singapore’s stability and DBS’s capital strength. As someone looking to diversify beyond volatile US markets, I’ve been scanning for high-yield, fundamentally sound names with long-term structural advantages. DBS Group ($D05.SI) sits right at the top of my shortlist. The stock just printed an all-time high of S$49.21, closing at S$49.06. The broader Straits Times Index (STI) has lagged global markets this year, but Singapore bank stocks continue to offer something rare: stable dividends, resilient balance sheets, a

🟠 OCBC Slides 5 Days Ahead of Earnings — Overreaction or Justified? OCBC ($ocbc bank(O39.SI)$  ) has dropped for five straight sessions heading into its Q2 earnings. The worry: Singapore banks are bracing for Net Interest Margin compression, with slowing loan growth and rising deposit costs. But could the market be pricing in too much pessimism too soon? Is this dip fertile ground for a post-earnings bounce? ⚖️ --- 📉 Market Pricing in a NIM Squeeze — But Is OCBC Different? At the heart of investor concern: banks like OCBC, DBS (D05.SI), and UOB (U11.SI) are expected to see NIMs peaking in late 2023 and trending lower. MAS data shows corporate and consumer loan growth decelerating Cost of funds rising faster th

$DBS(D05.SI)$ Q2 Earnings Overview DBS announced its Q2 2025 earnings today. Net profit rose 1% year-on-year to S$2.82 billion, exceeding analyst expectations and supported by higher total income—including stronger trading, wealth, and fee income. While net interest margin eased slightly, DBS maintained its 2025 outlook and declared a total dividend of 75 cents per share (ordinary + capital return) What is a Cup and Handle Pattern? Chart Pattern Type: Bullish continuation Shape: The “cup” looks like a rounded U-shape, showing a period of consolidation followed by a recovery. The “handle” is a short pullback or sideways drift after the cup, usually sloping slightly downward. Cup-and-Handle Pattern & Target Projection On the chart, DBS exhibit

Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6

Market SnapshotSingapore stocks opened higher on Thursday. STI rose 0.5%; ST Engineering up 4%; DFI Retail Group up 3%; DBS up 1%; Nio fell 3%.Stocks in Focus$ST Engineering(S63.SI)$: The group on Wednesday announced that it won new contracts valued at S$4.7 billion in Q2 of this year. These comprise S$1.5 billion from the commercial aerospace segment, S$1.5 billion from the defence and public security segment and S$1.7 billion from the urban solutions and satcom segment. Shares of ST Engineering closed down 2.13 per cent or S$0.18 at S$8.27 before the news.$Mapletree PanAsia Com Tr(N2IU.SI)$: The manager of MPACT said on Wednesday that it will be selling two office buildings in Japan for 8.7 billion

I've been following the recent developments with DBS Bank closely, and it's exciting to see it reach an all-time high of 49.21 Singapore dollars. The 16 percent year-to-date rise is impressive, even if it pales in comparison to the 52 percent surge in 2024. It's clear that the bank's performance is drawing a lot of attention, though analysts are cautioning about increased share price volatility due to its large loan book and elevated valuation compared to its book value. As I think about what might come next with DBS marching toward 50 Singapore dollars, I believe the momentum could carry it further, but a pullback might indeed follow after this new all-time high. Market dynamics often see corrections after such significant milestones, especially with the volatility warnings in mind. I'd e

🌟🌟🌟OCBC $ocbc bank(O39.SI)$  Q2 25 report reminded us why this bank is more than just another blue chip name.  Amid margin pressures and global headwinds, it delivered solid beats on profit and showcased growth in fee income, all while reaffirming a generous dividend that anchors investor confidence. Q2 25 Earnings Highlights  Net profit of SGD 1.82 billion was down YoY but topped consensus estimates by 2%. Net interest income slipped 6% to SGD 2.28 billion as NIM narrowed to 1.92%.  However Management still targets 1.90% to 1.95% for 2025. Non interest income jumped 5%, led by wealth management fees as Assets Under Management hit a record SGD 310 billion, an increase of 11%. Asset quality

DBS Bank's recent surge to an all-time high (ATH) of S$49.21 marks a technically significant moment — but one that may invite increased volatility and profit-taking, especially considering the macro and sector-specific pressures currently in play. --- DBS: Where to next? 1. Elevated Valuation Risks DBS trades at a higher P/B ratio than its regional peers, which raises concerns about sustainability unless earnings continue to justify the premium. With a 16% YTD gain — relatively modest compared to its 52% rise in 2024 — the rally appears to be maturing, and momentum is slowing. 2. Margin Compression Headwinds Management has warned of net interest margin (NIM) pressure, a trend likely to intensify if global central banks begin cutting rates. Loan growth is also expected to moderate, given ti

🌟🌟🌟Who says Singapore Market is boring?  Clearly not anyone watching the Straits Times Index recently.  The Singapore Market has gone from "boring but reliable" to "dependable with a dash of flair".  The Straits Times Index (STI) has been on a tear - 11 straight sessions of gains and suddenly Singapore isn't just a footnote in global investing.  Singapore is now making headlines in a great way. Why is Singapore Drawing Global Capital? The 3 Singapore banks $DBS Group Holdings(D05.SI)$  $ocbc bank(O39.SI)$  and $UOB(U11.SI)$  have been hitting their all

🟩 📊 Ready to make smarter investment decisions? Join Iggy as we dive into DBS Bank’s Q1 2025 financial report—packed with insights every savvy investor needs! From record income performance to the impact of global tax changes, we’re shedding light on what this means for your portfolio and Singapore’s financial sector. 🚀 $DBS(D05.SI)$ DBS delivered an impressive $591B in quarterly income, but there’s a twist: net profit dipped 2% due to global tax adjustments. Don’t worry—return on equity held steady at 17.3%, a solid sign for sustained shareholder value. Whether you're looking to grow your CPF investments or evaluate Singapore's wealth management boom, this deep dive uncovers it all. 💡 Here’s why this matters: - Fee income surged 22%, treasury c